{"id":74129,"date":"2025-09-15T17:56:35","date_gmt":"2025-09-15T15:56:35","guid":{"rendered":"https:\/\/www.sage.com\/en-za\/blog\/?p=74129"},"modified":"2025-09-15T17:56:37","modified_gmt":"2025-09-15T15:56:37","slug":"subsistence-allowance","status":"publish","type":"post","link":"https:\/\/www.sage.com\/en-za\/blog\/subsistence-allowance\/","title":{"rendered":"Subsistence allowances: What you need to know about tax rules and SARS compliance"},"content":{"rendered":"<header class=\"entry-header has-dark-background-color entry-header--has-illustration entry-header--has-illustration--generic\">\n\t<div class=\"container\">\n\t\t<div class=\"entry-header__row row align-center\">\n\t\t\t<div class=\"col col-lg-7 col-xlg-6 entry-header__content\">\n\t\t\t\t\t\t\t<div class=\"component component-single-header\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"entry-header__misc text--subtitle text--uppercase text--small\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.sage.com\/en-za\/blog\/category\/people-leadership\/\" class=\"entry-header__link\">People &amp; Leadership<\/a>\t\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t<div class=\"entry-title-wrapper\">\n\t\t\t\t\t<h1 class=\"entry-title\">\n\t\t\t\t\t\tSubsistence allowances: What you need to know about tax rules and SARS compliance\t\t\t\t\t<\/h1>\n\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t<p class=\"entry-header__description\">\n\t\t\t\t\t\t\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n\t<div class=\"single-post-details container\">\n\t\t<div class=\"col\">\n\t\t\t<span class=\"posted-on \"><time class=\"entry-date published\" datetime=\"2025-09-15T17:56:35+02:00\">Sep 15, 2025<\/time><\/span><span class=\"reading-time\"> min read<\/span>\n\t\t<button\n\t\t\ttype=\"button\"\n\t\t\tclass=\"social-share-button button button--icon button--secondary js-social-share-button\"\n\t\t\tdata-share-title=\"Subsistence allowances: What you need to know about tax rules and SARS compliance\"\n\t\t\tdata-share-url=\"https:\/\/www.sage.com\/en-za\/blog\/subsistence-allowance\/\"\n\t\t\tdata-share-text=\"Please read this interesting article\"\n\t\t>\n\t\t\t<span class=\"social-share-button__share-label\">Share<\/span>\n\t\t\t<span class=\"social-share-button__copy-label\" hidden>Copy Link<\/span>\n\t\t\t<span class=\"social-share-button__copy-tooltip\" aria-hidden=\"true\" hidden>Copied<\/span>\n\t\t<\/button>\n\n\t\t\t\t<\/div>\n\t<\/div>\n<\/header>\n\n\n\n<div class=\"wp-block-post-author\">\n\t\t\t<div class=\"co-authors\">\n\t\t\t\n\t\t<div class=\"entry-author-wrapper\">\n\t\t\t<a class=\"entry-author\" href=\"https:\/\/www.sage.com\/en-za\/blog\/author\/yassirmalik\/\">\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"40\" height=\"40\" src=\"https:\/\/www.sage.com\/en-za\/blog\/wp-content\/uploads\/sites\/9\/2024\/03\/Yassir-Malik.jpg\" class=\"entry-author__image\" alt=\"yassir-malik-profile-picture\" \/>\t\t\t\t<span class=\"entry-author__name\">Yassir Malik<\/span>\n\t\t\t<\/a>\n\n\t\t\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\t\t<\/div>\n\n\n\n\n\n<p>Do you have employees who regularly travel as part of their job? A possible source of confusion is how to manage the expenses incurred as part of such trips.<\/p>\n\n\n\n<p>Thankfully, the government has rules that clarify exactly where you and your employees stand.<\/p>\n\n\n\n<p>They detail what qualifies as non-routine spending, and what the tax implications are should an employer cover it through a subsistence allowance. &nbsp;<\/p>\n\n\n\n<p>Today we\u2019ll cover the basics of this allowance, expanding on possible exceptions, which components are taxable, and how SARS updates the applicable rates.<\/p>\n\n\n\n<p><strong>Here\u2019s what we\u2019ll cover:<\/strong><strong><\/strong><\/p>\n\n\n<?xml encoding=\"utf-8\" ?><div class=\"wp-block-yoast-seo-table-of-contents yoast-table-of-contents\"><ul><li><a href=\"#h-what-is-a-subsistence-allowance\" data-level=\"2\">What is a subsistence allowance?<\/a><\/li><li><a href=\"#h-qualifying-expenses-for-subsistence-allowances\" data-level=\"2\">Qualifying expenses for subsistence allowances<\/a><\/li><li><a href=\"#h-sars-rates-for-subsistence-allowances\" data-level=\"2\">SARS rates for subsistence allowances<\/a><\/li><li><a href=\"#h-subsistence-allowance-versus-reimbursement\" data-level=\"2\">Subsistence allowance versus reimbursement<\/a><\/li><li><a href=\"#h-best-practices-for-managing-subsistence-allowances\" data-level=\"2\">Best practices for managing subsistence allowances<\/a><\/li><li><a href=\"#h-common-mistakes-when-handling-subsistence-allowances\" data-level=\"2\">Common mistakes when handling subsistence allowances<\/a><\/li><li><a href=\"#h-final-thoughts\" data-level=\"2\">Final thoughts<\/a><\/li><\/ul><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-is-a-subsistence-allowance\">What is a subsistence allowance?