{"id":6416,"date":"2025-08-08T09:20:26","date_gmt":"2025-08-08T08:20:26","guid":{"rendered":"https:\/\/www.sage.com\/en-ie\/blog\/?p=6416"},"modified":"2025-08-08T09:20:29","modified_gmt":"2025-08-08T08:20:29","slug":"filing-self-assessment-tax-return-tips","status":"publish","type":"post","link":"https:\/\/www.sage.com\/en-ie\/blog\/filing-self-assessment-tax-return-tips\/","title":{"rendered":"9 top tips for filing your self-assessment tax return"},"content":{"rendered":"<header class=\"entry-header has-dark-background-color entry-header--has-illustration entry-header--has-illustration--generic\">\n\t<div class=\"container\">\n\t\t<div class=\"entry-header__row row align-center\">\n\t\t\t<div class=\"col col-lg-7 col-xlg-6 entry-header__content\">\n\t\t\t\t\t\t\t<div class=\"component component-single-header\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"entry-header__misc text--subtitle text--uppercase text--small\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.sage.com\/en-ie\/blog\/category\/money-matters\/\" class=\"entry-header__link\">Money Matters<\/a>\t\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t<div class=\"entry-title-wrapper\">\n\t\t\t\t\t<h1 class=\"entry-title\">\n\t\t\t\t\t\t9 top tips for filing your self-assessment tax return\t\t\t\t\t<\/h1>\n\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t<p class=\"entry-header__description\">\n\t\t\t\t\t\t\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n\t\t<div class=\"single-post-details container\">\n\t\t<div class=\"col\">\n\t\t\t<span class=\"posted-on \">Published <time class=\"entry-date published\" datetime=\"2025-08-08T09:20:26+01:00\">8 August, 2025<\/time><\/span><span class=\"reading-time\"> min read<\/span>\n\t\t<button\n\t\t\ttype=\"button\"\n\t\t\tclass=\"social-share-button button button--icon button--secondary js-social-share-button\"\n\t\t\tdata-share-title=\"9 top tips for filing your self-assessment tax return\"\n\t\t\tdata-share-url=\"https:\/\/www.sage.com\/en-ie\/blog\/filing-self-assessment-tax-return-tips\/\"\n\t\t\tdata-share-text=\"Please read this interesting article\"\n\t\t>\n\t\t\t<span class=\"social-share-button__share-label\">Share<\/span>\n\t\t\t<span class=\"social-share-button__copy-label\" hidden>Copy Link<\/span>\n\t\t\t<span class=\"social-share-button__copy-tooltip\" aria-hidden=\"true\" hidden>Copied<\/span>\n\t\t<\/button>\n\n\t\t\t\t<\/div>\n\t<\/div>\n\t<\/header>\n\n\n\n<div class=\"wp-block-post-author has-dark-background-color alignfull\">\n\t<div class=\"container\">\n\t\t<div class=\"col\">\n\t\t\t\t\t\t\t<div class=\"co-authors\">\n\t\t\t\t\t\n\t\t<div class=\"entry-author-wrapper\">\n\t\t\t<a class=\"entry-author\" href=\"https:\/\/www.sage.com\/en-ie\/blog\/author\/roisinkilleen\/\">\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"40\" height=\"40\" src=\"https:\/\/www.sage.com\/en-ie\/blog\/wp-content\/uploads\/sites\/13\/2019\/10\/Roisin-Killeen.jpg\" class=\"entry-author__image\" alt=\"Roisin Killeen\" \/>\t\t\t\t<span class=\"entry-author__name\">R\u00f3is\u00edn Killeen<\/span>\n\t\t\t<\/a>\n\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n\n\n\n<p>The deadline for filing your self-assessment tax return will be here soon.<\/p>\n\n\n\n<p>You might notice the lights staying on well into the night at many accountancy practices across the country now and during the coming months.<\/p>\n\n\n\n<p>That&#8217;s because it&#8217;s a busy time for practice accountants as they beaver away filing self-assessment income tax returns on behalf of their clients.<\/p>\n\n\n\n<p>You may not necessarily need an accountant to prepare your <a href=\"https:\/\/www.sage.com\/en-ie\/blog\/self-assessment-tax-return-complete-guide\/\">tax returns<\/a> \u2013 it really depends on the complexity of your business and your financial nous.<\/p>\n\n\n\n<p>But one way or the other, if you&#8217;re self-employed, you&#8217;re obliged to file a return.<\/p>\n\n\n\n<p>Here are 9 practical tips to make the process as smooth as possible:<\/p>\n\n\n<?xml encoding=\"utf-8\" ?