{"id":31363,"date":"2026-08-08T09:00:00","date_gmt":"2026-08-08T08:00:00","guid":{"rendered":"https:\/\/www.sage.com\/en-gb\/blog\/?p=31363"},"modified":"2026-08-10T08:55:16","modified_gmt":"2026-08-10T07:55:16","slug":"mtd-quarterly-updates-listicle","status":"publish","type":"post","link":"https:\/\/www.sage.com\/en-gb\/blog\/mtd-quarterly-updates-listicle\/","title":{"rendered":"10 tips and tricks for your MTD quarterly update"},"content":{"rendered":"<header class=\"entry-header has-dark-background-color entry-header--standard entry-header--has-illustration entry-header--has-illustration--standard\">\n\t<div class=\"container\">\n\t\t<div class=\"entry-header__row row align-center\">\n\t\t\t<div class=\"col col-lg-7 col-xlg-6 entry-header__content\">\n\t\t\t\t\t\t\t<div class=\"component component-single-header\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"entry-header__misc text--subtitle text--uppercase text--small\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.sage.com\/en-gb\/blog\/category\/strategy-legal-operations\/\" class=\"entry-header__link\">Strategy, Legal &amp; Operations<\/a>\t\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t<div class=\"entry-title-wrapper\">\n\t\t\t\t\t<h1 class=\"entry-title\">\n\t\t\t\t\t\t10 tips and tricks for your MTD quarterly update\t\t\t\t\t<\/h1>\n\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t<p class=\"entry-header__description\">\n\t\t\t\t\t\tNeed to submit an MTD for Income Tax update? These 10 little-known hints and facts could save you time and effort\u2014and reduce the stress, too!\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n\t\t<div class=\"single-post-details container\">\n\t\t<div class=\"col\">\n\t\t\t<span class=\"posted-on \">Published <time class=\"entry-date published\" datetime=\"2026-08-08T09:00:00+01:00\">8 August, 2026<\/time><\/span><span class=\"reading-time\"> min read<\/span>\n\t\t<button\n\t\t\ttype=\"button\"\n\t\t\tclass=\"social-share-button button button--icon button--secondary js-social-share-button\"\n\t\t\tdata-share-title=\"10 tips and tricks for your MTD quarterly update\"\n\t\t\tdata-share-url=\"https:\/\/www.sage.com\/en-gb\/blog\/mtd-quarterly-updates-listicle\/\"\n\t\t\tdata-share-text=\"Please read this interesting article\"\n\t\t>\n\t\t\t<span class=\"social-share-button__share-label\">Share<\/span>\n\t\t\t<span class=\"social-share-button__copy-label\" hidden>Copy Link<\/span>\n\t\t\t<span class=\"social-share-button__copy-tooltip\" aria-hidden=\"true\" hidden>Copied<\/span>\n\t\t<\/button>\n\n\t\t\t\t<\/div>\n\t<\/div>\n\t<\/header>\n\n\n\n<div class=\"wp-block-post-author has-dark-background-color alignfull\">\n\t<div class=\"container\">\n\t\t<div class=\"col\">\n\t\t\t\t\t\t\t<div class=\"co-authors\">\n\t\t\t\t\t\n\t\t<div class=\"entry-author-wrapper\">\n\t\t\t<a class=\"entry-author\" href=\"https:\/\/www.sage.com\/en-gb\/blog\/author\/keirthomasbryant\/\">\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"40\" height=\"40\" src=\"https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2025\/06\/keir-short-hair-350x350.jpg\" class=\"entry-author__image\" alt=\"\" srcset=\"https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2025\/06\/keir-short-hair-350x350.jpg 350w, https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2025\/06\/keir-short-hair.jpg 760w\" sizes=\"auto, (max-width: 40px) 100vw, 40px\" \/>\t\t\t\t<span class=\"entry-author__name\">Keir Thomas-Bryant<\/span>\n\t\t\t<\/a>\n\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\">If you\u2019re a sole trader or landlord facing your <a href=\"https:\/\/www.sage.com\/en-gb\/blog\/mtd-quarterly-update\/\" target=\"_blank\" rel=\"noreferrer noopener\">Making Tax Digital (MTD) for Income Tax quarterly update<\/a>, you might\u2019ve figured out the basics: the first one was due by 7 August 2026, and the next is due by 7 November 2026. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">You send it through your software.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">But dig into the detail and MTD is full of quirks, easements and shortcuts that hardly anyone talks about\u2014most of which make your life easier, not harder. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Here are 10 of the best\u2014plus a few bonus entries that could save you headaches. At least one of them will save you time this quarter.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Here&#8217;s what we discuss:<\/p>\n\n\n<?xml encoding=\"utf-8\" ?