<\/h2>\n\n\n\n<p>A subsistence allowance is a payment you give to an employee to cover daily expenses they incur when working in a location that requires them to stay overnight.<\/p>\n\n\n\n<p>In other words, it\u2019s an allowance for employees working away from their usual location.<\/p>\n\n\n\n<p>It helps them manage costs like meals, drinks, and other small, incidental expenditures they wouldn&#8217;t normally face during their typical working routine.<\/p>\n\n\n\n<p>The main purpose of giving the allowance is to enable employees to pay for these legitimate expenses, ensuring that they suffer no financial burden.<\/p>\n\n\n\n<p>Difficulty paying could affect their ability to focus on the tasks they\u2019re expected to perform while travelling.<\/p>\n\n\n\n<p>An important aspect is that you pay this allowance in <em>addition<\/em> to the employee\u2019s normal salary; it&#8217;s not a deduction or a part of their regular remuneration package.<\/p>\n\n\n\n<p>Also, it\u2019s worth noting that SARS maintains separate rules for day-trip expenses, which don\u2019t qualify for subsistence allowance because there is no overnight stay involved.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-qualifying-expenses-for-subsistence-allowances\">Qualifying expenses for subsistence allowances<\/h2>\n\n\n\n<p>For an allowance to be considered a tax-free subsistence allowance by the South African Revenue Service (SARS), a primary condition is that your employee must spend at least one night away from their usual place of residence. <\/p>\n\n\n\n<p>This applies whether the travel is within South Africa or internationally.<\/p>\n\n\n\n<p>Here&#8217;s more detail on the types of expenses typically covered:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Meals:<\/strong> the cost of breakfast, lunch, and dinner while away on business.<\/li>\n\n\n\n<li><strong>Incidental costs:<\/strong> minor daily expenses such as non-alcoholic beverages, snacks, small tips, and parking fees.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-sars-rates-for-subsistence-allowances\">SARS rates for subsistence allowances<\/h2>\n\n\n\n<p>Different rates for the various allowance categories are updated by the SARS Commissioner each year and are formally published in a Government Gazette.<\/p>\n\n\n\n<p>This usually happens around the time of the annual budget speech, typically effective from 1 March for the <a href=\"https:\/\/www.sage.com\/en-za\/blog\/checklist-preparing-for-and-processing-tax-year-end\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>new tax year<\/strong><\/a>.<\/p>\n\n\n\n<p>The purpose of these \u201cdeemed amounts\u201d is to simplify calculations, meaning employees generally don&#8217;t need to submit proof of every single small expense up to these limits.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-local-travel-allowance-rates\">Local travel allowance rates<\/h3>\n\n\n\n<p>For the 2026 tax year (effective 1 March 2025), SARS set specific daily amounts for local travel within South Africa.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Meals and incidental costs:<\/strong> R570 per day.\u00a0<\/li>\n\n\n\n<li><strong>Incidental costs only:<\/strong> R176 per day.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-international-travel-allowance-rates\">International travel allowance rates<\/h3>\n\n\n\n<p>The main difference here is that SARS publishes a table outlining specific daily deemed amounts for various countries globally.<\/p>\n\n\n\n<p>For example, for China, the deemed daily amount is Yuan 803.<\/p>\n\n\n\n<p>These amounts are often denominated in foreign currency, so you&#8217;ll need to use the exchange rate applicable on the day you pay the allowance to convert it to South African Rand.<\/p>\n\n\n\n<p>This ensures fairness and consistency, no matter where your employees are working. You can always find the latest detailed tables for international travel on the official SARS website.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-tax-treatment-of-subsistence-allowances\">Tax treatment of subsistence allowances<\/h3>\n\n\n\n<p>The good news is that if you pay these allowances correctly, they are tax-exempt for your employees.<\/p>\n\n\n\n<p>This means the employee receives the full benefit without it being added to their remuneration for Pay-As-You-Earn (PAYE) purposes.