{"id":4456,"date":"2018-06-27T16:10:03","date_gmt":"2018-06-27T20:10:03","guid":{"rendered":"https:\/\/www.sage.com\/en-us\/blog\/?p=4456"},"modified":"2024-05-13T08:45:30","modified_gmt":"2024-05-13T12:45:30","slug":"women-in-fintech","status":"publish","type":"post","link":"https:\/\/www.sage.com\/en-us\/blog\/women-in-fintech\/","title":{"rendered":"Top 5 women in fintech share financial tech advice for businesses"},"content":{"rendered":"<header class=\"entry-header has-dark-background-color entry-header--has-illustration entry-header--has-illustration--generic\">\n\t<div class=\"container\">\n\t\t<div class=\"entry-header__row row align-center\">\n\t\t\t<div class=\"col col-lg-7 col-xlg-6 entry-header__content\">\n\t\t\t\t\t\t\t<div class=\"component component-single-header\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"entry-header__misc text--subtitle text--uppercase text--small\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.sage.com\/en-us\/blog\/category\/money-matters\/\" class=\"entry-header__link\">Money Matters<\/a>\t\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t<div class=\"entry-title-wrapper\">\n\t\t\t\t\t<h1 class=\"entry-title\">\n\t\t\t\t\t\tTop 5 women in fintech share financial tech advice for businesses\t\t\t\t\t<\/h1>\n\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t<p class=\"entry-header__description\">\n\t\t\t\t\t\t\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n\t\t<div class=\"single-post-details container\">\n\t\t<div class=\"col\">\n\t\t\t<span class=\"posted-on \">Published <time class=\"entry-date published\" datetime=\"2018-06-27T16:10:03-04:00\">June 27, 2018<\/time><\/span><span class=\"reading-time\"> min read<\/span>\n\t\t<button\n\t\t\ttype=\"button\"\n\t\t\tclass=\"social-share-button button button--icon button--secondary js-social-share-button\"\n\t\t\tdata-share-title=\"Top 5 women in fintech share financial tech advice for businesses\"\n\t\t\tdata-share-url=\"https:\/\/www.sage.com\/en-us\/blog\/women-in-fintech\/\"\n\t\t\tdata-share-text=\"Please read this interesting article\"\n\t\t>\n\t\t\t<span class=\"social-share-button__share-label\">Share<\/span>\n\t\t\t<span class=\"social-share-button__copy-label\" hidden>Copy Link<\/span>\n\t\t\t<span class=\"social-share-button__copy-tooltip\" aria-hidden=\"true\" hidden>Copied<\/span>\n\t\t<\/button>\n\n\t\t\t\t<\/div>\n\t<\/div>\n\t<\/header>\n\n\n<div class=\"wp-block-post-author has-dark-background-color alignfull\">\n\t<div class=\"container\">\n\t\t<div class=\"col\">\n\t\t\t\t\t\t\t<div class=\"co-authors\">\n\t\t\t\t\t\n\t\t<div class=\"entry-author-wrapper\">\n\t\t\t<a class=\"entry-author\" href=\"https:\/\/www.sage.com\/en-us\/blog\/author\/ashleyhindsman\/\">\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"40\" height=\"40\" src=\"https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2025\/02\/Ashley-Thompson-350x350.jpg\" class=\"entry-author__image\" alt=\"Ashley Thompson\" srcset=\"https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2025\/02\/Ashley-Thompson-350x350.jpg 350w, https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2025\/02\/Ashley-Thompson.jpg 600w\" sizes=\"auto, (max-width: 40px) 100vw, 40px\" \/>\t\t\t\t<span class=\"entry-author__name\">Ashley Thompson<\/span>\n\t\t\t<\/a>\n\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n\n<p>How much will diversity in fintech change the way you accept payments and manage your money?<\/p>\n\n\n\n<p>It\u2019s a simple question with complex possibilities as the industry evolves but the answer can be found in the main factor driving the industry \u2013 you, the business owner.<\/p>\n\n\n\n<p>Financial service providers of all kinds and sizes are racing to bring you the latest solution to address your biggest challenges when managing your company\u2019s finances and do so with next-generation customer experience.<\/p>\n\n\n\n<p>The competition is fierce to get the attention of small and medium-sized enterprises (SMEs) and decision makers with the latest bells and whistles, but one key factor in differentiating which payment services provider (PSP) is implementing a true perspective of market needs is <a href=\"https:\/\/www.sage.com\/en-us\/blog\/first-female-fintech-cfo\/\" target=\"_blank\" rel=\"noopener noreferrer\">diversity in fintech leadership<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-viewpoints-from-women-in-fintech\">Viewpoints from women in fintech<\/h2>\n\n\n\n<p>Nadja van der Veer, a legal consultant with expertise in international payments, explains how the importance of <a href=\"https:\/\/www.sage.com\/en-us\/blog\/how-to-achieve-diversity-in-your-boardroom\/\" target=\"_blank\" rel=\"noopener noreferrer\">diversity<\/a> in leadership spans beyond fairness and impacts the product output overall customer experience for small businesses.