{"id":31653,"date":"2026-08-03T15:18:44","date_gmt":"2026-08-03T14:18:44","guid":{"rendered":"https:\/\/www.sage.com\/en-gb\/blog\/?p=31653"},"modified":"2026-08-03T15:30:24","modified_gmt":"2026-08-03T14:30:24","slug":"sage-embedded-api","status":"publish","type":"post","link":"https:\/\/www.sage.com\/en-gb\/blog\/sage-embedded-api\/","title":{"rendered":"How Sage\u2019s suite of embeddable APIs\u00a0works and why this matters now"},"content":{"rendered":"<header class=\"entry-header has-dark-background-color entry-header--standard entry-header--has-illustration entry-header--has-illustration--standard\">\n\t<div class=\"container\">\n\t\t<div class=\"entry-header__row row align-center\">\n\t\t\t<div class=\"col col-lg-7 col-xlg-6 entry-header__content\">\n\t\t\t\t\t\t\t<div class=\"component component-single-header\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"entry-header__misc text--subtitle text--uppercase text--small\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.sage.com\/en-gb\/blog\/category\/technology-innovation\/\" class=\"entry-header__link\">Technology &amp; Innovation<\/a>\t\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t<div class=\"entry-title-wrapper\">\n\t\t\t\t\t<h1 class=\"entry-title\">\n\t\t\t\t\t\tHow Sage\u2019s suite of embeddable APIs works and why this matters now\t\t\t\t\t<\/h1>\n\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t<p class=\"entry-header__description\">\n\t\t\t\t\t\tBanks, fintechs, and SaaS platforms are expected to handle accounting, tax, and payroll in-app. Sage Embedded Services delivers those capabilities through headless APIs, without rebuilding your stack or pausing your roadmap.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n\t\t<div class=\"single-post-details container\">\n\t\t<div class=\"col\">\n\t\t\t<span class=\"posted-on \">Published <time class=\"entry-date published\" datetime=\"2026-08-03T15:18:44+01:00\">3 August, 2026<\/time><\/span><span class=\"reading-time\"> min read<\/span>\n\t\t<button\n\t\t\ttype=\"button\"\n\t\t\tclass=\"social-share-button button button--icon button--secondary js-social-share-button\"\n\t\t\tdata-share-title=\"How Sage\u2019s suite of embeddable APIs\u00a0works and why this matters now\"\n\t\t\tdata-share-url=\"https:\/\/www.sage.com\/en-gb\/blog\/sage-embedded-api\/\"\n\t\t\tdata-share-text=\"Please read this interesting article\"\n\t\t>\n\t\t\t<span class=\"social-share-button__share-label\">Share<\/span>\n\t\t\t<span class=\"social-share-button__copy-label\" hidden>Copy Link<\/span>\n\t\t\t<span class=\"social-share-button__copy-tooltip\" aria-hidden=\"true\" hidden>Copied<\/span>\n\t\t<\/button>\n\n\t\t\t\t<\/div>\n\t<\/div>\n\t<\/header>\n\n\n\n<div class=\"wp-block-post-author has-dark-background-color alignfull\">\n\t<div class=\"container\">\n\t\t<div class=\"col\">\n\t\t\t\t\t\t\t<div class=\"co-authors\">\n\t\t\t\t\t\n\t\t<div class=\"entry-author-wrapper\">\n\t\t\t<a class=\"entry-author\" href=\"https:\/\/www.sage.com\/en-gb\/blog\/author\/ashleyhindsmansage\/\">\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"40\" height=\"40\" src=\"https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2025\/02\/Ashley-Thompson-350x350.jpg\" class=\"entry-author__image\" alt=\"Ashley Thompson\" srcset=\"https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2025\/02\/Ashley-Thompson-350x350.jpg 350w, https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2025\/02\/Ashley-Thompson.jpg 600w\" sizes=\"auto, (max-width: 40px) 100vw, 40px\" \/>\t\t\t\t<span class=\"entry-author__name\">Ashley Thompson<\/span>\n\t\t\t<\/a>\n\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Your customers want to manage their finances in one place. In this article, we look at how Sage Embedded Services lets product teams embed accounting, tax, and payroll behind flows customers already use and trust.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Here&#8217;s what we discuss:<\/p>\n\n\n<?xml encoding=\"utf-8\" ?