<\/p>\n\n\n\n<p>It also simplifies payroll significantly, as most of the time you don&#8217;t need to account for it when calculating monthly PAYE.<\/p>\n\n\n\n<p>However, if an employer pays a subsistence allowance exceeding the deemed amounts, the excess is no longer part of the allowance and might become subject to tax when the employee files their personal tax return.<\/p>\n\n\n\n<p>A subsistence allowance is intended for circumstances outside of the employee\u2019s typical monthly spending, and cannot be structured as a &#8220;salary sacrifice&#8221; or form a regular part of an employee&#8217;s remuneration package.<\/p>\n\n\n\n<p>It must always be an amount paid <em>in addition<\/em> to their normal salary.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-subsistence-allowance-versus-reimbursement\">Subsistence allowance versus reimbursement<\/h2>\n\n\n\n<p>A subsistence allowance is typically provided without the need for detailed receipts\u2014up to the deemed amount.<\/p>\n\n\n\n<p>A reimbursement, on the other hand, is when an employee incurs an expense (like for a meal on a day trip without an overnight stay) and you repay them upon submission of proof.<\/p>\n\n\n\n<p>The official term for a proven expense is \u201cactual expense\u201d.<\/p>\n\n\n\n<p>For these &#8220;part-of-a-day&#8221; reimbursements, SARS also has a prescribed daily limit (currently R176 for the 2026 tax year).<\/p>\n\n\n\n<p>If the reimbursement for actual expenses exceeds this limit, the excess becomes taxable and must be reported under the appropriate SARS income code. (full <a href=\"https:\/\/www.sars.gov.za\/guide-for-codes-applicable-to-employees-tax-certificates-2025\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>SARS income codes<\/strong><\/a> list here).<\/p>\n\n\n\n<p>You can incur penalties if you fail to accurately categorize and report these payments according to SARS codes.<\/p>\n\n\n\n<p>Let&#8217;s look at a couple of examples for clarity:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-example-1-local-travel-tax-exempt\">Example 1: Local Travel (Tax-Exempt)<\/h3>\n\n\n\n<p>Imagine your employee travels to Durban for three nights for business.<\/p>\n\n\n\n<p>You provide them with a subsistence allowance of R570 per day, as they have agreed to pay for all their meals and incidentals.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-calculation\">Calculation<\/h4>\n\n\n\n<p>R570\/day * 3 days = R1,710.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-tax-treatment\">Tax Treatment<\/h4>\n\n\n\n<p>Since R1,710 is within the SARS deemed rate for &#8220;meals and incidental costs,&#8221; this entire amount is non-taxable.<\/p>\n\n\n\n<p>You will report it on their IRP5 under SARS income code 3714. No PAYE is deducted from this amount.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-example-2-international-travel\">Example 2: International Travel<\/h3>\n\n\n\n<p>Suppose your employee travels to China for five days.<\/p>\n\n\n\n<p>The SARS deemed daily amount for China is 803 Yuan.<\/p>\n\n\n\n<p>Using an exchange rate of ZAR 2.50 to 1 Yuan, the deemed Rand amount is R2,007.50 (803 * 2.50). You decide to give your employee a higher allowance of R2,500 per day.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-calculation-0\">Calculation<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Total allowance paid: <\/strong>R2,500\/day * 5 days = R12,500.<\/li>\n\n\n\n<li><strong>Total deemed non-taxable amount:<\/strong> R2,007.50\/day * 5 days = R10,037.50.<\/li>\n\n\n\n<li><strong>Excess:<\/strong> R12,500 &#8211; R10,037.50 = R2,462.50.<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-tax-treatment-0\">Tax Treatment<\/h4>\n\n\n\n<p>The R10,037.50 portion is non-taxable and reported as the subsistence allowance.<\/p>\n\n\n\n<p>The R2,462.50 excess does not qualify as subsistence allowance and may be subject to PAYE taxation.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-best-practices-for-managing-subsistence-allowances\">Best practices for managing subsistence allowances<\/h2>\n\n\n\n<p>It\u2019s easy enough to consult the SARS rates and set up your payroll system to consider those calculations.<\/p>\n\n\n\n<p>However, there are broader considerations to factor in.<\/p>\n\n\n\n<p>To fully benefit from the correct tax treatment, both you and your employees need a complete understanding of the system and the common errors that can occur.