{"id":73342,"date":"2025-05-16T17:06:49","date_gmt":"2025-05-16T15:06:49","guid":{"rendered":"https:\/\/www.sage.com\/en-za\/blog\/?p=73342"},"modified":"2025-05-16T17:09:27","modified_gmt":"2025-05-16T15:09:27","slug":"cash-flow-problems","status":"publish","type":"post","link":"https:\/\/www.sage.com\/en-za\/blog\/cash-flow-problems\/","title":{"rendered":"Common cash flow problems and how to solve them"},"content":{"rendered":"<header class=\"entry-header has-dark-background-color entry-header--has-illustration entry-header--has-illustration--generic\">\n\t<div class=\"container\">\n\t\t<div class=\"entry-header__row row align-center\">\n\t\t\t<div class=\"col col-lg-7 col-xlg-6 entry-header__content\">\n\t\t\t\t\t\t\t<div class=\"component component-single-header\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"entry-header__misc text--subtitle text--uppercase text--small\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.sage.com\/en-za\/blog\/category\/money-matters\/\" class=\"entry-header__link\">Money Matters<\/a>\t\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t<div class=\"entry-title-wrapper\">\n\t\t\t\t\t<h1 class=\"entry-title\">\n\t\t\t\t\t\tCommon cash flow problems and how to solve them\t\t\t\t\t<\/h1>\n\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t<p class=\"entry-header__description\">\n\t\t\t\t\t\t\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n\t\t<div class=\"single-post-details container\">\n\t\t<div class=\"col\">\n\t\t\t<span class=\"posted-on \">Published <time class=\"entry-date published\" datetime=\"2025-05-16T17:06:49+02:00\">May 16, 2025<\/time><\/span><span class=\"reading-time\"> min read<\/span>\n\t\t<button\n\t\t\ttype=\"button\"\n\t\t\tclass=\"social-share-button button button--icon button--secondary js-social-share-button\"\n\t\t\tdata-share-title=\"Common cash flow problems and how to solve them\"\n\t\t\tdata-share-url=\"https:\/\/www.sage.com\/en-za\/blog\/cash-flow-problems\/\"\n\t\t\tdata-share-text=\"Please read this interesting article\"\n\t\t>\n\t\t\t<span class=\"social-share-button__share-label\">Share<\/span>\n\t\t\t<span class=\"social-share-button__copy-label\" hidden>Copy Link<\/span>\n\t\t\t<span class=\"social-share-button__copy-tooltip\" aria-hidden=\"true\" hidden>Copied<\/span>\n\t\t<\/button>\n\n\t\t\t\t<\/div>\n\t<\/div>\n\t<\/header>\n\n\n<div class=\"wp-block-post-author has-dark-background-color alignfull\">\n\t<div class=\"container\">\n\t\t<div class=\"col\">\n\t\t\t\t\t\t\t<div class=\"co-authors\">\n\t\t\t\t\t\n\t\t<div class=\"entry-author-wrapper\">\n\t\t\t<a class=\"entry-author\" href=\"https:\/\/www.sage.com\/en-za\/blog\/author\/asavinwattanajantra\/\">\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"40\" height=\"40\" src=\"https:\/\/www.sage.com\/en-za\/blog\/wp-content\/uploads\/sites\/9\/2026\/03\/Asavin-350x350.jpg\" class=\"entry-author__image\" alt=\"Asavin\" srcset=\"https:\/\/www.sage.com\/en-za\/blog\/wp-content\/uploads\/sites\/9\/2026\/03\/Asavin-350x350.jpg 350w, https:\/\/www.sage.com\/en-za\/blog\/wp-content\/uploads\/sites\/9\/2026\/03\/Asavin-768x768.jpg 768w, https:\/\/www.sage.com\/en-za\/blog\/wp-content\/uploads\/sites\/9\/2026\/03\/Asavin-810x810.jpg 810w, https:\/\/www.sage.com\/en-za\/blog\/wp-content\/uploads\/sites\/9\/2026\/03\/Asavin.jpg 1000w\" sizes=\"auto, (max-width: 40px) 100vw, 40px\" \/>\t\t\t\t<span class=\"entry-author__name\">Asavin Wattanajantra<\/span>\n\t\t\t<\/a>\n\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\">If you\u2019re a small business owner or part of a bigger team managing the books, you already understand how vital it is to keep cash flowing smoothly. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Even profitable businesses can hit a wall if there\u2019s not enough cash on hand to cover day-to-day expenses. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you\u2019ve ever felt the pressure of making payroll or covering vendor payments, you\u2019re not alone.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This guide explores the most common cash flow problems and solutions so you can tackle financial challenges and keep your business running strong.&nbsp;<\/p>\n\n\n<?xml encoding=\"utf-8\" ?><div class=\"wp-block-yoast-seo-table-of-contents yoast-table-of-contents\"><ul><li><a href=\"#h-what-are-cash-flow-problems\" data-level=\"2\">What are cash flow problems<\/a><\/li><li><a href=\"#h-importance-of-positive-cash-flow\" data-level=\"2\">Importance of positive cash flow<\/a><\/li><li><a href=\"#h-common-causes-of-cash-flow-problems\" data-level=\"2\">Common causes of cash flow problems<\/a><\/li><li><a href=\"#h-solutions-to-cash-flow-problems\" data-level=\"2\">Solutions to cash flow problems<\/a><\/li><li><a href=\"#h-additional-ways-to-improve-cash-flow\" data-level=\"2\">Additional ways to improve cash flow<\/a><\/li><li><a href=\"#h-thoughts-on-how-to-manage-your-cash-flow\" data-level=\"2\">Thoughts on how to manage your cash flow<\/a><\/li><\/ul><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-are-cash-flow-problems\"><strong>What are cash flow problems<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Cash flow problems arise when your outgoings exceed your income, or when cash doesn\u2019t arrive quickly enough to cover your short-term financial obligations. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It\u2019s not just about profitability\u2014your business might look successful on paper but still struggle to stay afloat if there isn\u2019t enough accessible cash.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Think of cash flow as your business\u2019s bloodstream. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">When it\u2019s circulating properly, everything functions smoothly. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">But when there\u2019s a blockage or slowdown, things can quickly become stressful. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Managing cash flow effectively means you can pay your bills on time, invest in growth, and keep your team focused\u2014without sleepless nights over money concerns.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-importance-of-positive-cash-flow\"><strong>Importance of positive cash flow<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">While profit often takes centre stage in business discussions, positive cash flow is just as essential\u2014if not more so\u2014for day-to-day operations.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A company can show a paper profit yet still struggle financially if cash isn\u2019t flowing in when needed. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In the long run, poor cash flow management\u2014not a lack of profitability\u2014is one of the leading causes of business failure.\u00a0<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Take the manufacturing industry as an example. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Imagine an automotive parts company that sells products at a healthy profit. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The challenge? <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It operates within a long supply chain.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Wholesale customers may take 60 or even 90 days to settle their invoices, but suppliers expect payment upon delivery or within two weeks.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Even with strong sales, this mismatch in payment timing can seriously strain the business\u2019s cash position. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The result?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A profitable company cannot pay its suppliers, meet payroll, or cover day-to-day expenses. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This is a classic cash flow crisis\u2014and one that can easily derail operations if not managed proactively.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In another scenario, a company might see increased cash inflow from growing sales. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Still, profitability can erode if it overspends on overheads or takes on too much debt to bridge temporary cash shortages. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Take the example of construction firm Carillion\u2014a company that relied heavily on borrowing to manage cash flow gaps. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Over time, rising debt costs exceeded earnings, and despite ongoing projects, the business ultimately collapsed when the cash dried up.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-common-causes-of-cash-flow-problems\"><strong>Common causes of cash flow problems<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The first step toward maintaining a healthy cash flow is understanding where things can go wrong. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Here\u2019s a breakdown of the most common causes behind cash flow issues:&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-lack-of-cash-reserves-nbsp\"><strong>Lack of cash reserves<\/strong>&nbsp;<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Running your business without a financial cushion can quickly lead to cash flow problems. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It might seem fine when everything\u2019s going smoothly, but the moment something unexpected happens\u2014a broken piece of equipment, a missed client payment, or a dip in sales\u2014you\u2019re suddenly in a tough spot. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Without cash reserves, there\u2019s nothing to fall back on when you need it most.\u00a0<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-delayed-accounts-receivable-nbsp-nbsp\"><strong>Delayed accounts receivable&nbsp;<\/strong>&nbsp;<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Late client payments are a common and significant cause of cash flow problems.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Even after goods have been delivered or services rendered, outstanding invoices can leave your business without the funds it needs to operate smoothly. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">When payments are postponed for 30, 60, or even 90 days, your cash position weakens\u2014even though the revenue is technically earned.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-over-investment-in-inventory-nbsp\"><strong>Over-investment in inventory<\/strong>&nbsp;<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">It\u2019s true\u2014your business needs stock to make sales.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"> But having too much inventory sitting in storage can tie up valuable cash. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Overordering or misjudging demand often leads to big amounts locked away in unsold goods, while your team is left scrambling to cover everyday expenses.