><div class=\"wp-block-yoast-seo-table-of-contents yoast-table-of-contents\"><ul><li><a href=\"#h-1-you-can-file-up-to-10-days-before-the-quarter-ends\" data-level=\"2\">1. You can file up to 10 days before the quarter ends<\/a><\/li><li><a href=\"#2\" data-level=\"2\">2. Your digital records don&rsquo;t have to be &ldquo;live&rdquo;<\/a><\/li><li><a href=\"#h-bonus-tip-1-there-s-free-mtd-software-and-that-s-free-forever\" data-level=\"2\">Bonus tip #1: There&#8217;s free MTD software (and that&#8217;s free, forever)<\/a><\/li><li><a href=\"#3\" data-level=\"2\">3. There are no late-filing penalties this first year<\/a><\/li><li><a href=\"#4\" data-level=\"2\">4. There&rsquo;s nothing to pay on 7 November<\/a><\/li><li><a href=\"#5\" data-level=\"2\">5. You can update your figures after you submit<\/a><\/li><li><a href=\"#6\" data-level=\"2\">6. Under &pound;90,000? You only need two totals<\/a><\/li><li><a href=\"#7\" data-level=\"2\">7. You can pick quarter dates that suit you<\/a><\/li><li><a href=\"#8\" data-level=\"2\">8. Each income source gets its own update&mdash;even a quiet one<\/a><\/li><li><a href=\"#9\" data-level=\"2\">9. Joint landlords can leave expenses until year end<\/a><\/li><li><a href=\"#10\" data-level=\"2\">10. Every update gives you a free tax estimate<\/a><\/li><li><a href=\"#bonus\" data-level=\"2\">Bonus tip #2: A &pound;0 quarter still needs an update<\/a><\/li><li><a href=\"#final-thoughts\" data-level=\"2\">Final thoughts<\/a><\/li><li><a href=\"#frequently-asked-questions\" data-level=\"2\">Frequently asked questions<\/a><\/li><\/ul><\/div>\n\n\n\n<h2 id=\"h-1-you-can-file-up-to-10-days-before-the-quarter-ends\" class=\"wp-block-heading\">1. You can file up to 10 days before the quarter ends<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Here\u2019s one almost nobody knows: HMRC lets you submit a quarterly update up to 10 days before the update period actually finishes\u2014as long as you\u2019re confident no more transactions will land in those final days.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">That last part there is ultra-important.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Off on holiday around the deadline date? Run a seasonal business like farming or holiday lettings, where all the income and expenditure has already occurred? Although the deadline for the next update is 7 November, you can file your update as early as 25 September, and spend deadline week thinking about anything else. (Or, if you use calendar months, you could file as early as 20 September\u2014if in doubt, speak to your nearest friendly accountant.)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Worth remembering for the deadlines for quarters three and four, too.<\/p>\n\n\n\n<h2 id=\"2\" class=\"wp-block-heading\">2. Your digital records don\u2019t have to be \u201clive\u201d<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">MTD requires you to keep your records digitally\u2014but it doesn\u2019t require you to keep them live in real time.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sitting down before each quarterly deadline and entering everything in one batch is perfectly within the rules.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">That said, little and often is the smarter habit.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Connect your bank feed, snap receipts as you go, and the quarterly update stops being a job at all\u2014it can become a five-minute review.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">But if life gets in the way one quarter, you\u2019re not breaking any rules by catching up.<\/p>\n\n\n\n<h2 id=\"h-bonus-tip-1-there-s-free-mtd-software-and-that-s-free-forever\" class=\"wp-block-heading\">Bonus tip #1: There&#8217;s free MTD software (and that&#8217;s free, forever)<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.sage.com\/en-gb\/products\/sage-sole-trader\/\" target=\"_blank\" rel=\"noreferrer noopener\">Sage Sole Trader<\/a> lets you do everything you need to for MTD for Income Tax\u2014and Sage Sole Trader Free is a permanently zero cost, Making Tax Digital (MTD)-ready accounting app designed for non-VAT registered sole traders.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It does everything you need. Yes, really.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Here&#8217;s all you need to do to submit a quarterly update:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Download <a href=\"https:\/\/www.sage.com\/en-gb\/products\/sage-sole-trader\/\" target=\"_blank\" rel=\"noreferrer noopener\">Sage Sole Trader<\/a>. There&#8217;s mobile apps, as well as desktop. <\/li>\n\n\n\n<li>Create an account and sign-in. <\/li>\n\n\n\n<li><a href=\"https:\/\/gb-kb.sage.com\/portal\/app\/portlets\/results\/viewsolution.jsp?solutionid=230322214348960&amp;hypermediatext=null\">Connect your business bank account<\/a>, and then <a href=\"https:\/\/gb-kb.sage.com\/portal\/app\/portlets\/results\/viewsolution.jsp?solutionid=230322214348960&amp;hypermediatext=null\">import your transactions<\/a>. <\/li>\n\n\n\n<li>Use the categorisation tool to <a href=\"https:\/\/gb-kb.sage.com\/portal\/app\/portlets\/results\/viewsolution.jsp?solutionid=230322230344697&amp;hypermediatext=null\" target=\"_blank\" rel=\"noreferrer noopener\">categorise your transactions<\/a> with just a swipe, if you&#8217;re using the app. The app will help auto-categorise, too!