{"id":34435,"date":"2026-02-04T09:00:00","date_gmt":"2026-02-04T14:00:00","guid":{"rendered":"https:\/\/www.sage.com\/en-us\/blog\/?p=34435"},"modified":"2026-06-02T10:21:46","modified_gmt":"2026-06-02T14:21:46","slug":"church-accounting-101","status":"publish","type":"post","link":"https:\/\/www.sage.com\/en-us\/blog\/church-accounting-101\/","title":{"rendered":"Church accounting 101: What you need to know\u00a0"},"content":{"rendered":"<header class=\"entry-header has-dark-background-color entry-header--standard entry-header--has-illustration entry-header--has-illustration--standard\">\n\t<div class=\"container\">\n\t\t<div class=\"entry-header__row row align-center\">\n\t\t\t<div class=\"col col-lg-7 col-xlg-6 entry-header__content\">\n\t\t\t\t\t\t\t<div class=\"component component-single-header\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"entry-header__misc text--subtitle text--uppercase text--small\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.sage.com\/en-us\/blog\/category\/money-matters\/\" class=\"entry-header__link\">Money Matters<\/a>\t\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t<div class=\"entry-title-wrapper\">\n\t\t\t\t\t<h1 class=\"entry-title\">\n\t\t\t\t\t\tChurch accounting 101: What you need to know \t\t\t\t\t<\/h1>\n\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t<p class=\"entry-header__description\">\n\t\t\t\t\t\tManaging your church\u2019s finances? Learn the basics of church accounting and gain the clarity you need to make confident decisions and manage finances easily.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n\t\t<div class=\"single-post-details container\">\n\t\t<div class=\"col\">\n\t\t\t<span class=\"posted-on \">Published <time class=\"entry-date published\" datetime=\"2026-02-04T09:00:00-05:00\">February 4, 2026<\/time><\/span><span class=\"reading-time\"> min read<\/span>\n\t\t<button\n\t\t\ttype=\"button\"\n\t\t\tclass=\"social-share-button button button--icon button--secondary js-social-share-button\"\n\t\t\tdata-share-title=\"Church accounting 101: What you need to know\u00a0\"\n\t\t\tdata-share-url=\"https:\/\/www.sage.com\/en-us\/blog\/church-accounting-101\/\"\n\t\t\tdata-share-text=\"Please read this interesting article\"\n\t\t>\n\t\t\t<span class=\"social-share-button__share-label\">Share<\/span>\n\t\t\t<span class=\"social-share-button__copy-label\" hidden>Copy Link<\/span>\n\t\t\t<span class=\"social-share-button__copy-tooltip\" aria-hidden=\"true\" hidden>Copied<\/span>\n\t\t<\/button>\n\n\t\t\t\t<\/div>\n\t<\/div>\n\t<\/header>\n\n\n\n<div class=\"wp-block-post-author has-dark-background-color alignfull\">\n\t<div class=\"container\">\n\t\t<div class=\"col\">\n\t\t\t\t\t\t\t<div class=\"co-authors\">\n\t\t\t\t\t\n\t\t<div class=\"entry-author-wrapper\">\n\t\t\t<a class=\"entry-author\" href=\"https:\/\/www.sage.com\/en-us\/blog\/author\/joechurchwoods\/\">\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"40\" height=\"40\" src=\"https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2025\/05\/Joe-Yard-2-crop-350x350.jpg\" class=\"entry-author__image\" alt=\"Joe Church Woods\" \/>\t\t\t\t<span class=\"entry-author__name\">Joe Church Woods<\/span>\n\t\t\t<\/a>\n\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Managing church finances is about stewardship, trust, and accountability. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Whether&nbsp;you\u2019re&nbsp;a pastor, treasurer, bookkeeper, or board member, understanding church accounting helps make sure donations are managed responsibly, compliance requirements are met, and your church can stay focused on its mission.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-key-takeaways\"><strong>Key takeaways<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Church accounting ensures donations are tracked, expenses are managed, and funds are used as intended.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Separating restricted and unrestricted funds helps&nbsp;honor&nbsp;donor intent and build trust.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Balance sheets, income statements, and donor reports provide visibility and confidence.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Consistent records, basic controls, and the right tools make church finances easier to manage, even&nbsp;with&nbsp;limited&nbsp;staff.&nbsp;<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Here&#8217;s what we&#8217;ll cover:<\/strong><\/p>\n\n\n<?xml encoding=\"utf-8\" ?><div class=\"wp-block-yoast-seo-table-of-contents yoast-table-of-contents\"><ul><li><a href=\"#h-key-takeaways\" data-level=\"2\">Key takeaways<\/a><\/li><li><a href=\"#h-what-is-church-accounting-and-bookkeeping\" data-level=\"2\">What is church accounting and bookkeeping?<\/a><\/li><li><a href=\"#h-why-is-church-accounting-different-from-standard-bookkeeping\" data-level=\"2\">Why is church accounting different from standard bookkeeping?<\/a><\/li><li><a href=\"#h-how-church-fund-accounting-works\" data-level=\"2\">How church fund accounting works<\/a><\/li><li><a href=\"#h-setting-up-a-church-chart-of-accounts\" data-level=\"2\">Setting up a church chart of accounts<\/a><\/li><li><a href=\"#h-creating-and-maintaining-your-church-finance-report\" data-level=\"2\">Creating and&nbsp;maintaining&nbsp;your church finance report<\/a><\/li><li><a href=\"#h-church-accounting-best-practices\" data-level=\"2\">Church accounting best practices<\/a><\/li><li><a href=\"#h-budgeting-essentials-for-small-church-bookkeeping\" data-level=\"2\">Budgeting essentials for small church bookkeeping<\/a><\/li><li><a href=\"#h-church-finances-transparency-and-compliance\" data-level=\"2\">Church finances, transparency, and compliance<\/a><\/li><li><a href=\"#h-using-church-accounting-software-to-streamline-tasks\" data-level=\"2\">Using church accounting software