EMV means faster, more secure payment processing

EMV stands for Europay, MasterCard, Visa—named after the companies that created a global standard for credit and debit card acceptance. This standard is now adopted by all major brands including American Express and Discover/Diners Club. 

EMV means faster, more secure payment processing

EMV stands for Europay, MasterCard, Visa—named after the companies that created a global standard for credit and debit card acceptance. This standard is now adopted by all major brands including American Express and Discover/Diners Club. 

EMV means faster, more secure payment processing

EMV stands for Europay, MasterCard, Visa—named after the companies that created a global standard for credit and debit card acceptance. This standard is now adopted by all major brands including American Express and Discover/Diners Club. 

Why EMV?

EMV compliance standards were implemented to help mitigate the chance of fraud during card-present payment transactions. During card-present transactions, card data is captured at the terminal as the payment is processed. Since the way the magnetic stripe card reader captures data has become increasingly susceptible to counterfeiting, EMV was introduced as a more secure solution.

The microchip adds a new level of security, protecting sensitive cardholder information. During a payment transaction, the embedded microchip works in concert with an EMV-enabled terminal to complete the transaction.

Provide more secure credit card transactions with EMV technology

Helps prevent counterfeit, lost or stolen cards, and reduces skimming at the point of sale.

Traditional credit and debit cards are prime targets for fraud because they store data that doesn't change. With EMV cards, this data changes each time the card is used.

Support contact, contactless, and mobile payments

Thanks to EMV supported terminals, your customers have additional ways of paying you, including through their smartphones.

Deploying EMV-capable terminals helps you accept emerging forms of mobile payment and potentially capture a greater share of the growing millennial market—the customers of the future. 

Reduce chargebacks

 Businesses that don’t have terminals able to process EMV-enabled debit and credit cards are financially liable for chargebacks.

Stronger cardholder verification decreases chargebacks, giving you more time to run your business and more income security.

How does EMV chip technology work?

When an EMV chip card is used with a compatible terminal, the card data is captured through a series of encryptions. With every new transaction, a unique digital signature is created that cannot be reused after the transaction is completed, allowing payments to be processed with a level of security unattainable by the magnetic stripe. 

Prepare for accepting EMV payments today

Use these materials to get your business (and employees) ready for EMV change.

Enhance security, limit liability
Get more information about the increased security you and your customers receive by using chip-enabled terminals.
Get the right EMV terminal
Sage offers several terminals that support EMV now so that your business is ready as EMV cards become widely deployed.
Train your employees
By letting your employees know about changes, you'll help them be compliant and protect your business. 

EMV technology in 2 minutes

The switch to EMV can create many questions. Sage Payment Solutions has the experience and the know-how to advise businesses as they navigate the uncharted waters of this important transition.