<\/li>\n\n\n\n<li>If you&#8217;ve bought anything with cash, or if you&#8217;ve taken any payments in cash, <a href=\"https:\/\/gb-kb.sage.com\/portal\/app\/portlets\/results\/viewsolution.jsp?solutionid=230322220129653\" target=\"_blank\" rel=\"noreferrer noopener\">create manual transactions for these<\/a> using the data from receipts you&#8217;ve received, or invoices you&#8217;ve created.<\/li>\n\n\n\n<li><a href=\"https:\/\/gb-kb.sage.com\/portal\/app\/portlets\/results\/viewsolution.jsp?solutionid=250804103102273\" target=\"_blank\" rel=\"noreferrer noopener\">Open your quarterly update<\/a>, review it, and then tap to send it to HMRC.<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">That&#8217;s it. Job done. For free. Now you can get back to doing what you love most.<\/p>\n\n\n\n<h2 id=\"3\" class=\"wp-block-heading\">3. There are no late-filing penalties this first year<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">HMRC has confirmed a soft landing: no penalty points will be issued for late quarterly updates during the 2026\/27 tax year for those mandated from April 2026.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Do not treat that as an invitation to skip updates! That would be bad.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">They all still need to be submitted before you can finalise your year, and the points system starts properly from 2027\/28.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">But it does mean your first year is a genuine practice run.<\/p>\n\n\n\n<ul class=\"wp-block-yoast-seo-related-links yoast-seo-related-links\">\n<li><a href=\"https:\/\/www.sage.com\/en-gb\/blog\/mtd-quarterly-updates-supercharge-your-business\/\" target=\"_blank\" rel=\"noreferrer noopener\">How MTD quarterly updates can supercharge your business. Yes, really.<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.sage.com\/en-gb\/blog\/mtd-income-tax-recognised-ready-software\/\" target=\"_blank\" rel=\"noreferrer noopener\">Is your software MTD-ready\u2014and are you? Here\u2019s how to find out<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.sage.com\/en-gb\/blog\/sole-trader-ai\/\">Even sole traders can use AI: How to get paid faster and slash admin<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.sage.com\/en-gb\/blog\/mtd-income-tax-crash-course\/\">Help! MTD for Income Tax has started! What do I need to do?<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.sage.com\/en-gb\/blog\/hmrc-penalty-making-tax-digital\/\">Making Tax Digital for Income Tax penalties: HMRC\u2019s new systems explained<\/a><\/li>\n<\/ul>\n\n\n\n<h2 id=\"4\" class=\"wp-block-heading\">4. There\u2019s nothing to pay on 7 November<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A quarterly update is a summary of your income and expenses.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It is not a tax bill, and it doesn\u2019t change when you pay tax\u2014your payment dates stay exactly where they\u2019ve always been.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">So, the deadline costs you a few minutes in your software, not a penny from your bank account. (Although if you\u2019ve previously agreed with HMRC to pay on account, that hasn\u2019t changed.)<\/p>\n\n\n\n<div class=\"single-cta gated-content\">\n\t<div class=\"single-cta__positioner on-scroll-highlight__target\">\n\t\t<div class=\"single-cta__wrapper has-dark-background-color\">\n\t\t\t<div class=\"single-cta__content\">\n\t\t\t\t\t\t\t\t<h2 class=\"single-cta__title h3\">MTD: Your business survival guide<\/h2>\n\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a\n\t\t\t\t\t\thref=\"#gate-d74b8314-e3b1-4385-9b30-51a7de0ca091\"\n\t\t\t\t\t\tclass=\"single-cta__button button button--primary\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t>Get MTD for Income Tax: The business survival guide<\/a>\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<img decoding=\"async\" width=\"1440\" height=\"810\" src=\"https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2026\/08\/AdobeStock_565116862-1440x810.jpg\" class=\"single-cta__image\" alt=\"A business woman successfully navigating MTD for Income Tax\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2026\/08\/AdobeStock_565116862-1440x810.jpg 1440w\" sizes=\"auto, (min-width: 48em) 33vw, 100vw\" \/>\t\t\t<\/div>\n<\/div>\n\n\n\n<h2 id=\"5\" class=\"wp-block-heading\">5. You can update your figures after you submit <\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Each update is cumulative: it covers everything from the start of the tax year up to the end of that quarter, not just the latest three months.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Spot a missed expense from May in September? It simply flows into your next update, and everything is finalised at year end.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Even better, penalties for mistakes like this don\u2019t apply to quarterly updates. Ever.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The goal each quarter is complete and reasonable\u2014not audit-perfect. Submit, move on, run your business.