><div class=\"wp-block-yoast-seo-table-of-contents yoast-table-of-contents\"><ul><li><a href=\"#file-anchor-link\" data-level=\"2\">1. File your return online, not by post<\/a><\/li><li><a href=\"#be-anchor-link\" data-level=\"2\">2. Be organised<\/a><\/li><li><a href=\"#dont-anchor-link\" data-level=\"2\">3. Don&#8217;t throw out or delete your documentation<\/a><\/li><li><a href=\"#clear-anchor-link\" data-level=\"2\">4. Be clear on what expenses you can claim<\/a><\/li><li><a href=\"#claim-anchor-link\" data-level=\"2\">5. Claim tax relief on your pension contributions<\/a><\/li><li><a href=\"#beware-anchor-link\" data-level=\"2\">6. Beware of the time limitation on claiming tax relief<\/a><\/li><li><a href=\"#use-anchor-link\" data-level=\"2\">7. Use a good accounting software package<\/a><\/li><li><a href=\"#also-anchor-link\" data-level=\"2\">8. Also, a cloud-based accounting package can be very useful<\/a><\/li><li><a href=\"#time-anchor-link\" data-level=\"2\">9. File on time<\/a><\/li><\/ul><\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"#gate-4455d9e8-4850-4e06-b822-bd482fb73929\">Download your free copy of Self-assessment: Discover the expenses you can claim back, and learn how you can keep more of your hard-earned money<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"file-anchor-link\">1. File your return online, not by post<\/h2>\n\n\n\n<p>Commonly known as <a href=\"https:\/\/www.revenue.ie\/en\/online-services\/index.aspx\">ROS<\/a> (Revenue Online Service), Revenue&#8217;s online system is user-friendly.<\/p>\n\n\n\n<p>Based on the information you input, it calculates your tax liability rather than you having to calculate it yourself.<\/p>\n\n\n\n<p>And, in general, it&#8217;s much easier to use the online system rather than filling out a hard copy form and posting it. However, and in any event, Revenue consider most tax payers to be mandatory e-filers, meaning you must use use ROS. <\/p>\n\n\n\n<p>There are some people who have no option but to send in a hard copy return.<\/p>\n\n\n\n<p>Those who internet access is &#8220;insufficient&#8221; can use a paper form, as can those who can&#8217;t e-file because of age, or mental\/physical disabilities. <\/p>\n\n\n\n<p>Rory Coll, who owns a specialist tax practice in Galway, <a href=\"https:\/\/www.coll.ie\/\">Coll &amp; Co<\/a>, adds: &#8220;For spouses married pre-1990, where Revenue added a W [wife] to the end of their PPS [Personal Public Service] number, e-registration is not possible and they must fill out a paper form.&#8221;<\/p>\n\n\n\n<p>The extended deadline for filing your return online is\u202f<a href=\"https:\/\/www.revenue.ie\/en\/tax-professionals\/ebrief\/2024\/no-1162024.aspx\" target=\"_blank\" rel=\"noreferrer noopener\">19 November 2025<\/a>. If you&#8217;re one of the minority allowed to submit a paper form, you should get it to Revenue by 31 October 2025 (although should you get it to Revenue by 31 August, they&#8217;ll calculate your tax liability for you; if you send it after this, you&#8217;ll have to do that yourself.)<\/p>\n\n\n\n<div class=\"single-cta\">\n\t<div class=\"single-cta__positioner\">\n\t\t<div class=\"single-cta__wrapper has-dark-background-color\">\n\t\t\t<div class=\"single-cta__content\">\n\t\t\t\t\t\t\t\t<h2 class=\"single-cta__title h3\">Stay up to date with self-assessment<\/h2>\n\n\t\t\t\t\t\t\t\t\t<div class=\"single-cta__description\">\n\t\t\t\t\t\t<p>Want to keep up to speed with the latest updates on self-assessment? Sign up today to receive the Sage Advice newsletter, straight to your inbox.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a\n\t\t\t\t\t\thref=\"https:\/\/www.sage.com\/en-ie\/blog\/subscribe\/\"\n\t\t\t\t\t\tclass=\"single-cta__button button button--primary\"\n\t\t\t\t\t\t\t\t\t\t\t\t\tid=\"cta-id-8746\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tdata-button-location=\"cta_box\"\n\t\t\t\t\t\t\t\t\t\t\t>Sign up now<\/a>\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<img decoding=\"async\" width=\"1440\" height=\"810\" src=\"https:\/\/www.sage.com\/en-ie\/blog\/wp-content\/uploads\/sites\/13\/2022\/04\/GettyImages-1325244864-1440x810.jpg\" class=\"single-cta__image\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/en-ie\/blog\/wp-content\/uploads\/sites\/13\/2022\/04\/GettyImages-1325244864-1440x810.jpg 1440w\" sizes=\"auto, (min-width: 48em) 33vw, 100vw\" \/>\t\t\t<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"be-anchor-link\">2. Be organised<\/h2>\n\n\n\n<p>OK, it might seem really obvious, but as any accountant will attest, it needs to be said.