{"id":2797,"date":"2023-11-30T09:58:45","date_gmt":"2023-11-30T08:58:45","guid":{"rendered":"https:\/\/www.sage.com\/fr-ma\/blog\/?p=2797"},"modified":"2023-11-30T09:59:11","modified_gmt":"2023-11-30T08:59:11","slug":"performance-financiere-quels-indicateurs-regarder-pour-battre-la-concurrence","status":"publish","type":"post","link":"https:\/\/www.sage.com\/fr-ma\/blog\/performance-financiere-quels-indicateurs-regarder-pour-battre-la-concurrence\/","title":{"rendered":"Performance financi\u00e8re : quels indicateurs regarder pour battre la concurrence\u00a0?"},"content":{"rendered":"<header class=\"entry-header has-dark-background-color entry-header--has-illustration entry-header--has-illustration--generic\">\n\t<div class=\"container\">\n\t\t<div class=\"entry-header__row row align-center\">\n\t\t\t<div class=\"col col-lg-7 col-xlg-6 entry-header__content\">\n\t\t\t\t\t\t\t<div class=\"component component-single-header\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"entry-header__misc text--subtitle text--uppercase text--small\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.sage.com\/fr-ma\/blog\/category\/digitalisation-tendances\/\" class=\"entry-header__link\">Digitalisation &amp; Tendances<\/a>\t\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t<div class=\"entry-title-wrapper\">\n\t\t\t\t\t<h1 class=\"entry-title\">\n\t\t\t\t\t\tPerformance financi\u00e8re : quels indicateurs regarder pour battre la concurrence ?\t\t\t\t\t<\/h1>\n\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t<p class=\"entry-header__description\">\n\t\t\t\t\t\t\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n\t\t<div class=\"single-post-details container\">\n\t\t<div class=\"col\">\n\t\t\t<span class=\"posted-on \">Publi\u00e9 le <time class=\"entry-date published\" datetime=\"2023-11-30T09:58:45+01:00\">novembre 30, 2023<\/time><\/span><span class=\"reading-time\"> min de lecture<\/span>\n\t\t<button\n\t\t\ttype=\"button\"\n\t\t\tclass=\"social-share-button button button--icon button--secondary js-social-share-button\"\n\t\t\tdata-share-title=\"Performance financi\u00e8re : quels indicateurs regarder pour battre la concurrence\u00a0?\"\n\t\t\tdata-share-url=\"https:\/\/www.sage.com\/fr-ma\/blog\/performance-financiere-quels-indicateurs-regarder-pour-battre-la-concurrence\/\"\n\t\t\tdata-share-text=\"Veuillez lire cet article int\u00e9ressant\"\n\t\t>\n\t\t\t<span class=\"social-share-button__share-label\">Partager<\/span>\n\t\t\t<span class=\"social-share-button__copy-label\" hidden>Copier le lien<\/span>\n\t\t\t<span class=\"social-share-button__copy-tooltip\" aria-hidden=\"true\" hidden>Copi\u00e9<\/span>\n\t\t<\/button>\n\n\t\t\t\t<\/div>\n\t<\/div>\n\t<\/header>\n\n\n<div class=\"wp-block-post-author has-dark-background-color alignfull\">\n\t<div class=\"container\">\n\t\t<div class=\"col\">\n\t\t\t\t\t\t\t<div class=\"co-authors\">\n\t\t\t\t\t\n\t\t<div class=\"entry-author-wrapper\">\n\t\t\t<a class=\"entry-author\" href=\"https:\/\/www.sage.com\/fr-ma\/blog\/author\/christopheadam\/\">\n\t\t\t\t<img decoding=\"async\" alt=\"\" src=\"https:\/\/www.sage.com\/fr-fr\/blog\/wp-content\/uploads\/sites\/4\/2019\/05\/Christophe-Adam.jpg\" class=\"entry-author__image\" height=\"40\" width=\"40\" fetchpriority=\"high\" \/>\t\t\t\t<span class=\"entry-author__name\">Christophe Adam<\/span>\n\t\t\t<\/a>\n\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Revenus, rentabilit\u00e9, tr\u00e9sorerie, endettement, march\u00e9 sont autant d\u2019indicateurs \u00e0 suivre pour assurer votre performance financi\u00e8re et le succ\u00e8s de votre entreprise.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Si la performance de votre entreprise se mesure aussi \u00e0 l\u2019aune de la satisfaction client, de l\u2019engagement des employ\u00e9s et de la responsabilit\u00e9 sociale, l\u2019information financi\u00e8re reste bien s\u00fbr primordiale. C\u2019est une sorte de bilan de sant\u00e9 de votre activit\u00e9 du point de vue financier, qui vous permet au passage d\u2019identifier des axes d\u2019am\u00e9lioration. Voici quelques \u00ab&nbsp;m\u00e9triques&nbsp;\u00bb qui m\u00e9ritent votre attention.