><div class=\"wp-block-yoast-seo-table-of-contents yoast-table-of-contents\"><ul><li><a href=\"#h-the-pressure-to-unlock-new-revenue\" data-level=\"2\">The pressure to unlock new revenue<\/a><\/li><li><a href=\"#1\" data-level=\"2\">The challenges with traditional integration<\/a><\/li><li><a href=\"#2\" data-level=\"2\">The solution: Sage Embedded Services<\/a><\/li><li><a href=\"#3\" data-level=\"2\">How Sage Embedded Services works<\/a><\/li><li><a href=\"#4\" data-level=\"2\">What to expect when partnering with Sage<\/a><\/li><li><a href=\"#5\" data-level=\"2\">Why Sage Embedded Services is different from others<\/a><\/li><li><a href=\"#6\" data-level=\"2\">Moving forward to future-readiness<\/a><\/li><\/ul><\/div>\n\n\n\n<h2 id=\"h-the-pressure-to-unlock-new-revenue\" class=\"wp-block-heading\">The pressure to unlock new revenue<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Platforms that serve start-ups, small, and growing businesses are under increasing pressure to deepen engagement, increase retention, and unlock new revenue by enabling customers to do more with their finances in one place. For product leaders in <a href=\"https:\/\/www.sage.com\/en-gb\/blog\/what-embedded-accounting-means\/\" target=\"_blank\" rel=\"noreferrer noopener\">banks, fintechs, and SaaS platforms<\/a>, that pressure is turning operational features such as accounting, tax, and payroll into core parts of the customer experience.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Your customers now expect more from their primary financial platform, such as support for maintaining accurate digital records and avoiding unexpected tax liabilities when deadlines approach. If your product doesn\u2019t support this, customers will look for a platform that can.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">That is why <a href=\"https:\/\/www.sage.com\/en-gb\/blog\/why-embedded-accounting-is-moving-up-the-agenda-for-banks-and-fintechs\/\" target=\"_blank\" rel=\"noreferrer noopener\">embedding key financial workflows<\/a>, such as accounting, is gaining traction with banks, fintechs, and vertical SaaS platforms. Instead of sending customers out to a separate tool, product teams at major players are pulling tax, accounting, and other features <a href=\"https:\/\/www.sage.com\/en-gb\/sage-embedded-services\/\">into the flows users already trust.<\/a> Platforms that do this well are becoming the natural home for day-to-day finances for their small business customers. Those that fail to enable their small and medium-sized businesses to do more in one place risk losing customers who build deeper relationships elsewhere.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">After reading this article, you\u2019ll understand how Sage Embedded Services is designed for product and engineering leaders who recognise this shift and want a practical way to respond, without rebuilding their stack, pausing their roadmap, or taking on the risk of building these capabilities from scratch.<\/p>\n\n\n\n<h2 id=\"1\" class=\"wp-block-heading\"><a><\/a><strong>The challenges with traditional integration<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Connecting directly to tax and other authorities requires more than standing up an API feed. Product teams need a tax engine that remains current, a compliant digital record-keeping model, and secure handling of customer data from transaction to submission. Doing this alone often means pulling scarce engineers into unfamiliar territory and building an internal team of specialists to interpret every regulatory update.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Customer experience is the next pressure point. Many small and growing businesses already feel stretched by admin. Sending them to a separate product or an unbranded portal risks a drop in usage and an increase in support tickets.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Then there is the roadmap cost. Once a team commits to building these capabilities in-house, they also commit to owning them indefinitely. Every new regulatory requirement lands in the backlog. Features that differentiate the product in the market are constrained by non-negotiable compliance work.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For many product leaders, these challenges create a familiar pattern. While the business case for meeting growing customer demands is clear, the missing piece is a way to deliver these capabilities without taking on the risk and complexity of building and maintaining them.<\/p>\n\n\n\n<h2 id=\"2\" class=\"wp-block-heading\"><a><\/a><strong>The solution: Sage Embedded Services<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Sage Embedded Services offers product teams a way to fully embed capabilities within their existing user experience. Instead of setting up a separate tool, you place Sage\u2019s reputable services behind the flows your customers already use and trust.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Your app remains the primary destination for your customers. Customers still log in, but now they can do more from one place. Behind the scenes, Sage handles key workflows, whether that&#8217;s digital record-keeping, financial reporting, tax filing, payroll, or expense management.