<\/p>\n\n\n\n<p>Be organised and don&#8217;t leave it to the last minute to gather all the relevant documents and records.<\/p>\n\n\n\n<p>&#8220;Many people leave it until September\/October to give relevant information for preparing their tax return to their tax adviser\/accountant,&#8221; says Br\u00edd Whelan, principal of Whelan Tax Solutions.<\/p>\n\n\n\n<p>&#8220;If this was done earlier in the year, it would facilitate the preparation of tax returns sooner and taxpayers could plan for the payment of their tax liability and for making pension contributions to reduce their tax bill.&#8221;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"dont-anchor-link\">3. Don&#8217;t throw out or delete your documentation<\/h2>\n\n\n\n<p>Though you&#8217;re not obliged to send in any documents, you must retain them.<\/p>\n\n\n\n<p>&#8220;Business owners [and their accountants] are required to keep all documentation pertaining to the business for at least 6 years, as Revenue may require the same if they carry out an audit,&#8221; adds Br\u00edd.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"clear-anchor-link\">4. Be clear on what expenses you can claim<\/h2>\n\n\n\n<p>Expenses relating specifically to the business may be claimed as a deduction in your tax bill.<\/p>\n\n\n\n<p><a href=\"https:\/\/www.sage.com\/en-ie\/blog\/self-assessment-expenses-claim-tax-return\/\">Claimable expenses<\/a> include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Purchase of goods for resale<\/li>\n\n\n\n<li>Wages<\/li>\n\n\n\n<li>Rent, rates, repairs, lighting, and heating<\/li>\n\n\n\n<li>Accountancy fees<\/li>\n\n\n\n<li>Interest paid on any money borrowed to finance business expenses\/items<\/li>\n\n\n\n<li>Lease payments on vehicles or machinery used in the business.<\/li>\n<\/ul>\n\n\n\n<p>Also, as Br\u00edd points out, the cost of capital expenditure on items such as fixtures and fittings, and computer equipment may be written off over eight years by way of capital allowances.<\/p>\n\n\n\n<p>But be wary\u2014<a href=\"https:\/\/www.revenue.ie\/en\/starting-a-business\/claiming-a-deduction-for-expenses\/index.aspx\">expenses<\/a> relating to personal items such as for your car or mobile phone may not necessarily be claimed in full.<\/p>\n\n\n\n<p>Only the usage that relates to the business can be claimed.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"claim-anchor-link\">5. Claim tax relief on your pension contributions<\/h2>\n\n\n\n<p>One way to reduce your tax bill is to make pension contributions and the government is actually very generous in terms of the tax relief it offers on such <a href=\"https:\/\/www.revenue.ie\/en\/jobs-and-pensions\/pensions\/tax-relief-for-pension-contributions.aspx\">contributions<\/a>.<\/p>\n\n\n\n<p>If you pay any income tax at the higher 40% band, then you can claim 40% back on your pension contributions, up to a certain limit.<\/p>\n\n\n\n<p>&#8220;Pension contributions provide a means of paying less income tax,&#8221; explains Br\u00edd.<\/p>\n\n\n\n<p>&#8220;There are maximum amounts on which tax relief of up to 40% may be claimed depending on an individual&#8217;s age.\u201d<\/p>\n\n\n\n<p><strong>Read more about self-assessment<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.sage.com\/en-ie\/blog\/self-assessment-tax-return-complete-guide\/\">Self-assessment tax return: A guide on how to complete it<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.sage.com\/en-ie\/blog\/self-assessment-expenses-claim-tax-return\/\">Self-assessment expenses you can claim on your tax return<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.sage.com\/en-ie\/blog\/preliminary-tax-self-employed-taxpayers\/\">Preliminary tax: What self-employed taxpayers need to know<\/a><\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"beware-anchor-link\">6. Beware of the time limitation on claiming tax relief<\/h2>\n\n\n\n<p>It&#8217;s not just pension contributions that are eligible for tax relief. You can also, for example, claim tax relief on your medical expenses and on third-level tuition fees\u2014both at 20%.