to streamline tasks<\/a><\/li><li><a href=\"#h-how-to-simplify-bookkeeping-for-churches-with-limited-staff\" data-level=\"2\">How to simplify bookkeeping for churches with limited staff<\/a><\/li><li><a href=\"#h-final-thoughts\" data-level=\"2\">Final&nbsp;thoughts<\/a><\/li><li><a href=\"#h-church-accounting-faqs\" data-level=\"2\">Church accounting FAQs<\/a><\/li><\/ul><\/div>\n\n\n\n<div class=\"single-cta gated-content\">\n\t<div class=\"single-cta__positioner on-scroll-highlight__target\">\n\t\t<div class=\"single-cta__wrapper has-dark-background-color\">\n\t\t\t<div class=\"single-cta__content\">\n\t\t\t\t\t\t\t\t<h2 class=\"single-cta__title h3\">8 Tips for Using Technology to Manage Church Finances<\/h2>\n\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a\n\t\t\t\t\t\thref=\"#gate-4d89384b-00a5-40fa-9e14-9cc68e91ea47\"\n\t\t\t\t\t\tclass=\"single-cta__button button button--primary\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t>Download<\/a>\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<img decoding=\"async\" width=\"1440\" height=\"810\" src=\"https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2022\/04\/GettyImages-1004712242-1440x810.jpg\" class=\"single-cta__image\" alt=\"Woman in glasses looking sideways\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2022\/04\/GettyImages-1004712242-1440x810.jpg 1440w\" sizes=\"auto, (min-width: 48em) 33vw, 100vw\" \/>\t\t\t<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-is-church-accounting-and-bookkeeping\"><strong>What is church accounting and bookkeeping?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Church accounting is the process of recording, organizing, and reporting your church\u2019s financial activity to support transparency, accountability, and compliance. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It helps your team track donations,&nbsp;monitor&nbsp;expenses, produce&nbsp;accurate&nbsp;financial statements, and&nbsp;demonstrate&nbsp;responsible stewardship of resources.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">While church bookkeeping focuses on day-to-day tasks\u2014such as recording donations and paying bills\u2014accounting takes a broader view. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It covers budgeting, reporting, and nonprofit compliance, often using tools like a church chart of accounts to organize financial data. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Together, they provide a clear and reliable foundation for effective church&nbsp;financial management.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-why-is-church-accounting-different-from-standard-bookkeeping\"><strong>Why is church accounting different from standard bookkeeping?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Your church&nbsp;doesn\u2019t&nbsp;operate&nbsp;like a traditional business, so your accounting practices&nbsp;shouldn\u2019t&nbsp;either.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">While some of the mechanics are very similar, the purpose and expectations are&nbsp;often very different.&nbsp;These key differences explain why accounting for your church requires a specialized approach.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-nonprofit-versus-for-profit-goals\"><strong>Nonprofit versus for-profit goals<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Businesses exist to generate profit for owners or shareholders. Your church exists to serve a mission. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Every dollar your church receives is meant to support ministry, outreach, and community\u2014not to create financial gain. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This mission-driven focus directly shapes how your church finances are tracked, reported, and evaluated.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-fund-based-approach\"><strong>Fund-based approach<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Unlike most commercial businesses, your faith-based organization should use fund-based accounting. This approach tracks money&nbsp;by&nbsp;its intended purpose, rather than combining all funds into a single total. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Church fund accounting helps make sure donations are used exactly as donors intended\u2014whether for general operations, missions, or a building project.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-transparency-requirements\"><strong>Transparency requirements<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Your church is accountable to its congregation, governing boards, and the IRS. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">While churches have unique <a href=\"https:\/\/www.sage.com\/en-us\/blog\/church-tax-explained\/\" target=\"_blank\" rel=\"noreferrer noopener\">tax considerations and exemptions<\/a>,&nbsp;they\u2019re&nbsp;often held to higher transparency standards than many small businesses. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Maintaining clear records and consistent reporting\u2014including strong bookkeeping for churches\u2014helps build trust and reduce financial and compliance risks.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-church-fund-accounting-works\"><strong>How church fund accounting works<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Let&#8217;s dive a bit deeper into how church fund accounting works. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">As mentioned above, this approach tracks money by its intended purpose, rather than focusing solely on total income and expenses. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It provides clear visibility into how funds are received,&nbsp;allocated, and spent\u2014an essential part of protecting donor trust and&nbsp;maintaining&nbsp;financial integrity within your church.