{"id":27788,"date":"2026-09-02T09:29:07","date_gmt":"2026-09-02T13:29:07","guid":{"rendered":"https:\/\/www.sage.com\/en-us\/blog\/?p=27788"},"modified":"2026-09-02T09:30:04","modified_gmt":"2026-09-02T13:30:04","slug":"is-accounts-receivable-an-asset","status":"publish","type":"post","link":"https:\/\/www.sage.com\/en-us\/blog\/is-accounts-receivable-an-asset\/","title":{"rendered":"Is accounts receivable an asset or liability? Why does it matter?"},"content":{"rendered":"<header class=\"entry-header has-dark-background-color entry-header--standard entry-header--has-illustration entry-header--has-illustration--standard\">\n\t<div class=\"container\">\n\t\t<div class=\"entry-header__row row align-center\">\n\t\t\t<div class=\"col col-lg-7 col-xlg-6 entry-header__content\">\n\t\t\t\t\t\t\t<div class=\"component component-single-header\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"entry-header__misc text--subtitle text--uppercase text--small\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.sage.com\/en-us\/blog\/category\/money-matters\/\" class=\"entry-header__link\">Money Matters<\/a>\t\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t<div class=\"entry-title-wrapper\">\n\t\t\t\t\t<h1 class=\"entry-title\">\n\t\t\t\t\t\tIs accounts receivable an asset or liability? Why does it matter?\t\t\t\t\t<\/h1>\n\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t<p class=\"entry-header__description\">\n\t\t\t\t\t\tAccounts receivable is a current asset representing money customers owe. Find out how it relates to revenue, liabilities, and working capital as well as its effect on cash flow and risk management.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n\t\t<div class=\"single-post-details container\">\n\t\t<div class=\"col\">\n\t\t\t<span class=\"posted-on \">Published <time class=\"entry-date published\" datetime=\"2026-09-02T09:29:07-04:00\">September 2, 2026<\/time><\/span><span class=\"reading-time\"> min read<\/span>\n\t\t<button\n\t\t\ttype=\"button\"\n\t\t\tclass=\"social-share-button button button--icon button--secondary js-social-share-button\"\n\t\t\tdata-share-title=\"Is accounts receivable an asset or liability? Why does it matter?\"\n\t\t\tdata-share-url=\"https:\/\/www.sage.com\/en-us\/blog\/is-accounts-receivable-an-asset\/\"\n\t\t\tdata-share-text=\"Please read this interesting article\"\n\t\t>\n\t\t\t<span class=\"social-share-button__share-label\">Share<\/span>\n\t\t\t<span class=\"social-share-button__copy-label\" hidden>Copy Link<\/span>\n\t\t\t<span class=\"social-share-button__copy-tooltip\" aria-hidden=\"true\" hidden>Copied<\/span>\n\t\t<\/button>\n\n\t\t\t\t<\/div>\n\t<\/div>\n\t<\/header>\n\n\n\n<div class=\"wp-block-post-author has-dark-background-color alignfull\">\n\t<div class=\"container\">\n\t\t<div class=\"col\">\n\t\t\t\t\t\t\t<div class=\"co-authors\">\n\t\t\t\t\t\n\t\t<div class=\"entry-author-wrapper\">\n\t\t\t<a class=\"entry-author\" href=\"https:\/\/www.sage.com\/en-us\/blog\/author\/joechurchwoods\/\">\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"40\" height=\"40\" src=\"https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2025\/05\/Joe-Yard-2-crop-350x350.jpg\" class=\"entry-author__image\" alt=\"Joe Church Woods\" \/>\t\t\t\t<span class=\"entry-author__name\">Joe Church Woods<\/span>\n\t\t\t<\/a>\n\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n\n<section class=\"wp-block-sage-article-update\"><div class=\"sage-article-update__inner\"><p>This article was originally published on February 14, 2025 but has been refreshed and re-published with new content in September 2026.<\/p><\/div><\/section>\n\n\n\n<p class=\"wp-block-paragraph\">Most businesses offer their customers the convenience of buying on credit.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">That\u2019s great for sales, but it also means you need a solid process in place to make sure you actually see that money.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Good accounts receivable (AR) management helps you stay on top of payments while building better customer relationships.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">But is accounts receivable an asset or a liability?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Understanding what AR is and why it\u2019s essential to your company\u2019s financial health can help you make the most of your AR process.<\/p>\n\n\n<section id=\"key-takeaways\" class=\"wp-block-sage-key-takeaways\"><div class=\"sage-key-takeaways__inner\"><h2 class=\"wp-block-heading has-h-3-font-size\">Key takeaways<\/h2>\n<ul class=\"wp-block-list\">\n<li>Accounts receivable is a current asset because it represents money customers owe your business, typically due within 30 to 90 days.<\/li>\n\n\n\n<li>Under accrual accounting, revenue is recorded when it\u2019s earned, while customer payment reduces accounts receivable and increases cash.<\/li>\n\n\n\n<li>Net accounts receivable equals gross accounts receivable minus the allowance for doubtful accounts, giving a more realistic estimate of what you expect to collect.<\/li>\n\n\n\n<li>Reviewing aging reports and collection metrics helps you spot overdue invoices, manage credit risk, and protect cash flow.<\/li>\n\n\n\n<li>Accounting software can automate invoicing, reminders, payment reconciliation, and reporting, helping your finance team manage receivables more efficiently.<\/li>\n<\/ul>\n<\/div><\/section>\n\n\n<h3 id=\"h-here-s-what-we-cover\" class=\"wp-block-heading\">Here&#8217;s what we cover:<\/h3>\n\n\n<?xml encoding=\"utf-8\" ?