<\/p>\n\n\n\n<p>Here are three basics of good allowance management:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-clear-internal-policies\">Clear internal policies<\/h3>\n\n\n\n<p>Be sure that all employees know exactly what qualifies for an allowance, the limits, and the required process for claiming and submitting proof.<\/p>\n\n\n\n<p>Clear policies minimise confusion, reduce errors, and foster trust throughout the company.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-meticulous-record-keeping\">Meticulous record-keeping<\/h3>\n\n\n\n<p>Keep detailed documentation for every allowance paid, including dates of travel, the purpose of the trip, the amount of allowance granted, and any receipts for actual expenses.<\/p>\n\n\n\n<p>SARS mandates that you retain these records for a minimum of five years from the date of your tax return submission.<\/p>\n\n\n\n<p>Implementing a structured system for this, perhaps utilising digital tools like <a href=\"https:\/\/www.sage.com\/en-za\/products\/sage-300-people\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Sage 300 People<\/strong><\/a>, will save you a great deal of time and stress during tax season or a potential SARS audit.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-leverage-payroll-software\">Leverage payroll software<\/h3>\n\n\n\n<p>Modern payroll software is your ally in managing subsistence allowances effectively.<\/p>\n\n\n\n<p>These systems are designed to automate complex calculations, apply the correct tax treatments, and assign the appropriate SARS income codes (like 3714, 3704, 3715, or 3713).<\/p>\n\n\n\n<p>The key features enabling this are:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Automated calculations.<\/strong> Specialised software can automatically split taxable and non-taxable allowances based on your inputs and SARS rates.<\/li>\n\n\n\n<li><strong>Accurate IRP5 reporting.<\/strong> With all allowance details correctly captured on employee IRP5 certificates, year-end tax compliance is simplified and guaranteed.<\/li>\n\n\n\n<li><strong>Digital record-keeping.<\/strong> Many systems allow for the digital attachment of receipts and travel details, streamlining your documentation process.<\/li>\n\n\n\n<li><strong>Compliance updates.<\/strong> Reputable payroll software providers regularly update their systems to reflect the latest SARS regulations and tax rates, helping you stay compliant without constant manual checks.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-common-mistakes-when-handling-subsistence-allowances\">Common mistakes when handling subsistence allowances<\/h2>\n\n\n\n<p>Best practices and modern tools should keep you on the straight and narrow, but could be jeopardised by errors elsewhere in the sequence.<\/p>\n\n\n\n<p>Take care with:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-treating-it-as-salary-sacrifice\">Treating it as salary sacrifice<\/h3>\n\n\n\n<p>Don\u2019t be tempted to restructure an employee&#8217;s salary to compensate for subsistence allowances.<\/p>\n\n\n\n<p>Remember, a true subsistence allowance must always be paid in addition to their normal remuneration, reflecting genuine expenses incurred during business travel.<\/p>\n\n\n\n<p>It cannot be part of their core salary package.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-inadequate-documentation\">Inadequate documentation<\/h3>\n\n\n\n<p>Failing to keep proper records for all allowances and reimbursements is very risky.<\/p>\n\n\n\n<p>Without proof of the business purpose and alignment with SARS rules, any non-taxable portion could be reclassified as taxable income, leading to penalties and interest.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-final-thoughts\">Final thoughts<\/h2>\n\n\n\n<p>Subsistence allowances are designed to fairly compensate your employees for necessary expenses when they travel on business.<\/p>\n\n\n\n<p>More importantly, they offer tax benefits when handled correctly.<\/p>\n\n\n\n<p>Your responsibility as an employer is to calculate these allowances based on SARS&#8217;s annually updated deemed rates, and apply the correct tax treatment on your payroll.<\/p>\n\n\n\n<p>Key distinctions to consider are: that an overnight stay occurred, that the allowance is within SARS&#8217;s prescribed limits for tax exemption, and that the expense isn\u2019t misconstrued as a reimbursement.<\/p>\n\n\n\n<p>Leveraging modern <a href=\"https:\/\/www.sage.com\/en-za\/payroll-software\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>payroll software<\/strong><\/a> can streamline these processes, ensuring accurate PAYE calculations and proper reporting on IRP5 certificates.