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><div class=\"single-cta\">\n\t<a\n\t\tclass=\"button button--primary gate-be7e9e1f-bd9e-4611-8f4e-25f213718005\"\n\t\trole=\"button\"\n\t\tdata-button-location=\"content_area\"\n\t\thref=\"#gate-be7e9e1f-bd9e-4611-8f4e-25f213718005\"\n\t>T\u00e9l\u00e9chargez le livre blanc \u00ab\u00a0Le bureau digital de la fonction finance\u00a0\u00bb<\/a>\n<\/div>\n<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Revenus et rentabilit\u00e9, les ma\u00eetres mots de la performance financi\u00e8re en entreprise<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Le suivi des indicateurs de <a href=\"https:\/\/www.sage.com\/fr-ma\/blog\/glossaire\/chiffre-daffaires\/\">chiffre d\u2019affaires<\/a> et de rentabilit\u00e9 est essentiel pour&nbsp;:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>prendre des d\u00e9cisions financi\u00e8res \u00e9clair\u00e9es&nbsp;;<\/li>\n\n\n\n<li>mesurer votre <a href=\"https:\/\/www.sage.com\/fr-ma\/blog\/fonction-finance-un-avenir-au-dela-des-chiffres\/\">performance<\/a> dans la dur\u00e9e<\/li>\n\n\n\n<li>identifier les am\u00e9liorations possibles.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Marge b\u00e9n\u00e9ficiaire brute<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"> Il s\u2019agit l\u00e0 de d\u00e9terminer si votre entreprise est b\u00e9n\u00e9ficiaire.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Marge b\u00e9n\u00e9ficiaire nette<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Elle vous permet de d\u00e9gager les tendances de performance de votre entreprise. Plus la marge b\u00e9n\u00e9ficiaire nette est \u00e9lev\u00e9e, plus votre entreprise r\u00e9alise de b\u00e9n\u00e9fices.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>R\u00e9sultat brut d\u2019exploitation<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Le fameux EBITDA (<em>Earnings Before Interest, Taxes, Depreciation, and Amortization<\/em>) est lui aussi bien utile.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Taux de croissance du chiffre d\u2019affaires<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D\u00e9terminez si votre strat\u00e9gie est la bonne et si vos r\u00e9ajustements ont l\u2019impact pr\u00e9vu.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Co\u00fbt d\u2019acquisition client (CAC)<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ce crit\u00e8re vous aide \u00e0 analyser l\u2019efficacit\u00e9 de votre marketing et la rentabilit\u00e9 globale de votre client\u00e8le. Des processus de vente et de marketing efficaces ax\u00e9s sur le CAC peuvent g\u00e9n\u00e9rer une croissance au long cours.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Valeur \u00e0 vie du client (VVC)<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Souvent n\u00e9glig\u00e9, cet indicateur permet de pr\u00e9dire la valeur r\u00e9elle de chaque client en calculant le profit net moyen qui d\u00e9coulera de votre relation \u00e0 vie avec un client. Du reste, la VVC vous donne une bonne id\u00e9e du budget \u00e0 consacrer&nbsp;au CAC&nbsp;!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Surveillez les indicateurs de tr\u00e9sorerie<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.sage.com\/fr-ma\/blog\/glossaire\/cash-flow\/\">Flux de tr\u00e9sorerie<\/a> d\u2019exploitation<\/li>\n\n\n\n<li>Flux de tr\u00e9sorerie disponible<\/li>\n\n\n\n<li>Productivit\u00e9<\/li>\n<\/ul>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><em>\u00ab&nbsp;Un niveau de productivit\u00e9 de 0,5 est le minimum pour la survie. Au-del\u00e0, les entreprises deviennent encore plus rentables et durables.&nbsp;\u00bb<\/em><\/p>\n<cite>Oana Marele, fondatrice d\u2019un cabinet comptable dans le sud de l\u2019Angleterre<\/cite><\/blockquote>\n\n\n\n<h3 class=\"wp-block-heading\">Mesurez votre dette et votre solvabilit\u00e9<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Suivez notamment le ratio d\u2019endettement, le taux de couverture des int\u00e9r\u00eats et le ratio de liquidit\u00e9 g\u00e9n\u00e9rale. Les chiffres vous diront si vous avez assez d\u2019actifs courants pour couvrir vos passifs courants. Ils refl\u00e8tent votre capacit\u00e9 \u00e0 respecter vos obligations \u00e0 court terme et \u00e9galement la r\u00e9silience de votre entreprise.