><div class=\"wp-block-yoast-seo-table-of-contents yoast-table-of-contents\"><ul><li><a href=\"#h-is-accounts-receivable-an-asset-0\" data-level=\"2\">Is accounts receivable an asset?<\/a><\/li><li><a href=\"#h-why-accounts-receivable-qualifies-as-an-asset\" data-level=\"2\">Why accounts receivable qualifies as an asset<\/a><\/li><li><a href=\"#h-is-accounts-receivable-considered-revenue\" data-level=\"2\">Is accounts receivable considered revenue?<\/a><\/li><li><a href=\"#h-what-s-the-difference-between-gross-accounts-receivable-and-net-accounts-receivable\" data-level=\"2\">What&#8217;s the difference between gross accounts receivable and net accounts receivable?<\/a><\/li><li><a href=\"#h-where-does-accounts-receivable-appear-on-the-balance-sheet\" data-level=\"2\">Where does accounts receivable appear on the balance sheet?<\/a><\/li><li><a href=\"#h-how-ar-compares-with-related-accounting-concepts\" data-level=\"2\">How AR compares with related accounting concepts<\/a><\/li><li><a href=\"#h-how-does-accounts-receivable-help-businesses\" data-level=\"2\">How does accounts receivable help businesses?<\/a><\/li><li><a href=\"#h-accounts-receivable-example\" data-level=\"2\">Accounts receivable example<\/a><\/li><li><a href=\"#h-best-practices-for-optimizing-the-accounts-receivable-process\" data-level=\"2\">Best practices for optimizing the accounts receivable process<\/a><\/li><li><a href=\"#h-simplify-accounts-receivable-with-the-right-accounting-software\" data-level=\"2\">Simplify accounts receivable with the right accounting software<\/a><\/li><li><a href=\"#h-frequently-asked-questions\" data-level=\"2\">Frequently asked questions<\/a><\/li><\/ul><\/div>\n\n\n\n<h2 id=\"h-is-accounts-receivable-an-asset\" class=\"wp-block-heading\">Is accounts receivable an asset?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Yes, accounts receivable is considered an asset as it is money you\u2019re owed by customers.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If a client purchases goods or services on credit, the amount they owe you is recorded under <a href=\"https:\/\/www.sage.com\/en-us\/blog\/what-is-accounts-receivable\/\" target=\"_blank\" rel=\"noreferrer noopener\">accounts receivable<\/a> on your balance sheet.<\/p>\n\n\n\n<h3 id=\"h-is-accounts-receivable-a-current-asset\" class=\"wp-block-heading\">Is accounts receivable a current asset?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Yes. A current asset is something you expect to convert into cash within a year. Accounts receivable is often collected much sooner, typically within 30 to 90 days.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">How soon you collect AR will depend on whether you use <a href=\"https:\/\/www.sage.com\/en-us\/blog\/net-30-payment-terms\/\" target=\"_blank\" rel=\"noreferrer noopener\">net 30<\/a> or other <a href=\"https:\/\/www.sage.com\/en-us\/blog\/invoice-payment-terms-definition-and-tips\/\" target=\"_blank\" rel=\"noreferrer noopener\">invoicing payment terms<\/a>.<\/p>\n\n\n\n<h2 id=\"h-why-accounts-receivable-qualifies-as-an-asset\" class=\"wp-block-heading\">Why accounts receivable qualifies as an asset<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">When you sell a product or service on credit and invoice your customer, your business gains the right to collect that payment. The amount owed has economic value, which is why it\u2019s recorded as an asset.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Think of it this way: if you sold something for cash, you\u2019d have immediate funds in your bank account. With AR, those funds are coming soon; you&#8217;ve just not received them yet.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Legally, your client is on the hook to pay and that makes AR an asset with future economic potential.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">You might also hear it described as Net Realizable Value (NRV).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Some lenders may even accept eligible accounts receivable as collateral for a business loan.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If your customers have a strong record of paying on time, your receivables may help you access short-term financing.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">That said, it&#8217;s worth bearing in mind that there\u2019s no absolute guarantee every invoice will be paid on time or even in full\u2014hence the need for a good AR process.<\/p>\n\n\n\n<h3 id=\"h-why-accounts-receivable-is-not-a-liability\" class=\"wp-block-heading\">Why accounts receivable is not a liability<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A liability is something your business owes to someone else, like payments due to your suppliers or any of your outstanding debts.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Since AR is money you\u2019re set to receive, it\u2019s not a liability.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Accounts payable (AP) is the opposite accounts receivable: it\u2019s how you track your owed payments to others.<\/p>\n\n\n\n<h2 id=\"h-is-accounts-receivable-considered-revenue\" class=\"wp-block-heading\">Is accounts receivable considered revenue?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">No. Accounts receivable is an asset that represents money your customers owe you, while revenue is the income your business earns from selling goods or services.