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For product and engineering leaders, Sage Embedded Services offers simplicity and fast time-to-market. You choose the services your customers need and embed them fully into your platform. Customers see more value in the app they already know and use.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">With Sage Embedded Services, your teams retain ownership of the UX with your brand remaining front and centre with Sage powering the accounting accuracy, security, and tax and payroll compliance. This solution meets all current requirements and future-proofs your product offer, ensuring that you can continue to deliver value to your customers as the regulatory landscape evolves.<\/p>\n\n\n\n<h2 id=\"3\" class=\"wp-block-heading\"><a><\/a><strong>How Sage Embedded Services works<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Sage Embedded Services is built as a set of composable, headless APIs that sit behind your existing product. Each service handles a specific task, such as digital record-keeping, tax calculation, or general ledger posting. You and your team decide which services to use and where they sit within the customer journey.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">From an engineering perspective, you work with a consistent set of well-documented APIs. Your platform sends structured data, including transactions, invoices, and income streams. Sage processes that data using established accounting rules, then returns outputs like categorised transactions and complete financial records that your front end can use immediately. You stay in control of the interface and workflow whilst Sage manages the complex logic and compliance rails that power each workflow.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Security and compliance are built into the architecture. Strict controls govern access and are centrally monitored, with auditability and regulatory alignment embedded into each service. The same control framework underpins Sage products already used by millions of businesses, providing your risk and compliance teams with a familiar standard for evaluation.<\/p>\n\n\n\n<h2 id=\"4\" class=\"wp-block-heading\"><a><\/a><strong>What to expect when partnering with Sage<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Sage Embedded Services is designed to feel familiar to product and engineering teams who already ship complex features on tight deadlines. Our partners can move from the discovery session to production in a fraction of the time it would take to build technology.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The partnership begins with a discovery session in which your product, engineering, and compliance leads meet with Sage specialists. The goals of the first session are to agree on:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The customer challenges you want to solve<\/li>\n\n\n\n<li>The segments you want to serve first<\/li>\n\n\n\n<li>Which Sage services map cleanly to those outcomes<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">By the end, you\u2019ll have a defined scope, a clear set of user flows, and an agreed technical approach that fits your architecture.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">From there, your engineers work in a dedicated sandbox, connecting your existing data sources to Sage endpoints. Sage provides implementation support, reference patterns, and guidance for cases like multiple income streams or complex expense profiles, so your team spends less time interpreting tax rules and more time refining the experience.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Next is the testing phase, which focuses on real scenarios. Sage partners run through common workflows that mirror how customers use the product today, creating the opportunity to resolve any gaps that surface early with Sage support.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">When you\u2019re ready to move into production, Sage helps you plan a controlled release starting with your specified customer segment. You track adoption, completion rates, and support tickets, while Sage monitors performance and compliance signals on its end. You can widen availability and add new capabilities as Sage Embedded Services proves its value. The pattern is repeatable for partners who want embedded MTD-ready accounting quickly and confidently.<\/p>\n\n\n\n<h2 id=\"5\" class=\"wp-block-heading\"><a><\/a><strong>Why Sage Embedded Services is different from others<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Sage provides a unique combination of deep accounting expertise, proven compliance, and a partner model designed for engineering teams.