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Indicateurs de march\u00e9<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Un examen des m\u00e9triques du march\u00e9<\/strong> est important pour comprendre votre <strong>performance financi\u00e8re<\/strong> par rapport \u00e0 vos concurrents et la perception globale de votre valeur par le march\u00e9. En voici une s\u00e9lection&nbsp;: ratio cours\/b\u00e9n\u00e9fice, b\u00e9n\u00e9fice par action, capitalisation boursi\u00e8re, part de march\u00e9 et rendement pour les actionnaires.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Quels outils pour vos prises de d\u00e9cisions strat\u00e9giques&nbsp;?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Attention, le suivi des m\u00e9triques cl\u00e9s ne fait pas tout. Il est absolument crucial d<strong>\u2019analyser et d\u2019interpr\u00e9ter les donn\u00e9es<\/strong> sans perdre de vue le lien parfois \u00e9troit entre les diff\u00e9rents indicateurs.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Outils de benchmarking et Cloud<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Les outils de benchmarking (analyse concurrentielle) vous permettent de <strong>faire le point sur votre situation financi\u00e8re et de vous comparer.<\/strong> C\u2019est l\u2019occasion d\u2019identifier les meilleures pratiques et de vous am\u00e9liorer.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.sage.com\/fr-ma\/logiciels-comptabilite\/\">Les logiciels de gestion financi\u00e8re<\/a> dans le Cloud sont <strong>une petite r\u00e9volution.<\/strong> Dot\u00e9s d\u2019outils de visualisation et d\u2019analyse des donn\u00e9es, ils vous donnent acc\u00e8s \u00e0 des donn\u00e9es financi\u00e8res en temps r\u00e9el, de quoi comparer tr\u00e8s facilement votre performance financi\u00e8re \u00e0 celle de vos concurrents.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Automatisez les t\u00e2ches r\u00e9p\u00e9titives et chronophages, comme la collecte et la saisie de donn\u00e9es. Ainsi, votre \u00e9quipe financi\u00e8re se concentre sur l\u2019analyse et la prise de d\u00e9cisions \u2013&nbsp;bien plus strat\u00e9gique.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Rester comp\u00e9titif, c\u2019est bien. Prendre l\u2019avantage, c\u2019est mieux&nbsp;!<\/strong><strong><\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Les progr\u00e8s technologiques en intelligence artificielle (IA), en informatique d\u00e9cisionnelle (<a href=\"https:\/\/www.sage.com\/fr-ma\/blog\/glossaire\/business-intelligence-definition-de-la-bi\/\">Business Intelligence<\/a> ou BI) et en Machine Learning (apprentissage machine) modifient le paysage de l\u2019analyse financi\u00e8re.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Au-del\u00e0 de son sens aigu de la finance et d\u2019une excellente connaissance de son entreprise, le <a href=\"https:\/\/www.sage.com\/fr-ma\/blog\/directeur-financier-leader-transformation-digitale\/\">directeur financier<\/a> qui sait composer une pile technologique adapt\u00e9e \u00e0 la fonction financi\u00e8re a tout compris&nbsp;!<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Les algorithmes aliment\u00e9s par l\u2019<a href=\"https:\/\/www.sage.com\/fr-fr\/blog\/glossaire\/intelligence-artificielle-ia-definition\/\">IA <\/a>sont capables d\u2019<strong>identifier mod\u00e8les et tendances en analysant des donn\u00e9es financi\u00e8res<\/strong>, tandis que le Machine Learning peut vous aider \u00e0 <strong>optimiser vos strat\u00e9gies de tarification <\/strong>et \u00e0 mieux anticiper vos performances financi\u00e8res.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Gr\u00e2ce aux outils de BI, vos \u00e9quipes seront en mesure de collecter et d\u2019analyser une masse de donn\u00e9es issues de diff\u00e9rentes sources comme les rapports sectoriels, les donn\u00e9es financi\u00e8res interne mais aussi les \u00e9tats financiers de vos concurrents. De plus, cet outil constitue une source pr\u00e9cieuse d\u2019informations qui vous aidera \u00e0 identifier en temps r\u00e9el vos performances financi\u00e8res. Ainsi, vous pourrez rep\u00e9rer les domaines dans lesquels vous excellez et ceux o\u00f9 vous avez des lacunes par rapport \u00e0 vos concurrents, ce qui vous permettra de prendre l\u2019avantage concurrentiel.