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The relationship between the two depends on whether your business uses <a href=\"https:\/\/www.sage.com\/en-us\/blog\/accrual-basis-accounting\/\" target=\"_blank\" rel=\"noreferrer noopener\">accrual accounting<\/a> or cash accounting, as each method records revenue at a different point in the sales and payment process.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Under accrual accounting, you typically record revenue when you deliver the goods or services and issue the invoice. The unpaid amount is then recorded as accounts receivable. When the customer pays, your cash balance increases and your accounts receivable balance decreases. You don\u2019t record the revenue again.<\/li>\n\n\n\n<li>Under cash accounting, revenue is generally recorded when payment is received, so businesses using this method may not record accounts receivable in the same way.<\/li>\n<\/ul>\n\n\n\n<h2 id=\"h-what-s-the-difference-between-gross-accounts-receivable-and-net-accounts-receivable\" class=\"wp-block-heading\">What&#8217;s the difference between gross accounts receivable and net accounts receivable?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Gross accounts receivable is the total amount customers owe you. Net accounts receivable is the portion your business reasonably expects to collect after accounting for invoices that may not be paid.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">You can calculate it using this formula:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Net accounts receivable = Gross accounts receivable \u2212 Allowance for doubtful accounts<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The allowance for doubtful accounts is an estimate of the receivables your business may not collect.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Because most invoices are due within a relatively short period, net accounts receivable is typically recorded as a current asset.<\/p>\n\n\n\n<h2 id=\"h-where-does-accounts-receivable-appear-on-the-balance-sheet\" class=\"wp-block-heading\">Where does accounts receivable appear on the balance sheet?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Accounts receivable usually appears in the current assets section of the balance sheet. It\u2019s often listed after cash and cash equivalents and before inventory, although the exact order can vary.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The <a href=\"https:\/\/www.sage.com\/en-us\/blog\/balance-sheet-template\/\" target=\"_blank\" rel=\"noreferrer noopener\">balance sheet<\/a> typically shows net accounts receivable rather than the full gross amount.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This gives you a more realistic view of how much cash the business expects to collect after accounting for invoices that may go unpaid.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">By contrast, long-term assets, such as property and long-term investments, may take more than a year to convert into cash.<\/p>\n\n\n\n<h2 id=\"h-how-ar-compares-with-related-accounting-concepts\" class=\"wp-block-heading\">How AR compares with related accounting concepts<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Accounts receivable is just one part of your business&#8217;s financial records.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It pays to understand how AR compares with several closely related accounting concepts, including how each account is typically debited or credited as its balance changes.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Concept<\/th><th>What it means<\/th><th>How it relates to accounts receivable<\/th><th>Typical debit or credit treatment<\/th><\/tr><\/thead><tbody><tr><td>Accounts receivable<\/td><td>Money customers owe your business for goods or services purchased on credit.<\/td><td>AR is usually recorded as a current asset because you expect to collect the money within a year.<\/td><td>Accounts receivable normally has a debit balance. A credit sale increases it with a debit, while customer payment reduces it with a credit.<\/td><\/tr><tr><td>Liability<\/td><td>Money or another obligation your business owes to someone else.<\/td><td>Accounts receivable isn\u2019t a liability because it represents money due to your business, not money your business must pay.<\/td><td>Liability accounts normally have credit balances.<\/td><\/tr><tr><td>Revenue<\/td><td>Income earned by selling goods or services.<\/td><td>Under accrual accounting, revenue is recorded when it\u2019s earned. Any unpaid amount from the sale is recorded separately as accounts receivable.<\/td><td>Revenue accounts normally have credit balances.<\/td><\/tr><tr><td>Working capital<\/td><td>The difference between current assets and current liabilities.<\/td><td>Accounts receivable contributes to working capital because it forms part of your current assets.<\/td><td>Working capital doesn\u2019t have a debit or credit balance because it\u2019s a calculation rather than an account.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 id=\"h-how-does-accounts-receivable-help-businesses\" class=\"wp-block-heading\">How does accounts receivable help businesses?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">When you manage AR well, it will help your business by supporting healthy cash flow and working capital, reducing bad debt and collection issues, and improving customer relationships.