<\/p>\n\n\n\n<p>She says: \u201cWomen bring in different perspectives. They consider different aspects of a service offering. Women are often the primary buyer within a household and are therefore often owning the customer\u2019s perspective.<\/p>\n\n\n\n<p>\u201cWith a gender-balanced management in fintech companies, they can better mirror diverse customer bases. Bringing in a variety of different perspectives, backgrounds, and experience can be key to the company\u2019s success, so gender balance is just one aspect in that key to success.\u201d<\/p>\n\n\n\n<p>The connection between diversity in industry leadership and product output is important, which makes it even more important to support and encourage equal representation from the inside out.<\/p>\n\n\n\n<p>Here are the top five women on my watchlist to keep up with the latest developments in fintech and who are simultaneously pushing for gender diversity in fintech leadership for better financial services products across the globe.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-martha-mghendi-fisher-mghendimartha\">Martha Mghendi\u2013Fisher (<a href=\"https:\/\/twitter.com\/mghendimartha\" target=\"_blank\" rel=\"noopener noreferrer\">@MghendiMartha<\/a>)<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-founder-european-women-payments-network-ewpn-and-african-women-in-fintech-and-payments-awfp\">Founder, <a href=\"http:\/\/ewpn.eu\/\" target=\"_blank\" rel=\"noopener noreferrer\">European Women Payments Network<\/a> (EWPN) and African Women in Fintech and Payments (AWFP)<\/h3>\n\n\n\n<p>With years of merchant acquiring, e-commerce and card present experience under her belt, Martha founded the EWPN after being frustrated by the lack of female leadership in the industry.<\/p>\n\n\n\n<p>She says: \u201cUntil we realize that we are stronger together instead of handling the challenges in smaller groups, we shall continue to be under-represented. We transact cross-border, let\u2019s converse cross-border as well.\u201d<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-nadja-van-der-veer\"><a href=\"https:\/\/www.linkedin.com\/in\/paymentcounsel?lipi=urn%3Ali%3Apage%3Ad_flagship3_profile_view_base%3BPTEgthLkQIS3c1YMxOwoxQ%3D%3D\" target=\"_blank\" rel=\"noopener noreferrer\">Nadja van der Veer<\/a><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-legal-consultant-nbsp-with-expertise-in-international-payments\"><strong><a href=\"https:\/\/www.linkedin.com\/in\/paymentcounsel?lipi=urn%3Ali%3Apage%3Ad_flagship3_profile_view_base%3BPTEgthLkQIS3c1YMxOwoxQ%3D%3D\">Legal consultant<\/a>&nbsp;with expertise in international payments<\/strong><\/h3>\n\n\n\n<p>A member of the EWPN executive board, Nadja is a legal expert in regulation surrounding the financial services industry. She consults merchant acquirers, PSPs and fintech start-ups on how to expand their business internationally while mitigating risk.<\/p>\n\n\n\n<p>Nadja reveals the defining moment that sparked her into action for gender diversity: \u201cI was one of many who thought by working hard, I would move up the chain. But at a certain point, I realized that alone was not enough. I had to stand up for myself, too.<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter wp-image-4584 size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"831\" src=\"https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2018\/06\/Nadja-2.jpg\" alt=\"\" class=\"wp-image-4584\" srcset=\"https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2018\/06\/Nadja-2.jpg 900w, https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2018\/06\/Nadja-2-768x709.jpg 768w, https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2018\/06\/Nadja-2-877x810.jpg 877w\" sizes=\"auto, (max-width: 900px) 100vw, 900px\" \/><figcaption class=\"wp-element-caption\">Nadja van der Veer<\/figcaption><\/figure>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u201cI love the quote \u2018behind every successful woman is a tribe of other successful (wo)men who have her back.\u2019 I realized that even more when I was approached by the founder of the EWPN that it was time for me to stand up and be a mentor, a coach, a buddy to support others.\u201d<\/p>\n<\/blockquote>\n\n\n\n<p>Nadja says government measures such as the\u00a0<a href=\"https:\/\/www.gov.uk\/government\/publications\/women-in-finance-charter\" target=\"_blank\" rel=\"noreferrer noopener\">Women in Finance Charter<\/a>\u00a0in the UK and regulatory quotas for boards of big companies are evidence that there is still a lot of work to do.