\u00a0<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-unexpected-expenses-nbsp\"><strong>Unexpected expenses<\/strong>&nbsp;<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A sudden repair, legal fee, or supply chain disruption can take a significant bite out of your business budget. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you\u2019re unprepared, these surprises can quickly derail your entire cash flow plan.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-poor-financial-planning\"><strong>Poor financial planning<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Running a business without a clear budget or accurate financial forecasts is like driving with your eyes closed. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you don\u2019t know what\u2019s coming in or going out, it\u2019s nearly impossible to make confident, informed decisions. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Poor planning can lead to overspending, missed opportunities, and\u2014ultimately\u2014cash flow problems that could have been avoided.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-costly-financing\"><strong>Costly financing<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">High-interest loans or credit lines with steep repayment terms can drain your cash reserves quickly. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Debt isn\u2019t necessarily bad\u2014but costly borrowing can make it hard to stay afloat if your revenue drops.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-rapid-unmanaged-growth\"><strong>Rapid, unmanaged growth<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">It might seem counterintuitive, but growing too quickly can lead to serious cash flow challenges.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Scaling your business often means taking on higher payroll costs, increased inventory, and greater overhead. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If your revenue doesn\u2019t grow at the same pace, your cash flow can take a hit\u2014leaving you struggling to keep up with the financial demands of expansion.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-drop-in-sales-and-profitability\"><strong>Drop in sales and profitability<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A decline in sales or shrinking profit margins can quickly impact your cash flow. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">When revenue drops but expenses stay the same\u2014or even increase\u2014it becomes harder to cover your operating costs. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Seasonal slowdowns, market shifts, or increased competition can all contribute to this issue. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Without adjustments to spending or strategy, a drop in profitability can leave your business short on the cash it needs to function smoothly.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-solutions-to-cash-flow-problems\"><strong>Solutions to cash flow problems<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">If you\u2019re wondering how to solve cash flow problems, here are some practical strategies to help improve your business\u2019s cash flow and keep operations running.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-establish-a-cash-reserve\"><strong>Establish a cash reserve<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A cash reserve acts as a financial safety net for your business. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It doesn\u2019t need to be massive right away\u2014even small monthly contributions can add up over time and help you weather unexpected challenges like equipment breakdowns or a sudden drop in sales.&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For example, if you set aside just $500 each month, you\u2019ll have $6,000 by the end of the year. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">That\u2019s a strong start toward covering one to three months of operating expenses, depending on your overhead. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Aim for at least three months\u2019 worth of expenses in reserve to give your accounting team greater flexibility.&nbsp;&nbsp;&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-implement-efficient-invoicing-systems\"><strong>Implement efficient invoicing systems<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">One of the most effective ways to reduce delayed accounts receivable is by improving your invoicing process. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Getting paid on time starts with how\u2014and when\u2014you send your invoices. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you\u2019re still manually creating and emailing them, it might be time for an upgrade.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Using accounting software can help automate your invoicing, send timely payment reminders, and track outstanding balances. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">These features make it easier to follow up and encourage faster payments.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For example, if you complete a project on the 1st of the month but wait until the 10th to invoice the client, that\u2019s 10 days of potential cash flow lost. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">With automation, your client receives the invoice immediately, increasing the chances of getting paid on time and improving your cash position.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-negotiate-favourable-payment-terms\"><strong>Negotiate favourable payment terms<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Another powerful strategy to solve delayed accounts receivable is <a href=\"https:\/\/www.sage.com\/en-us\/blog\/negotiating-payment-terms\/\" target=\"_blank\" rel=\"noreferrer noopener\">renegotiating payment terms<\/a>. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Your business doesn\u2019t have to accept the default terms offered by clients or suppliers.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Talk to your suppliers about extending payment deadlines\u2014from net 15 to net 30\u2014so you can hold onto your cash longer. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">At the same time, work with your clients to speed up incoming payments, possibly by offering early payment discounts.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For instance, if your supplier agrees to let you pay in 30 days instead of 15, and your client pays in 20 days, you\u2019ve created a 10-day cash flow buffer. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">That breathing room can significantly reduce the pressure caused by late payments.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Even minor adjustments in timing can have a big impact on managing your accounts receivable and improving overall cash flow.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-improve-inventory-management-practices-nbsp\"><strong>Improve inventory management practices<\/strong>&nbsp;<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">To avoid cash flow issues caused by overstocking, managing your inventory more strategically is important. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Start by regularly reviewing your sales data to forecast demand better and adjust your purchasing accordingly. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This helps you avoid tying up cash in stock that sits on shelves for weeks or months.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Consider using inventory management software that tracks stock levels in real time and alerts you when it\u2019s time to reorder\u2014no more guesswork. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">You can also explore <a href=\"https:\/\/www.sage.com\/en-za\/blog\/what-is-just-in-time-inventory\/\" target=\"_blank\" rel=\"noreferrer noopener\">Just-In-Time (JIT) inventory models<\/a>, which minimise storage costs and free up cash by only ordering what you need when you need it.\u00a0<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For example, instead of placing a large bulk order for seasonal products that may not sell, break it into smaller shipments based on customer demand. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This way, you\u2019re not locking away thousands in inventory that may take months to move, and you maintain a healthier cash flow.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-accurate-budgeting-and-forecasting-nbsp-nbsp\"><strong>Accurate budgeting and forecasting&nbsp;<\/strong>&nbsp;<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">One of the most effective ways to avoid cash flow surprises is to build a clear, detailed budget and regularly forecast your finances.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This gives you a better view of what\u2019s coming in, what\u2019s going out, and where potential gaps or risks might arise.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A strong budget helps you allocate resources wisely, avoid overspending, and prepare for essential costs. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Meanwhile, forecasting allows you to anticipate future cash flow based on sales trends, seasonal shifts, and market changes\u2014so you\u2019re not caught off guard.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For example, if your forecast predicts a slow sales month, you can proactively delay non-essential purchases, build up cash reserves, or tighten payment terms with clients to stay ahead of the curve.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Additionally, budgeting for contingencies\u2014like emergency repairs or legal fees\u2014ensures you have a buffer when the unexpected hits. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">With accurate planning, your team can make more informed decisions, avoid unnecessary stress, and keep cash flow steady even in uncertain times.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-choose-low-cost-flexible-financing-options\"><strong>Choose low-cost, flexible financing options<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Not all debt is created equal\u2014so it\u2019s essential to explore financing options that support your cash flow rather than strain it. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Look for loans or credit lines with lower interest rates, flexible repayment terms, and minimal fees.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Building a good credit history can also help you qualify for more favourable terms in the future.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you already have high-interest debt, consider refinancing or consolidating to reduce your repayment burden.