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ces articles peuvent \u00e9galement vous int\u00e9resser : <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.sage.com\/fr-ma\/blog\/accompagner-la-transformation-du-daf-en-chief-impact-officer\/\">Accompagner la transformation du DAF en Chief Impact Officer<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.sage.com\/fr-ma\/blog\/daf-dompteur-de-donnees\/\">Dompteur de donn\u00e9es, le nouveau r\u00f4le du DA<\/a>F<\/li>\n\n\n\n<li><a href=\"https:\/\/www.sage.com\/fr-fr\/blog\/eti-accelerer-la-rotation-du-cash\/\">ETI, et si on acc\u00e9l\u00e9rait la rotation du cash\u2026<\/a><\/li>\n<\/ul>\n\n\n<div class=\"single-cta\">\n\t<div class=\"single-cta__positioner on-scroll-highlight__target\">\n\t\t<div class=\"single-cta__wrapper has-dark-background-color\">\n\t\t\t<div class=\"single-cta__content\">\n\t\t\t\t\t\t\t\t<h2 class=\"single-cta__title h3\">Abonnez-vous \u00e0 la newsletter Sage Advice et recevez, directement dans votre bo\u00eete email, nos tous derniers conseils.<\/h2>\n\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a\n\t\t\t\t\t\thref=\"#gate-d40c4109-9f94-4698-b25d-78127a854343\"\n\t\t\t\t\t\tclass=\"single-cta__button button button--primary\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t>S&#039;abonner<\/a>\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<img decoding=\"async\" width=\"1064\" height=\"810\" src=\"https:\/\/www.sage.com\/fr-ma\/blog\/wp-content\/uploads\/sites\/23\/2019\/05\/GettyImages-683807936_super-1064x810.jpg\" class=\"single-cta__image\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/fr-ma\/blog\/wp-content\/uploads\/sites\/23\/2019\/05\/GettyImages-683807936_super-1064x810.jpg 1064w\" sizes=\"auto, (min-width: 48em) 33vw, 100vw\" \/>\t\t\t<\/div>\n<\/div>\n\n<section class=\"more-topics alignfull has-grey-light-background-color wp-block-sage-post-topics\">\n\t<div class=\"container\">\n\t\t<div class=\"row\">\n\t\t\t<div class=\"col col-12 col-lg-4\">\n\t\t\t\t<h3 class=\"more-topics__title h2\">Parcourir plus de sujets depuis cet article<\/h3>\n\t\t\t<\/div>\n\t\t\t<div class=\"col col-12 col-lg-8\">\n\t\t\t\t<ul class=\"post-tags__list\">\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"post-tags__item\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.sage.com\/fr-ma\/blog\/tag\/bi-business-intelligence\/\" class=\"post-tags__link button button--secondary\">\n\t\t\t\t\t\t\t\tBI &#8211; Business Intelligence\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"post-tags__item\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.sage.com\/fr-ma\/blog\/tag\/business-intelligence\/\" class=\"post-tags__link button button--secondary\">\n\t\t\t\t\t\t\t\tbusiness intelligence\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"post-tags__item\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.sage.com\/fr-ma\/blog\/tag\/finances\/\" class=\"post-tags__link button button--secondary\">\n\t\t\t\t\t\t\t\tfinances\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"post-tags__item\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.sage.com\/fr-ma\/blog\/tag\/tresorerie\/\" class=\"post-tags__link button button--secondary\">\n\t\t\t\t\t\t\t\ttr\u00e9sorerie\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\n<div class=\"alignfull wp-block-sage-related-posts\">\n\t<section class=\"related-posts card-grid has-dark-background-color\">\n\t<div class=\"container\">\n\t\t\t\t\t<div class=\"row\">\n\t\t\t\t<div class=\"col\">\n\t\t\t\t\t<h2 class=\"related-posts__heading related-posts__heading--featured h1\">Explorez plus d&#039;articles<\/h2>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"row related-posts__featured\">\n\t\t\t\t<div class=\"col card-grid__item\">\n\t\t\t\t\t<article\n\t\tclass=\"card-post related-post related-post-0 post-3024 post type-post status-publish format-standard has-post-thumbnail hentry category-delais-de-paiement category-digitalisation-tendances category-digitalisation-ou-transformation-digitale tag-digitalisation tag-digitalisation-ou-transformation-digitale tag-tresorerie tag-tva