{"id":4447,"date":"2018-05-18T12:54:39","date_gmt":"2018-05-18T11:54:39","guid":{"rendered":"https:\/\/www.sage.com\/en-gb\/blog\/?p=4447"},"modified":"2026-01-29T10:38:02","modified_gmt":"2026-01-29T10:38:02","slug":"mobile-payments","status":"publish","type":"post","link":"https:\/\/www.sage.com\/en-gb\/blog\/mobile-payments\/","title":{"rendered":"How to jump on the powerful mobile payments tech revolution"},"content":{"rendered":"<header class=\"entry-header has-dark-background-color entry-header--has-illustration entry-header--has-illustration--generic\">\n\t<div class=\"container\">\n\t\t<div class=\"entry-header__row row align-center\">\n\t\t\t<div class=\"col col-lg-7 col-xlg-6 entry-header__content\">\n\t\t\t\t\t\t\t<div class=\"component component-single-header\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"entry-header__misc text--subtitle text--uppercase text--small\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.sage.com\/en-gb\/blog\/category\/money-matters\/\" class=\"entry-header__link\">Money Matters<\/a>\t\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t<div class=\"entry-title-wrapper\">\n\t\t\t\t\t<h1 class=\"entry-title\">\n\t\t\t\t\t\tHow to jump on the powerful mobile payments tech revolution\t\t\t\t\t<\/h1>\n\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t<p class=\"entry-header__description\">\n\t\t\t\t\t\t\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n\t\t<div class=\"single-post-details container\">\n\t\t<div class=\"col\">\n\t\t\t<span class=\"posted-on \"><time class=\"entry-date published\" datetime=\"2018-05-18T12:54:39+01:00\">18 May, 2018<\/time><\/span><span class=\"reading-time\"> min read<\/span>\n\t\t<button\n\t\t\ttype=\"button\"\n\t\t\tclass=\"social-share-button button button--icon button--secondary js-social-share-button\"\n\t\t\tdata-share-title=\"How to jump on the powerful mobile payments tech revolution\"\n\t\t\tdata-share-url=\"https:\/\/www.sage.com\/en-gb\/blog\/mobile-payments\/\"\n\t\t\tdata-share-text=\"Please read this interesting article\"\n\t\t>\n\t\t\t<span class=\"social-share-button__share-label\">Share<\/span>\n\t\t\t<span class=\"social-share-button__copy-label\" hidden>Copy Link<\/span>\n\t\t\t<span class=\"social-share-button__copy-tooltip\" aria-hidden=\"true\" hidden>Copied<\/span>\n\t\t<\/button>\n\n\t\t\t\t<\/div>\n\t<\/div>\n\t<\/header>\n\n\n\n<div class=\"wp-block-post-author has-dark-background-color alignfull\">\n\t<div class=\"container\">\n\t\t<div class=\"col\">\n\t\t\t\t\t\t\t<div class=\"co-authors\">\n\t\t\t\t\t\n\t\t<div class=\"entry-author-wrapper\">\n\t\t\t<a class=\"entry-author\" href=\"https:\/\/www.sage.com\/en-gb\/blog\/author\/ashleyhindsmansage\/\">\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"40\" height=\"40\" src=\"https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2025\/02\/Ashley-Thompson-350x350.jpg\" class=\"entry-author__image\" alt=\"Ashley Thompson\" srcset=\"https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2025\/02\/Ashley-Thompson-350x350.jpg 350w, https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2025\/02\/Ashley-Thompson.jpg 600w\" sizes=\"auto, (max-width: 40px) 100vw, 40px\" \/>\t\t\t\t<span class=\"entry-author__name\">Ashley Thompson<\/span>\n\t\t\t<\/a>\n\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n\n<p>The race continues globally between big businesses to partner up with tech firms to introduce a new ripple in the wave of payments technology. Here\u2019s a round up of companies test-driving new advancements in mobile payments and what some of these developments could mean for small and medium-sized enterprises.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-1-mobile-payments-for-subway-rides-in-beijing\"><strong>1. Mobile payments for subway rides in Beijing<\/strong><\/h2>\n\n\n\n<p>Passengers will be able to <a href=\"http:\/\/www.ecns.cn\/cns-wire\/2018\/03-27\/297253.shtml\">scan a QR code with their mobile phone to pay for subway rides<\/a> as soon as before July this year. This isn\u2019t new for <a href=\"http:\/\/www.bbc.com\/news\/uk-england-london-29211625\">London Underground users<\/a>&nbsp;who have been paying with mobile devices since 2012, while US transit systems such as&nbsp;<a href=\"https:\/\/www.nytimes.com\/2017\/10\/23\/nyregion\/metrocard-subway-new-york.html\">New York City\u2019s<\/a> are starting to catch on to the trend.