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">(To be clear, HMRC requires you to take care to be as accurate and complete as possible in your updates. None of the above is a get-out-of-jail-free card. But it is good to know that accidental or unintentional errors can be fixed.)<\/p>\n\n\n\n<h2 id=\"6\" class=\"wp-block-heading\">6. Under \u00a390,000? You only need two totals<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">If your turnover is below the \u00a390,000 VAT registration threshold, you qualify for what\u2019s known as \u201cthree-line accounts\u201d.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Instead of splitting every expense into HMRC\u2019s categories, your digital records only need to distinguish income from expenses\u2014and your quarterly update reports just those two totals.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">That could be a serious admin saving for smaller businesses and landlords.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Your software can still categorise everything behind the scenes if you want richer insight, and perhaps the key thing to remember is that you\u2019ll still need to have those digital records of income and expenditure by the quarterly update deadline.<\/p>\n\n\n\n<h2 id=\"7\" class=\"wp-block-heading\">7. You can pick quarter dates that suit you<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The standard update periods follow the tax year: 6 April to 5 July, and so on.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">But if tidy month-ends suit your bookkeeping better, you can elect to use calendar quarters instead\u20141 April to 30 June for quarter one\u2014with exactly the same deadlines.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">One catch: you have to make the choice before you submit your first update for the tax year and let HMRC know. So if you\u2019ve already filed, it\u2019s one to remember for next April.<\/p>\n\n\n\n<h2 id=\"8\" class=\"wp-block-heading\">8. Each income source gets its own update\u2014even a quiet one<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">If you\u2019re both a sole trader and a landlord, you don\u2019t send one combined update. You send one for each income source, each quarter. Good software makes this painless, but it\u2019s worth knowing so a second deadline never catches you out.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Keep an eye on both sets of figures as the quarter closes, and let your software\u2019s reminders do the remembering for you.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">And yes, if you run two businesses and are a landlord, that\u2019s three quarterly updates.<\/p>\n\n\n\n<h2 id=\"9\" class=\"wp-block-heading\">9. Joint landlords can leave expenses until year end<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Own a rental property with someone else? <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A dedicated easement lets you report just your share of the income each quarter and deal with expenses once, at the end of the year (subject to the relevant conditions being met). So, no splitting the boiler repair four times annually.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Combine it with three-line accounts (if your property income is under \u00a390,000) and your entire quarterly obligation for a jointly owned property can shrink to a single income figure.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">That\u2019s about as light as tax admin gets.<\/p>\n\n\n\n<h2 id=\"10\" class=\"wp-block-heading\">10. Every update gives you a free tax estimate<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Here\u2019s the genuine upside nobody mentions: once you submit an update, you get back an in-year estimate of your tax position based on the figures so far.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For the first time, you\u2019ll know roughly the shape January\u2019s bill might take\u2014but in August, November, or March, with time to put money aside, smooth your cash flow, or talk to an accountant while there\u2019s still a chance to act. (Although don&#8217;t forget that your final tax bill might take into account other sources of income like interest or pensions, plus reliefs or adjustments\u2014and these can affect the final amount.)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The old system told you what you owed after the year was over. This one tells you while you can still do something about it. Used well, that estimate might be the most valuable thing MTD gives you.<\/p>\n\n\n\n<h2 id=\"bonus\" class=\"wp-block-heading\">Bonus tip #2: A \u00a30 quarter still needs an update<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">One to file under \u201cgood to know before it bites\u201d: earning nothing in a quarter doesn\u2019t mean there\u2019s nothing to do.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you\u2019re signed up to MTD for Income Tax, every income source needs an update every quarter\u2014and when there\u2019s no activity, that means a nil update. It takes seconds in your software, but it does need to occur.