<\/p>\n\n\n\n<h3 id=\"h-experience\" class=\"wp-block-heading\"><strong>Experience<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Sage has spent decades designing accounting software for small businesses, accountants, and finance teams, and that proven technology foundation powers Sage Embedded Services.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Your platform will inherit robust digital record-keeping and calculation logic from a brand trusted by over two million customers and 80,000 accountants worldwide versus a first-generation solution that may lack credibility with regulators and advisers.<\/p>\n\n\n\n<h3 id=\"h-architecture\" class=\"wp-block-heading\"><strong>Architecture<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The architecture with Sage Embedded Services is built for partnership. You get composable, headless services that power the workflows behind your UX, enabling you to build a unified user experience tailored to your market. Your team stays in control of the customer journey, commercial model, and branding, while Sage handles accuracy, security, and compliance at scale.<\/p>\n\n\n\n<h3 id=\"h-support\" class=\"wp-block-heading\"><strong>Support<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Sage knows partners need a team that understands product roadmaps and regulatory timelines. Partners receive guidance on scope, comparable design patterns, and market dynamics that can help you launch and scale your product offering.<\/p>\n\n\n\n<h2 id=\"6\" class=\"wp-block-heading\"><a><\/a><strong>Moving forward to future-readiness<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">These features are moving from nice-to-have to a strategic requirement for platforms serving small and growing businesses. Product leaders who act early can turn customer expectations into loyalty. Product leaders who wait risk becoming the background option while customers build deeper relationships elsewhere.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Now is the time to decide how your platform will meet evolving customer needs. The Sage Embedded Services team can walk you through the processes to map a realistic launch path within your roadmap.<\/p>\n\n\n\n<div class=\"single-cta\">\n\t<div class=\"single-cta__positioner on-scroll-highlight__target\">\n\t\t<div class=\"single-cta__wrapper has-dark-background-color\">\n\t\t\t<div class=\"single-cta__content\">\n\t\t\t\t\t\t\t\t<h2 class=\"single-cta__title h3\">Enhance your product with embedded accounting<\/h2>\n\n\t\t\t\t\t\t\t\t\t<div class=\"single-cta__description\">\n\t\t\t\t\t\t<p><!-- wp:paragraph --><\/p>\n<p>Help your platform lead the charge on compliance for MTD for Income Tax. Embed trusted tools today. Our secure, modular API technology integrates seamlessly with your existing products to streamline business administration and accounting processes for your small business customers and their accountants.<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a\n\t\t\t\t\t\thref=\"https:\/\/www.sage.com\/en-gb\/sage-embedded-services\/\"\n\t\t\t\t\t\tclass=\"single-cta__button button button--primary\"\n\t\t\t\t\t\t\t\t\t\t\t\t\tid=\"cta-id-28896\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tdata-button-location=\"cta_box\"\n\t\t\t\t\t\t\t\t\t\t\t>Talk to an expert<\/a>\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<img decoding=\"async\" width=\"1214\" height=\"810\" src=\"https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2023\/09\/GettyImages-482073694-1214x810.jpg\" class=\"single-cta__image\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2023\/09\/GettyImages-482073694-1214x810.jpg 1214w\" sizes=\"auto, (min-width: 48em) 33vw, 100vw\" \/>\t\t\t<\/div>\n<\/div>\n\n\n<section class=\"more-topics alignfull has-grey-light-background-color wp-block-sage-post-topics\">\n\t<div class=\"container\">\n\t\t<div class=\"row\">\n\t\t\t<div class=\"col col-12 col-lg-4\">\n\t\t\t\t<h3 class=\"more-topics__title h2\">Browse more topics from this article<\/h3>\n\t\t\t<\/div>\n\t\t\t<div class=\"col col-12 col-lg-8\">\n\t\t\t\t<ul class=\"post-tags__list\">\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"post-tags__item\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.sage.com\/en-gb\/blog\/tag\/embedded-services\/\" class=\"post-tags__link button button--secondary\">\n\t\t\t\t\t\t\t\tembedded services\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\n\n<div class=\"alignfull wp-block-sage-related-posts\">\n\t<section class=\"related-posts card-grid