<\/p>\n\n\n\n<p>What\u2019s newsworthy about Beijing is the service does not require phones to have a Near Field Communication (NFC) function and can be used by all smartphones with the Yitongxing app.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-sme-takeaway-1\"><strong>SME takeaway 1<\/strong><\/h3>\n\n\n\n<p>This is just another indication of consumers driving the trend toward mobile payments as a preferred payment method. The global number of <a href=\"https:\/\/retail.emarketer.com\/article\/emarketer-releases-new-global-proximity-mobile-payment-figures\/5a821109ebd4000744ae4118\">NFC payment users will grow<\/a> from 72.1 million in 2017 to an estimated 1,028.9 million by 2020.<\/p>\n\n\n\n<p><a href=\"https:\/\/www.slideshare.net\/NFC-Forum\/nfc-shaping-the-future-of-the-connected-customer-experience\">NFC Forum predicts<\/a> there will be 2,217 million NFC-capable mobile devices around the world in 2020. That\u2019s a sign that mobile payments are the real deal for consumers and worth the investment for SMEs interested in staying on-trend. If you sell products or services online, here are a few tips to make the best payment experience for your customers:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Create online shortcuts to pay to make inputting key information easier. Flag errors as customers go through the payment form instead of waiting until the end and forcing them to find a mistake.<\/li>\n\n\n\n<li>Always think mobile-friendly. Your payments page should be touch-friendly with little need to zoom in or pinch out. It\u2019s also a nice touch to make it easy for customers to resume their shopping where they left off in case they need to pick it up later. Offer an option to send a link to their shopping cart to themselves.<\/li>\n\n\n\n<li>Speed up screen load time by reducing the number of elements on each page. Experts say that for every one-second download delay, your dropout rate increases 7-10%.<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image alignnone size-full wp-image-3369\"><img loading=\"lazy\" decoding=\"async\" width=\"1675\" height=\"1275\" src=\"https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2017\/12\/GettyImages-525498442_super-1.jpg\" alt=\"Cryptocurrency is still in its infancy, so don't worry about diving in just yet\" class=\"wp-image-3369\" srcset=\"https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2017\/12\/GettyImages-525498442_super-1.jpg 1675w, https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2017\/12\/GettyImages-525498442_super-1-768x585.jpg 768w, https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2017\/12\/GettyImages-525498442_super-1-1064x810.jpg 1064w, https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2017\/12\/GettyImages-525498442_super-1-1536x1169.jpg 1536w\" sizes=\"auto, (max-width: 1675px) 100vw, 1675px\" \/><figcaption class=\"wp-element-caption\">Cryptocurrency is still in its infancy, so don&#8217;t worry about diving in just yet<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-2-mobile-payments-with-cryptocurrency-in-korea\"><strong>2. Mobile payments with cryptocurrency in Korea<\/strong><\/h2>\n\n\n\n<p>South Korean cryptocurrency exchange Bithumb and mobile payments provider Korea Pay announced a partnership&nbsp;to <a href=\"http:\/\/koreatimes.co.kr\/www\/news\/tech\/2018\/03\/129_246252.html\">bring cryptocurrencies to 6,000 outlets<\/a> by the end of 2018. Approximately 200 franchise brands have also signed on to the initiative, allowing cryptocurrency adopters to use Korea Pay\u2019s platform to make payments in cryptocurrencies.<\/p>\n\n\n\n<p>This comes hot on the heels of South Korean internet titan Kakao Corp\u2019s announcement to integrate cryptocurrency payments for 12,000 merchants and millions of users across various other platforms.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-sme-takeaway-2\"><strong>SME takeaway 2<\/strong><\/h3>\n\n\n\n<p>No immediate action here. Cryptocurrency is still growing as a global form of payment and is not mainstream enough to cause urgency. Research from Boston Retail Partners shows 85% of North American <a href=\"https:\/\/www.nfcworld.com\/2017\/02\/07\/349958\/apple-pay-popular-mobile-payment-service-us-retailers-survey-finds\/\">retailers are taking a wait-and-see approach to Bitcoin<\/a>, and a TSYS survey shows only 3% of UK have used a virtual currency. It\u2019s probably best to see how consumer demands continue to develop before investing.