<\/p>\n\n\n\n<h3 id=\"h-support-cash-flow-and-working-capital\" class=\"wp-block-heading\">Support cash flow and working capital<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Accounts receivable gives you a predictable cash flow, as you\u2019ll know when payments (which become revenue) are due.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">As AR is a current asset, it contributes to your liquidity, so you can fulfill your obligations in the short term without needing extra cash flows.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">With efficient<a href=\"https:\/\/www.sage.com\/en-us\/accounting-software\/cash-management\/\" target=\"_blank\" rel=\"noreferrer noopener\"> cash management<\/a>, you can also invest in growth with confidence.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">However, bear in mind that while a high accounts receivable balance can reflect strong sales, it may also mean that too much cash is tied up in unpaid invoices.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If customers are taking longer to pay, your business may have less cash available for payroll, supplier payments, and other day-to-day costs.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Tracking overdue balances helps you understand whether your AR is supporting cash flow or putting pressure on it.<\/p>\n\n\n\n<h3 id=\"h-reduce-bad-debt-and-collection-costs\" class=\"wp-block-heading\">Reduce bad debt and collection costs<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">If payment for accounts receivable is never received, it\u2019s listed as bad debt.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A strong AR process helps avoid this, as you can easily see which customers are good payers and only extend credit to them.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This also helps to reduce collection costs, which include following up on overdue invoices.<\/p>\n\n\n\n<h3 id=\"h-strengthen-customer-relationships\" class=\"wp-block-heading\">Strengthen customer relationships<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">By allowing customers to make purchases on credit, you\u2019ll increase sales and customer loyalty, and loyal customers are more likely to pay on time.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">As long as you provide clear payment terms and instructions (and remain polite in your reminders), you\u2019ll be able to develop strong relationships.<\/p>\n\n\n\n<h2 id=\"h-accounts-receivable-example\" class=\"wp-block-heading\">Accounts receivable example<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Here\u2019s an example of how the AR process works in five steps:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Your company sells a service to customer X for $5,000.<\/li>\n\n\n\n<li>You send customer X an invoice for this amount, with payment terms stating a credit period of 30 days.<\/li>\n\n\n\n<li>You record the $5,000 under your accounts receivable. (Meanwhile, customer X marks $5,000 under their accounts payable.)<\/li>\n\n\n\n<li>Customer X pays the invoice within the agreed payment period.<\/li>\n\n\n\n<li>You record the payment by increasing your cash balance and reducing accounts receivable by $5,000. Under accrual accounting, the revenue was already recorded when the service was provided.<\/li>\n<\/ol>\n\n\n\n<h2 id=\"h-best-practices-for-optimizing-the-accounts-receivable-process\" class=\"wp-block-heading\">Best practices for optimizing the accounts receivable process<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Staying on top of AR goes beyond simply sending out invoices. Here are some tried-and-tested strategies to keep the money rolling in on time:<\/p>\n\n\n\n<h3 id=\"h-use-automation\" class=\"wp-block-heading\">Use automation<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Automate everything from sending recurring invoices to issuing payment reminders.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Modern software can record payments automatically and make reconciling <a href=\"https:\/\/www.sage.com\/en-us\/blog\/accounts-payable-vs-accounts-receivable-a-guide\/\" target=\"_blank\" rel=\"noreferrer noopener\">accounts receivable and accounts payable<\/a> a breeze, so your finance team can focus on higher-value tasks.<\/p>\n\n\n\n<h3 id=\"h-simplify-payment-procedures\" class=\"wp-block-heading\">Simplify payment procedures<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Spell out your credit policies and payment terms in plain English.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Offer multiple ways to pay (credit card, checks, ACH transfers, etc.) to reduce friction. You can also introduce incentives for customers who pay early.<\/p>\n\n\n\n<h3 id=\"h-review-your-accounts-receivable-aging-report\" class=\"wp-block-heading\">Review your accounts receivable aging report<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">An accounts receivable aging report groups unpaid invoices by how long they\u2019ve been outstanding.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Common categories include current, 1\u201330 days overdue, 31\u201360 days overdue, 61\u201390 days overdue, and more than 90 days overdue.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Reviewing these categories helps you prioritize follow-up, identify customers who regularly pay late, and estimate when cash is likely to arrive.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It can also support decisions about credit limits, collection activity, and the allowance for doubtful accounts.