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The same logic applies on a bigger scale. Whether you\u2019re included to follow MTD rules is based on your past qualifying income, so a quiet year\u2014a rental property between tenants, a business you\u2019ve wound down\u2014doesn\u2019t automatically take you out of the system.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Your income needs to stay below the threshold for three consecutive tax years before you can leave MTD for Income Tax behind, and if you\u2019ve stopped trading altogether, you should tell HMRC rather than simply going silent.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Until then, keep those nil updates ticking over: they\u2019re the easiest submissions you\u2019ll ever make, and they keep your record spotless.<\/p>\n\n\n\n<h2 id=\"final-thoughts\" class=\"wp-block-heading\">Final thoughts<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">MTD for Income Tax has a reputation as extra admin, but look closer and the system is studded with easements designed to keep it light: early filing, batch record-keeping, simplified totals, flexible quarters and a first year with no late-filing penalties.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">So don\u2019t just comply. Take control. Pick the fixes that fit your situation, get your bank feed connected so future quarters run themselves, and start using that quarterly tax estimate to plan ahead.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ten minutes now, four times a year, in exchange for the possibility of never being surprised by a tax bill again. That\u2019s a trade worth making.<\/p>\n\n\n\n<h2 id=\"frequently-asked-questions\" class=\"wp-block-heading\">Frequently asked questions<\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1784558724355\"><strong class=\"schema-faq-question\"><strong>When is the next MTD for Income Tax deadline?<\/strong><\/strong> <p class=\"schema-faq-answer\">The next quarterly update deadline is 7 November 2026. It covers 6 July to 5 October 2026 (or 1 July to 30 October if you elected calendar quarters) and is submitted through MTD-compatible software, not the HMRC website.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1784558734064\"><strong class=\"schema-faq-question\"><strong>Do I have to pay tax when I submit a quarterly update?<\/strong><\/strong> <p class=\"schema-faq-answer\">No. A quarterly update is a summary of income and expenses only. Your tax payment dates are unchanged\u2014for most people, that\u2019s 31 January, plus payments on account where they apply.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1784558743216\"><strong class=\"schema-faq-question\"><strong>What happens if I miss the quarterly update deadline?<\/strong><\/strong> <p class=\"schema-faq-answer\">HMRC has confirmed no late submission penalty points for quarterly updates during 2026\/27 for those mandated from April 2026. You must still submit the update eventually, as your year can\u2019t be finalised without it, and penalties apply as normal from 2027\/28.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1784558758401\"><strong class=\"schema-faq-question\"><strong>Do I need to categorise every expense for MTD for Income Tax?<\/strong><\/strong> <p class=\"schema-faq-answer\">Not if your turnover is below \u00a390,000. Under the three-line accounts easement, your digital records and quarterly updates only need total income and total expenses, with no category breakdown.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1784558774225\"><strong class=\"schema-faq-question\"><strong>Do I still need to file a Self Assessment tax return?<\/strong><\/strong> <p class=\"schema-faq-answer\">For 2025\/26, yes\u2014that return is still due by 31 January 2027 under the old rules. For 2026\/27 onwards, your four quarterly updates are completed by a year-end tax return (due 31 January 2028 for the first year), where you make final adjustments and claim allowances.<\/p> <\/div> <\/div>\n\n\n\n<div class=\"single-cta gated-content\">\n\t<div class=\"single-cta__positioner on-scroll-highlight__target\">\n\t\t<div class=\"single-cta__wrapper has-dark-background-color\">\n\t\t\t<div class=\"single-cta__content\">\n\t\t\t\t\t\t\t\t<h2 class=\"single-cta__title h3\">MTD: Your business survival guide<\/h2>\n\n\t\t\t\t\t\t\t\t\t<div class=\"single-cta__description\">\n\t\t\t\t\t\t<p><!-- wp:paragraph --><\/p>\n<p>Your real world guide to using Making Tax Digital for Income Tax in April 2026, April 2027 or April 2028. For sole traders, landlords, freelancers, side-hustlers\u2014and more.