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-manage-growth-with-strategic-planning\"><strong>Manage growth with strategic planning<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">While growth is a sign of success, expanding too quickly without a solid financial plan can stretch your cash flow thin. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">To stay on track, it\u2019s important to slow down and grow intentionally. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Take a step back and evaluate whether your current operations, cash reserves, and team can support your expansion goals.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Prioritise financial planning by setting clear growth targets, aligning them with your cash flow forecasts, and monitoring performance regularly.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This ensures you\u2019re scaling at a pace your business can sustain.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In some cases, joining forces with another business through a merger or strategic partnership can help reduce overhead costs, share resources, and expand capabilities without overstretching your finances.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For example, instead of opening multiple new locations at once, focus on making one profitable and cash flow-positive before moving to the next. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">By growing steadily and strategically, you\u2019ll protect your business from the cash flow risks that often come with rapid expansion.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-strengthen-your-pricing-strategy\"><strong>Strengthen your pricing strategy<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">When sales slow down or profit margins shrink, one of the most effective ways to protect your cash flow is to review and refine your pricing strategy. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Start by analysing your costs, competitors, and customer behaviour to ensure your prices reflect the value you offer without undercutting your profitability.\u00a0<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In some cases, a modest price increase can significantly improve your bottom line, especially if your operating costs have gone up. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Customers are often willing to pay more if they see consistent value, quality, or service.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For example, if you sell a product for $50 and raise the price to $55 while maintaining sales volume, that extra $5 per unit goes straight to your profit margin\u2014boosting cash flow without increasing workload.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-use-cash-flow-management-tools\"><strong>Use cash flow management tools<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Automated cash flow management tools help your accounting and finance teams move beyond guesswork. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">These tools provide real-time tracking, automatic forecasting, and low-balance alerts\u2014giving you the insights you need to make smart decisions before issues arise.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For instance, a digital accounting tool can show you that your projected cash balance will dip below zero in two weeks. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">That information gives you time to speed up receivables, delay non-essential purchases, or renegotiate payment terms.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Instead of flying blind, you\u2019ll gain complete visibility into your current and future cash position from a single dashboard.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-additional-ways-to-improve-cash-flow\"><strong>Additional ways to improve cash flow<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Need more options to support your business? <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you\u2019re looking for ideas on how to fix cash flow problems, here are a few extra tactics worth considering.&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Sell unused assets <\/strong>to free up cash.&nbsp;<\/li>\n\n\n\n<li><strong>Delay non-essential capital spending<\/strong>.&nbsp;<\/li>\n\n\n\n<li><strong>Cut or restructure loss-making areas<\/strong> of your business.&nbsp;<\/li>\n\n\n\n<li><strong>Raise equity<\/strong> through investors or the stock market.&nbsp;<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">These steps can provide immediate relief and support long-term financial stability.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-thoughts-on-how-to-manage-your-cash-flow\"><strong>Thoughts on how to manage your cash flow<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Cash flow problems often arise from delayed payments, poor planning, and stretching your resources too thin. The good news? <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">With the right tools and strategies, these issues are not only manageable\u2014they\u2019re preventable.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The key takeaway? <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Be proactive, not reactive.