<\/p>\n\n\n\n<p>However, there is a time limitation.<\/p>\n\n\n\n<p>Br\u00edd says: &#8220;It is important to note that there is a general 4-year time limit to submit a claim for tax relief or repayments of tax.<\/p>\n\n\n\n<p>&#8220;Therefore, taxpayers should review prior years to ensure that they have claimed any tax reliefs to which they would have been entitled, such as for medical expenses and third-level college fees.&#8221;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"use-anchor-link\">7. Use a good accounting software package<\/h2>\n\n\n\n<p>Using a reputable <a href=\"https:\/\/www.sage.com\/en-ie\/sage-business-cloud\/accounting\/features\/self-assessment\/\">accounting software<\/a> package can help you to be prepared and organised.<\/p>\n\n\n\n<p>&#8220;It is recommended that self-employed individuals should use a good software accounting package to record business transactions on a regular basis,&#8221; says Br\u00edd.<\/p>\n\n\n\n<p>&#8220;If transactions are recorded regularly and accurately, it should expedite the preparation of the business accounts required to complete the tax return.&#8221;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"also-anchor-link\">8. Also, a cloud-based accounting package can be very useful<\/h2>\n\n\n\n<p>Business owner John Tyrrell is a techie and swears by using a <a href=\"https:\/\/www.sage.com\/en-ie\/sage-business-cloud\/accounting\/\">cloud accounting software<\/a> package.<\/p>\n\n\n\n<p>He and a friend set up their tech company, <a href=\"https:\/\/mywallst.com\/\">MyWallSt<\/a>, in 2013. It&#8217;s a trading app, which also teaches you how to invest.<\/p>\n\n\n\n<p>While John loves running his own business, it comes with certain business admin responsibilities, particularly he feels in terms of tax and accounting compliance.<\/p>\n\n\n\n<p>&#8220;In terms of time and cost, a cloud-based accountancy package is the only option I would consider for our business,&#8221; says John.<\/p>\n\n\n\n<p>&#8220;The overhead in maintaining our financial compliance is potentially the biggest administration cost for us.<\/p>\n\n\n\n<p>&#8220;A cloud-based accountancy package allows us to manage information across our multiple locations.<\/p>\n\n\n\n<p>&#8220;It also ensures that our accounting information is always up to date and that any of the team can have access to and can manage our systems from anywhere.&#8221;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"time-anchor-link\">9. File on time<\/h2>\n\n\n\n<p>Lastly, but maybe most importantly, don&#8217;t miss the deadline date.<\/p>\n\n\n\n<p>As mentioned at the top of this article, the D-day for filing and paying for online returns is 19 November 2025, while the deadline for hard copy returns is 31 October 2025 (or 31 August if you want Revenue to calculate your tax).&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Final thoughts<\/h2>\n\n\n\n<p>Time is running out, so don&#8217;t draw attention to yourself by being late with your self-assessment tax return.<\/p>\n\n\n\n<p>Not only will you be charged a financial penalty, it could trigger <a href=\"https:\/\/www.sage.com\/en-ie\/blog\/how-to-survive-a-revenue-audit\/\">Revenue to carry out an audit<\/a> on your financial affairs.<\/p>\n\n\n\n<p>And when you&#8217;re trying to run a business, you don&#8217;t need to bring that added stress upon yourself.<\/p>\n\n\n\n<p><em>Editor&#8217;s note: This article was first published in October 2019 and has been updated for relevance.<\/em><\/p>\n\n\n\n<div class=\"single-cta gated-content\">\n\t<div class=\"single-cta__positioner\">\n\t\t<div class=\"single-cta__wrapper has-dark-background-color\">\n\t\t\t<div class=\"single-cta__content\">\n\t\t\t\t\t\t\t\t<h2 class=\"single-cta__title h3\">Self-assessment: Discover the expenses you can claim back<\/h2>\n\n\t\t\t\t\t\t\t\t\t<div class=\"single-cta__description\">\n\t\t\t\t\t\t<p>Learn how you can save more of your hard-earned money and ensure you pay the right amount of tax when it comes to filing your tax returns.