<\/p>\n\n\n\n<h3 id=\"h-track-efficiency-with-data\" class=\"wp-block-heading\">Track efficiency with data<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Monitor key metrics, such as:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Collection Effectiveness Index (CEI): how efficient your collection process is.<\/li>\n\n\n\n<li>Accounts Receivable Turnover (ART): how many times you collect average accounts receivables per year.<\/li>\n\n\n\n<li>Days Sales Outstanding (DSO): time taken to collect payment after issuing invoice.<\/li>\n\n\n\n<li>Average Days Delinquent (ADD): how long overdue invoices remain unpaid, on average.<\/li>\n\n\n\n<li>Percentage of high-risk accounts: how many customers are likely to pay late.<\/li>\n\n\n\n<li>Bad debt to sales ratio: the ratio of unpaid invoice amounts to overall sales.<\/li>\n\n\n\n<li>Write-off ratio: the percentage of accounts receivable written off as bad debt.<\/li>\n\n\n\n<li>Operational cost per collection: how much it costs you to collect payments.<\/li>\n<\/ul>\n\n\n\n<h2 id=\"h-simplify-accounts-receivable-with-the-right-accounting-software\" class=\"wp-block-heading\">Simplify accounts receivable with the right accounting software<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Strong accounts receivable management depends on accurate records, timely follow-up, and clear visibility into every outstanding invoice.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The right accounting and <a href=\"https:\/\/www.sage.com\/en-us\/accounting-software\/financial-management\/\" target=\"_blank\" rel=\"noreferrer noopener\">financial management software<\/a> can bring these tasks together, helping you reduce manual work and keep cash moving through your business.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sage <a href=\"https:\/\/www.sage.com\/en-us\/accounting-software\/accounts-receivable\/\" target=\"_blank\" rel=\"noreferrer noopener\">accounts receivable software<\/a> can automatically generate recurring invoices, reconcile payments, and send customer reminders.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Your accounts receivable ledger updates when payment arrives, while automated transaction posting keeps your general ledger aligned.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">You can also link documents to customer accounts and connect the cloud-based software with your banking systems and business tools, including customer relationship management platforms.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Multi-currency support, online payment options, and advanced reporting help you manage receivables more efficiently as your business grows.<\/p>\n\n\n<section class=\"wp-block-sage-faq\">\n\t\n<h2 id=\"h-frequently-asked-questions\" class=\"wp-block-heading\">Frequently asked questions<\/h2>\n\t\t\t<div class=\"faq-items\">\n\t\t\t<div class=\"wp-block-sage-faq-item\" id=\"faq-item-29eb2a3c\">\n\t<div class=\"faq-item-question\">\n\t\t\n<h3 id=\"h-can-accounts-receivable-be-used-for-financing\" class=\"wp-block-heading\">Can accounts receivable be used for financing?<\/h3>\n\t<\/div>\n\t\t\t<div class=\"faq-item-answer\">\n\t\t\t\n<p class=\"wp-block-paragraph\">Yes. Some lenders allow businesses to borrow against eligible accounts receivable, while invoice factoring involves selling unpaid invoices to a third party for immediate cash.<\/p>\n\n<p class=\"wp-block-paragraph\">Both options can improve short-term liquidity, but fees, interest, and customer creditworthiness may affect the amount you receive.<\/p>\n\t\t<\/div>\n\t<\/div>\n<div class=\"wp-block-sage-faq-item\" id=\"faq-item-54465434\">\n\t<div class=\"faq-item-question\">\n\t\t\n<h3 id=\"h-what-does-an-accounts-receivable-team-do\" class=\"wp-block-heading\">What does an accounts receivable team do?<\/h3>\n\t<\/div>\n\t\t\t<div class=\"faq-item-answer\">\n\t\t\t\n<p class=\"wp-block-paragraph\">An accounts receivable team manages the process of turning credit sales into collected cash. Its responsibilities may include issuing invoices, applying payments, following up on overdue balances, resolving disputes, and maintaining accurate customer records.<\/p>\n\t\t<\/div>\n\t<\/div>\n<div class=\"wp-block-sage-faq-item\" id=\"faq-item-2fed7364\">\n\t<div class=\"faq-item-question\">\n\t\t\n<h3 id=\"h-how-do-invoice-disputes-affect-accounts-receivable\" class=\"wp-block-heading\">How do invoice disputes affect accounts receivable?<\/h3>\n\t<\/div>\n\t\t\t<div class=\"faq-item-answer\">\n\t\t\t\n<p class=\"wp-block-paragraph\">Invoice disputes can delay payment and leave more cash tied up in accounts receivable. Clear invoices and payment terms, accessible supporting documents, and prompt communication can help you resolve questions faster and prevent disputed balances from becoming seriously overdue.<\/p>\n\t\t<\/div>\n\t<\/div>\n\t\t<\/div>\n\t<\/section>\n\n\n\n<div class=\"single-cta\">\n\t<div class=\"single-cta__positioner on-scroll-highlight__target\">\n\t\t<div class=\"single-cta__wrapper has-dark-background-color\">\n\t\t\t<div class=\"single-cta__content\">\n\t\t\t\t\t\t\t\t<h2 class=\"single-cta__title h3\">Subscribe to our Sage Advice Newsletter<\/h2>\n\n\t\t\t\t\t\t\t\t\t<div class=\"single-cta__description\">\n\t\t\t\t\t\t<p>Get our latest business advice delivered directly to your inbox.