has-dark-background-color\">\n\t<div class=\"container\">\n\t\t\t\t\t<div class=\"row\">\n\t\t\t\t<div class=\"col\">\n\t\t\t\t\t<h2 class=\"related-posts__heading related-posts__heading--featured h1\">Explore more wisdom<\/h2>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"row related-posts__featured\">\n\t\t\t\t<div class=\"col card-grid__item\">\n\t\t\t\t\t<article\n\t\tclass=\"card-post related-post related-post-0 post-31383 post type-post status-publish format-standard has-post-thumbnail hentry category-technology-innovation tag-cloud tag-embedded-services tag-fintech tag-making-tax-digital-for-income-tax tag-workplace-technology business_type-medium-sized-business industry-financial-services industry-saas card-post--is-clickable\"\n>\n\t<div class=\"card-post__media-wrapper\">\n\t\t<figure class=\"card-post__media\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1440\" height=\"810\" src=\"https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2022\/04\/GettyImages-1327127856-1440x810.jpg\" class=\"card-post__image\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2022\/04\/GettyImages-1327127856-684x384.jpg 684w, https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2022\/04\/GettyImages-1327127856-768x432.jpg 768w, https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2022\/04\/GettyImages-1327127856-1440x810.jpg 1440w\" sizes=\"auto, (min-width: 48em) 250px, (min-width: 30em) 100vw, 100vw\" \/>\t\t\t\n\t\t\t\n\t\t\t\t\t<\/figure>\n\t<\/div>\n\n\t<div class=\"card-post__content\">\n\t\t\t\t\t<div class=\"card-post__label\">Recommended<\/div>\n\t\t\n\t\t\t\t\t<div class=\"card-post__meta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"posted-on \"><time class=\"entry-date published\" datetime=\"2026-07-20T17:02:46+01:00\">20 July, 2026<\/time><\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"reading-time\">4 min read<\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<p class=\"card-post__title h3\">\n\t\t\t\t\t\t\t<a\n\t\t\t\t\tclass=\"card-post__title-link\"\n\t\t\t\t\thref=\"https:\/\/www.sage.com\/en-gb\/blog\/what-embedded-accounting-means\/\"\n\t\t\t\t>\n\t\t\t\n\t\t\tYour\u00a0customers need more from their business banking experience\u00a0\n\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/p>\n\n\t\t\n\t\t\t\t\t<p class=\"card-post__description\">\n\t\t\t\tYour SME customers are managing their finances across multiple apps and losing hours every week to admin. Here\u2019s how embedded accounting changes that, and what it means for you.  \t\t\t<\/p>\n\t\t\n\t\t\t<\/div>\n\n\t<\/article>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\n\t\t\t\t\t<div class=\"row related-posts__non-featured\">\n\t\t\t\t<div class=\"col col-12\">\n\t\t\t\t\t<h2 class=\"related-posts__heading related-posts__heading--more h4\">More on this Topic<\/h2>\n\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t\t<div class=\"col col-6 col-lg-3 card-grid__item\">\n\t\t\t\t\t\t<article\n\t\tclass=\"card-post related-post related-post-1 post-28911 post type-post status-publish format-standard has-post-thumbnail hentry category-strategy-legal-operations category-technology-innovation tag-business-performance tag-digital-transformation tag-embedded-services tag-fintech tag-midsized-business tag-saas tag-workplace-technology business_type-small-business business_type-medium-sized-business industry-saas\"\n>\n\t\t\t<a\n\t\t\tclass=\"card-post__link\"\n\t\t\thref=\"https:\/\/www.sage.com\/en-gb\/blog\/why-embedded-accounting-is-moving-up-the-agenda-for-banks-and-fintechs\/\"\n\t\t\t\t\t>\n\t\t\t<figure class=\"card-post__media\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"684\" height=\"384\" src=\"https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2022\/04\/GettyImages-1150431964-1-684x384.jpg\" class=\"card-post__image\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2022\/04\/GettyImages-1150431964-1-684x384.jpg 684w, https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2022\/04\/GettyImages-1150431964-1-768x432.jpg 768w, https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2022\/04\/GettyImages-1150431964-1-1440x810.jpg 1440w\" sizes=\"auto, (min-width: 48em) 250px, (min-width: 30em) 100vw, 100vw\" \/>\t\t\t\n\t\t\t\n\t\t\t\t\t<\/figure>\n\n\t\t\n\t\t\t\t\t<div class=\"card-post__meta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"posted-on \"><time class=\"entry-date published\" datetime=\"2026-03-03T15:03:21+00:00\">3 March, 2026<\/time><\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"reading-time\">7 min read<\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<p class=\"card-post__title