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a\n\t\t\t\t\t\thref=\"#gate-4455d9e8-4850-4e06-b822-bd482fb73929\"\n\t\t\t\t\t\tclass=\"single-cta__button button button--primary\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t>Download your free guide<\/a>\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<img decoding=\"async\" width=\"1440\" height=\"810\" src=\"https:\/\/www.sage.com\/en-ie\/blog\/wp-content\/uploads\/sites\/13\/2022\/04\/GettyImages-1267191201_updated-1440x810.jpg\" class=\"single-cta__image\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/en-ie\/blog\/wp-content\/uploads\/sites\/13\/2022\/04\/GettyImages-1267191201_updated-1440x810.jpg 1440w\" sizes=\"auto, (min-width: 48em) 33vw, 100vw\" \/>\t\t\t<\/div>\n<\/div>\n\n\n\n\n\n<div class=\"single-cta\">\n\t<div class=\"single-cta__positioner\">\n\t\t<div class=\"single-cta__wrapper has-dark-background-color\">\n\t\t\t<div class=\"single-cta__content\">\n\t\t\t\t\t\t\t\t<h2 class=\"single-cta__title h3\">Subscribe to the Sage Advice newsletter<\/h2>\n\n\t\t\t\t\t\t\t\t\t<div class=\"single-cta__description\">\n\t\t\t\t\t\t<p>Join 1.5 million subscribers and get the best business admin strategies and tactics, as well as actionable advice to help your company thrive, in your inbox every month.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a\n\t\t\t\t\t\thref=\"#gate-53abbdcc-410c-4c8c-bf97-ca5c6982eebd\"\n\t\t\t\t\t\tclass=\"single-cta__button button button--primary\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t>Subscribe now<\/a>\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<img decoding=\"async\" width=\"999\" height=\"666\" src=\"https:\/\/www.sage.com\/en-ie\/blog\/wp-content\/uploads\/sites\/13\/2021\/04\/z.5E3A0481_All-Uses.jpg\" class=\"single-cta__image\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/en-ie\/blog\/wp-content\/uploads\/sites\/13\/2021\/04\/z.5E3A0481_All-Uses.jpg 999w\" sizes=\"auto, (min-width: 48em) 33vw, 100vw\" \/>\t\t\t<\/div>\n<\/div>\n\n<section class=\"more-topics alignfull has-grey-light-background-color wp-block-sage-post-topics\">\n\t<div class=\"container\">\n\t\t<div class=\"row\">\n\t\t\t<div class=\"col col-12 col-lg-4\">\n\t\t\t\t<h3 class=\"more-topics__title h2\">Browse more topics from this article<\/h3>\n\t\t\t<\/div>\n\t\t\t<div class=\"col col-12 col-lg-8\">\n\t\t\t\t<ul class=\"post-tags__list\">\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"post-tags__item\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.sage.com\/en-ie\/blog\/tag\/business-finances\/\" class=\"post-tags__link button button--secondary\">\n\t\t\t\t\t\t\t\tBusiness finances\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"post-tags__item\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.sage.com\/en-ie\/blog\/tag\/self-assessment\/\" class=\"post-tags__link button button--secondary\">\n\t\t\t\t\t\t\t\tSelf-assessment\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"post-tags__item\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.sage.com\/en-ie\/blog\/tag\/tax\/\" class=\"post-tags__link button button--secondary\">\n\t\t\t\t\t\t\t\tTax\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\n<div class=\"alignfull wp-block-sage-related-posts\">\n\t<section class=\"related-posts card-grid has-dark-background-color\">\n\t<div class=\"container\">\n\t\t\t\t\t<div class=\"row\">\n\t\t\t\t<div class=\"col\">\n\t\t\t\t\t<h2 class=\"related-posts__heading related-posts__heading--featured h1\">Explore more wisdom<\/h2>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"row related-posts__featured\">\n\t\t\t\t<div class=\"col card-grid__item\">\n\t\t\t\t\t<article\n\t\tclass=\"card-post related-post related-post-0 post-17886 post type-post status-publish format-standard has-post-thumbnail hentry category-money-matters category-strategy-legal-operations tag-accounting-102 tag-bookkeeping tag-business-finances tag-digital-transformation tag-electronic-payments tag-financial-decisions tag-grow-business tag-small-business-saturday tag-state-of-small-business business_type-small-business business_type-medium-sized-business card-post--is-clickable\"\n>\n\t<div class=\"card-post__media-wrapper\">\n\t\t<figure