<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a\n\t\t\t\t\t\thref=\"#gate-d74b8314-e3b1-4385-9b30-51a7de0ca091\"\n\t\t\t\t\t\tclass=\"single-cta__button button button--primary\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t>Get MTD for Income Tax: The business survival guide<\/a>\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<img decoding=\"async\" width=\"1440\" height=\"810\" src=\"https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2026\/08\/AdobeStock_565116862-1440x810.jpg\" class=\"single-cta__image\" alt=\"A business woman successfully navigating MTD for Income Tax\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2026\/08\/AdobeStock_565116862-1440x810.jpg 1440w\" sizes=\"auto, (min-width: 48em) 33vw, 100vw\" \/>\t\t\t<\/div>\n<\/div>\n\n\n<section class=\"more-topics alignfull has-grey-light-background-color wp-block-sage-post-topics\">\n\t<div class=\"container\">\n\t\t<div class=\"row\">\n\t\t\t<div class=\"col col-12 col-lg-4\">\n\t\t\t\t<h3 class=\"more-topics__title h2\">Browse more topics from this article<\/h3>\n\t\t\t<\/div>\n\t\t\t<div class=\"col col-12 col-lg-8\">\n\t\t\t\t<ul class=\"post-tags__list\">\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"post-tags__item\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.sage.com\/en-gb\/blog\/tag\/mtd-business\/\" class=\"post-tags__link button button--secondary\">\n\t\t\t\t\t\t\t\tMaking Tax Digital for businesses\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"post-tags__item\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.sage.com\/en-gb\/blog\/tag\/making-tax-digital-for-income-tax\/\" class=\"post-tags__link button button--secondary\">\n\t\t\t\t\t\t\t\tMaking Tax Digital for Income Tax\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\n\n<div class=\"alignfull wp-block-sage-related-posts\">\n\t<section class=\"related-posts card-grid has-dark-background-color\">\n\t<div class=\"container\">\n\t\t\t\t\t<div class=\"row\">\n\t\t\t\t<div class=\"col\">\n\t\t\t\t\t<h2 class=\"related-posts__heading related-posts__heading--featured h1\">Explore more wisdom<\/h2>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"row related-posts__featured\">\n\t\t\t\t<div class=\"col card-grid__item\">\n\t\t\t\t\t<article\n\t\tclass=\"card-post related-post related-post-0 post-31395 post type-post status-publish format-standard has-post-thumbnail hentry category-strategy-legal-operations tag-bookkeeping tag-mtd-business tag-making-tax-digital-for-income-tax business_type-small-business card-post--is-clickable\"\n>\n\t<div class=\"card-post__media-wrapper\">\n\t\t<figure class=\"card-post__media\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1440\" height=\"810\" src=\"https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2026\/07\/mtd-tricks-1440x810.jpg\" class=\"card-post__image\" alt=\"A small business person working on MTD\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2026\/07\/mtd-tricks-684x384.jpg 684w, https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2026\/07\/mtd-tricks-768x432.jpg 768w, https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2026\/07\/mtd-tricks-1440x810.jpg 1440w\" sizes=\"auto, (min-width: 48em) 250px, (min-width: 30em) 100vw, 100vw\" \/>\t\t\t\n\t\t\t\n\t\t\t\t\t<\/figure>\n\t<\/div>\n\n\t<div class=\"card-post__content\">\n\t\t\t\t\t<div class=\"card-post__label\">Recommended<\/div>\n\t\t\n\t\t\t\t\t<div class=\"card-post__meta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"posted-on \"><time class=\"entry-date published\" datetime=\"2026-08-08T09:00:00+01:00\">8 August, 2026<\/time><\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"reading-time\">9 min read<\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<p class=\"card-post__title h3\">\n\t\t\t\t\t\t\t<a\n\t\t\t\t\tclass=\"card-post__title-link\"\n\t\t\t\t\thref=\"https:\/\/www.sage.com\/en-gb\/blog\/mtd-quarterly-updates-supercharge-your-business\/\"\n\t\t\t\t>\n\t\t\t\n\t\t\tHow MTD quarterly updates can supercharge your business. Yes, really.\n\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/p>\n\n\t\t\n\t\t\t\t\t<p class=\"card-post__description\">\n\t\t\t\tYour MTD quarterly update isn&#8217;t just about keeping HMRC happy. From live tax estimates to easier borrowing and smarter planning, here are the fringe benefits for sole traders and landlords that nobody talks about.\t\t\t<\/p>\n\t\t\n\t\t\t<\/div>\n\n\t<\/article>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\n\t\t\t\t\t<div class=\"row related-posts__non-featured\">\n\t\t\t\t<div class=\"col col-12\">\n\t\t\t\t\t<h2 class=\"related-posts__heading related-posts__heading--more h4\">More on this Topic<\/h2>\n\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t\t<div class=\"col col-6 col-lg-3 card-grid__item\">\n\t\t\t\t\t\t<article\n\t\tclass=\"card-post related-post related-post-1 post-30636 post type-post status-publish format-standard has-post-thumbnail hentry category-strategy-legal-operations tag-mtd-business tag-making-tax-digital-for-income-tax business_type-small-business\"\n>\n\t\t\t<a\n\t\t\tclass=\"card-post__link\"\n\t\t\thref=\"https:\/\/www.sage.com\/en-gb\/blog\/mtd-quarterly-update\/\"\n\t\t\t\t\t>\n\t\t\t<figure class=\"card-post__media\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"684\" height=\"384\" src=\"https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2026\/06\/AdobeStock_737875163-684x384.jpg\" class=\"card-post__image\" alt=\"Man at a