business_type-artisan-et-petite-entreprise business_type-petite-et-moyenne-entreprise business_type-expertise-comptable card-post--is-clickable\"\n>\n\t<div class=\"card-post__media-wrapper\">\n\t\t<figure class=\"card-post__media\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1440\" height=\"810\" src=\"https:\/\/www.sage.com\/fr-ma\/blog\/wp-content\/uploads\/sites\/23\/2023\/10\/GettyImages-1481370237.jpg\" class=\"card-post__image\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/fr-ma\/blog\/wp-content\/uploads\/sites\/23\/2023\/10\/GettyImages-1481370237-684x384.jpg 684w, https:\/\/www.sage.com\/fr-ma\/blog\/wp-content\/uploads\/sites\/23\/2023\/10\/GettyImages-1481370237-768x432.jpg 768w, https:\/\/www.sage.com\/fr-ma\/blog\/wp-content\/uploads\/sites\/23\/2023\/10\/GettyImages-1481370237.jpg 1440w\" sizes=\"auto, (min-width: 48em) 250px, (min-width: 30em) 100vw, 100vw\" \/>\t\t\t\n\t\t\t\n\t\t\t\t\t<\/figure>\n\t<\/div>\n\n\t<div class=\"card-post__content\">\n\t\t\t\t\t<div class=\"card-post__label\">Recommand\u00e9<\/div>\n\t\t\n\t\t\t\t\t<div class=\"card-post__meta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"posted-on \"><time class=\"entry-date published\" datetime=\"2024-10-08T12:25:33+01:00\">octobre 8, 2024<\/time><\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"reading-time\">6 min de lecture<\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<p class=\"card-post__title h3\">\n\t\t\t\t\t\t\t<a\n\t\t\t\t\tclass=\"card-post__title-link\"\n\t\t\t\t\thref=\"https:\/\/www.sage.com\/fr-ma\/blog\/delais-de-paiement-quel-bilan-de-la-loi-a-ce-jour\/\"\n\t\t\t\t>\n\t\t\t\n\t\t\tD\u00e9lais de paiement\u00a0: quel bilan de la Loi, \u00e0 ce jour\u00a0?\n\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/p>\n\n\t\t\n\t\t\t\t\t<p class=\"card-post__description\">\n\t\t\t\tUn an apr\u00e8s son entr\u00e9e en vigueur, le premier bilan de la Loi 69-21, relative aux d\u00e9lais de paiements, se veut encourageant. Ventil\u00e9es par secteur d\u2019activit\u00e9, taille, r\u00e9gion, statut public ou priv\u00e9, les donn\u00e9es r\u00e9colt\u00e9es durant l\u2019ann\u00e9e 2023 dressent un panorama global du comportement des entreprises concern\u00e9es sur les deux premiers trimestres d\u2019application du nouveau dispositif. Les d\u00e9tails.\t\t\t<\/p>\n\t\t\n\t\t\t<\/div>\n\n\t<\/article>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\n\t\t\t\t\t<div class=\"row related-posts__non-featured\">\n\t\t\t\t<div class=\"col col-12\">\n\t\t\t\t\t<h2 class=\"related-posts__heading related-posts__heading--more h4\">En savoir plus sur ce sujet<\/h2>\n\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t\t<div class=\"col col-6 col-lg-3 card-grid__item\">\n\t\t\t\t\t\t<article\n\t\tclass=\"card-post related-post related-post-1 post-3005 post type-post status-publish format-standard has-post-thumbnail hentry category-digitalisation-tendances category-legal-reglementation tag-reglementation tag-tresorerie tag-tva business_type-artisan-et-petite-entreprise business_type-petite-et-moyenne-entreprise business_type-expertise-comptable\"\n>\n\t\t\t<a\n\t\t\tclass=\"card-post__link\"\n\t\t\thref=\"https:\/\/www.sage.com\/fr-ma\/blog\/tva-et-retenues-a-la-source-comment-faire-face-aux-nouvelles-regles-fiscales\/\"\n\t\t\t\t\t>\n\t\t\t<figure class=\"card-post__media\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"684\" height=\"384\" src=\"https:\/\/www.sage.com\/fr-ma\/blog\/wp-content\/uploads\/sites\/23\/2023\/10\/GettyImages-1483132604-684x384.jpg\" class=\"card-post__image\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/fr-ma\/blog\/wp-content\/uploads\/sites\/23\/2023\/10\/GettyImages-1483132604-684x384.jpg 684w, https:\/\/www.sage.com\/fr-ma\/blog\/wp-content\/uploads\/sites\/23\/2023\/10\/GettyImages-1483132604-768x512.jpg 768w, https:\/\/www.sage.com\/fr-ma\/blog\/wp-content\/uploads\/sites\/23\/2023\/10\/GettyImages-1483132604-1215x810.jpg 1215w\" sizes=\"auto, (min-width: 48em) 250px, (min-width: 30em) 100vw, 100vw\" \/>\t\t\t\n\t\t\t\n\t\t\t\t\t<\/figure>\n\n\t\t\n\t\t\t\t\t<div class=\"card-post__meta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"posted-on \"><time class=\"entry-date published\" datetime=\"2024-06-14T09:16:33+01:00\">juin 14, 2024<\/time><\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"reading-time\">3 min de lecture<\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<p class=\"card-post__title h5\">\n\t\t\tTVA et Retenues \u00e0 la source. Comment faire face aux nouvelles r\u00e8gles fiscales\u00a0?