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-3-mobile-payments-and-mobility-as-a-service-in-singapore\"><strong>3. Mobile payments and mobility-as-a-service in Singapore<\/strong><\/h2>\n\n\n\n<p>MobilityX, a mobility-as-a-service technology incubator, <a href=\"https:\/\/www.businesstimes.com.sg\/technology\/app-for-singapore-commuters-to-book-different-types-of-transport-to-be-launched-by-end\">is looking to develop an integrated app<\/a> that allows commuters to book and pay for different transport options by the end of 2018.&nbsp;Options range from individual e-scooters to driverless electric-driven pods that move larger numbers of commuters to connecting bus networks.<\/p>\n\n\n\n<p>Singtel International also announced the integration of Singtel&#8217;s mobile payments platform with MobilityX&#8217;s app to support payment and\/or checkout services through mobile wallet and direct carrier billing.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-sme-takeaway-3\"><strong>SME takeaway 3<\/strong><\/h3>\n\n\n\n<p>Integration is the new black, especially for financial service providers looking to serve SMEs. Payments service providers (PSPs) are partnering with tech firms to create more digital offerings to alleviate common financial management pain points, such as <a href=\"https:\/\/www.sage.com\/en-gb\/blog\/reduce-admin-grow-business\/\">too much time spent on admin tasks<\/a>, <a href=\"https:\/\/www.sage.com\/en-gb\/blog\/improve-your-cash-flow-10-great-tips-to-chase-late-payments\/\">cash flow troubles<\/a>, and <a href=\"https:\/\/www.sage.com\/en-gb\/blog\/chasing-payments\/\">late payments<\/a>. Now is a good time to analyse your processes and start shopping around for a <a href=\"https:\/\/www.sage.com\/en-gb\/sage-business-cloud\/payments-and-banking\/\">cloud-based payments solution<\/a> for more flexibility:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Identify the day-to-day tasks that are using up too much time or not delivering the right outcomes. This could be manually updating data for paid invoices, tracking transaction history, or generating invoices. It\u2019s important that these features are a part of your solution offering to truly feel the benefits.<\/li>\n\n\n\n<li>How would you want to interact with this technology? Are you or any of your staff already comfortable with the necessary mobile device and\/or app? How easy would it be to train users? Is it a plausible enough habit change to make your transition seamless? Consider if your potential solution is a sustainable and achievable option.<\/li>\n\n\n\n<li>What are the customer-facing factors with each option? If you\u2019re looking to digitise generating invoices, what does the customer experience entail and how easy is it to use? Are there additional bells and whistles such as invoice customisation?<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image alignnone wp-image-4332 size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"999\" height=\"666\" src=\"https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2018\/05\/0J9A5939_All-Uses.jpg\" alt=\"Cryptocurrency is still in its infancy, so don't worry about diving in just yet\" class=\"wp-image-4332\" srcset=\"https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2018\/05\/0J9A5939_All-Uses.jpg 999w, https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2018\/05\/0J9A5939_All-Uses-768x512.jpg 768w\" sizes=\"auto, (max-width: 999px) 100vw, 999px\" \/><figcaption class=\"wp-element-caption\">Social payments haven&#8217;t taken off yet but are worth keeping an eye on<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-4-mobile-payments-via-whatsapp-in-india\"><strong>4. Mobile payments via WhatsApp in India<\/strong><\/h2>\n\n\n\n<p>TechRadar&nbsp;reported&nbsp;that <a href=\"https:\/\/www.techradar.com\/news\/whatsapp-beta-for-android-gets-qr-code-support-for-payments\">WhatsApp is in the process of rolling out a new payment feature<\/a> on the Android version of its messaging app in India. Users will be able to make payments via a QR code when they enable WhatsApp Payments.