<\/p>\n\n\n\n<p>She says: \u201cI believe that there is still room for acknowledgment of the existence of gender parity; we are definitely not there yet.<\/p>\n\n\n\n<p>\u201cIn the Netherlands, people are often blinded by what has been achieved in the last decade and feel that \u2013 compared to other non-EU countries \u2013 women are very much equal.<\/p>\n\n\n\n<p>\u201cThis is a misconception and we won\u2019t be able to achieve anything before this is looked at differently. There are more unapparent barriers holding women back, either by their surrounding or by themselves.\u201d<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-silvia-mensdorff-pouilly-silviamensdorff\">Silvia Mensdorff-Pouilly (<a href=\"https:\/\/twitter.com\/silviamensdorff\" target=\"_blank\" rel=\"noopener noreferrer\">@silviamensdorff<\/a>)<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-general-manager-europe-aci-on-premise\">General Manager Europe, ACI on Premise<\/h3>\n\n\n\n<p>Silvia has more than 15 years of experience in payments across all areas of the value chain \u2013 from consumer payments to transaction banking. She is also an active participant of\u00a0<a href=\"https:\/\/www.femtechleaders.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">FemTech Leaders<\/a>\u00a0and\u00a0<a href=\"https:\/\/womeninpayments.org\/\" target=\"_blank\" rel=\"noreferrer noopener\">Women in Payments<\/a>, and an executive board member of European Women Payments Network.<\/p>\n\n\n\n<p>She says: \u201cStudying chemistry, I was used to a male-dominated environment, so when I started working in payments I initially didn\u2019t give it much thought. About 10 years ago, I attended an industry conference and it suddenly dawned on me that I was the only woman in the room of 250 participants. That was weird.<\/p>\n\n\n\n<p>\u201cFrom that point on, I became irritated when I sat in front of another \u2018manel\u2019 [men-only panel sessions] because women also have valuable viewpoints.<\/p>\n\n\n\n<p>\u201cWhen ACI\u2019s group president, Carolyn Homberger, started the ACI women\u2019s initiative six years ago, I felt inspired and started to get involved in industry initiatives. I must say things have changed in the last couple of years \u2013 more and more women speakers and a lot of attention for diversity. These are exciting times in our industry.\u201d<\/p>\n\n\n\n<p>Silvia agrees a diverse perspective is pivotal for the innovation the\u00a0<a href=\"https:\/\/www.aciworldwide.com\/insights\/expert-view\/2017\/june\/sleepatnightability-why-we-must-not-forget-the-fundamentals-of-payments\" target=\"_blank\" rel=\"noreferrer noopener\">fintech industry needs<\/a>.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><\/p>\n<\/blockquote>\n\n\n<p><mark class=\"highlight-and-share\">\u201cThere are many companies who understand and agree with the need for balanced diversity across the industry, not just because society demands it, but because the organization sees the value of it.<\/mark><\/p>\n\n\n\n<p>\u201cThis respect goes beyond gender to culture and belief \u2013 diversity requires respect of each other\u2019s differences \u2013 and not just respect \u2013 curiosity and a learning mindset to understand each other\u2019s perspectives and to wonder and find the spark of innovation in that.<\/p>\n\n\n\n<p>\u201cDifferences that we embrace do not divide us, they unite us and make us stronger and smarter.\u201d<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-dara-albright-tothestoics\">Dara Albright (<a href=\"https:\/\/twitter.com\/tothestoics\" target=\"_blank\" rel=\"noopener noreferrer\">@tothestoics)<\/a><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-recognized-speaker-writer-amp-influencer-on-topics-covering-financial-disruption-fintech-regtech-digital-crowd-finance-fintechrevtv\">Recognized speaker, writer &amp; influencer on topics covering financial disruption, FinTech, RegTech, Digital\/Crowd-Finance, <a href=\"https:\/\/twitter.com\/FinTechRevTV\" target=\"_blank\" rel=\"noopener noreferrer\">@FinTechRevTV<\/a><\/h3>\n\n\n\n<p>Dara co-founded Fintech Revolution as a channel to serve content about the latest technologies driving modern finance. Her passion for gender balance within the industry grew alongside her industry involvement in its early years.