h5\">\n\t\t\tWhy embedded accounting is moving up the agenda for banks and fintechs\t\t<\/p>\n\n\t\t\t<\/a>\n\t\n\t\n\t\t\n\t\n\t<\/article>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t<div class=\"col col-6 col-lg-3 card-grid__item\">\n\t\t\t\t\t\t<article\n\t\tclass=\"card-post related-post related-post-2 post-28891 post type-post status-publish format-standard has-post-thumbnail hentry category-strategy-legal-operations category-technology-innovation tag-digital-transformation tag-embedded-services tag-fintech tag-mtd-business tag-making-tax-digital-for-income-tax tag-midsized-business tag-saas tag-workplace-technology business_type-small-business business_type-medium-sized-business industry-saas\"\n>\n\t\t\t<a\n\t\t\tclass=\"card-post__link\"\n\t\t\thref=\"https:\/\/www.sage.com\/en-gb\/blog\/why-mtd-is-the-next-big-opportunity-for-uk-banks-fintechs-and-saas\/\"\n\t\t\t\t\t>\n\t\t\t<figure class=\"card-post__media\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"684\" height=\"384\" src=\"https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2022\/04\/GettyImages-1282456779-684x384.jpg\" class=\"card-post__image\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2022\/04\/GettyImages-1282456779-684x384.jpg 684w, https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2022\/04\/GettyImages-1282456779-768x432.jpg 768w, https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2022\/04\/GettyImages-1282456779-1440x810.jpg 1440w\" sizes=\"auto, (min-width: 48em) 250px, (min-width: 30em) 100vw, 100vw\" \/>\t\t\t\n\t\t\t\n\t\t\t\t\t<\/figure>\n\n\t\t\n\t\t\t\t\t<div class=\"card-post__meta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"posted-on \"><time class=\"entry-date published\" datetime=\"2026-03-03T14:52:54+00:00\">3 March, 2026<\/time><\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"reading-time\">6 min read<\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<p class=\"card-post__title h5\">\n\t\t\tWhy MTD is the next big opportunity for UK banks, fintechs, and SaaS\t\t<\/p>\n\n\t\t\t<\/a>\n\t\n\t\n\t\t\n\t\n\t<\/article>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t<div class=\"col col-6 col-lg-3 card-grid__item\">\n\t\t\t\t\t\t<article\n\t\tclass=\"card-post related-post related-post-3 post-22723 post type-post status-publish format-standard has-post-thumbnail hentry category-money-matters tag-business-finances tag-embedded-services tag-payments business_type-small-business business_type-medium-sized-business\"\n>\n\t\t\t<a\n\t\t\tclass=\"card-post__link\"\n\t\t\thref=\"https:\/\/www.sage.com\/en-gb\/blog\/what-are-embedded-payments\/\"\n\t\t\t\t\t>\n\t\t\t<figure class=\"card-post__media\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"684\" height=\"384\" src=\"https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2024\/10\/Woman-working-on-google-docs-invoice-on-laptop-684x384.jpg\" class=\"card-post__image\" alt=\"woman working on financial tasks\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2024\/10\/Woman-working-on-google-docs-invoice-on-laptop-684x384.jpg 684w, https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2024\/10\/Woman-working-on-google-docs-invoice-on-laptop-768x512.jpg 768w, https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2024\/10\/Woman-working-on-google-docs-invoice-on-laptop-1214x810.jpg 1214w\" sizes=\"auto, (min-width: 48em) 250px, (min-width: 30em) 100vw, 100vw\" \/>\t\t\t\n\t\t\t\n\t\t\t\t\t<\/figure>\n\n\t\t\n\t\t\t\t\t<div class=\"card-post__meta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"posted-on \"><time class=\"entry-date published\" datetime=\"2025-06-09T14:05:44+01:00\">9 June, 2025<\/time><\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"reading-time\">8 min read<\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<p class=\"card-post__title h5\">\n\t\t\tWhat are embedded payments and why are they transforming business operations?\t\t<\/p>\n\n\t\t\t<\/a>\n\t\n\t\n\t\t\n\t\n\t<\/article>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t<div class=\"col col-6 col-lg-3 card-grid__item\">\n\t\t\t\t\t\t<article\n\t\tclass=\"card-post related-post related-post-4 post-28630 post type-post status-publish format-standard has-post-thumbnail hentry category-strategy-legal-operations tag-accountant-accounting tag-accountant-automation tag-accountant-tax tag-mtd-accountants business_type-accountants\"\n>\n\t\t\t<a\n\t\t\tclass=\"card-post__link\"\n\t\t\thref=\"https:\/\/www.sage.com\/en-gb\/blog\/pricing-for-mtd-how-to-charge-more-and-prove-why-it-s-worth-it\/\"\n\t\t\t\t\t>\n\t\t\t<figure