class=\"card-post__media\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1214\" height=\"810\" src=\"https:\/\/www.sage.com\/en-ie\/blog\/wp-content\/uploads\/sites\/13\/2024\/09\/Bakery-owners-calculating-comparative-advantage-1214x810.jpg\" class=\"card-post__image\" alt=\"Bakery owners calculating comparative advantage\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/en-ie\/blog\/wp-content\/uploads\/sites\/13\/2024\/09\/Bakery-owners-calculating-comparative-advantage-684x384.jpg 684w, https:\/\/www.sage.com\/en-ie\/blog\/wp-content\/uploads\/sites\/13\/2024\/09\/Bakery-owners-calculating-comparative-advantage-768x512.jpg 768w, https:\/\/www.sage.com\/en-ie\/blog\/wp-content\/uploads\/sites\/13\/2024\/09\/Bakery-owners-calculating-comparative-advantage-1214x810.jpg 1214w\" sizes=\"auto, (min-width: 48em) 250px, (min-width: 30em) 100vw, 100vw\" \/>\t\t\t\n\t\t\t\n\t\t\t\t\t<\/figure>\n\t<\/div>\n\n\t<div class=\"card-post__content\">\n\t\t\t\t\t<div class=\"card-post__label\">Recommended<\/div>\n\t\t\n\t\t\t\t\t<div class=\"card-post__meta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"posted-on \"><time class=\"entry-date published\" datetime=\"2026-05-15T10:13:54+01:00\">15 May, 2026<\/time><\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"reading-time\">11 min read<\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<p class=\"card-post__title h3\">\n\t\t\t\t\t\t\t<a\n\t\t\t\t\tclass=\"card-post__title-link\"\n\t\t\t\t\thref=\"https:\/\/www.sage.com\/en-ie\/blog\/e-invoicing-vat-modernisation\/\"\n\t\t\t\t>\n\t\t\t\n\t\t\tE-invoicing in Ireland: How VAT modernisation will affect your business\n\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/p>\n\n\t\t\n\t\t\t\t\t<p class=\"card-post__description\">\n\t\t\t\tIreland is moving towards mandatory e-invoicing and real-time VAT reporting. While deadlines start in 2028, SMEs need to understand what\u2019s coming\u2014and how to prepare.\t\t\t<\/p>\n\t\t\n\t\t\t<\/div>\n\n\t<\/article>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\n\t\t\t\t\t<div class=\"row related-posts__non-featured\">\n\t\t\t\t<div class=\"col col-12\">\n\t\t\t\t\t<h2 class=\"related-posts__heading related-posts__heading--more h4\">More on this Topic<\/h2>\n\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t\t<div class=\"col col-6 col-lg-3 card-grid__item\">\n\t\t\t\t\t\t<article\n\t\tclass=\"card-post related-post related-post-1 post-17843 post type-post status-publish format-standard has-post-thumbnail hentry category-money-matters tag-business-finances tag-business-planning tag-business-strategy business_type-small-business business_type-medium-sized-business\"\n>\n\t\t\t<a\n\t\t\tclass=\"card-post__link\"\n\t\t\thref=\"https:\/\/www.sage.com\/en-ie\/blog\/budget-forecasting\/\"\n\t\t\t\t\t>\n\t\t\t<figure class=\"card-post__media\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"684\" height=\"384\" src=\"https:\/\/www.sage.com\/en-ie\/blog\/wp-content\/uploads\/sites\/13\/2023\/09\/GettyImages-1478370853-684x384.jpg\" class=\"card-post__image\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/en-ie\/blog\/wp-content\/uploads\/sites\/13\/2023\/09\/GettyImages-1478370853-684x384.jpg 684w, https:\/\/www.sage.com\/en-ie\/blog\/wp-content\/uploads\/sites\/13\/2023\/09\/GettyImages-1478370853-768x512.jpg 768w, https:\/\/www.sage.com\/en-ie\/blog\/wp-content\/uploads\/sites\/13\/2023\/09\/GettyImages-1478370853-1215x810.jpg 1215w\" sizes=\"auto, (min-width: 48em) 250px, (min-width: 30em) 100vw, 100vw\" \/>\t\t\t\n\t\t\t\n\t\t\t\t\t<\/figure>\n\n\t\t\n\t\t\t\t\t<div class=\"card-post__meta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"posted-on \"><time class=\"entry-date published\" datetime=\"2026-04-10T10:37:52+01:00\">10 April, 2026<\/time><\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"reading-time\">11 min read<\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<p class=\"card-post__title h5\">\n\t\t\tHow to create accurate budget forecasts: Methods, tools, and real-world examples\t\t<\/p>\n\n\t\t\t<\/a>\n\t\n\t\n\t\t\n\t\n\t<\/article>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t<div class=\"col col-6 col-lg-3 card-grid__item\">\n\t\t\t\t\t\t<article\n\t\tclass=\"card-post related-post related-post-2 post-17838 post type-post status-publish format-standard has-post-thumbnail hentry