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-restricted-versus-unrestricted-funds-nbsp\"><strong>Restricted versus unrestricted funds<\/strong>&nbsp;<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Restricted funds<\/strong>&nbsp;are donations&nbsp;designated&nbsp;for a specific purpose, such as a building fund or a mission trip.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Unrestricted funds&nbsp;<\/strong>can be used for general church operations, including utilities, staff salaries, and supplies.&nbsp;<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-purpose-specific-donations\"><strong>Purpose-specific donations<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">When donors give toward a specific cause\u2014such as outreach programs, capital improvements, or benevolence\u2014those gifts must be tracked separately. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Purpose-specific tracking helps your church avoid misuse, simplifies reporting, and provides clear documentation if questions ever arise.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-tracking-multiple-funds\"><strong>Tracking multiple funds<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Most churches manage several funds, including:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>General funds&nbsp;<\/li>\n\n\n\n<li>Missions funds&nbsp;<\/li>\n\n\n\n<li>Benevolence funds&nbsp;<\/li>\n\n\n\n<li>Building or capital funds&nbsp;<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Maintaining separate records for each fund is critical for accountability. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">While managing multiple funds can feel complex,&nbsp;using church accounting software&nbsp;makes&nbsp;it far more manageable for you and your team.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-setting-up-a-church-chart-of-accounts\"><strong>Setting up a church chart of accounts<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A church chart of accounts is a structured list of all financial categories your church uses to record transactions. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A well-designed chart of accounts should accurately reflect how your church&nbsp;operates, rather than relying on a generic business template.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-organizing-income-categories\"><strong>Organizing income categories<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Income categories help you understand where money comes from. Common examples include:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Tithes and offerings&nbsp;<\/li>\n\n\n\n<li>Designated donations&nbsp;<\/li>\n\n\n\n<li>Fundraising events&nbsp;<\/li>\n\n\n\n<li>Grants&nbsp;<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-breaking-down-expense-lines\"><strong>Breaking down expense lines<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Expense categories show where money goes. Typical church expenses include:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Staff salaries and benefits&nbsp;<\/li>\n\n\n\n<li>Facilities and utilities&nbsp;<\/li>\n\n\n\n<li>Ministry programs&nbsp;<\/li>\n\n\n\n<li>Office and administrative costs&nbsp;<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-allocating-funds-properly\"><strong>Allocating funds properly<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Each transaction should be tagged to the correct fund. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For example, a donation given to a building fund should be recorded as building fund income, and any related expenses should be applied to that same fund. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Templates and automation tools can&nbsp;make it easier to&nbsp;allocate&nbsp;funds correctly,&nbsp;reducing&nbsp;errors and saving&nbsp;time.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Many churches use software to support structured charts of accounts and simplify allocation without adding complexity.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-creating-and-maintaining-your-church-finance-report\"><strong>Creating and\u00a0maintaining\u00a0your church finance report<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Clear and consistent&nbsp;<a href=\"https:\/\/www.sage.com\/en-us\/blog\/how-to-use-church-financial-reporting\/\" target=\"_blank\" rel=\"noreferrer noopener\">financial reporting<\/a>&nbsp;is&nbsp;essential for leadership oversight and building trust within your congregation. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A&nbsp;good&nbsp;church finance report brings together a few core documents that give you a complete picture of your church\u2019s financial health.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-church-financial-statements\"><strong>Church financial statements<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Church financial statements provide an overall snapshot of your church\u2019s finances. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">When reviewed together, they help you and your leadership team understand available resources, existing obligations, and long-term sustainability.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-church-balance-sheet-overview\"><strong>Church balance sheet overview<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A church balance sheet shows what your church owns and what it owes at a specific point in time. It typically includes:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Assets:&nbsp;<\/strong>cash, buildings, equipment<\/li>\n\n\n\n<li><strong>Liabilities<\/strong>: loans, unpaid bills<\/li>\n\n\n\n<li><strong>Net assets<\/strong>: restricted and unrestricted balances&nbsp;<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-income-statement-details\"><strong>Income statement details<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The income statement summarizes your church\u2019s financial activity over a set period, including:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Revenue (donations and other income)&nbsp;<\/li>\n\n\n\n<li>Expenses&nbsp;<\/li>\n\n\n\n<li>Net surplus or deficit&nbsp;<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">This report helps you evaluate whether your church is&nbsp;operating&nbsp;within its means and adjust plans as needed.