desk working through papers on a computer\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2026\/06\/AdobeStock_737875163-684x384.jpg 684w, https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2026\/06\/AdobeStock_737875163-768x432.jpg 768w, https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2026\/06\/AdobeStock_737875163-1440x810.jpg 1440w\" sizes=\"auto, (min-width: 48em) 250px, (min-width: 30em) 100vw, 100vw\" \/>\t\t\t\n\t\t\t\n\t\t\t\t\t<\/figure>\n\n\t\t\n\t\t\t\t\t<div class=\"card-post__meta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"posted-on \"><time class=\"entry-date published\" datetime=\"2026-08-08T09:00:00+01:00\">8 August, 2026<\/time><\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"reading-time\">19 min read<\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<p class=\"card-post__title h5\">\n\t\t\tMTD quarterly updates: Everything you need to know\t\t<\/p>\n\n\t\t\t<\/a>\n\t\n\t\n\t\t\n\t\n\t<\/article>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t<div class=\"col col-6 col-lg-3 card-grid__item\">\n\t\t\t\t\t\t<article\n\t\tclass=\"card-post related-post related-post-2 post-10151 post type-post status-publish format-standard has-post-thumbnail hentry category-money-matters category-strategy-legal-operations tag-bookkeeping tag-business-finances tag-mtd-business tag-need-to-know tag-tax tag-vat business_type-small-business\"\n>\n\t\t\t<a\n\t\t\tclass=\"card-post__link\"\n\t\t\thref=\"https:\/\/www.sage.com\/en-gb\/blog\/mtd-for-vat-business-tame-tax\/\"\n\t\t\t\t\t>\n\t\t\t<figure class=\"card-post__media\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"684\" height=\"384\" src=\"https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2022\/04\/GettyImages-1166663659-684x384.jpg\" class=\"card-post__image\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2022\/04\/GettyImages-1166663659-684x384.jpg 684w, https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2022\/04\/GettyImages-1166663659-768x432.jpg 768w, https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2022\/04\/GettyImages-1166663659-1440x810.jpg 1440w\" sizes=\"auto, (min-width: 48em) 250px, (min-width: 30em) 100vw, 100vw\" \/>\t\t\t\n\t\t\t\n\t\t\t\t\t<\/figure>\n\n\t\t\n\t\t\t\t\t<div class=\"card-post__meta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"posted-on \"><time class=\"entry-date published\" datetime=\"2026-07-31T10:48:56+01:00\">31 July, 2026<\/time><\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"reading-time\">7 min read<\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<p class=\"card-post__title h5\">\n\t\t\tMaking Tax Digital: how MTD for VAT helps your business tame tax\t\t<\/p>\n\n\t\t\t<\/a>\n\t\n\t\n\t\t\n\t\n\t<\/article>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t<div class=\"col col-6 col-lg-3 card-grid__item\">\n\t\t\t\t\t\t<article\n\t\tclass=\"card-post related-post related-post-3 post-10038 post type-post status-publish format-standard has-post-thumbnail hentry category-money-matters category-strategy-legal-operations tag-bookkeeping tag-business-finances tag-mtd-business tag-need-to-know tag-tax business_type-small-business\"\n>\n\t\t\t<a\n\t\t\tclass=\"card-post__link\"\n\t\t\thref=\"https:\/\/www.sage.com\/en-gb\/blog\/mtd-income-tax-needs-to-know\/\"\n\t\t\t\t\t>\n\t\t\t<figure class=\"card-post__media\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"684\" height=\"384\" src=\"https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2023\/09\/GettyImages-1413633547-684x384.jpg\" class=\"card-post__image\" alt=\"Checking products to sell to customers\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2023\/09\/GettyImages-1413633547-684x384.jpg 684w, https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2023\/09\/GettyImages-1413633547-768x512.jpg 768w, https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2023\/09\/GettyImages-1413633547-1215x810.jpg 1215w\" sizes=\"auto, (min-width: 48em) 250px, (min-width: 30em) 100vw, 100vw\" \/>\t\t\t\n\t\t\t\n\t\t\t\t\t<\/figure>\n\n\t\t\n\t\t\t\t\t<div class=\"card-post__meta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"posted-on \"><time class=\"entry-date published\" datetime=\"2026-07-31T10:20:19+01:00\">31 July, 2026<\/time><\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"reading-time\">9 min read<\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<p class=\"card-post__title h5\">\n\t\t\t6 things you need to know about Making Tax Digital for Income Tax\t\t<\/p>\n\n\t\t\t<\/a>\n\t\n\t\n\t\t\n\t\n\t<\/article>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t<div class=\"col col-6 col-lg-3 card-grid__item\">\n\t\t\t\t\t\t<article\n\t\tclass=\"card-post related-post related-post-4 post-10211 post type-post status-publish format-standard has-post-thumbnail hentry category-money-matters category-strategy-legal-operations tag-accountant-accounting tag-accountant-tax tag-accountants-online-hub-gb tag-business-finances tag-mtd-accountants tag-mtd-business tag-making-tax-digital-for-income-tax