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Don\u2019t wait for a crisis to start monitoring your cash flow. Use budgeting tools, stay on top of invoicing, build a financial buffer, and regularly track your performance. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Keeping a close eye on your cash flow helps you make smarter decisions and stay ahead of potential problems.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">And remember\u2014you don\u2019t have to manage it all on your own. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The right <a href=\"https:\/\/www.sage.com\/en-za\/accounting-software\/cash-management\/\" target=\"_blank\" rel=\"noreferrer noopener\">cash flow management software<\/a> can streamline your invoicing, automate financial reporting, and provide real-time visibility into your finances.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">When it comes to solving cash flow problems, having the right tools in place can make all the difference\u2014whether you\u2019re tracking payments or forecasting future cash inflows.&nbsp;<\/p>\n\n\n<div class=\"single-cta\">\n\t<div class=\"single-cta__positioner on-scroll-highlight__target\">\n\t\t<div class=\"single-cta__wrapper has-dark-background-color\">\n\t\t\t<div class=\"single-cta__content\">\n\t\t\t\t\t\t\t\t<h2 class=\"single-cta__title h3\">Subscribe to the Sage Advice enewsletter<\/h2>\n\n\t\t\t\t\t\t\t\t\t<div class=\"single-cta__description\">\n\t\t\t\t\t\t<p>Get a roundup of our best business advice in your inbox every month.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a\n\t\t\t\t\t\thref=\"#gate-84fe79b5-668d-41f8-a0cc-6229018c4ac9\"\n\t\t\t\t\t\tclass=\"single-cta__button button button--primary\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t>Subscribe<\/a>\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<img decoding=\"async\" width=\"1440\" height=\"810\" src=\"https:\/\/www.sage.com\/en-za\/blog\/wp-content\/uploads\/sites\/9\/2022\/04\/GettyImages-1181404518-1440x810.jpg\" class=\"single-cta__image\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/en-za\/blog\/wp-content\/uploads\/sites\/9\/2022\/04\/GettyImages-1181404518-1440x810.jpg 1440w\" sizes=\"auto, (min-width: 48em) 33vw, 100vw\" \/>\t\t\t<\/div>\n<\/div>\n\n<section class=\"more-topics alignfull has-grey-light-background-color wp-block-sage-post-topics\">\n\t<div class=\"container\">\n\t\t<div class=\"row\">\n\t\t\t<div class=\"col col-12 col-lg-4\">\n\t\t\t\t<h3 class=\"more-topics__title h2\">Browse more topics from this article<\/h3>\n\t\t\t<\/div>\n\t\t\t<div class=\"col col-12 col-lg-8\">\n\t\t\t\t<ul class=\"post-tags__list\">\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"post-tags__item\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.sage.com\/en-za\/blog\/tag\/business-continuity\/\" class=\"post-tags__link button button--secondary\">\n\t\t\t\t\t\t\t\tBusiness continuity\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"post-tags__item\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.sage.com\/en-za\/blog\/tag\/business-management\/\" class=\"post-tags__link button button--secondary\">\n\t\t\t\t\t\t\t\tbusiness management\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"post-tags__item\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.sage.com\/en-za\/blog\/tag\/making-financial-decisions\/\" class=\"post-tags__link button button--secondary\">\n\t\t\t\t\t\t\t\tmaking financial decisions\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"post-tags__item\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.sage.com\/en-za\/blog\/tag\/profit-loss\/\" class=\"post-tags__link button button--secondary\">\n\t\t\t\t\t\t\t\tprofit &amp; loss\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"post-tags__item\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.sage.com\/en-za\/blog\/tag\/saving-money-in-business\/\" class=\"post-tags__link button button--secondary\">\n\t\t\t\t\t\t\t\tsaving money in business\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"post-tags__item\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.sage.com\/en-za\/blog\/tag\/staying-competitive\/\" class=\"post-tags__link button button--secondary\">\n\t\t\t\t\t\t\t\tstaying competitive\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\n<div class=\"alignfull wp-block-sage-related-posts\">\n\t<section class=\"related-posts card-grid has-dark-background-color\">\n\t<div class=\"container\">\n\t\t\t\t\t<div class=\"row\">\n\t\t\t\t<div class=\"col\">\n\t\t\t\t\t<h2 class=\"related-posts__heading related-posts__heading--featured h1\">Explore more wisdom<\/h2>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"row related-posts__featured\">\n\t\t\t\t<div class=\"col card-grid__item\">\n\t\t\t\t\t<article\n\t\tclass=\"card-post related-post related-post-0 post-74360 post type-post status-publish format-standard has-post-thumbnail hentry category-money-matters category-strategy-legal-operations tag-accountants tag-business-intelligence tag-profit-loss tag-staying-competitive tag-trending-topics business_type-small-business business_type-medium-business business_type-accountants card-post--is-clickable\"\n>\n\t<div class=\"card-post__media-wrapper\">\n\t\t<figure class=\"card-post__media\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1214\" height=\"810\" src=\"https:\/\/www.sage.com\/en-za\/blog\/wp-content\/uploads\/sites\/9\/2025\/08\/Mar2025_Construction-Commerical_0777-1214x810.jpeg\" class=\"card-post__image\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/en-za\/blog\/wp-content\/uploads\/sites\/9\/2025\/08\/Mar2025_Construction-Commerical_0777-684x384.jpeg 