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-donor-and-contribution-reports\"><strong>Donor and contribution reports<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Donor reports track giving activity and support compliance with IRS acknowledgment requirements. They typically include donation dates, amounts, and designations.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-church-accounting-best-practices\"><strong>Church accounting best practices<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Effective church accounting best practices are primarily about cultivating healthy habits that foster stewardship.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-consistent-record-keeping\"><strong>Consistent record-keeping<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Accurate records prevent confusion and mistakes. Helpful habits include:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Recording transactions promptly.<\/li>\n\n\n\n<li>Keeping documentation for donations and expenses.&nbsp;<\/li>\n\n\n\n<li>Using consistent categories.&nbsp;<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-internal-controls-for-security\"><strong>Internal controls for security<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Internal controls are safeguards that protect your church&#8217;s funds and assets.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If&nbsp;you\u2019re&nbsp;part of a&nbsp;small church, you&nbsp;can&nbsp;also&nbsp;implement simple controls, such as separating&nbsp;donation&nbsp;counting from recording or requiring dual approvals for payments.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-timely-reconciliations\"><strong>Timely reconciliations<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Reconciling bank accounts makes sure your records match reality. Regular reconciliation helps catch errors early and becomes routine with practice.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-budgeting-essentials-for-small-church-bookkeeping\"><strong>Budgeting essentials for small church bookkeeping<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Budgeting can feel challenging, especially when your church has limited staff and fluctuating income.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Even so,&nbsp;<a href=\"https:\/\/www.sage.com\/en-us\/blog\/how-to-create-a-church-budget\/\" target=\"_blank\" rel=\"noreferrer noopener\">church budgeting<\/a>&nbsp;is one of the most valuable tools you can use to plan responsibly and support long-term sustainability.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-setting-realistic-goals\"><strong>Setting realistic goals<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Start with honest, practical projections:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Review past giving trends.&nbsp;<\/li>\n\n\n\n<li>Estimate known and recurring expenses.&nbsp;<\/li>\n\n\n\n<li>Build in flexibility for seasonal changes or unexpected needs.&nbsp;<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-allocating-funds-efficiently\"><strong>Allocating funds efficiently<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Many churches use percentage-based guidelines to&nbsp;allocate&nbsp;funds across ministry programs, staffing, and operations. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">These frameworks provide your church with structure while still allowing you to adapt as priorities change.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-reviewing-progress-monthly\"><strong>Reviewing progress monthly<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Monthly budget reviews help you spot issues early and make&nbsp;timely&nbsp;adjustments. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Over time, this regular check-in transforms budgeting into a reliable tool for informed and confident decision-making.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-church-finances-transparency-and-compliance\"><strong>Church finances, transparency, and compliance<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Transparent financial processes reduce risk, strengthen trust with your congregation, and support responsible stewardship.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-irs-considerations\"><strong>IRS considerations<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">While churches have unique tax treatment, you still has significant responsibilities, including:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Maintaining&nbsp;accurate&nbsp;financial records.&nbsp;<\/li>\n\n\n\n<li>Providing proper donation acknowledgments.<\/li>\n\n\n\n<li>Handling allowances (such as housing allowances) correctly.&nbsp;<\/li>\n\n\n\n<li>Declaring and paying certain types of employment taxes as well as Unrelated Business Income Tax (UBIT).<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-clear-donor-communication\"><strong>Clear donor communication<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Regular, easy-to-understand financial updates help your&nbsp;church\u2019s&nbsp;donors feel confident that their gifts are being used responsibly.&nbsp;&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-regular-audits-or-reviews\"><strong>Regular audits or reviews<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Not every church requires a formal audit, but an annual internal financial review is a minimum requirement. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Regular reviews&nbsp;demonstrate&nbsp;good governance and help you catch potential issues early.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-using-church-accounting-software-to-streamline-tasks\"><strong>Using church accounting software to streamline tasks<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Spreadsheets can&nbsp;work for&nbsp;a time&nbsp;to help you manage your finances, but they often become limiting as your church grows. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Intuitive <a href=\"https:\/\/www.sage.com\/en-us\/industry\/nonprofit\/church\/\" target=\"_blank\" rel=\"noreferrer noopener\">church accounting software<\/a>&nbsp;is designed to&nbsp;handle&nbsp;fund accounting, reporting, and compliance more efficiently.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Churches like&nbsp;<a href=\"https:\/\/www.sage.com\/en-us\/success-stories\/grace-fellowship-church\/\" target=\"_blank\" rel=\"noreferrer noopener\">Grace Fellowship Church<\/a>&nbsp;and&nbsp;<a href=\"https:\/\/www.sage.com\/en-us\/success-stories\/bethel-church-of-redding\/\" target=\"_blank\" rel=\"noreferrer noopener\">Bethel Church of Redding<\/a>&nbsp;have&nbsp;discovered how solutions such as Sage Intacct help improve financial visibility, strengthen accountability, and support more confident decision-making.&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Automating data entry<\/strong>:&nbsp;automation reduces manual work and lowers the risk of data entry mistakes, freeing up your team to focus on higher-value tasks.&nbsp;<\/li>\n\n\n\n<li><strong>Tracking contributions online:<\/strong>&nbsp;online giving tools can integrate donations directly into your accounting system, improving accuracy and simplifying record-keeping for your church.&nbsp;<\/li>\n\n\n\n<li><strong>Simplifying reporting<\/strong>:&nbsp;built-in reporting tools make it easier for you to generate&nbsp;church&nbsp;financial statements and donor summaries without having to&nbsp;start from scratch.&nbsp;<\/li>\n<\/ul>\n\n\n\n<div class=\"single-cta gated-content\">\n\t<div class=\"single-cta__positioner on-scroll-highlight__target\">\n\t\t<div class=\"single-cta__wrapper has-dark-background-color\">\n\t\t\t<div class=\"single-cta__content\">\n\t\t\t\t\t\t\t\t<h2 class=\"single-cta__title h3\">8 tips for using technology to manage church finances<\/h2>\n\n\t\t\t\t\t\t\t\t\t<div class=\"single-cta__description\">\n\t\t\t\t\t\t<p><!-- wp:paragraph --><\/p>\n<p>Discover the tools to demonstrate good stewardship among the committees, staff, and fiduciaries entrusted with management over church assets.<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a\n\t\t\t\t\t\thref=\"#gate-a9383dec-dd23-424d-92b5-647dacd7a8ab\"\n\t\t\t\t\t\tclass=\"single-cta__button button button--primary\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t>Download now<\/a>\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<img decoding=\"async\" width=\"1411\" height=\"810\" src=\"https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2023\/02\/shutterstock_1664636290_c2222-1-1411x810.jpg\" class=\"single-cta__image\" alt=\"Volunteers framing a house\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2023\/02\/shutterstock_1664636290_c2222-1-1411x810.jpg 1411w\" sizes=\"auto, (min-width: 48em) 33vw, 100vw\" \/>\t\t\t<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-to-simplify-bookkeeping-for-churches-with-limited-staff\"><strong>How to simplify bookkeeping for churches with limited staff<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">If your church relies on volunteers or a small team, you understand the importance of simplicity.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Streamlining your&nbsp;church&nbsp;bookkeeping processes can help reduce stress while improving accuracy and accountability.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Segregating duties among volunteers<\/strong>:&nbsp;dividing responsibilities\u2014such as counting donations, recording transactions, and approving payments\u2014strengthens accountability and helps prevent burnout among volunteers.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Leveraging online tools<\/strong>:&nbsp;<a href=\"https:\/\/www.sage.com\/en-us\/blog\/how-cloud-based-church-accounting-software-can-transform-your-ministry\/\" target=\"_blank\" rel=\"noreferrer noopener\">cloud-based tools<\/a>&nbsp;make&nbsp;it easier for you and your team to collaborate securely from anywhere. Helpful options include accounting software, online donation platforms, and document storage solutions.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Outsourcing complex tasks<\/strong>:&nbsp;outsourcing tasks like payroll processing, audits, or tax guidance can be a cost-effective way to reduce compliance risk\u2014especially when your church has limited internal resources.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-final-thoughts\"><strong>Final\u00a0thoughts<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">When you understand fund accounting,&nbsp;establish&nbsp;strong financial habits, and select tools that meet your needs, your church can manage its finances with greater clarity and confidence\u2014regardless of its size. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The right systems help support transparency and accountability, allowing you and your leadership team to stay focused on what matters most: your mission.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-church-accounting-faqs\">Church accounting FAQs <\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1780408807790\"><strong class=\"schema-faq-question\"><strong>What does a church accountant do?