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a\n\t\t\t\t\t\thref=\"#gate-ab515c6e-7e90-4c2f-a67e-113872516e8b\"\n\t\t\t\t\t\tclass=\"single-cta__button button button--primary\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t>Subscribe<\/a>\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<img decoding=\"async\" width=\"1440\" height=\"810\" src=\"https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2022\/04\/GettyImages-1073797282-1440x810.jpg\" class=\"single-cta__image\" alt=\"Working from home with tea in hand\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2022\/04\/GettyImages-1073797282-1440x810.jpg 1440w\" sizes=\"auto, (min-width: 48em) 33vw, 100vw\" \/>\t\t\t<\/div>\n<\/div>\n\n\n<section class=\"more-topics alignfull has-grey-light-background-color wp-block-sage-post-topics\">\n\t<div class=\"container\">\n\t\t<div class=\"row\">\n\t\t\t<div class=\"col col-12 col-lg-4\">\n\t\t\t\t<h3 class=\"more-topics__title h2\">Browse more topics from this article<\/h3>\n\t\t\t<\/div>\n\t\t\t<div class=\"col col-12 col-lg-8\">\n\t\t\t\t<ul class=\"post-tags__list\">\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"post-tags__item\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.sage.com\/en-us\/blog\/hub\/accounting-101\/\" class=\"post-tags__link button button--secondary\">\n\t\t\t\t\t\t\t\tAccounting 101\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"post-tags__item\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.sage.com\/en-us\/blog\/hub\/cash-flow\/\" class=\"post-tags__link button button--secondary\">\n\t\t\t\t\t\t\t\tCash Flow\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"post-tags__item\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.sage.com\/en-us\/blog\/hub\/sage-accounting\/\" class=\"post-tags__link button button--secondary\">\n\t\t\t\t\t\t\t\tSage accounting solutions\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\n\n<div class=\"alignfull wp-block-sage-related-posts\">\n\t<section class=\"related-posts card-grid has-dark-background-color\">\n\t<div class=\"container\">\n\t\t\t\t\t<div class=\"row\">\n\t\t\t\t<div class=\"col\">\n\t\t\t\t\t<h2 class=\"related-posts__heading related-posts__heading--featured h1\">Explore more wisdom<\/h2>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"row related-posts__featured\">\n\t\t\t\t<div class=\"col card-grid__item\">\n\t\t\t\t\t<article\n\t\tclass=\"card-post related-post related-post-0 post-27781 post type-post status-publish format-standard has-post-thumbnail hentry category-money-matters tag-accounting-101 tag-cash-flow tag-sage-accounting business_type-small-business card-post--is-clickable\"\n>\n\t<div class=\"card-post__media-wrapper\">\n\t\t<figure class=\"card-post__media\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1214\" height=\"810\" src=\"https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2024\/10\/BrandShoot-LND_June2024_Financial-Services_0546-1214x810.jpg\" class=\"card-post__image\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2024\/10\/BrandShoot-LND_June2024_Financial-Services_0546-684x384.jpg 684w, https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2024\/10\/BrandShoot-LND_June2024_Financial-Services_0546-768x512.jpg 768w, https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2024\/10\/BrandShoot-LND_June2024_Financial-Services_0546-1214x810.jpg 1214w\" sizes=\"auto, (min-width: 48em) 250px, (min-width: 30em) 100vw, 100vw\" \/>\t\t\t\n\t\t\t\n\t\t\t\t\t<\/figure>\n\t<\/div>\n\n\t<div class=\"card-post__content\">\n\t\t\t\t\t<div class=\"card-post__label\">Recommended<\/div>\n\t\t\n\t\t\t\t\t<div class=\"card-post__meta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"posted-on \"><time class=\"entry-date published\" datetime=\"2026-09-02T10:25:52-04:00\">September 2, 2026<\/time><\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"reading-time\">13 min read<\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<p class=\"card-post__title h3\">\n\t\t\t\t\t\t\t<a\n\t\t\t\t\tclass=\"card-post__title-link\"\n\t\t\t\t\thref=\"https:\/\/www.sage.com\/en-us\/blog\/what-is-cash-basis-accounting\/\"\n\t\t\t\t>\n\t\t\t\n\t\t\tCash basis accounting explained: Pros, cons, and examples\n\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/p>\n\n\t\t\n\t\t\t\t\t<p class=\"card-post__description\">\n\t\t\t\tWhether you&#8217;re a freelancer or a small business owner, cash basis accounting is probably closer to how you already think about money than you realize. Here&#8217;s how it actually works, where it falls short, and how to tell if it&#8217;s still the right fit as your business grows.\t\t\t<\/p>\n\t\t\n\t\t\t<\/div>\n\n\t<\/article>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\n\t\t\t\t\t<div class=\"row related-posts__non-featured\">\n\t\t\t\t<div class=\"col col-12\">\n\t\t\t\t\t<h2 class=\"related-posts__heading related-posts__heading--more h4\">More on this Topic<\/h2>\n\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t\t<div class=\"col col-6 col-lg-3 card-grid__item\">\n\t\t\t\t\t\t<article\n\t\tclass=\"card-post related-post related-post-1 post-30337 post type-post status-publish format-standard has-post-thumbnail hentry category-accountants category-money-matters tag-accountants tag-accounting-101 tag-boss-your-business tag-business-intelligence tag-business-strategy tag-cash-flow tag-growing-a-business tag-small-business tag-starting-a-business tag-tax business_type-small-business business_type-accountants\"\n>\n\t\t\t<a\n\t\t\tclass=\"card-post__link\"\n\t\t\thref=\"https:\/\/www.sage.com\/en-us\/blog\/what-is-petty-cash\/\"\n\t\t\t\t\t>\n\t\t\t<figure