\t\t<\/p>\n\n\t\t\t<\/a>\n\t\n\t\n\t\t\n\t\n\t<\/article>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t<div class=\"col col-6 col-lg-3 card-grid__item\">\n\t\t\t\t\t\t<article\n\t\tclass=\"card-post related-post related-post-2 post-3001 post type-post status-publish format-standard has-post-thumbnail hentry category-gestion-financiere category-legal-reglementation tag-daf tag-reglementation tag-tresorerie tag-tva business_type-artisan-et-petite-entreprise business_type-petite-et-moyenne-entreprise business_type-expertise-comptable\"\n>\n\t\t\t<a\n\t\t\tclass=\"card-post__link\"\n\t\t\thref=\"https:\/\/www.sage.com\/fr-ma\/blog\/loi-de-finances-2024-ce-qui-change-avec-la-tva\/\"\n\t\t\t\t\t>\n\t\t\t<figure class=\"card-post__media\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"684\" height=\"384\" src=\"https:\/\/www.sage.com\/fr-ma\/blog\/wp-content\/uploads\/sites\/23\/2023\/10\/GettyImages-1408517180-684x384.jpg\" class=\"card-post__image\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/fr-ma\/blog\/wp-content\/uploads\/sites\/23\/2023\/10\/GettyImages-1408517180-684x384.jpg 684w, https:\/\/www.sage.com\/fr-ma\/blog\/wp-content\/uploads\/sites\/23\/2023\/10\/GettyImages-1408517180-768x512.jpg 768w, https:\/\/www.sage.com\/fr-ma\/blog\/wp-content\/uploads\/sites\/23\/2023\/10\/GettyImages-1408517180-1215x810.jpg 1215w\" sizes=\"auto, (min-width: 48em) 250px, (min-width: 30em) 100vw, 100vw\" \/>\t\t\t\n\t\t\t\n\t\t\t\t\t<\/figure>\n\n\t\t\n\t\t\t\t\t<div class=\"card-post__meta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"posted-on \"><time class=\"entry-date published\" datetime=\"2024-06-14T09:13:31+01:00\">juin 14, 2024<\/time><\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"reading-time\">9 min de lecture<\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<p class=\"card-post__title h5\">\n\t\t\tLoi de Finances 2024. Ce qui change avec la TVA\t\t<\/p>\n\n\t\t\t<\/a>\n\t\n\t\n\t\t\n\t\n\t<\/article>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t<div class=\"col col-6 col-lg-3 card-grid__item\">\n\t\t\t\t\t\t<article\n\t\tclass=\"card-post related-post related-post-3 post-2801 post type-post status-publish format-standard has-post-thumbnail hentry category-digitalisation-tendances category-digitalisation-ou-transformation-digitale category-gestion-de-production category-gestion-financiere category-moyennes-et-grandes-entreprises tag-bi tag-bi-business-intelligence tag-daf tag-decision-strategique tag-directeur-de-production tag-dsi business_type-artisan-et-petite-entreprise business_type-petite-et-moyenne-entreprise business_type-expertise-comptable\"\n>\n\t\t\t<a\n\t\t\tclass=\"card-post__link\"\n\t\t\thref=\"https:\/\/www.sage.com\/fr-ma\/blog\/safilait-fait-le-choix-de-sage-x3-pour-accompagner-ses-ambitions-de-croissance\/\"\n\t\t\t\t\t>\n\t\t\t<figure class=\"card-post__media card-post__media--video\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"684\" height=\"384\" src=\"https:\/\/www.sage.com\/fr-ma\/blog\/wp-content\/uploads\/sites\/23\/2023\/11\/000347684_896x598_c-684x384.jpg\" class=\"card-post__image\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/fr-ma\/blog\/wp-content\/uploads\/sites\/23\/2023\/11\/000347684_896x598_c-684x384.jpg 684w, https:\/\/www.sage.com\/fr-ma\/blog\/wp-content\/uploads\/sites\/23\/2023\/11\/000347684_896x598_c-768x513.jpg 768w, https:\/\/www.sage.com\/fr-ma\/blog\/wp-content\/uploads\/sites\/23\/2023\/11\/000347684_896x598_c.jpg 896w\" sizes=\"auto, (min-width: 48em) 250px, (min-width: 30em) 100vw, 100vw\" \/>\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__play-video\">\n\t\t\t\t\t\t<svg role=\"presentation\" aria-hidden=\"true\" focusable=\"false\" class=\"card-post__play-icon svg-icon\" width=\"28\" height=\"28\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 33 36\"><path d=\"M3.947.936C1.889 1.016 0 2.661 0 4.878v27.11c0 2.956 3.36 4.896 5.999 3.463l24.965-13.555c2.715-1.474 