<\/strong>\u00a0<\/strong> <p class=\"schema-faq-answer\">A church accountant manages financial records, prepares reports, and supports budgeting.<br>They help your church remain compliant with nonprofit and IRS requirements,\u00a0giving church\u00a0leaders\u00a0clearer insight and greater confidence.\u00a0<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1780408824216\"><strong class=\"schema-faq-question\"><strong>How can we handle a pastor\u2019s housing allowance?<\/strong>\u00a0<\/strong> <p class=\"schema-faq-answer\">Housing allowance must be\u00a0designated\u00a0in advance by your church and properly documented.<br>While\u00a0it\u2019s\u00a0excluded from taxable income for income tax purposes,\u00a0it\u2019s\u00a0still subject to self-employment tax, which makes\u00a0accurate\u00a0record-keeping especially important.<\/p> <\/div> <\/div>\n\n\n\n<div class=\"single-cta\">\n\t<div class=\"single-cta__positioner on-scroll-highlight__target\">\n\t\t<div class=\"single-cta__wrapper has-dark-background-color\">\n\t\t\t<div class=\"single-cta__content\">\n\t\t\t\t\t\t\t\t<h2 class=\"single-cta__title h3\">Subscribe to our Sage Advice Newsletter<\/h2>\n\n\t\t\t\t\t\t\t\t\t<div class=\"single-cta__description\">\n\t\t\t\t\t\t<p>Get our latest business advice delivered directly to your inbox.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a\n\t\t\t\t\t\thref=\"#gate-ab515c6e-7e90-4c2f-a67e-113872516e8b\"\n\t\t\t\t\t\tclass=\"single-cta__button button button--primary\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t>Subscribe<\/a>\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<img decoding=\"async\" width=\"1440\" height=\"810\" src=\"https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2022\/04\/GettyImages-1073797282-1440x810.jpg\" class=\"single-cta__image\" alt=\"Working from home with tea in hand\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2022\/04\/GettyImages-1073797282-1440x810.jpg 1440w\" sizes=\"auto, (min-width: 48em) 33vw, 100vw\" \/>\t\t\t<\/div>\n<\/div>\n\n\n<section class=\"more-topics alignfull has-grey-light-background-color wp-block-sage-post-topics\">\n\t<div class=\"container\">\n\t\t<div class=\"row\">\n\t\t\t<div class=\"col col-12 col-lg-4\">\n\t\t\t\t<h3 class=\"more-topics__title h2\">Browse more topics from this article<\/h3>\n\t\t\t<\/div>\n\t\t\t<div class=\"col col-12 col-lg-8\">\n\t\t\t\t<ul class=\"post-tags__list\">\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"post-tags__item\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.sage.com\/en-us\/blog\/hub\/accounting-101\/\" class=\"post-tags__link button button--secondary\">\n\t\t\t\t\t\t\t\tAccounting 101\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"post-tags__item\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.sage.com\/en-us\/blog\/hub\/cash-flow\/\" class=\"post-tags__link button button--secondary\">\n\t\t\t\t\t\t\t\tCash Flow\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"post-tags__item\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.sage.com\/en-us\/blog\/hub\/growing-a-business\/\" class=\"post-tags__link button button--secondary\">\n\t\t\t\t\t\t\t\tGrowing a business\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"post-tags__item\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.sage.com\/en-us\/blog\/hub\/small-business\/\" class=\"post-tags__link button button--secondary\">\n\t\t\t\t\t\t\t\tSmall business\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\n\n<div class=\"alignfull wp-block-sage-related-posts\">\n\t<section class=\"related-posts card-grid has-dark-background-color\">\n\t<div class=\"container\">\n\t\t\t\t\t<div class=\"row\">\n\t\t\t\t<div class=\"col\">\n\t\t\t\t\t<h2 class=\"related-posts__heading related-posts__heading--featured h1\">Explore more wisdom<\/h2>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"row related-posts__featured\">\n\t\t\t\t<div class=\"col card-grid__item\">\n\t\t\t\t\t<article\n\t\tclass=\"card-post related-post related-post-0 post-30823 post type-post status-publish format-standard has-post-thumbnail hentry category-money-matters category-strategy-legal-operations tag-accounting-101 tag-boss-your-business tag-business-intelligence tag-cash-flow tag-small-business tag-starting-a-business tag-staying-competitive business_type-small-business business_type-growing-business card-post--is-clickable\"\n>\n\t<div class=\"card-post__media-wrapper\">\n\t\t<figure class=\"card-post__media\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1215\" height=\"810\" src=\"https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2023\/09\/GettyImages-1190223207-1215x810.jpg\" class=\"card-post__image\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2023\/09\/GettyImages-1190223207-684x384.jpg 684w, https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2023\/09\/GettyImages-1190223207-768x512.jpg 768w, https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2023\/09\/GettyImages-1190223207-1215x810.jpg 1215w\" sizes=\"auto, (min-width: 48em) 250px, (min-width: 30em) 100vw, 100vw\" \/>\t\t\t\n\t\t\t\n\t\t\t\t\t<\/figure>\n\t<\/div>\n\n\t<div class=\"card-post__content\">\n\t\t\t\t\t<div class=\"card-post__label\">Recommended<\/div>\n\t\t\n\t\t\t\t\t<div class=\"card-post__meta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"posted-on \"><time class=\"entry-date published\" datetime=\"2026-06-24T09:08:55-04:00\">June 24, 2026<\/time><\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"reading-time\">13 min read<\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<p class=\"card-post__title h3\">\n\t\t\t\t\t\t\t<a\n\t\t\t\t\tclass=\"card-post__title-link\"\n\t\t\t\t\thref=\"https:\/\/www.sage.com\/en-us\/blog\/how-to-track-business-expenses\/\"\n\t\t\t\t>\n\t\t\t\n\t\t\tHow to keep track of business