<\/p>\n\n\n\n<p>If you ever find yourself uncertain about a specific scenario, or need tailored advice for your unique business needs, don&#8217;t hesitate to consult the official SARS website for their latest guides and notices, or reach out to a qualified tax advisor.<\/p>\n\n\n<div class=\"single-cta\">\n\t<div class=\"single-cta__positioner\">\n\t\t<div class=\"single-cta__wrapper has-dark-background-color\">\n\t\t\t<div class=\"single-cta__content\">\n\t\t\t\t\t\t\t\t<h2 class=\"single-cta__title h3\">Subscribe to the Sage Advice enewsletter<\/h2>\n\n\t\t\t\t\t\t\t\t\t<div class=\"single-cta__description\">\n\t\t\t\t\t\t<p>Get a roundup of our best business advice in your inbox every month.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a\n\t\t\t\t\t\thref=\"#gate-84fe79b5-668d-41f8-a0cc-6229018c4ac9\"\n\t\t\t\t\t\tclass=\"single-cta__button button button--primary\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t>Subscribe<\/a>\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<img decoding=\"async\" width=\"1440\" height=\"810\" src=\"https:\/\/www.sage.com\/en-za\/blog\/wp-content\/uploads\/sites\/9\/2022\/04\/GettyImages-1181404518-1440x810.jpg\" class=\"single-cta__image\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/en-za\/blog\/wp-content\/uploads\/sites\/9\/2022\/04\/GettyImages-1181404518-1440x810.jpg 1440w\" sizes=\"auto, (min-width: 48em) 33vw, 100vw\" \/>\t\t\t<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>When your employees travel for work, they understand that there are budget constraints\u2014but they can\u2019t be left to fend for themselves. The subsistence allowance is how you ease their financial burden.<\/p>\n","protected":false},"author":1774,"featured_media":69856,"menu_order":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_sage_video":false,"post_featured_image_hide":false,"footnotes":""},"categories":[26],"tags":[313,166,185,201,209,214],"business_type":[3],"lilypad":[],"context":[],"industry":[],"persona":[14,16],"imagine_tag":[57,99,354],"coauthors":[401],"class_list":["post-74129","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-people-leadership","tag-bookkeeping","tag-business-management","tag-employee-benefits","tag-hr-payroll","tag-staying-competitive","tag-trending-topics","business_type-medium-business"],"sage_meta":{"region":"en-za","author_name":"Yassir Malik","featured_image":"https:\/\/www.sage.com\/en-za\/blog\/wp-content\/uploads\/sites\/9\/2022\/04\/GettyImages-1094895674.jpg","imagine_tags":{"57":"HR and Payroll","99":"HR software","354":"Looking after employees"}},"distributor_meta":false,"distributor_terms":false,"distributor_media":false,"distributor_original_site_name":"Sage Advice South Africa","distributor_original_site_url":"https:\/\/www.sage.com\/en-za\/blog","push-errors":false,"_links":{"self":[{"href":"https:\/\/www.sage.com\/en-za\/blog\/api\/wp\/v2\/posts\/74129","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.sage.com\/en-za\/blog\/api\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.sage.com\/en-za\/blog\/api\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.sage.com\/en-za\/blog\/api\/wp\/v2\/users\/1774"}],"replies":[{"embeddable":true,"href":"https:\/\/www.sage.com\/en-za\/blog\/api\/wp\/v2\/comments?post=74129"}],"version-history":[{"count":0,"href":"https:\/\/www.sage.com\/en-za\/blog\/api\/wp\/v2\/posts\/74129\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.sage.com\/en-za\/blog\/api\/wp\/v2\/media\/69856"}],"wp:attachment":[{"href":"https:\/\/www.sage.com\/en-za\/blog\/api\/wp\/v2\/media?parent=74129"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.sage.com\/en-za\/blog\/api\/wp\/v2\/categories?post=74129"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.sage.com\/en-za\/blog\/api\/wp\/v2\/tags?post=74129"},{"taxonomy":"business_type","embeddable":true,"href":"https:\/\/www.sage.com\/en-za\/blog\/api\/wp\/v2\/business_type?post=74129"},{"taxonomy":"lilypad","embeddable":true,"href":"https:\/\/www.sage.com\/en-za\/blog\/api\/wp\/v2\/lilypad?post=74129"},{"taxonomy":"context","embeddable":true,"href":"https:\/\/www.sage.com\/en-za\/blog\/api\/wp\/v2\/context?post=74129"},{"taxonomy":"industry","embeddable":true,"href":"https:\/\/www.sage.com\/en-za\/blog\/api\/wp\/v2\/industry?post=74129"},{"taxonomy":"persona","embeddable":true,"href":"https:\/\/www.sage.com\/en-za\/blog\/api\/wp\/v2\/persona?post=74129"},{"taxonomy":"imagine_tag","embeddable":true,"href":"https:\/\/www.sage.com\/en-za\/blog\/api\/wp\/v2\/imagine_tag?post=74129"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/www.sage.com\/en-za\/blog\/api\/wp\/v2\/coauthors?post=74129"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}