<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter wp-image-4585 size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"904\" height=\"831\" src=\"https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2018\/06\/Dara-headshot.jpg\" alt=\"\" class=\"wp-image-4585\" srcset=\"https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2018\/06\/Dara-headshot.jpg 904w, https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2018\/06\/Dara-headshot-768x706.jpg 768w, https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2018\/06\/Dara-headshot-881x810.jpg 881w\" sizes=\"auto, (max-width: 904px) 100vw, 904px\" \/><figcaption class=\"wp-element-caption\">Dara Albright, co-founder FinTech Revolution<\/figcaption><\/figure>\n\n\n\n<p>She says: \u201cI\u2019ve been fascinated by the rise of fintech since the mid-1990s when this little invention called the internet first emerged and began to transform everything from how we communicate, to how we shop to how we invest.<\/p>\n\n\n\n<p>\u201cI was so inspired by the appearance of online brokerage firms that I left Wall Street to launch an internet-based company that would, for the first time, give retail investors access to Wall Street\u2019s roadshow and conference calendar.<\/p>\n\n\n\n<p>\u201cI didn\u2019t think it was fair that only institutional investors had unfettered access to Wall Street\u2019s roadshow calendar \u2013 particularly when this information is very useful when trading equities.<\/p>\n\n\n\n<p>\u201cBut it was the 2011 passage by the House Financial Services Committee of a bundle of bills Americans know as the&nbsp;<a href=\"https:\/\/www.sec.gov\/spotlight\/jobs-act.shtml\">JOBS Act<\/a>, coupled with the energy surrounding venture exchanges to trade secondary privately held shares of game-changing social media companies [such as Facebook and Twitter], that inspired me to drop everything I was doing in order to ensure that fintech and regtech democratize the investment landscape.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u201cI think\u00a0<a href=\"https:\/\/www.sage.com\/en-gb\/blog\/female-fintech-cfo\/\" target=\"_blank\" rel=\"noreferrer noopener\">women bring a unique perspective to fintech<\/a>, which is necessary to ensure the progression of the industry.<\/p>\n<\/blockquote>\n\n\n\n<p>&#8220;In 2012, I hosted a conference called Women Transforming Our Financial Markets, which featured many of the women driving the digital finance revolution. It was eye-opening. It was the first Wall Street conference I had attended that was predominantly female. There was a lot more collaboration, interactivity and sharing of ideas.&nbsp;A big discussion at the event was centered on how women approach investing differently. I think my good friend and former colleague Lisa Thompson said it best when she said: \u2018The difference between men and women when it comes to investing can be summed up in four words: Men gamble. Women shop.\u2019<\/p>\n\n\n\n<p>\u201cNow, just imagine how that differing mentality will impact our financial markets as they evolve through a digitally driven world. It will be epic.\u201d<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-ghela-boskovich-ghelaboskovich\">Ghela Boskovich (<a href=\"https:\/\/twitter.com\/LisaKuhnPhilips\" target=\"_blank\" rel=\"noopener noreferrer\">@GhelaBoskovich)<\/a><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-founder-femtechglobal\">Founder, <a href=\"http:\/\/www.femtechleaders.com\/\" target=\"_blank\" rel=\"noopener noreferrer\">FemTechGlobal<\/a><\/h3>\n\n\n\n<p>Ghela\u2019s passion for diversity in fintech started FemtechGlobal, a networking&nbsp;community of men and women working toward diversity and inclusion.<\/p>\n\n\n\n<p>She leads fintech and regtech innovation for <a href=\"http:\/\/www.rainmaking.io\/\">Rainmaking<\/a>, the home of <a href=\"https:\/\/www.startupbootcamp.org\/\">Startupbootcamp<\/a>, and sits on advisory boards for Money20\/20, the Merchant Payment Ecosystem, and other initiatives in the financial inclusion and digital identity space.<\/p>\n\n\n\n<p>She is a frequent name on influencer lists and a well-known evangelist for changing the fintech landscape from both a business model and inclusion perspective.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-4-things-your-business-needs-to-do-to-stay-ahead-with-fintech\"><strong>4 things your business needs to do to stay ahead with fintech<\/strong><\/h2>\n\n\n\n<p>My pick of fintech influencers also offered advice and best practices when using fintech for your <a href=\"https:\/\/www.sage.com\/en-us\/size\/medium-sized-business\/\" target=\"_blank\" rel=\"noopener noreferrer\">growing business<\/a>. Here\u2019s what they had to say.