class=\"card-post__media\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"684\" height=\"384\" src=\"https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2023\/09\/GettyImages-1417607850-684x384.jpg\" class=\"card-post__image\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2023\/09\/GettyImages-1417607850-684x384.jpg 684w, https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2023\/09\/GettyImages-1417607850-768x512.jpg 768w, https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2023\/09\/GettyImages-1417607850-1215x810.jpg 1215w\" sizes=\"auto, (min-width: 48em) 250px, (min-width: 30em) 100vw, 100vw\" \/>\t\t\t\n\t\t\t\n\t\t\t\t\t<\/figure>\n\n\t\t\n\t\t\t\t\t<div class=\"card-post__meta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"posted-on \"><time class=\"entry-date published\" datetime=\"2026-07-31T14:40:55+01:00\">31 July, 2026<\/time><\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"reading-time\">12 min read<\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<p class=\"card-post__title h5\">\n\t\t\tPricing for MTD: How to charge more, and prove\u00a0it&#8217;s\u00a0worth it\u00a0\t\t<\/p>\n\n\t\t\t<\/a>\n\t\n\t\n\t\t\n\t\n\t<\/article>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n<\/section>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Banks, fintechs, and SaaS platforms are expected to handle accounting, tax, and payroll in-app. Sage Embedded Services delivers those capabilities through headless APIs, without rebuilding your stack or pausing your roadmap.<\/p>\n","protected":false},"author":281,"featured_media":31654,"menu_order":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_sage_video":false,"post_featured_image_hide":false,"sage_hide_published_date":false,"sage_hide_read_time":false,"sage_hide_share_buttons":false,"_pwl_sage_podcast_buzzsprout_src":"","footnotes":""},"categories":[11],"tags":[766],"business_type":[3,115],"lilypad":[],"context":[],"industry":[65],"persona":[70,71],"imagine_tag":[767],"coauthors":[354],"class_list":["post-31653","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-technology-innovation","tag-embedded-services","business_type-medium-sized-business","business_type-accountants","industry-saas"],"sage_meta":{"region":"en-gb","author_name":"Ashley Thompson","featured_image":"https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2026\/08\/AdobeStock_395083180.jpg","imagine_tags":{"767":"Embedded services"}},"distributor_meta":false,"distributor_terms":false,"distributor_media":false,"distributor_original_site_name":"Sage Advice UK","distributor_original_site_url":"https:\/\/www.sage.com\/en-gb\/blog","push-errors":false,"_links":{"self":[{"href":"https:\/\/www.sage.com\/en-gb\/blog\/api\/wp\/v2\/posts\/31653","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.sage.com\/en-gb\/blog\/api\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.sage.com\/en-gb\/blog\/api\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.sage.com\/en-gb\/blog\/api\/wp\/v2\/users\/281"}],"replies":[{"embeddable":true,"href":"https:\/\/www.sage.com\/en-gb\/blog\/api\/wp\/v2\/comments?post=31653"}],"version-history":[{"count":2,"href":"https:\/\/www.sage.com\/en-gb\/blog\/api\/wp\/v2\/posts\/31653\/revisions"}],"predecessor-version":[{"id":31657,"href":"https:\/\/www.sage.com\/en-gb\/blog\/api\/wp\/v2\/posts\/31653\/revisions\/31657"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.sage.com\/en-gb\/blog\/api\/wp\/v2\/media\/31654"}],"wp:attachment":[{"href":"https:\/\/www.sage.com\/en-gb\/blog\/api\/wp\/v2\/media?parent=31653"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.sage.com\/en-gb\/blog\/api\/wp\/v2\/categories?post=31653"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.sage.com\/en-gb\/blog\/api\/wp\/v2\/tags?post=31653"},{"taxonomy":"business_type","embeddable":true,"href":"https:\/\/www.sage.com\/en-gb\/blog\/api\/wp\/v2\/business_type?post=31653"},{"taxonomy":"lilypad","embeddable":true,"href":"https:\/\/www.sage.com\/en-gb\/blog\/api\/wp\/v2\/lilypad?post=31653"},{"taxonomy":"context","embeddable":true,"href":"https:\/\/www.sage.com\/en-gb\/blog\/api\/wp\/v2\/context?post=31653"},{"taxonomy":"industry","embeddable":true,"href":"https:\/\/www.sage.com\/en-gb\/blog\/api\/wp\/v2\/industry?post=31653"},{"taxonomy":"persona","embeddable":true,"href":"https:\/\/www.sage.com\/en-gb\/blog\/api\/wp\/v2\/persona?post=31653"},{"taxonomy":"imagine_tag","embeddable":true,"href":"https:\/\/www.sage.com\/en-gb\/blog\/api\/wp\/v2\/imagine_tag?post=31653"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/www.sage.com\/en-gb\/blog\/api\/wp\/v2\/coauthors?post=31653"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}