category-free-guides-templates category-money-matters tag-business-finances tag-ecommerce tag-electronic-payments business_type-small-business business_type-medium-sized-business industry-ecommerce\"\n>\n\t\t\t<a\n\t\t\tclass=\"card-post__link\"\n\t\t\thref=\"https:\/\/www.sage.com\/en-ie\/blog\/guide-to-subscription-billing\/\"\n\t\t\t\t\t>\n\t\t\t<figure class=\"card-post__media\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"684\" height=\"384\" src=\"https:\/\/www.sage.com\/en-ie\/blog\/wp-content\/uploads\/sites\/13\/2022\/04\/GettyImages-1154410198-684x384.jpg\" class=\"card-post__image\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/en-ie\/blog\/wp-content\/uploads\/sites\/13\/2022\/04\/GettyImages-1154410198-684x384.jpg 684w, https:\/\/www.sage.com\/en-ie\/blog\/wp-content\/uploads\/sites\/13\/2022\/04\/GettyImages-1154410198-768x432.jpg 768w, https:\/\/www.sage.com\/en-ie\/blog\/wp-content\/uploads\/sites\/13\/2022\/04\/GettyImages-1154410198-1440x810.jpg 1440w\" sizes=\"auto, (min-width: 48em) 250px, (min-width: 30em) 100vw, 100vw\" \/>\t\t\t\n\t\t\t\n\t\t\t\t\t<\/figure>\n\n\t\t\n\t\t\t\t\t<div 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0-.537-.216z\" \/><\/svg>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"posted-on \"><time class=\"entry-date published\" datetime=\"2026-04-10T10:12:46+01:00\">10 April, 2026<\/time><\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"reading-time\">12 min read<\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<p class=\"card-post__title h5\">\n\t\t\tA guide to subscription billing\u00a0\t\t<\/p>\n\n\t\t\t<\/a>\n\t\n\t\n\t\t\n\t\n\t<\/article>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t<div class=\"col col-6 col-lg-3 card-grid__item\">\n\t\t\t\t\t\t<article\n\t\tclass=\"card-post related-post related-post-3 post-17836 post type-post status-publish format-standard has-post-thumbnail hentry category-money-matters tag-bookkeeping tag-business-finances tag-payments business_type-small-business\"\n>\n\t\t\t<a\n\t\t\tclass=\"card-post__link\"\n\t\t\thref=\"https:\/\/www.sage.com\/en-ie\/blog\/accounts-payable-management-best-practices\/\"\n\t\t\t\t\t>\n\t\t\t<figure class=\"card-post__media\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"684\" height=\"384\" src=\"https:\/\/www.sage.com\/en-ie\/blog\/wp-content\/uploads\/sites\/13\/2023\/09\/GettyImages-1400801126-684x384.jpg\" class=\"card-post__image\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/en-ie\/blog\/wp-content\/uploads\/sites\/13\/2023\/09\/GettyImages-1400801126-684x384.jpg 684w, https:\/\/www.sage.com\/en-ie\/blog\/wp-content\/uploads\/sites\/13\/2023\/09\/GettyImages-1400801126-768x512.jpg 768w, https:\/\/www.sage.com\/en-ie\/blog\/wp-content\/uploads\/sites\/13\/2023\/09\/GettyImages-1400801126-1215x810.jpg 1215w\" sizes=\"auto, (min-width: 48em) 250px, (min-width: 30em) 100vw, 100vw\" \/>\t\t\t\n\t\t\t\n\t\t\t\t\t<\/figure>\n\n\t\t\n\t\t\t\t\t<div class=\"card-post__meta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"posted-on \"><time class=\"entry-date published\" datetime=\"2026-04-10T09:25:32+01:00\">10 April, 2026<\/time><\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"reading-time\">7 min read<\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<p class=\"card-post__title h5\">\n\t\t\tAccounts payable management best practices\u00a0\t\t<\/p>\n\n\t\t\t<\/a>\n\t\n\t\n\t\t\n\t\n\t<\/article>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t<div class=\"col col-6 col-lg-3 card-grid__item\">\n\t\t\t\t\t\t<article\n\t\tclass=\"card-post related-post related-post-4 post-17791 post type-post status-publish format-standard has-post-thumbnail hentry category-money-matters tag-business-finances tag-cash-flow tag-payments business_type-small-business business_type-medium-sized-business\"\n>\n\t\t\t<a\n\t\t\tclass=\"card-post__link\"\n\t\t\thref=\"https:\/\/www.sage.com\/en-ie\/blog\/invoice-factoring\/\"\n\t\t\t\t\t>\n\t\t\t<figure class=\"card-post__media\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"684\" height=\"384\" src=\"https:\/\/www.sage.com\/en-ie\/blog\/wp-content\/uploads\/sites\/13\/2023\/09\/GettyImages-1409751960-684x384.jpg\" class=\"card-post__image\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/en-ie\/blog\/wp-content\/uploads\/sites\/13\/2023\/09\/GettyImages-1409751960-684x384.jpg 