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-1-rely-on-third-party-provider-experience\"><strong>1. Rely on third-party provider experience<\/strong><\/h3>\n\n\n\n<p>Nadja points out that SMEs should take full advantage of the benefits of today\u2019s new technology.<\/p>\n\n\n\n<p>She says: \u201cUse the experience of third-party providers such as e-commerce and CRM platforms. Only after international expansion and growth would a more tailored and sophisticated approach be of potential benefit and handling certain payment processing options yourself [think, for instance, about payment initiation services in the European Union].<\/p>\n\n\n\n<p>\u201cWith all recent regulatory developments around data protection [<a href=\"https:\/\/www.sage.com\/en-us\/gdpr\/\" target=\"_blank\" rel=\"noreferrer noopener\">including GDPR<\/a>], find a platform that hosts all data collection; keep your own data collection involvement to the minimum.\u201d<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-2-use-a-good-payment-service-provider\"><strong>2. Use a good payment service provider<\/strong><\/h3>\n\n\n\n<p>For businesses looking to improve their payments process through fintech, Silvia says: \u201cLook for a good <a href=\"https:\/\/www.sage.com\/en-us\/payment-processing\/\" target=\"_blank\" rel=\"noopener noreferrer\">payment service provider<\/a> that is geared toward growing businesses.\u201d<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-3-brush-up-on-your-fintech-knowledge-at-conferences\"><strong>3. Brush up on your fintech knowledge at <a href=\"https:\/\/www.sage.com\/en-us\/blog\/8-futuristic-fintech-events-to-attend-in-2018\/\" target=\"_blank\" rel=\"noopener noreferrer\">conferences<\/a><\/strong><\/h3>\n\n\n\n<p>It\u2019s an exciting time to be a business owner of any size, but for small and growing businesses, fintech influencer Dara says it\u2019s important to pay attention to what is in development to maximize influence and usefulness.<\/p>\n\n\n\n<p>She says: \u201cBecause technology evolves so rapidly, it becomes displaced by a better iteration. It\u2019s enough to merely look at new fintech launches or products that have hit the market. You need to try and get a peek of what is in the process of being developed.<\/p>\n\n\n\n<p>\u201cSome of the best insights can be gleaned by attending <a href=\"https:\/\/www.sage.com\/en-us\/blog\/8-futuristic-fintech-events-to-attend-in-2018\/\" target=\"_blank\" rel=\"noopener noreferrer\">fintech and venture conferences<\/a> or by visiting the websites of VC funds that focus on fintech and read up on their portfolio companies.\u201d<\/p>\n\n\n<div class=\"single-cta\">\n\t<div class=\"single-cta__positioner\">\n\t\t<div class=\"single-cta__wrapper has-dark-background-color\">\n\t\t\t<div class=\"single-cta__content\">\n\t\t\t\t\t\t\t\t<h2 class=\"single-cta__title h3\">Subscribe to our Sage Advice Newsletter<\/h2>\n\n\t\t\t\t\t\t\t\t\t<div class=\"single-cta__description\">\n\t\t\t\t\t\t<p>Get our latest business advice delivered directly to your inbox.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a\n\t\t\t\t\t\thref=\"#gate-ab515c6e-7e90-4c2f-a67e-113872516e8b\"\n\t\t\t\t\t\tclass=\"single-cta__button button button--primary\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t>Subscribe<\/a>\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<img decoding=\"async\" width=\"1440\" height=\"810\" src=\"https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2022\/04\/GettyImages-1073797282-1440x810.jpg\" class=\"single-cta__image\" alt=\"Working from home with tea in hand\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2022\/04\/GettyImages-1073797282-1440x810.jpg 1440w\" sizes=\"auto, (min-width: 48em) 33vw, 100vw\" \/>\t\t\t<\/div>\n<\/div>\n\n<section class=\"more-topics alignfull has-grey-light-background-color wp-block-sage-post-topics\">\n\t<div class=\"container\">\n\t\t<div class=\"row\">\n\t\t\t<div class=\"col col-12 col-lg-4\">\n\t\t\t\t<h3 class=\"more-topics__title h2\">Browse more topics from this article<\/h3>\n\t\t\t<\/div>\n\t\t\t<div class=\"col col-12 col-lg-8\">\n\t\t\t\t<ul class=\"post-tags__list\">\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"post-tags__item\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.sage.com\/en-us\/blog\/hub\/cash-flow\/\" class=\"post-tags__link button button--secondary\">\n\t\t\t\t\t\t\t\tCash Flow\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\n<div class=\"alignfull wp-block-sage-related-posts\">\n\t<section class=\"related-posts card-grid has-dark-background-color\">\n\t<div class=\"container\">\n\t\t\t\t\t<div class=\"row\">\n\t\t\t\t<div