expenses\n\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/p>\n\n\t\t\n\t\t\t\t\t<p class=\"card-post__description\">\n\t\t\t\tIf you&#8217;re responsible for managing business finances, keeping track of expenses affects how clearly you can see your cash flow and make informed decisions. Learn the key steps, best tools, and how to build a process that keeps your finances accurate and error free. \t\t\t<\/p>\n\t\t\n\t\t\t<\/div>\n\n\t<\/article>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\n\t\t\t\t\t<div class=\"row related-posts__non-featured\">\n\t\t\t\t<div class=\"col col-12\">\n\t\t\t\t\t<h2 class=\"related-posts__heading related-posts__heading--more h4\">More on this Topic<\/h2>\n\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t\t<div class=\"col col-6 col-lg-3 card-grid__item\">\n\t\t\t\t\t\t<article\n\t\tclass=\"card-post related-post related-post-1 post-30598 post type-post status-publish format-standard has-post-thumbnail hentry category-strategy-legal-operations category-trends-insights tag-boss-your-business tag-business-intelligence tag-business-strategy tag-sage-news tag-security-fraud tag-small-business tag-starting-a-business business_type-small-business business_type-growing-business\"\n>\n\t\t\t<a\n\t\t\tclass=\"card-post__link\"\n\t\t\thref=\"https:\/\/www.sage.com\/en-us\/blog\/what-is-expense-report-fraud\/\"\n\t\t\t\t\t>\n\t\t\t<figure class=\"card-post__media\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"684\" height=\"384\" src=\"https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2023\/08\/BrandShootLDN_Jul2022_TechSoftware_0620-684x384.jpeg\" class=\"card-post__image\" alt=\"A person giving a presentation to colleagues.\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2023\/08\/BrandShootLDN_Jul2022_TechSoftware_0620-684x384.jpeg 684w, https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2023\/08\/BrandShootLDN_Jul2022_TechSoftware_0620-768x432.jpeg 768w, https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2023\/08\/BrandShootLDN_Jul2022_TechSoftware_0620-1440x810.jpeg 1440w\" sizes=\"auto, (min-width: 48em) 250px, (min-width: 30em) 100vw, 100vw\" \/>\t\t\t\n\t\t\t\n\t\t\t\t\t<\/figure>\n\n\t\t\n\t\t\t\t\t<div class=\"card-post__meta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"posted-on \"><time class=\"entry-date published\" datetime=\"2026-06-24T05:46:09-04:00\">June 24, 2026<\/time><\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"reading-time\">8 min read<\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<p class=\"card-post__title h5\">\n\t\t\tExpense fraud: How to detect and prevent it in your organization\u00a0\t\t<\/p>\n\n\t\t\t<\/a>\n\t\n\t\n\t\t\n\t\n\t<\/article>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t<div class=\"col col-6 col-lg-3 card-grid__item\">\n\t\t\t\t\t\t<article\n\t\tclass=\"card-post related-post related-post-2 post-29306 post type-post status-publish format-standard has-post-thumbnail hentry category-money-matters category-strategy-legal-operations tag-accounting-101 tag-boss-your-business tag-business-continuity tag-small-business business_type-small-business\"\n>\n\t\t\t<a\n\t\t\tclass=\"card-post__link\"\n\t\t\thref=\"https:\/\/www.sage.com\/en-us\/blog\/what-is-a-purchase-order\/\"\n\t\t\t\t\t>\n\t\t\t<figure class=\"card-post__media\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"684\" height=\"384\" src=\"https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2023\/09\/GettyImages-1415809513-684x384.jpg\" class=\"card-post__image\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2023\/09\/GettyImages-1415809513-684x384.jpg 684w, https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2023\/09\/GettyImages-1415809513-768x512.jpg 768w, https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2023\/09\/GettyImages-1415809513-1215x810.jpg 1215w\" sizes=\"auto, (min-width: 48em) 250px, (min-width: 30em) 100vw, 100vw\" \/>\t\t\t\n\t\t\t\n\t\t\t\t\t<\/figure>\n\n\t\t\n\t\t\t\t\t<div class=\"card-post__meta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"posted-on \"><time class=\"entry-date published\" datetime=\"2026-06-12T10:24:32-04:00\">June 12, 2026<\/time><\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"reading-time\">9 min read<\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<p class=\"card-post__title h5\">\n\t\t\tWhat is a purchase order (PO) and how is it used?\t\t<\/p>\n\n\t\t\t<\/a>\n\t\n\t\n\t\t\n\t\n\t<\/article>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t<div class=\"col col-6 col-lg-3 card-grid__item\">\n\t\t\t\t\t\t<article\n\t\tclass=\"card-post related-post related-post-3 post-29310 post type-post status-publish format-standard has-post-thumbnail hentry category-strategy-legal-operations category-technology-innovation tag-artificial-intelligence tag-automation tag-boss-your-business tag-cash-flow tag-cloud-financial-management tag-sage-accounting business_type-small-business business_type-growing-business\"\n>\n\t\t\t<a\n\t\t\tclass=\"card-post__link\"\n\t\t\thref=\"https:\/\/www.sage.com\/en-us\/blog\/order-to-cash-process-otc-o2c\/\"\n\t\t\t\t\t>\n\t\t\t<figure class=\"card-post__media\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"684\" height=\"384\" src=\"https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2023\/09\/GettyImages-1190223207-684x384.jpg\" class=\"card-post__image\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2023\/09\/GettyImages-1190223207-684x384.jpg 684w, https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2023\/09\/GettyImages-1190223207-768x512.jpg 768w, https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2023\/09\/GettyImages-1190223207-1215x810.jpg 1215w\" sizes=\"auto, (min-width: 48em) 250px, (min-width: 30em) 100vw, 100vw\" \/>\t\t\t\n\t\t\t\n\t\t\t\t\t<\/figure>\n\n\t\t\n\t\t\t\t\t<div class=\"card-post__meta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"posted-on \"><time class=\"entry-date published\" datetime=\"2026-06-10T12:23:35-04:00\">June 10, 2026<\/time><\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"reading-time\">12 min read<\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<p class=\"card-post__title h5\">\n\t\t\tWhat is the Order to Cash process?