&nbsp;The new feature is closely aligned with India&#8217;s system that calls for various mobile payments schemes to be interoperable.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-sme-takeaway-4\"><strong>SME takeaway 4<\/strong><\/h3>\n\n\n\n<p>Another one to watch closely as consumers haven\u2019t gravitated to social payments so much. A Morning Consult National Tracking Poll shows 79% of Americans don\u2019t have the Facebook Messenger app or use it to make payments, and only 6% say they use it several times a day.<\/p>\n\n\n\n<p>Sage\u2019s 2017 UK Payments Landscape Report showed that 63% of UK consumers said they wouldn\u2019t use any social media platform to make payments and 64% of Americans say the same.<\/p>\n\n\n\n<p>However, 26% of UK consumers say they check their WhatsApp account several times a day and there were 18 million active users each month in the US as of January 2018. It\u2019s safe to say there\u2019s more to see in user adoption before hopping on this trend.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-before-you-add-or-remove-payment-options\"><strong>Before you add or remove payment options&#8230;<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-1-get-the-opinions-of-your-customers\"><strong>1. Get the opinions of your customers<\/strong><\/h3>\n\n\n\n<p>This is the best way to gauge if your customers desire a more convenient way to pay you. It may not be worth your while if your customer base is content with traditional payment methods but it\u2019s certainly worth asking.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-2-keep-your-customers-informed\"><strong>2. Keep your customers informed<\/strong><\/h3>\n\n\n\n<p>The checkout and payment process is an integral part of the overall payment experience. Customers expect to be able to pay you seamlessly, so any hiccups in the payment process will be highly visible.<\/p>\n\n\n\n<p>Be sure to let your new and existing customers know when a new payments process is coming, what changes they can expect and how the new method will make paying easier.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-3-phase-out-old-methods-slowly\"><strong>3. Phase out old methods slowly<\/strong><\/h3>\n\n\n\n<p>Assume it will take your customers a bit of time to adapt to your new payment options and keep your traditional methods available temporarily. Use any communication touchpoints you have with your customers to remind them of the upcoming changes in payment methods and where they can go for support.<\/p>\n\n\n\n<p>Payments should be simple and seamless for your customers to get the best experience with your business. Whether you\u2019re using technology to do that or not, follow <a href=\"https:\/\/www.sage.com\/en-gb\/blog\/pain-free-payment-process\/\">these best practices<\/a> for mobile and online payments.<\/p>\n\n\n\n<div class=\"single-cta gated-content\">\n\t<div class=\"single-cta__positioner\">\n\t\t<div class=\"single-cta__wrapper has-dark-background-color\">\n\t\t\t<div class=\"single-cta__content\">\n\t\t\t\t\t\t\t\t<h2 class=\"single-cta__title h3\">The Art of Being Paid<\/h2>\n\n\t\t\t\t\t\t\t\t\t<div class=\"single-cta__description\">\n\t\t\t\t\t\t<p>Chasing invoice payments doesn\u2019t have to be painful. Use this&nbsp;kit&nbsp;to answer a few questions about your customers so you understand their&nbsp;payment drivers, then read our advice on how to flex your style for each, calling techniques and much more.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a\n\t\t\t\t\t\thref=\"#gate-8810fa04-701e-460a-b37c-e767f5a74c18\"\n\t\t\t\t\t\tclass=\"single-cta__button button button--primary\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t>Get your guide<\/a>\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<img decoding=\"async\" width=\"1440\" height=\"810\" src=\"https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2022\/04\/GettyImages-1261583718-1440x810.jpg\" class=\"single-cta__image\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2022\/04\/GettyImages-1261583718-1440x810.jpg 1440w\" sizes=\"auto, (min-width: 48em) 33vw, 100vw\" \/>\t\t\t<\/div>\n<\/div>\n\n\n<div class=\"single-cta\">\n\t<div class=\"single-cta__positioner\">\n\t\t<div class=\"single-cta__wrapper has-dark-background-color\">\n\t\t\t<div class=\"single-cta__content\">\n\t\t\t\t\t\t\t\t<h2 class=\"single-cta__title h3\">Subscribe to the Sage Advice newsletter<\/h2>\n\n\t\t\t\t\t\t\t\t\t<div class=\"single-cta__description\">\n\t\t\t\t\t\t<p>Join more than 500,000 UK readers and get the best business admin strategies and tactics, as well as actionable advice to help your company thrive, in your inbox every month.