684w, https:\/\/www.sage.com\/en-ie\/blog\/wp-content\/uploads\/sites\/13\/2023\/09\/GettyImages-1409751960-768x513.jpg 768w, https:\/\/www.sage.com\/en-ie\/blog\/wp-content\/uploads\/sites\/13\/2023\/09\/GettyImages-1409751960-1214x810.jpg 1214w\" sizes=\"auto, (min-width: 48em) 250px, (min-width: 30em) 100vw, 100vw\" \/>\t\t\t\n\t\t\t\n\t\t\t\t\t<\/figure>\n\n\t\t\n\t\t\t\t\t<div class=\"card-post__meta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"posted-on \"><time class=\"entry-date published\" datetime=\"2026-04-09T16:16:52+01:00\">9 April, 2026<\/time><\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"reading-time\">9 min read<\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<p class=\"card-post__title h5\">\n\t\t\tWhat is invoice factoring?\u00a0\t\t<\/p>\n\n\t\t\t<\/a>\n\t\n\t\n\t\t\n\t\n\t<\/article>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n<\/section>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Here are top tips on filing your self-assessment tax return, including which expenses are tax deductible and advice on pension contributions.<\/p>\n","protected":false},"author":912,"featured_media":8361,"menu_order":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_sage_video":false,"post_featured_image_hide":false,"sage_hide_published_date":false,"sage_hide_read_time":false,"sage_hide_share_buttons":false,"footnotes":""},"categories":[163],"tags":[107,274,156],"business_type":[5],"lilypad":[],"context":[],"industry":[],"persona":[232],"imagine_tag":[178,187,230],"coauthors":[386],"class_list":["post-6416","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-money-matters","tag-business-finances","tag-self-assessment","tag-tax","business_type-small-business"],"sage_meta":{"region":"en-ie","author_name":"R\u00f3is\u00edn Killeen","featured_image":"https:\/\/www.sage.com\/en-ie\/blog\/wp-content\/uploads\/sites\/13\/2022\/04\/GettyImages-615547711.jpg","imagine_tags":{"178":"Accounting software","187":"Self-assessment","230":"Small business"}},"distributor_meta":false,"distributor_terms":false,"distributor_media":false,"distributor_original_site_name":"Sage Advice Ireland","distributor_original_site_url":"https:\/\/www.sage.com\/en-ie\/blog","push-errors":false,"_links":{"self":[{"href":"https:\/\/www.sage.com\/en-ie\/blog\/api\/wp\/v2\/posts\/6416","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.sage.com\/en-ie\/blog\/api\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.sage.com\/en-ie\/blog\/api\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.sage.com\/en-ie\/blog\/api\/wp\/v2\/users\/912"}],"replies":[{"embeddable":true,"href":"https:\/\/www.sage.com\/en-ie\/blog\/api\/wp\/v2\/comments?post=6416"}],"version-history":[{"count":0,"href":"https:\/\/www.sage.com\/en-ie\/blog\/api\/wp\/v2\/posts\/6416\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.sage.com\/en-ie\/blog\/api\/wp\/v2\/media\/8361"}],"wp:attachment":[{"href":"https:\/\/www.sage.com\/en-ie\/blog\/api\/wp\/v2\/media?parent=6416"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.sage.com\/en-ie\/blog\/api\/wp\/v2\/categories?post=6416"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.sage.com\/en-ie\/blog\/api\/wp\/v2\/tags?post=6416"},{"taxonomy":"business_type","embeddable":true,"href":"https:\/\/www.sage.com\/en-ie\/blog\/api\/wp\/v2\/business_type?post=6416"},{"taxonomy":"lilypad","embeddable":true,"href":"https:\/\/www.sage.com\/en-ie\/blog\/api\/wp\/v2\/lilypad?post=6416"},{"taxonomy":"context","embeddable":true,"href":"https:\/\/www.sage.com\/en-ie\/blog\/api\/wp\/v2\/context?post=6416"},{"taxonomy":"industry","embeddable":true,"href":"https:\/\/www.sage.com\/en-ie\/blog\/api\/wp\/v2\/industry?post=6416"},{"taxonomy":"persona","embeddable":true,"href":"https:\/\/www.sage.com\/en-ie\/blog\/api\/wp\/v2\/persona?post=6416"},{"taxonomy":"imagine_tag","embeddable":true,"href":"https:\/\/www.sage.com\/en-ie\/blog\/api\/wp\/v2\/imagine_tag?post=6416"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/www.sage.com\/en-ie\/blog\/api\/wp\/v2\/coauthors?post=6416"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}