To help you wade through the complexities of the U.S. Affordable Care Act (ACA) and its impact on your construction firm, I’ve posted a variety of information on this blog. One of those posts prompted a question from a reader who wanted to know how union signatory contractors would be affected with tracking health care coverage for their employees.
She probably is not alone in her question. More than one in five construction firms (22%) employ union workers for all their projects. An additional 10% of firms use union workers for most of their work, and 12% say they occasionally have union workers help out on jobs.* It can be confusing how the ACA rules apply to these union workers, especially if these employees receive benefits through a union group health plan.
If you employ union workers, there are several things you need to consider to assure you are complying with the ACA. For one, union members are included in the count to determine if you are a large or small employer under the ACA. You also should ensure that they are receiving the appropriate amount of insurance and that it meets other ACA standards.
To help you better understand what is required of your construction company when it comes to union workers, we’ve asked our ACA experts. Here’s what they have to say: Read the Sage Advice article “ACA for union workers.”
*2016 Construction hiring and business outlook, AGC of America and Sage