2.715-5.451 0-6.925L6 1.416a3.96 3.96 0 0 0-2.052-.48Zm.032 2.6c.232-.001.475.058.713.187L29.66 17.28c.986.535.986 1.774 0 2.309L4.692 33.144c-.952.517-1.999-.088-1.999-1.155V4.878c0-.533.261-.95.642-1.17.19-.11.411-.171.644-.172\" \/><\/svg>\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\n\t\t\t\t\t<\/figure>\n\n\t\t\n\t\t\t\t\t<div class=\"card-post__meta\">\n\t\t\t\t\t\t\t\t\t<svg role=\"presentation\" aria-hidden=\"true\" focusable=\"false\" width=\"24\" height=\"24\" class=\"card-post__meta-icon svg-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\"><path d=\"M5.25 3C3.74 3 2.5 4.24 2.5 5.75v12.5C2.5 19.76 3.74 21 5.25 21h14c1.51 0 2.75-1.24 2.75-2.75V5.75C22 4.24 20.76 3 19.25 3zm0 1.5h14c.699 0 1.25.551 1.25 1.25v12.5a1.24 1.24 0 0 1-1.25 1.25h-14A1.24 1.24 0 0 1 4 18.25V5.75c0-.699.551-1.25 1.25-1.25m.25.75a.5.5 0 0 0-.5.5v.5a.5.5 0 0 0 .5.5H6a.5.5 0 0 0 .5-.5v-.5a.5.5 0 0 0-.5-.5zm13 0a.5.5 0 0 0-.5.5v.5a.5.5 0 0 0 .5.5h.5a.5.5 0 0 0 .5-.5v-.5a.5.5 0 0 0-.5-.5zm-8.25 2.751A1.248 1.248 0 0 0 9 9.251v5.5c0 .442.231.849.613 1.074.389.231.846.237 1.239.021l5.001-2.751c.396-.219.646-.639.646-1.094s-.25-.876-.646-1.095l-.001-.001-5.002-2.751a1.25 1.25 0 0 0-.601-.153zM5.5 8.25a.5.5 0 0 0-.5.5v.5a.5.5 0 0 0 .5.5H6a.5.5 0 0 0 .5-.5v-.5a.5.5 0 0 0-.5-.5zm13 0a.5.5 0 0 0-.5.5v.5a.5.5 0 0 0 .5.5h.5a.5.5 0 0 0 .5-.5v-.5a.5.5 0 0 0-.5-.5zm-8 1.423L14.731 12 10.5 14.328zm-5 1.577a.5.5 0 0 0-.5.5v.5a.5.5 0 0 0 .5.5H6a.5.5 0 0 0 .5-.5v-.5a.5.5 0 0 0-.5-.5zm13 0a.5.5 0 0 0-.5.5v.5a.5.5 0 0 0 .5.5h.5a.5.5 0 0 0 .5-.5v-.5a.5.5 0 0 0-.5-.5zm-13 3a.5.5 0 0 0-.5.5v.5a.5.5 0 0 0 .5.5H6a.5.5 0 0 0 .5-.5v-.5a.5.5 0 0 0-.5-.5zm13 0a.5.5 0 0 0-.5.5v.5a.5.5 0 0 0 .5.5h.5a.5.5 0 0 0 .5-.5v-.5a.5.5 0 0 0-.5-.5zm-13 3a.5.5 0 0 0-.5.5v.5a.5.5 0 0 0 .5.5H6a.5.5 0 0 0 .5-.5v-.5a.5.5 0 0 0-.5-.5zm13 0a.5.5 0 0 0-.5.5v.5a.5.5 0 0 0 .5.5h.5a.5.5 0 0 0 .5-.5v-.5a.5.5 0 0 0-.5-.5z\" \/><\/svg>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"posted-on \"><time class=\"entry-date published\" datetime=\"2023-11-30T10:09:07+01:00\">novembre 30, 2023<\/time><\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"reading-time\">1 min de lecture<\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<p class=\"card-post__title h5\">\n\t\t\tSafilait fait le choix de Sage X3 pour accompagner ses ambitions de croissance\t\t<\/p>\n\n\t\t\t<\/a>\n\t\n\t\n\t\t\n\t\n\t<\/article>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t<div class=\"col col-6 col-lg-3 card-grid__item\">\n\t\t\t\t\t\t<article\n\t\tclass=\"card-post related-post related-post-4 post-2546 post type-post status-publish format-standard has-post-thumbnail hentry category-delais-de-paiement category-digitalisation-tendances category-digitalisation-ou-transformation-digitale category-legal-reglementation tag-delais-de-paiement tag-digitalisation tag-reglementation tag-tresorerie business_type-petite-et-moyenne-entreprise business_type-expertise-comptable\"\n>\n\t\t\t<a\n\t\t\tclass=\"card-post__link\"\n\t\t\thref=\"https:\/\/www.sage.com\/fr-ma\/blog\/delai-de-paiement-le-detail-des-sanctions-prevues\/\"\n\t\t\t\t\t>\n\t\t\t<figure class=\"card-post__media\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"684\" height=\"384\" src=\"https:\/\/www.sage.com\/fr-ma\/blog\/wp-content\/uploads\/sites\/23\/2022\/04\/GettyImages-1307905756-684x384.jpg\" class=\"card-post__image\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/fr-ma\/blog\/wp-content\/uploads\/sites\/23\/2022\/04\/GettyImages-1307905756-684x384.jpg 684w, https:\/\/www.sage.com\/fr-ma\/blog\/wp-content\/uploads\/sites\/23\/2022\/04\/GettyImages-1307905756-768x432.jpg 768w, https:\/\/www.sage.com\/fr-ma\/blog\/wp-content\/uploads\/sites\/23\/2022\/04\/GettyImages-1307905756-1440x810.jpg 1440w\" sizes=\"auto, (min-width: 48em) 250px, (min-width: 30em) 100vw, 100vw\" \/>\t\t\t\n\t\t\t\n\t\t\t\t\t<\/figure>\n\n\t\t\n\t\t\t\t\t<div class=\"card-post__meta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"posted-on \"><time class=\"entry-date published\" datetime=\"2023-09-27T15:47:56+01:00\">septembre 27, 2023<\/time><\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"reading-time\">3 min de lecture<\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<p