class=\"card-post__media\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"684\" height=\"384\" src=\"https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2022\/04\/GettyImages-1022379466-684x384.jpg\" class=\"card-post__image\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2022\/04\/GettyImages-1022379466-684x384.jpg 684w, https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2022\/04\/GettyImages-1022379466-768x432.jpg 768w, https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2022\/04\/GettyImages-1022379466-1440x810.jpg 1440w\" sizes=\"auto, (min-width: 48em) 250px, (min-width: 30em) 100vw, 100vw\" \/>\t\t\t\n\t\t\t\n\t\t\t\t\t<\/figure>\n\n\t\t\n\t\t\t\t\t<div class=\"card-post__meta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"posted-on \"><time class=\"entry-date published\" datetime=\"2026-09-02T07:25:41-04:00\">September 2, 2026<\/time><\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"reading-time\">14 min read<\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<p class=\"card-post__title h5\">\n\t\t\tWhat is petty cash?\u00a0A complete guide\t\t<\/p>\n\n\t\t\t<\/a>\n\t\n\t\n\t\t\n\t\n\t<\/article>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t<div class=\"col col-6 col-lg-3 card-grid__item\">\n\t\t\t\t\t\t<article\n\t\tclass=\"card-post related-post related-post-2 post-27772 post type-post status-publish format-standard has-post-thumbnail hentry category-accountants category-money-matters tag-accountants tag-accounting-101 tag-cash-flow business_type-small-business business_type-accountants industry-nonprofit\"\n>\n\t\t\t<a\n\t\t\tclass=\"card-post__link\"\n\t\t\thref=\"https:\/\/www.sage.com\/en-us\/blog\/general-ledger-reconciliation\/\"\n\t\t\t\t\t>\n\t\t\t<figure class=\"card-post__media\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"684\" height=\"384\" src=\"https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2024\/10\/BrandShootLDN_Jul2022_ProfSvcs_0726-original-684x384.jpeg\" class=\"card-post__image\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2024\/10\/BrandShootLDN_Jul2022_ProfSvcs_0726-original-684x384.jpeg 684w, https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2024\/10\/BrandShootLDN_Jul2022_ProfSvcs_0726-original-768x512.jpeg 768w, https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2024\/10\/BrandShootLDN_Jul2022_ProfSvcs_0726-original-1214x810.jpeg 1214w\" sizes=\"auto, (min-width: 48em) 250px, (min-width: 30em) 100vw, 100vw\" \/>\t\t\t\n\t\t\t\n\t\t\t\t\t<\/figure>\n\n\t\t\n\t\t\t\t\t<div class=\"card-post__meta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"posted-on \"><time class=\"entry-date published\" datetime=\"2026-09-02T06:32:42-04:00\">September 2, 2026<\/time><\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"reading-time\">14 min read<\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<p class=\"card-post__title h5\">\n\t\t\tGeneral ledger reconciliation: A complete guide\t\t<\/p>\n\n\t\t\t<\/a>\n\t\n\t\n\t\t\n\t\n\t<\/article>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t<div class=\"col col-6 col-lg-3 card-grid__item\">\n\t\t\t\t\t\t<article\n\t\tclass=\"card-post related-post related-post-3 post-29480 post type-post status-publish format-standard has-post-thumbnail hentry category-accountants category-money-matters category-strategy-legal-operations tag-accounting-101 tag-cash-flow tag-sage-accounting tag-tax business_type-small-business business_type-growing-business\"\n>\n\t\t\t<a\n\t\t\tclass=\"card-post__link\"\n\t\t\thref=\"https:\/\/www.sage.com\/en-us\/blog\/accrued-expenses-vs-accounts-payable\/\"\n\t\t\t\t\t>\n\t\t\t<figure class=\"card-post__media\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"684\" height=\"384\" src=\"https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2023\/09\/GettyImages-529793801-684x384.jpg\" class=\"card-post__image\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2023\/09\/GettyImages-529793801-684x384.jpg 684w, https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2023\/09\/GettyImages-529793801-768x575.jpg 768w, https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2023\/09\/GettyImages-529793801-1081x810.jpg 1081w\" sizes=\"auto, (min-width: 48em) 250px, (min-width: 30em) 100vw, 100vw\" \/>\t\t\t\n\t\t\t\n\t\t\t\t\t<\/figure>\n\n\t\t\n\t\t\t\t\t<div class=\"card-post__meta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"posted-on \"><time class=\"entry-date published\" datetime=\"2026-09-02T04:37:41-04:00\">September 2, 2026<\/time><\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"reading-time\">11 min read<\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<p class=\"card-post__title h5\">\n\t\t\tWhat are accrued expenses? A guide for growing businesses\t\t<\/p>\n\n\t\t\t<\/a>\n\t\n\t\n\t\t\n\t\n\t<\/article>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t<div class=\"col col-6 col-lg-3 card-grid__item\">\n\t\t\t\t\t\t<article\n\t\tclass=\"card-post related-post related-post-4 post-30499 post type-post status-publish format-standard has-post-thumbnail hentry category-money-matters category-strategy-legal-operations tag-business-intelligence tag-business-strategy tag-cash-flow tag-cloud-financial-management business_type-small-business\"\n>\n\t\t\t<a\n\t\t\tclass=\"card-post__link\"\n\t\t\thref=\"https:\/\/www.sage.com\/en-us\/blog\/what-is-cash-flow-forecasting\/\"\n\t\t\t\t\t>\n\t\t\t<figure