tag-making-tax-digital-for-vat tag-need-to-know tag-tax tag-vat business_type-small-business business_type-accountants\"\n>\n\t\t\t<a\n\t\t\tclass=\"card-post__link\"\n\t\t\thref=\"https:\/\/www.sage.com\/en-gb\/blog\/hmrc-penalty-making-tax-digital\/\"\n\t\t\t\t\t>\n\t\t\t<figure class=\"card-post__media\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"684\" height=\"384\" src=\"https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2022\/04\/GettyImages-1267191201_updated-684x384.jpg\" class=\"card-post__image\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2022\/04\/GettyImages-1267191201_updated-684x384.jpg 684w, https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2022\/04\/GettyImages-1267191201_updated-768x432.jpg 768w, https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2022\/04\/GettyImages-1267191201_updated-1440x810.jpg 1440w\" sizes=\"auto, (min-width: 48em) 250px, (min-width: 30em) 100vw, 100vw\" \/>\t\t\t\n\t\t\t\n\t\t\t\t\t<\/figure>\n\n\t\t\n\t\t\t\t\t<div class=\"card-post__meta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"posted-on \"><time class=\"entry-date published\" datetime=\"2026-07-31T09:06:37+01:00\">31 July, 2026<\/time><\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"reading-time\">8 min read<\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<p class=\"card-post__title h5\">\n\t\t\tMaking Tax Digital for Income Tax penalties: HMRC&#8217;s new systems explained\t\t<\/p>\n\n\t\t\t<\/a>\n\t\n\t\n\t\t\n\t\n\t<\/article>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n<\/section>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Need to submit an MTD for Income Tax update? These 10 little-known hints and facts could save you time and effort\u2014and reduce the stress, too!<\/p>\n","protected":false},"author":280,"featured_media":11716,"menu_order":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_sage_video":false,"post_featured_image_hide":false,"sage_hide_published_date":false,"sage_hide_read_time":false,"sage_hide_share_buttons":false,"_pwl_sage_podcast_buzzsprout_src":"","footnotes":""},"categories":[9],"tags":[30,343],"business_type":[4],"lilypad":[],"context":[],"industry":[],"persona":[73,75],"imagine_tag":[77,142,334,727],"coauthors":[369],"class_list":["post-31363","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-strategy-legal-operations","tag-mtd-business","tag-making-tax-digital-for-income-tax","business_type-small-business"],"sage_meta":{"region":"en-gb","author_name":"Keir Thomas-Bryant","featured_image":"https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2022\/04\/GettyImages-1207391933.jpg","imagine_tags":{"77":"Accounting software","142":"Making Tax Digital for businesses","334":"Making tax digital for income tax","727":"Self Assessment and Making Tax Digital for Income Tax"}},"distributor_meta":false,"distributor_terms":false,"distributor_media":false,"distributor_original_site_name":"Sage Advice UK","distributor_original_site_url":"https:\/\/www.sage.com\/en-gb\/blog","push-errors":false,"_links":{"self":[{"href":"https:\/\/www.sage.com\/en-gb\/blog\/api\/wp\/v2\/posts\/31363","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.sage.com\/en-gb\/blog\/api\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.sage.com\/en-gb\/blog\/api\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.sage.com\/en-gb\/blog\/api\/wp\/v2\/users\/280"}],"replies":[{"embeddable":true,"href":"https:\/\/www.sage.com\/en-gb\/blog\/api\/wp\/v2\/comments?post=31363"}],"version-history":[{"count":4,"href":"https:\/\/www.sage.com\/en-gb\/blog\/api\/wp\/v2\/posts\/31363\/revisions"}],"predecessor-version":[{"id":31903,"href":"https:\/\/www.sage.com\/en-gb\/blog\/api\/wp\/v2\/posts\/31363\/revisions\/31903"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.sage.com\/en-gb\/blog\/api\/wp\/v2\/media\/11716"}],"wp:attachment":[{"href":"https:\/\/www.sage.com\/en-gb\/blog\/api\/wp\/v2\/media?parent=31363"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.sage.com\/en-gb\/blog\/api\/wp\/v2\/categories?post=31363"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.sage.com\/en-gb\/blog\/api\/wp\/v2\/tags?post=31363"},{"taxonomy":"business_type","embeddable":true,"href":"https:\/\/www.sage.com\/en-gb\/blog\/api\/wp\/v2\/business_type?post=31363"},{"taxonomy":"lilypad","embeddable":true,"href":"https:\/\/www.sage.com\/en-gb\/blog\/api\/wp\/v2\/lilypad?post=31363"},{"taxonomy":"context","embeddable":true,"href":"https:\/\/www.sage.com\/en-gb\/blog\/api\/wp\/v2\/context?post=31363"},{"taxonomy":"industry","embeddable":true,"href":"https:\/\/www.sage.com\/en-gb\/blog\/api\/wp\/v2\/industry?post=31363"},{"taxonomy":"persona","embeddable":true,"href":"https:\/\/www.sage.com\/en-gb\/blog\/api\/wp\/v2\/persona?post=31363"},{"taxonomy":"imagine_tag","embeddable":true,"href":"https:\/\/www.sage.com\/en-gb\/blog\/api\/wp\/v2\/imagine_tag?post=31363"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/www.sage.com\/en-gb\/blog\/api\/wp\/v2\/coauthors?post=31363"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}