class=\"col\">\n\t\t\t\t\t<h2 class=\"related-posts__heading related-posts__heading--featured h1\">Explore more wisdom<\/h2>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"row related-posts__featured\">\n\t\t\t\t<div class=\"col card-grid__item\">\n\t\t\t\t\t<article\n\t\tclass=\"card-post related-post related-post-0 post-29310 post type-post status-publish format-standard has-post-thumbnail hentry category-strategy-legal-operations category-technology-innovation tag-artificial-intelligence tag-automation tag-boss-your-business tag-cash-flow tag-cloud-financial-management tag-sage-accounting business_type-small-business business_type-growing-business card-post--is-clickable\"\n>\n\t<div class=\"card-post__media-wrapper\">\n\t\t<figure class=\"card-post__media\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1215\" height=\"810\" src=\"https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2023\/09\/GettyImages-1190223207-1215x810.jpg\" class=\"card-post__image\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2023\/09\/GettyImages-1190223207-684x384.jpg 684w, https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2023\/09\/GettyImages-1190223207-768x512.jpg 768w, https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2023\/09\/GettyImages-1190223207-1215x810.jpg 1215w\" sizes=\"auto, (min-width: 48em) 250px, (min-width: 30em) 100vw, 100vw\" \/>\t\t\t\n\t\t\t\n\t\t\t\t\t<\/figure>\n\t<\/div>\n\n\t<div class=\"card-post__content\">\n\t\t\t\t\t<div class=\"card-post__label\">Recommended<\/div>\n\t\t\n\t\t\t\t\t<div class=\"card-post__meta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"posted-on \"><time class=\"entry-date published\" datetime=\"2026-06-10T12:23:35-04:00\">June 10, 2026<\/time><\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"reading-time\">12 min read<\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<p class=\"card-post__title h3\">\n\t\t\t\t\t\t\t<a\n\t\t\t\t\tclass=\"card-post__title-link\"\n\t\t\t\t\thref=\"https:\/\/www.sage.com\/en-us\/blog\/order-to-cash-process-otc-o2c\/\"\n\t\t\t\t>\n\t\t\t\n\t\t\tWhat is the Order to Cash process?\n\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/p>\n\n\t\t\n\t\t\t\t\t<p class=\"card-post__description\">\n\t\t\t\tIf you manage business finances or operations, the order to cash process shapes how quickly you invoice, collect payment, and convert revenue into working capital. Learn the key steps, KPIs, and how to improve your O2C cycle with automation.\t\t\t<\/p>\n\t\t\n\t\t\t<\/div>\n\n\t<\/article>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\n\t\t\t\t\t<div class=\"row related-posts__non-featured\">\n\t\t\t\t<div class=\"col col-12\">\n\t\t\t\t\t<h2 class=\"related-posts__heading related-posts__heading--more h4\">More on this Topic<\/h2>\n\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t\t<div class=\"col col-6 col-lg-3 card-grid__item\">\n\t\t\t\t\t\t<article\n\t\tclass=\"card-post related-post related-post-1 post-28775 post type-post status-publish format-standard has-post-thumbnail hentry category-money-matters category-strategy-legal-operations tag-business-strategy tag-cash-flow tag-growing-a-business tag-small-business business_type-small-business business_type-growing-business industry-nonprofit\"\n>\n\t\t\t<a\n\t\t\tclass=\"card-post__link\"\n\t\t\thref=\"https:\/\/www.sage.com\/en-us\/blog\/peer-to-peer-fundraising-best-practices\/\"\n\t\t\t\t\t>\n\t\t\t<figure class=\"card-post__media\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"684\" height=\"384\" src=\"https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2023\/09\/GettyImages-1414263386-684x384.jpg\" class=\"card-post__image\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2023\/09\/GettyImages-1414263386-684x384.jpg 684w, https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2023\/09\/GettyImages-1414263386-768x512.jpg 768w, https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2023\/09\/GettyImages-1414263386-1215x810.jpg 1215w\" sizes=\"auto, (min-width: 48em) 250px, (min-width: 30em) 100vw, 100vw\" \/>\t\t\t\n\t\t\t\n\t\t\t\t\t<\/figure>\n\n\t\t\n\t\t\t\t\t<div class=\"card-post__meta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"posted-on \"><time class=\"entry-date published\" datetime=\"2026-06-02T05:54:37-04:00\">June 2, 2026<\/time><\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"reading-time\">15 min read<\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<p class=\"card-post__title h5\">\n\t\t\tPeer-to-peer fundraising guide: Best practices for success\t\t<\/p>\n\n\t\t\t<\/a>\n\t\n\t\n\t\t\n\t\n\t<\/article>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t<div