class=\"card-post__media\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"684\" height=\"384\" src=\"https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2023\/09\/GettyImages-1415809513-684x384.jpg\" class=\"card-post__image\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2023\/09\/GettyImages-1415809513-684x384.jpg 684w, https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2023\/09\/GettyImages-1415809513-768x512.jpg 768w, https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2023\/09\/GettyImages-1415809513-1215x810.jpg 1215w\" sizes=\"auto, (min-width: 48em) 250px, (min-width: 30em) 100vw, 100vw\" \/>\t\t\t\n\t\t\t\n\t\t\t\t\t<\/figure>\n\n\t\t\n\t\t\t\t\t<div class=\"card-post__meta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"posted-on \"><time class=\"entry-date published\" datetime=\"2026-09-01T11:17:51-04:00\">September 1, 2026<\/time><\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"reading-time\">14 min read<\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<p class=\"card-post__title h5\">\n\t\t\tWhat is cash flow forecasting?\t\t<\/p>\n\n\t\t\t<\/a>\n\t\n\t\n\t\t\n\t\n\t<\/article>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n<\/section>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Accounts receivable is a current asset representing money customers owe. Find out how it relates to revenue, liabilities, and working capital as well as its effect on cash flow and risk management.<\/p>\n","protected":false},"author":1847,"featured_media":24375,"menu_order":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_is_cornerstone":"","_yoast_wpseo_meta-robots-noindex":"","_yoast_wpseo_meta-robots-nofollow":"","_yoast_wpseo_opengraph-title":"","_yoast_wpseo_opengraph-description":"","_yoast_wpseo_opengraph-image":"","_yoast_wpseo_opengraph-image-id":"","_yoast_wpseo_twitter-title":"","_yoast_wpseo_twitter-description":"","_yoast_wpseo_twitter-image":"","_yoast_wpseo_twitter-image-id":"","_yoast_wpseo_schema_page_type":"","_yoast_wpseo_schema_article_type":"","_sage_video":false,"_yoast_wpseo_focuskeywords":"[{\"keyword\":\"is accounts receivable a current asset\",\"score\":70},{\"keyword\":\"accounts receivable asset or liability\",\"score\":61},{\"keyword\":\"is accounts receivable an asset or liability\",\"score\":61},{\"keyword\":\"is accounts receivable a liability\",\"score\":61}]","_yoast_wpseo_keywordsynonyms":"[\"\",\"\",\"\",\"\",\"\"]","_yoast_wpseo_primary_category":"43","post_featured_image_hide":false,"sage_hide_published_date":false,"sage_hide_read_time":false,"sage_hide_share_buttons":false,"_pwl_sage_podcast_buzzsprout_src":"","footnotes":""},"categories":[43],"tags":[110,299,168],"business_type":[40,41],"lilypad":[],"context":[],"industry":[],"persona":[98,96,97],"imagine_tag":[209,230],"coauthors":[592],"class_list":["post-27788","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-money-matters","tag-accounting-101","tag-cash-flow","tag-sage-accounting","business_type-small-business","business_type-growing-business"],"sage_meta":{"region":"en-us","author_name":"Joe Church Woods","featured_image":"https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2024\/08\/BrandShootLDN_Jul2022_TechSoftware_0015-Final.jpeg","imagine_tags":{"209":"Accounting","230":"Small business"}},"distributor_meta":false,"distributor_terms":false,"distributor_media":false,"distributor_original_site_name":"Sage Advice US","distributor_original_site_url":"https:\/\/www.sage.com\/en-us\/blog","push-errors":false,"_links":{"self":[{"href":"https:\/\/www.sage.com\/en-us\/blog\/api\/wp\/v2\/posts\/27788","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.sage.com\/en-us\/blog\/api\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.sage.com\/en-us\/blog\/api\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.sage.com\/en-us\/blog\/api\/wp\/v2\/users\/1847"}],"replies":[{"embeddable":true,"href":"https:\/\/www.sage.com\/en-us\/blog\/api\/wp\/v2\/comments?post=27788"}],"version-history":[{"count":5,"href":"https:\/\/www.sage.com\/en-us\/blog\/api\/wp\/v2\/posts\/27788\/revisions"}],"predecessor-version":[{"id":37825,"href":"https:\/\/www.sage.com\/en-us\/blog\/api\/wp\/v2\/posts\/27788\/revisions\/37825"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.sage.com\/en-us\/blog\/api\/wp\/v2\/media\/24375"}],"wp:attachment":[{"href":"https:\/\/www.sage.com\/en-us\/blog\/api\/wp\/v2\/media?parent=27788"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.sage.com\/en-us\/blog\/api\/wp\/v2\/categories?post=27788"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.sage.com\/en-us\/blog\/api\/wp\/v2\/tags?post=27788"},{"taxonomy":"business_type","embeddable":true,"href":"https:\/\/www.sage.com\/en-us\/blog\/api\/wp\/v2\/business_type?post=27788"},{"taxonomy":"lilypad","embeddable":true,"href":"https:\/\/www.sage.com\/en-us\/blog\/api\/wp\/v2\/lilypad?post=27788"},{"taxonomy":"context","embeddable":true,"href":"https:\/\/www.sage.com\/en-us\/blog\/api\/wp\/v2\/context?post=27788"},{"taxonomy":"industry","embeddable":true,"href":"https:\/\/www.sage.com\/en-us\/blog\/api\/wp\/v2\/industry?post=27788"},{"taxonomy":"persona","embeddable":true,"href":"https:\/\/www.sage.com\/en-us\/blog\/api\/wp\/v2\/persona?post=27788"},{"taxonomy":"imagine_tag","embeddable":true,"href":"https:\/\/www.sage.com\/en-us\/blog\/api\/wp\/v2\/imagine_tag?post=27788"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/www.sage.com\/en-us\/blog\/api\/wp\/v2\/coauthors?post=27788"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}