\t\t<\/p>\n\n\t\t\t<\/a>\n\t\n\t\n\t\t\n\t\n\t<\/article>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t<div class=\"col col-6 col-lg-3 card-grid__item\">\n\t\t\t\t\t\t<article\n\t\tclass=\"card-post related-post related-post-4 post-29062 post type-post status-publish format-standard has-post-thumbnail hentry category-strategy-legal-operations tag-boss-your-business tag-business-intelligence tag-growing-a-business tag-inventory-management tag-productivity tag-staying-competitive tag-supply-chain-management business_type-small-business business_type-growing-business\"\n>\n\t\t\t<a\n\t\t\tclass=\"card-post__link\"\n\t\t\thref=\"https:\/\/www.sage.com\/en-us\/blog\/what-is-an-order-management-system-oms\/\"\n\t\t\t\t\t>\n\t\t\t<figure class=\"card-post__media\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"684\" height=\"384\" src=\"https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2023\/09\/GettyImages-1417607997-684x384.jpg\" class=\"card-post__image\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2023\/09\/GettyImages-1417607997-684x384.jpg 684w, https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2023\/09\/GettyImages-1417607997-768x512.jpg 768w, https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2023\/09\/GettyImages-1417607997-1215x810.jpg 1215w\" sizes=\"auto, (min-width: 48em) 250px, (min-width: 30em) 100vw, 100vw\" \/>\t\t\t\n\t\t\t\n\t\t\t\t\t<\/figure>\n\n\t\t\n\t\t\t\t\t<div class=\"card-post__meta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"posted-on \"><time class=\"entry-date published\" datetime=\"2026-06-10T10:25:03-04:00\">June 10, 2026<\/time><\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"reading-time\">19 min read<\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<p class=\"card-post__title h5\">\n\t\t\tWhat is an order management system?\t\t<\/p>\n\n\t\t\t<\/a>\n\t\n\t\n\t\t\n\t\n\t<\/article>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n<\/section>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Managing your church\u2019s finances? Learn the basics of church accounting and gain the clarity you need to make confident decisions and manage finances easily.<\/p>\n","protected":false},"author":1847,"featured_media":9073,"menu_order":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_sage_video":false,"post_featured_image_hide":false,"sage_hide_published_date":false,"sage_hide_read_time":false,"sage_hide_share_buttons":false,"_pwl_sage_podcast_buzzsprout_src":"","footnotes":""},"categories":[43],"tags":[110,299,153,34],"business_type":[40,41],"lilypad":[],"context":[],"industry":[58],"persona":[150,100,98,96,97],"imagine_tag":[209,434,233,472,230],"coauthors":[592],"class_list":["post-34435","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-money-matters","tag-accounting-101","tag-cash-flow","tag-growing-a-business","tag-small-business","business_type-small-business","business_type-growing-business","industry-nonprofit"],"sage_meta":{"region":"en-us","author_name":"Joe Church Woods","featured_image":"https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2022\/04\/GettyImages-1261563958.jpg","imagine_tags":{"209":"Accounting","434":"Large Business","233":"Medium Businesses","472":"Nonprofit","230":"Small business"}},"distributor_meta":false,"distributor_terms":false,"distributor_media":false,"distributor_original_site_name":"Sage Advice US","distributor_original_site_url":"https:\/\/www.sage.com\/en-us\/blog","push-errors":false,"_links":{"self":[{"href":"https:\/\/www.sage.com\/en-us\/blog\/api\/wp\/v2\/posts\/34435","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.sage.com\/en-us\/blog\/api\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.sage.com\/en-us\/blog\/api\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.sage.com\/en-us\/blog\/api\/wp\/v2\/users\/1847"}],"replies":[{"embeddable":true,"href":"https:\/\/www.sage.com\/en-us\/blog\/api\/wp\/v2\/comments?post=34435"}],"version-history":[{"count":1,"href":"https:\/\/www.sage.com\/en-us\/blog\/api\/wp\/v2\/posts\/34435\/revisions"}],"predecessor-version":[{"id":36738,"href":"https:\/\/www.sage.com\/en-us\/blog\/api\/wp\/v2\/posts\/34435\/revisions\/36738"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.sage.com\/en-us\/blog\/api\/wp\/v2\/media\/9073"}],"wp:attachment":[{"href":"https:\/\/www.sage.com\/en-us\/blog\/api\/wp\/v2\/media?parent=34435"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.sage.com\/en-us\/blog\/api\/wp\/v2\/categories?post=34435"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.sage.com\/en-us\/blog\/api\/wp\/v2\/tags?post=34435"},{"taxonomy":"business_type","embeddable":true,"href":"https:\/\/www.sage.com\/en-us\/blog\/api\/wp\/v2\/business_type?post=34435"},{"taxonomy":"lilypad","embeddable":true,"href":"https:\/\/www.sage.com\/en-us\/blog\/api\/wp\/v2\/lilypad?post=34435"},{"taxonomy":"context","embeddable":true,"href":"https:\/\/www.sage.com\/en-us\/blog\/api\/wp\/v2\/context?post=34435"},{"taxonomy":"industry","embeddable":true,"href":"https:\/\/www.sage.com\/en-us\/blog\/api\/wp\/v2\/industry?post=34435"},{"taxonomy":"persona","embeddable":true,"href":"https:\/\/www.sage.com\/en-us\/blog\/api\/wp\/v2\/persona?post=34435"},{"taxonomy":"imagine_tag","embeddable":true,"href":"https:\/\/www.sage.com\/en-us\/blog\/api\/wp\/v2\/imagine_tag?post=34435"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/www.sage.com\/en-us\/blog\/api\/wp\/v2\/coauthors?post=34435"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}