684w, https:\/\/www.sage.com\/en-za\/blog\/wp-content\/uploads\/sites\/9\/2025\/08\/Mar2025_Construction-Commerical_0777-768x512.jpeg 768w, https:\/\/www.sage.com\/en-za\/blog\/wp-content\/uploads\/sites\/9\/2025\/08\/Mar2025_Construction-Commerical_0777-1214x810.jpeg 1214w\" sizes=\"auto, (min-width: 48em) 250px, (min-width: 30em) 100vw, 100vw\" \/>\t\t\t\n\t\t\t\n\t\t\t\t\t<\/figure>\n\t<\/div>\n\n\t<div class=\"card-post__content\">\n\t\t\t\t\t<div class=\"card-post__label\">Recommended<\/div>\n\t\t\n\t\t\t\t\t<div class=\"card-post__meta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"posted-on \"><time class=\"entry-date published\" datetime=\"2026-06-25T12:53:32+02:00\">June 25, 2026<\/time><\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"reading-time\">12 min read<\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<p class=\"card-post__title h3\">\n\t\t\t\t\t\t\t<a\n\t\t\t\t\tclass=\"card-post__title-link\"\n\t\t\t\t\thref=\"https:\/\/www.sage.com\/en-za\/blog\/what-is-markup-percentage\/\"\n\t\t\t\t>\n\t\t\t\n\t\t\tMarkup calculator: how to calculate markup\n\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/p>\n\n\t\t\n\t\t\t\t\t<p class=\"card-post__description\">\n\t\t\t\tUse this markup calculator to work out a selling price, cost price, or markup percentage. You will also learn how markup works, how it differs from margin, and how to use it to set prices for your business.\t\t\t<\/p>\n\t\t\n\t\t\t<\/div>\n\n\t<\/article>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\n\t\t\t\t\t<div class=\"row related-posts__non-featured\">\n\t\t\t\t<div class=\"col col-12\">\n\t\t\t\t\t<h2 class=\"related-posts__heading related-posts__heading--more h4\">More on this Topic<\/h2>\n\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t\t<div class=\"col col-6 col-lg-3 card-grid__item\">\n\t\t\t\t\t\t<article\n\t\tclass=\"card-post related-post related-post-1 post-76381 post type-post status-publish format-standard has-post-thumbnail hentry category-people-leadership category-technology-innovation tag-artificial-intelligence tag-business-management tag-hr-payroll tag-trending-topics business_type-small-business business_type-medium-business\"\n>\n\t\t\t<a\n\t\t\tclass=\"card-post__link\"\n\t\t\thref=\"https:\/\/www.sage.com\/en-za\/blog\/what-is-ai-in-hr\/\"\n\t\t\t\t\t>\n\t\t\t<figure class=\"card-post__media\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"684\" height=\"384\" src=\"https:\/\/www.sage.com\/en-za\/blog\/wp-content\/uploads\/sites\/9\/2026\/06\/Ai-in-HR-infographic-image-684x384.jpg\" class=\"card-post__image\" alt=\"A woman stands in front of the Sage glowline with a black background.\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/en-za\/blog\/wp-content\/uploads\/sites\/9\/2026\/06\/Ai-in-HR-infographic-image-684x384.jpg 684w, https:\/\/www.sage.com\/en-za\/blog\/wp-content\/uploads\/sites\/9\/2026\/06\/Ai-in-HR-infographic-image-768x432.jpg 768w, https:\/\/www.sage.com\/en-za\/blog\/wp-content\/uploads\/sites\/9\/2026\/06\/Ai-in-HR-infographic-image-1440x810.jpg 1440w\" sizes=\"auto, (min-width: 48em) 250px, (min-width: 30em) 100vw, 100vw\" \/>\t\t\t\n\t\t\t\n\t\t\t\t\t<\/figure>\n\n\t\t\n\t\t\t\t\t<div class=\"card-post__meta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"posted-on \"><time class=\"entry-date published\" datetime=\"2026-06-23T13:19:28+02:00\">June 23, 2026<\/time><\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"reading-time\">11 min read<\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<p class=\"card-post__title h5\">\n\t\t\tWhat is AI in HR and how can you use it responsibly?\t\t<\/p>\n\n\t\t\t<\/a>\n\t\n\t\n\t\t\n\t\n\t<\/article>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t<div class=\"col col-6 col-lg-3 card-grid__item\">\n\t\t\t\t\t\t<article\n\t\tclass=\"card-post related-post related-post-2 post-76358 post type-post status-publish format-standard has-post-thumbnail hentry category-money-matters category-strategy-legal-operations tag-accountants tag-audit tag-bookkeeping tag-business-intelligence tag-profit-loss business_type-small-business business_type-medium-business business_type-accountants\"\n>\n\t\t\t<a\n\t\t\tclass=\"card-post__link\"\n\t\t\thref=\"https:\/\/www.sage.com\/en-za\/blog\/accounts-payable-reports-guide\/\"\n\t\t\t\t\t>\n\t\t\t<figure class=\"card-post__media\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"684\" height=\"384\" src=\"https:\/\/www.sage.com\/en-za\/blog\/wp-content\/uploads\/sites\/9\/2019\/07\/resize-1675x1275-38-684x384.jpg\" class=\"card-post__image\" alt=\"Two businesswomen looking at report on tablet\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/en-za\/blog\/wp-content\/uploads\/sites\/9\/2019\/07\/resize-1675x1275-38-684x384.jpg 684w, https:\/\/www.sage.com\/en-za\/blog\/wp-content\/uploads\/sites\/9\/2019\/07\/resize-1675x1275-38-768x585.jpg 768w, https:\/\/www.sage.com\/en-za\/blog\/wp-content\/uploads\/sites\/9\/2019\/07\/resize-1675x1275-38-1064x810.jpg 1064w\" sizes=\"auto, (min-width: 48em) 250px, (min-width: 30em) 100vw, 100vw\" \/>\t\t\t\n\t\t\t\n\t\t\t\t\t<\/figure>\n\n\t\t\n\t\t\t\t\t<div class=\"card-post__meta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"posted-on \"><time class=\"entry-date published\" datetime=\"2026-06-04T12:39:10+02:00\">June 