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Accepting credit card payments

We know how important it is for your business to give customers flexibility and options. That’s why we offer credit card processing services for major card brands, including Visa®, MasterCard®, American Express®, Discover®, Diners Club®, JCB, Debit/ATM, and private-label cards.

Your customers expect making a purchase from you to be a smooth process. They expect to be able to pay for your product or service the way they pay for everything else, with their preferred method. While cash is still king, our research shows that offering your customers a variety of payment methods is just as important a factor in how they rate your business. If you don’t accept non-cash payments, you could be missing selling opportunities.

How does merchant credit card processing work?

Whether in-store or online, the card payment process usually takes seconds. But behind the scenes, it involves a complex series of steps, including security and balance checks. When your customer swipes or manually enters their card information, your point-of-sale (POS) communicates with the card issuer (your customer's bank or card association) to make sure they have enough funds to cover the purchase. The process also activates encrypted security measures to ensure there’s no suspicious activity on the card being used.

Card security and PCI compliance

All credit card processing companies must comply with the data security standards set by the Payment Card Industry (PCI). This means the provider sticks to industry best practices, enabling a secure network, protecting cardholder data, and monitoring quality––among other things.
Any business that wants to process credit card payments is responsible for abiding by PCI regulations. If they don’t, they could be fined. 


It’s secure

We offer you the most secure and compliant processing solutions in the industry. It includes full PCI certification, merchant validation and certification, as well as PIN transaction security.

Keep your customers happy

Get multiple transaction options with the flexibility to add other features, like automated deposit payments (one-time or recurring) and mobile payments that mean your customers can pay on the go. Our service accepts all major credit cards.

It’s flexible

Sage integrates seamlessly with lots of different accounting, ERP, and business management solutions so you can keep track of cash flow easily. You can also reconcile payables and payments at the same time. In addition to card processing, we have a range of other payment solutions.