class=\"col col-6 col-lg-3 card-grid__item\">\n\t\t\t\t\t\t<article\n\t\tclass=\"card-post related-post related-post-2 post-29487 post type-post status-publish format-standard has-post-thumbnail hentry category-money-matters category-strategy-legal-operations tag-accounting-101 tag-boss-your-business tag-business-continuity tag-business-intelligence tag-cash-flow tag-sage-accounting tag-small-business tag-starting-a-business business_type-small-business business_type-growing-business\"\n>\n\t\t\t<a\n\t\t\tclass=\"card-post__link\"\n\t\t\thref=\"https:\/\/www.sage.com\/en-us\/blog\/accounts-payable-vs-notes-payable\/\"\n\t\t\t\t\t>\n\t\t\t<figure class=\"card-post__media\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"684\" height=\"384\" src=\"https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2024\/10\/BrandShoot-LND_June2024_Financial-Services_0474-684x384.jpg\" class=\"card-post__image\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2024\/10\/BrandShoot-LND_June2024_Financial-Services_0474-684x384.jpg 684w, https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2024\/10\/BrandShoot-LND_June2024_Financial-Services_0474-768x512.jpg 768w, https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2024\/10\/BrandShoot-LND_June2024_Financial-Services_0474-1214x810.jpg 1214w\" sizes=\"auto, (min-width: 48em) 250px, (min-width: 30em) 100vw, 100vw\" \/>\t\t\t\n\t\t\t\n\t\t\t\t\t<\/figure>\n\n\t\t\n\t\t\t\t\t<div class=\"card-post__meta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"posted-on \"><time class=\"entry-date published\" datetime=\"2026-05-22T12:03:36-04:00\">May 22, 2026<\/time><\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"reading-time\">8 min read<\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<p class=\"card-post__title h5\">\n\t\t\tNotes payable vs accounts payable: Differences and examples\t\t<\/p>\n\n\t\t\t<\/a>\n\t\n\t\n\t\t\n\t\n\t<\/article>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t<div class=\"col col-6 col-lg-3 card-grid__item\">\n\t\t\t\t\t\t<article\n\t\tclass=\"card-post related-post related-post-3 post-29712 post type-post status-publish format-standard has-post-thumbnail hentry category-strategy-legal-operations category-trends-insights tag-accounting-101 tag-boss-your-business tag-business-intelligence tag-business-strategy tag-cash-flow tag-productivity tag-small-business tag-starting-a-business business_type-small-business business_type-growing-business\"\n>\n\t\t\t<a\n\t\t\tclass=\"card-post__link\"\n\t\t\thref=\"https:\/\/www.sage.com\/en-us\/blog\/accounts-payable-outsourcing\/\"\n\t\t\t\t\t>\n\t\t\t<figure class=\"card-post__media\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"684\" height=\"384\" src=\"https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2023\/09\/GettyImages-549776535-684x384.jpg\" class=\"card-post__image\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2023\/09\/GettyImages-549776535-684x384.jpg 684w, https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2023\/09\/GettyImages-549776535-768x512.jpg 768w, https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2023\/09\/GettyImages-549776535-1215x810.jpg 1215w\" sizes=\"auto, (min-width: 48em) 250px, (min-width: 30em) 100vw, 100vw\" \/>\t\t\t\n\t\t\t\n\t\t\t\t\t<\/figure>\n\n\t\t\n\t\t\t\t\t<div class=\"card-post__meta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"posted-on \"><time class=\"entry-date published\" datetime=\"2026-05-22T10:58:35-04:00\">May 22, 2026<\/time><\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"reading-time\">14 min read<\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<p class=\"card-post__title h5\">\n\t\t\tIs accounts payable outsourcing right for your business?\t\t<\/p>\n\n\t\t\t<\/a>\n\t\n\t\n\t\t\n\t\n\t<\/article>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t<div class=\"col col-6 col-lg-3 card-grid__item\">\n\t\t\t\t\t\t<article\n\t\tclass=\"card-post related-post related-post-4 post-36557 post type-post status-publish format-standard has-post-thumbnail hentry category-money-matters category-strategy-legal-operations tag-accounting-101 tag-boss-your-business tag-business-strategy tag-cash-flow tag-cloud-financial-management tag-cloud-technology tag-growing-a-business tag-sage-accounting tag-small-business tag-starting-a-business tag-technology business_type-small-business business_type-growing-business\"\n>\n\t\t\t<a\n\t\t\tclass=\"card-post__link\"\n\t\t\thref=\"https:\/\/www.sage.com\/en-us\/blog\/cloud-vs-desktop-accounting\/\"\n\t\t\t\t\t>\n\t\t\t<figure