4, 2026<\/time><\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"reading-time\">10 min read<\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<p class=\"card-post__title h5\">\n\t\t\tThe ultimate guide to accounts payable reports and reporting\t\t<\/p>\n\n\t\t\t<\/a>\n\t\n\t\n\t\t\n\t\n\t<\/article>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t<div class=\"col col-6 col-lg-3 card-grid__item\">\n\t\t\t\t\t\t<article\n\t\tclass=\"card-post related-post related-post-3 post-76331 post type-post status-publish format-standard has-post-thumbnail hentry category-money-matters category-trends-insights tag-accountants tag-audit tag-bookkeeping tag-business-intelligence tag-business-management tag-profit-loss tag-staying-competitive tag-tax business_type-small-business business_type-medium-business business_type-accountants\"\n>\n\t\t\t<a\n\t\t\tclass=\"card-post__link\"\n\t\t\thref=\"https:\/\/www.sage.com\/en-za\/blog\/accounts-payable-process\/\"\n\t\t\t\t\t>\n\t\t\t<figure class=\"card-post__media\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"684\" height=\"384\" src=\"https:\/\/www.sage.com\/en-za\/blog\/wp-content\/uploads\/sites\/9\/2019\/04\/GettyImages-175138802_super-684x384.jpg\" class=\"card-post__image\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/en-za\/blog\/wp-content\/uploads\/sites\/9\/2019\/04\/GettyImages-175138802_super-684x384.jpg 684w, https:\/\/www.sage.com\/en-za\/blog\/wp-content\/uploads\/sites\/9\/2019\/04\/GettyImages-175138802_super-768x585.jpg 768w, https:\/\/www.sage.com\/en-za\/blog\/wp-content\/uploads\/sites\/9\/2019\/04\/GettyImages-175138802_super-1064x810.jpg 1064w\" sizes=\"auto, (min-width: 48em) 250px, (min-width: 30em) 100vw, 100vw\" \/>\t\t\t\n\t\t\t\n\t\t\t\t\t<\/figure>\n\n\t\t\n\t\t\t\t\t<div class=\"card-post__meta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"posted-on \"><time class=\"entry-date published\" datetime=\"2026-06-04T11:51:14+02:00\">June 4, 2026<\/time><\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"reading-time\">8 min read<\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<p class=\"card-post__title h5\">\n\t\t\tWhat is the accounts payable process? Steps, workflow and how to improve it\t\t<\/p>\n\n\t\t\t<\/a>\n\t\n\t\n\t\t\n\t\n\t<\/article>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t<div class=\"col col-6 col-lg-3 card-grid__item\">\n\t\t\t\t\t\t<article\n\t\tclass=\"card-post related-post related-post-4 post-76286 post type-post status-publish format-standard has-post-thumbnail hentry category-money-matters category-trends-insights tag-accountants tag-bookkeeping tag-business-intelligence tag-data-analysis tag-financial-insights tag-making-financial-decisions tag-profit-loss tag-trending-topics business_type-small-business business_type-medium-business business_type-accountants\"\n>\n\t\t\t<a\n\t\t\tclass=\"card-post__link\"\n\t\t\thref=\"https:\/\/www.sage.com\/en-za\/blog\/accounts-payable-reconciliation\/\"\n\t\t\t\t\t>\n\t\t\t<figure class=\"card-post__media\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"684\" height=\"384\" src=\"https:\/\/www.sage.com\/en-za\/blog\/wp-content\/uploads\/sites\/9\/2021\/11\/HR-and-Payroll-image--684x384.jpg\" class=\"card-post__image\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/en-za\/blog\/wp-content\/uploads\/sites\/9\/2021\/11\/HR-and-Payroll-image--684x384.jpg 684w, https:\/\/www.sage.com\/en-za\/blog\/wp-content\/uploads\/sites\/9\/2021\/11\/HR-and-Payroll-image--768x513.jpg 768w, https:\/\/www.sage.com\/en-za\/blog\/wp-content\/uploads\/sites\/9\/2021\/11\/HR-and-Payroll-image--1213x810.jpg 1213w\" sizes=\"auto, (min-width: 48em) 250px, (min-width: 30em) 100vw, 100vw\" \/>\t\t\t\n\t\t\t\n\t\t\t\t\t<\/figure>\n\n\t\t\n\t\t\t\t\t<div class=\"card-post__meta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"posted-on \"><time class=\"entry-date published\" datetime=\"2026-05-22T12:28:04+02:00\">May 22, 2026<\/time><\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"reading-time\">9 min read<\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<p class=\"card-post__title h5\">\n\t\t\tThe ultimate guide to accounts payable reconciliation\t\t<\/p>\n\n\t\t\t<\/a>\n\t\n\t\n\t\t\n\t\n\t<\/article>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n<\/section>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Discover common causes, expert cash flow problems, and solutions to keep your business financially healthy.<\/p>\n","protected":false},"author":356,"featured_media":69896,"menu_order":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_sage_video":false,"post_featured_image_hide":false,"sage_hide_published_date":false,"sage_hide_read_time":false,"sage_hide_share_buttons":false,"_pwl_sage_podcast_buzzsprout_src":"","footnotes":""},"categories":[25,27],"tags":[350,166,335,339,208,209],"business_type":[2,5],"lilypad":[],"context":[],"industry":[],"persona":[6,15,16],"imagine_tag":[],"coauthors":[402],"class_list":["post-73342","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-money-matters","category-strategy-legal-operations","tag-business-continuity","tag-business-management","tag-making-financial-decisions","tag-profit-loss","tag-saving-money-in-business","tag-staying-competitive","business_type-small-business","business_type-accountants"],"sage_meta":{"region":"en-za","author_name":"Asavin 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