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a\n\t\t\t\t\t\thref=\"#gate-b1a63862-3fa0-4a5e-bb67-c76b88bbc6b8\"\n\t\t\t\t\t\tclass=\"single-cta__button button button--primary\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t>Subscribe now<\/a>\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<img decoding=\"async\" width=\"1440\" height=\"810\" src=\"https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2022\/04\/GettyImages-1073797282-1-1440x810.jpg\" class=\"single-cta__image\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2022\/04\/GettyImages-1073797282-1-1440x810.jpg 1440w\" sizes=\"auto, (min-width: 48em) 33vw, 100vw\" \/>\t\t\t<\/div>\n<\/div>\n\n<section class=\"more-topics alignfull has-grey-light-background-color wp-block-sage-post-topics\">\n\t<div class=\"container\">\n\t\t<div class=\"row\">\n\t\t\t<div class=\"col col-12 col-lg-4\">\n\t\t\t\t<h3 class=\"more-topics__title h2\">Browse more topics from this article<\/h3>\n\t\t\t<\/div>\n\t\t\t<div class=\"col col-12 col-lg-8\">\n\t\t\t\t<ul class=\"post-tags__list\">\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"post-tags__item\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.sage.com\/en-gb\/blog\/tag\/cash-flow\/\" class=\"post-tags__link button button--secondary\">\n\t\t\t\t\t\t\t\tCash flow\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"post-tags__item\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.sage.com\/en-gb\/blog\/tag\/make-receive-payments\/\" class=\"post-tags__link button button--secondary\">\n\t\t\t\t\t\t\t\tMaking and receiving payments\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\n<div class=\"alignfull wp-block-sage-related-posts\">\n\t<section class=\"related-posts card-grid has-dark-background-color\">\n\t<div class=\"container\">\n\t\t\t\t\t<div class=\"row\">\n\t\t\t\t<div class=\"col\">\n\t\t\t\t\t<h2 class=\"related-posts__heading related-posts__heading--featured h1\">Explore more wisdom<\/h2>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"row related-posts__featured\">\n\t\t\t\t<div class=\"col card-grid__item\">\n\t\t\t\t\t<article\n\t\tclass=\"card-post related-post related-post-0 post-1043 post type-post status-publish format-standard has-post-thumbnail hentry category-money-matters tag-alternative-finance tag-cash-flow tag-crowdfunding 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Here&#8217;s how to borrow in the best way for your business growth and success.\t\t\t<\/p>\n\t\t\n\t\t\t<\/div>\n\n\t<\/article>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\n\t\t\t\t\t<div class=\"row related-posts__non-featured\">\n\t\t\t\t<div class=\"col col-12\">\n\t\t\t\t\t<h2 class=\"related-posts__heading related-posts__heading--more h4\">More on this Topic<\/h2>\n\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t\t<div class=\"col col-6 col-lg-3 card-grid__item\">\n\t\t\t\t\t\t<article\n\t\tclass=\"card-post related-post related-post-1 post-30307 post type-post status-publish format-standard has-post-thumbnail hentry category-money-matters tag-bookkeeping tag-make-receive-payments business_type-small-business business_type-medium-sized-business\"\n>\n\t\t\t<a\n\t\t\tclass=\"card-post__link\"\n\t\t\thref=\"https:\/\/www.sage.com\/en-gb\/blog\/what-are-the-most-important-accounts-receivable-metrics-to-track\/\"\n\t\t\t\t\t>\n\t\t\t<figure class=\"card-post__media\">\n\t\t\t\t\t\t\t<img 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business_type-small-business\"\n>\n\t\t\t<a\n\t\t\tclass=\"card-post__link\"\n\t\t\thref=\"https:\/\/www.sage.com\/en-gb\/blog\/how-to-start-a-small-business\/\"\n\t\t\t\t\t>\n\t\t\t<figure class=\"card-post__media\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"684\" height=\"384\" src=\"https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2017\/12\/GettyImages-606923937_super-684x384.jpg\" class=\"card-post__image\" alt=\"Don&#039;t forget about pensions if you&#039;re self-employed\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2017\/12\/GettyImages-606923937_super-684x384.jpg 