class=\"card-post__media\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"684\" height=\"384\" src=\"https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2023\/09\/GettyImages-1338373163-684x384.jpg\" class=\"card-post__image\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2023\/09\/GettyImages-1338373163-684x384.jpg 684w, https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2023\/09\/GettyImages-1338373163-768x512.jpg 768w, https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2023\/09\/GettyImages-1338373163-1215x810.jpg 1215w\" sizes=\"auto, (min-width: 48em) 250px, (min-width: 30em) 100vw, 100vw\" \/>\t\t\t\n\t\t\t\n\t\t\t\t\t<\/figure>\n\n\t\t\n\t\t\t\t\t<div class=\"card-post__meta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"posted-on \"><time class=\"entry-date published\" datetime=\"2026-05-20T07:46:54-04:00\">May 20, 2026<\/time><\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"reading-time\">9 min read<\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<p class=\"card-post__title h5\">\n\t\t\tCloud versus desktop accounting: Which is right for you?\t\t<\/p>\n\n\t\t\t<\/a>\n\t\n\t\n\t\t\n\t\n\t<\/article>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n<\/section>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>How much will diversity in fintech change the way you accept payments and manage your money? It\u2019s a simple question with complex possibilities as the industry evolves but the answer can be found in the main factor driving the industry \u2013 you, the business owner. Financial service providers of all kinds and sizes are racing [&hellip;]<\/p>\n","protected":false},"author":103,"featured_media":4457,"menu_order":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_sage_video":false,"post_featured_image_hide":false,"sage_hide_published_date":false,"sage_hide_read_time":false,"sage_hide_share_buttons":false,"footnotes":""},"categories":[43,48,49],"tags":[299],"business_type":[41],"lilypad":[],"context":[],"industry":[57],"persona":[100],"imagine_tag":[242,215],"coauthors":[642],"class_list":["post-4456","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-money-matters","category-technology-innovation","category-trends-insights","tag-cash-flow","business_type-growing-business","industry-financial-services"],"sage_meta":{"region":"en-us","author_name":"Ashley Thompson","featured_image":"https:\/\/www.sage.com\/en-us\/blog\/wp-content\/uploads\/sites\/2\/2018\/06\/womeninfintechtofollow.jpg","imagine_tags":{"242":"Financial services","215":"HR and Payroll"}},"distributor_meta":false,"distributor_terms":false,"distributor_media":false,"distributor_original_site_name":"Sage Advice US","distributor_original_site_url":"https:\/\/www.sage.com\/en-us\/blog","push-errors":false,"_links":{"self":[{"href":"https:\/\/www.sage.com\/en-us\/blog\/api\/wp\/v2\/posts\/4456","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.sage.com\/en-us\/blog\/api\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.sage.com\/en-us\/blog\/api\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.sage.com\/en-us\/blog\/api\/wp\/v2\/users\/103"}],"replies":[{"embeddable":true,"href":"https:\/\/www.sage.com\/en-us\/blog\/api\/wp\/v2\/comments?post=4456"}],"version-history":[{"count":0,"href":"https:\/\/www.sage.com\/en-us\/blog\/api\/wp\/v2\/posts\/4456\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.sage.com\/en-us\/blog\/api\/wp\/v2\/media\/4457"}],"wp:attachment":[{"href":"https:\/\/www.sage.com\/en-us\/blog\/api\/wp\/v2\/media?parent=4456"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.sage.com\/en-us\/blog\/api\/wp\/v2\/categories?post=4456"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.sage.com\/en-us\/blog\/api\/wp\/v2\/tags?post=4456"},{"taxonomy":"business_type","embeddable":true,"href":"https:\/\/www.sage.com\/en-us\/blog\/api\/wp\/v2\/business_type?post=4456"},{"taxonomy":"lilypad","embeddable":true,"href":"https:\/\/www.sage.com\/en-us\/blog\/api\/wp\/v2\/lilypad?post=4456"},{"taxonomy":"context","embeddable":true,"href":"https:\/\/www.sage.com\/en-us\/blog\/api\/wp\/v2\/context?post=4456"},{"taxonomy":"industry","embeddable":true,"href":"https:\/\/www.sage.com\/en-us\/blog\/api\/wp\/v2\/industry?post=4456"},{"taxonomy":"persona","embeddable":true,"href":"https:\/\/www.sage.com\/en-us\/blog\/api\/wp\/v2\/persona?post=4456"},{"taxonomy":"imagine_tag","embeddable":true,"href":"https:\/\/www.sage.com\/en-us\/blog\/api\/wp\/v2\/imagine_tag?post=4456"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/www.sage.com\/en-us\/blog\/api\/wp\/v2\/coauthors?post=4456"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}