class=\"card-post__title h5\">\n\t\t\tD\u00e9lai de paiement\u00a0: Le d\u00e9tail des sanctions pr\u00e9vues\t\t<\/p>\n\n\t\t\t<\/a>\n\t\n\t\n\t\t\n\t\n\t<\/article>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n<\/section>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Revenus, rentabilit\u00e9, tr\u00e9sorerie, endettement, march\u00e9 sont autant d\u2019indicateurs \u00e0 suivre pour assurer votre performance financi\u00e8re et le succ\u00e8s de votre entreprise. Si la performance de votre entreprise se mesure aussi \u00e0 l\u2019aune de la satisfaction client, de l\u2019engagement des employ\u00e9s et de la responsabilit\u00e9 sociale, l\u2019information financi\u00e8re reste bien s\u00fbr primordiale. C\u2019est une sorte de [&hellip;]<\/p>\n","protected":false},"author":710,"featured_media":2653,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_is_cornerstone":"","_yoast_wpseo_meta-robots-noindex":"","_yoast_wpseo_meta-robots-nofollow":"","_yoast_wpseo_opengraph-title":"","_yoast_wpseo_opengraph-description":"","_yoast_wpseo_opengraph-image":"","_yoast_wpseo_opengraph-image-id":"","_yoast_wpseo_twitter-title":"","_yoast_wpseo_twitter-description":"","_yoast_wpseo_twitter-image":"","_yoast_wpseo_twitter-image-id":"","_yoast_wpseo_schema_page_type":"","_yoast_wpseo_schema_article_type":"","_sage_video":false,"_yoast_wpseo_focuskeywords":"","_yoast_wpseo_keywordsynonyms":"","_yoast_wpseo_primary_category":"158","post_featured_image_hide":false,"sage_hide_published_date":false,"sage_hide_read_time":false,"sage_hide_share_buttons":false,"_pwl_sage_podcast_buzzsprout_src":"","footnotes":""},"categories":[158],"tags":[259,123,142,134],"business_type":[14,16],"context":[],"industry":[],"persona":[21,24],"imagine_tag":[],"coauthors":[329],"class_list":["post-2797","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-digitalisation-tendances","tag-bi-business-intelligence","tag-business-intelligence","tag-finances","tag-tresorerie","business_type-petite-et-moyenne-entreprise","business_type-expertise-comptable"],"sage_meta":{"region":"fr-ma","author_name":"Christophe Adam","featured_image":"https:\/\/www.sage.com\/fr-ma\/blog\/wp-content\/uploads\/sites\/23\/2023\/10\/GettyImages-1446850915.jpg","imagine_tags":[]},"distributor_meta":false,"distributor_terms":false,"distributor_media":false,"distributor_original_site_name":"Sage Advice Maroc","distributor_original_site_url":"https:\/\/www.sage.com\/fr-ma\/blog","push-errors":false,"_links":{"self":[{"href":"https:\/\/www.sage.com\/fr-ma\/blog\/api\/wp\/v2\/posts\/2797","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.sage.com\/fr-ma\/blog\/api\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.sage.com\/fr-ma\/blog\/api\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.sage.com\/fr-ma\/blog\/api\/wp\/v2\/users\/710"}],"replies":[{"embeddable":true,"href":"https:\/\/www.sage.com\/fr-ma\/blog\/api\/wp\/v2\/comments?post=2797"}],"version-history":[{"count":0,"href":"https:\/\/www.sage.com\/fr-ma\/blog\/api\/wp\/v2\/posts\/2797\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.sage.com\/fr-ma\/blog\/api\/wp\/v2\/media\/2653"}],"wp:attachment":[{"href":"https:\/\/www.sage.com\/fr-ma\/blog\/api\/wp\/v2\/media?parent=2797"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.sage.com\/fr-ma\/blog\/api\/wp\/v2\/categories?post=2797"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.sage.com\/fr-ma\/blog\/api\/wp\/v2\/tags?post=2797"},{"taxonomy":"business_type","embeddable":true,"href":"https:\/\/www.sage.com\/fr-ma\/blog\/api\/wp\/v2\/business_type?post=2797"},{"taxonomy":"context","embeddable":true,"href":"https:\/\/www.sage.com\/fr-ma\/blog\/api\/wp\/v2\/context?post=2797"},{"taxonomy":"industry","embeddable":true,"href":"https:\/\/www.sage.com\/fr-ma\/blog\/api\/wp\/v2\/industry?post=2797"},{"taxonomy":"persona","embeddable":true,"href":"https:\/\/www.sage.com\/fr-ma\/blog\/api\/wp\/v2\/persona?post=2797"},{"taxonomy":"imagine_tag","embeddable":true,"href":"https:\/\/www.sage.com\/fr-ma\/blog\/api\/wp\/v2\/imagine_tag?post=2797"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/www.sage.com\/fr-ma\/blog\/api\/wp\/v2\/coauthors?post=2797"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}