684w, https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2017\/12\/GettyImages-606923937_super-768x585.jpg 768w, https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2017\/12\/GettyImages-606923937_super-1064x810.jpg 1064w\" sizes=\"auto, (min-width: 48em) 250px, (min-width: 30em) 100vw, 100vw\" 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.537-.216.74.74 0 0 0 .223-.535.76.76 0 0 0-.223-.535.75.75 0 0 0-.537-.216z\" \/><\/svg>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"posted-on \"><time class=\"entry-date published\" datetime=\"2026-05-20T15:58:17+01:00\">20 May, 2026<\/time><\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"reading-time\">11 min read<\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<p class=\"card-post__title h5\">\n\t\t\tHow to start a small business in the UK\t\t<\/p>\n\n\t\t\t<\/a>\n\t\n\t\n\t\t\n\t\n\t<\/article>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n<\/section>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>The race continues globally between big businesses to partner up with tech firms to introduce a new ripple in the wave of payments technology. Here\u2019s a round up of companies test-driving new advancements in mobile payments and what some of these developments could mean for small and medium-sized enterprises. 1. Mobile payments for subway rides [&hellip;]<\/p>\n","protected":false},"author":281,"featured_media":3387,"menu_order":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_sage_video":false,"post_featured_image_hide":false,"sage_hide_published_date":false,"sage_hide_read_time":false,"sage_hide_share_buttons":false,"footnotes":""},"categories":[6],"tags":[24,25],"business_type":[4,3],"lilypad":[],"context":[],"industry":[],"persona":[71,74],"imagine_tag":[96,103,109],"coauthors":[354],"class_list":["post-4447","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-money-matters","tag-cash-flow","tag-make-receive-payments","business_type-small-business","business_type-medium-sized-business"],"sage_meta":{"region":"en-gb","author_name":"Ashley Thompson","featured_image":"https:\/\/www.sage.com\/en-gb\/blog\/wp-content\/uploads\/sites\/10\/2017\/12\/GettyImages-603705405_super.jpg","imagine_tags":{"96":"Medium businesses","103":"Payroll software","109":"Small business"}},"distributor_meta":false,"distributor_terms":false,"distributor_media":false,"distributor_original_site_name":"Sage Advice UK","distributor_original_site_url":"https:\/\/www.sage.com\/en-gb\/blog","push-errors":false,"_links":{"self":[{"href":"https:\/\/www.sage.com\/en-gb\/blog\/api\/wp\/v2\/posts\/4447","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.sage.com\/en-gb\/blog\/api\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.sage.com\/en-gb\/blog\/api\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.sage.com\/en-gb\/blog\/api\/wp\/v2\/users\/281"}],"replies":[{"embeddable":true,"href":"https:\/\/www.sage.com\/en-gb\/blog\/api\/wp\/v2\/comments?post=4447"}],"version-history":[{"count":0,"href":"https:\/\/www.sage.com\/en-gb\/blog\/api\/wp\/v2\/posts\/4447\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.sage.com\/en-gb\/blog\/api\/wp\/v2\/media\/3387"}],"wp:attachment":[{"href":"https:\/\/www.sage.com\/en-gb\/blog\/api\/wp\/v2\/media?parent=4447"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.sage.com\/en-gb\/blog\/api\/wp\/v2\/categories?post=4447"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.sage.com\/en-gb\/blog\/api\/wp\/v2\/tags?post=4447"},{"taxonomy":"business_type","embeddable":true,"href":"https:\/\/www.sage.com\/en-gb\/blog\/api\/wp\/v2\/business_type?post=4447"},{"taxonomy":"lilypad","embeddable":true,"href":"https:\/\/www.sage.com\/en-gb\/blog\/api\/wp\/v2\/lilypad?post=4447"},{"taxonomy":"context","embeddable":true,"href":"https:\/\/www.sage.com\/en-gb\/blog\/api\/wp\/v2\/context?post=4447"},{"taxonomy":"industry","embeddable":true,"href":"https:\/\/www.sage.com\/en-gb\/blog\/api\/wp\/v2\/industry?post=4447"},{"taxonomy":"persona","embeddable":true,"href":"https:\/\/www.sage.com\/en-gb\/blog\/api\/wp\/v2\/persona?post=4447"},{"taxonomy":"imagine_tag","embeddable":true,"href":"https:\/\/www.sage.com\/en-gb\/blog\/api\/wp\/v2\/imagine_tag?post=4447"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/www.sage.com\/en-gb\/blog\/api\/wp\/v2\/coauthors?post=4447"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}