Simple accounting software for self-employed sole traders. Snap and scan receipts to save hours of admin so you can focus on building your business with confidence.
Being self-employed is challenging. You’re responsible for everything—serving customers, finding new ones, invoicing, tracking payments, managing admin, and handling taxes. Sage software makes these tasks easier, freeing you up to run your business.
Keep on top of your cash flow with simple bank feeds, receipt capture, and sales invoicing. Everything stored safely and securely.
From April 2026 if you have an income of over £50,000 annually, from self-employment, you'll need to use MTD-compatible software to:
With Sage software for the self-employed you can activate MTD Income Tax Self Assessment return functionality when you need it, ensuring you're ready for the future.
Digital record-keeping allows you to track, store, and secure all your financial transactions in one place:
*Not available with Accounting Individual Free.
Monitor your self-employed income, track your expenses, and calculate tax with ease:
*Not available with Accounting Individual Free.
Save time by creating a completed SA103 Self Assessment form. The software uses the information you share to:
Digital record-keeping software that simplifies the finances of sole traders and self-employed professionals.
Save time and reduce errors with automated processes that simplify preparing for Self Assessment:
*Not available with Accounting Individual Free.
Access award-winning support with Sage at any time, anywhere:
*Not available with Accounting Individual Free.
Share access with your accountant so you can:
Get 90% off for 12 monthsGet full access to your product, and upgrade or cancel at any time. No long-term contracts, commitments, or hidden fees.
You don't have to be a finance expert to use Sage's bookkeeping and accounting software for self-employed professionals in the UK. Our easy-to-use cloud solution makes managing your finances simple. Get visibility of money going in and out of your business, review cash flow and reduce admin. Use Sage Accounting Individual to:
Sage Accounting Individual helps you prepare everything to make a Self Assessment submission really simple.
Record all of your transactions by connecting your bank account and snapping photos of your receipts, and Sage will help you put them into the right categories.
Sage will then provide you with all of your information in the right format so you feel supported to complete your Self Assessment with ease, or work with your accountant to complete your return.
Learn more about Self AssessmentYes, Sage Accounting Individual makes it really easy to work with your accountant. You can collaborate securely with your accountant online from anywhere on a return. Sage's software and accounting app for self employed individuals is trusted by thousands of accountants around the UK. We work directly with accountants to ensure our software is always up to date.
You can manually import bank statements or transactions when you start using Sage Accounting Individual. Simply download direct from your bank and upload to Sage Accounting Individual.
Once you're set up with your new self employed business accounting software, you can automate pulling your data into Sage Accounting Individual with automated bank feeds.
You can upgrade and downgrade between the Accounting Individual Free and Accounting Individual plans.
You can also upgrade from Accounting Start to Accounting Standard and Accounting Standard to Accounting Plus. However, you cannot upgrade from Accounting Individual to Accounting Start, so you would have to buy a new licence for Accounting Start and cancel your subscription for Accounting Individual .
No, the software is built for non-VAT-registered sole traders and self-employed professionals filling out the SA103 supplementary page to record self-employment income on your SA100 tax return. If you are a VAT-registered sole traders or director-only limited company, consider Sage Accounting plans instead.
We're proud to deliver world-class online accounting software for self-employed business owners. But that's not all we offer. As a member of the Sage community, you'll learn from business experts and industry peers.
Read our blog and get articles, insights, and tips for your company.
Discover how to build a smooth employee offboarding process with checklists, surveys, and best practices that protect your business and enhance your brand.
Explore the best exit interview questions to ask departing employees. Use employees' exit process feedback to improve retention and staff performance.
Learn how AI transforms accounting, with insights from Accountex London 2025. This guide shows you how to build skills and get started.
Learn about embedded payments, discover why they matter for your business, and see how you can spend less time dealing with manual payments.
Discover what benefits in kind are and how they’re calculated. View some common examples and learn the meaning of a benefit in kind in terms of tax effects.
Watch the highlights from Day 3 of Sage Future for real lessons in high performance.
Catch the highlights from Day 2 of Sage Future and see how Sage is turning bold AI ambition into real-world impact.
Day 1 at Sage Future opened with big ideas, bold ambitions, and a clear message: today’s CFOs lead the future.
