{"id":501,"date":"2019-09-05T00:00:00","date_gmt":"2019-09-04T23:00:00","guid":{"rendered":"http:\/\/sage-new-clone.local\/fr-ma\/blog\/?p=501"},"modified":"2026-07-21T11:07:52","modified_gmt":"2026-07-21T10:07:52","slug":"rapprochement-bancaire-tresorerie","status":"publish","type":"post","link":"https:\/\/www.sage.com\/fr-ma\/blog\/rapprochement-bancaire-tresorerie\/","title":{"rendered":"Rapprochement bancaire, un incontournable de la tr\u00e9sorerie"},"content":{"rendered":"<header class=\"entry-header has-dark-background-color entry-header--standard entry-header--has-illustration entry-header--has-illustration--standard\">\n\t<div class=\"container\">\n\t\t<div class=\"entry-header__row row align-center\">\n\t\t\t<div class=\"col col-lg-7 col-xlg-6 entry-header__content\">\n\t\t\t\t\t\t\t<div class=\"component component-single-header\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"entry-header__misc text--subtitle text--uppercase text--small\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.sage.com\/fr-ma\/blog\/category\/management-rh\/\" class=\"entry-header__link\">Management &amp; RH<\/a>\t\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t<div class=\"entry-title-wrapper\">\n\t\t\t\t\t<h1 class=\"entry-title\">\n\t\t\t\t\t\tRapprochement bancaire, un incontournable de la tr\u00e9sorerie\t\t\t\t\t<\/h1>\n\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t<p class=\"entry-header__description\">\n\t\t\t\t\t\t\t\t\t\tLimiter le risque d\u2019erreurs, analyser les donn\u00e9es\u2026 c\u2019est tout l\u2019int\u00e9r\u00eat du rapprochement bancaire, un incontournable de la tr\u00e9sorerie.\t\t\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n\t\t<div class=\"single-post-details container\">\n\t\t<div class=\"col\">\n\t\t\t<span class=\"posted-on \">Publi\u00e9 le <time class=\"entry-date published\" datetime=\"2019-09-05T00:00:00+01:00\">septembre 5, 2019<\/time><\/span><span class=\"reading-time\"> min de lecture<\/span>\n\t\t<button\n\t\t\ttype=\"button\"\n\t\t\tclass=\"social-share-button button button--icon button--secondary js-social-share-button\"\n\t\t\tdata-share-title=\"Rapprochement bancaire, un incontournable de la tr\u00e9sorerie\"\n\t\t\tdata-share-url=\"https:\/\/www.sage.com\/fr-ma\/blog\/rapprochement-bancaire-tresorerie\/\"\n\t\t\tdata-share-text=\"Veuillez lire cet article int\u00e9ressant\"\n\t\t>\n\t\t\t<span class=\"social-share-button__share-label\">Partager<\/span>\n\t\t\t<span class=\"social-share-button__copy-label\" hidden>Copier le lien<\/span>\n\t\t\t<span class=\"social-share-button__copy-tooltip\" aria-hidden=\"true\" hidden>Copi\u00e9<\/span>\n\t\t<\/button>\n\n\t\t\t\t<\/div>\n\t<\/div>\n\t<\/header>\n\n\n\n<div class=\"wp-block-post-author has-dark-background-color alignfull\">\n\t<div class=\"container\">\n\t\t<div class=\"col\">\n\t\t\t\t\t\t\t<div class=\"co-authors\">\n\t\t\t\t\t\n\t\t<div class=\"entry-author-wrapper\">\n\t\t\t<a class=\"entry-author\" href=\"https:\/\/www.sage.com\/fr-ma\/blog\/author\/joseteixeira1\/\">\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"40\" height=\"40\" src=\"https:\/\/www.sage.com\/fr-ma\/blog\/wp-content\/uploads\/sites\/23\/2019\/06\/jose_teixeira_1675x850-350x350.jpg\" class=\"entry-author__image\" alt=\"Chef de march\u00e9 Cash management et Electronic banking chez Sage\" \/>\t\t\t\t<span class=\"entry-author__name\">Jose Teixeira<\/span>\n\t\t\t<\/a>\n\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Augmenter le taux de rapprochement bancaire de l\u2019ordre de 90 %, voici ce que promettent les meilleures solutions du march\u00e9. Id\u00e9ales pour lib\u00e9rer du temps, limiter le risque d\u2019erreurs, analyser ses donn\u00e9es et permettre un meilleur pilotage des process comptables dans son entreprise. Le point complet.<\/p>\n\n\n\n<h2 id=\"h-le-rapprochement-bancaire-une-obligation-legale\" class=\"wp-block-heading\">Le rapprochement bancaire, une obligation l\u00e9gale<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Le rapprochement bancaire ou&nbsp;<em>reconciliation<\/em>&nbsp;en anglais, qui consiste \u00e0 rapprocher les \u00e9critures comptables des mouvements bancaires, est un incontournable de la&nbsp;<a href=\"https:\/\/www.sage.com\/fr-ma\/logiciels-tresorerie\/\">tr\u00e9sorerie<\/a>&nbsp;d\u2019entreprise.&nbsp;<strong>C\u2019est une obligation l\u00e9gale, gage de certification de vos comptes<\/strong>. L\u2019entreprise doit prouver que ce rapprochement a bien \u00e9t\u00e9 r\u00e9alis\u00e9, en bonne et due forme. Et c\u2019est d\u2019ailleurs ce que permettent de r\u00e9aliser, automatiquement, les diff\u00e9rentes solutions du march\u00e9, avec plus ou moins de facilit\u00e9.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pour l\u2019entreprise, le rapprochement bancaire permettra surtout d\u2019<strong>avoir une vision au plus proche de sa&nbsp;<a href=\"https:\/\/www.sage.com\/fr-ma\/logiciels-tresorerie\/\">tr\u00e9sorerie<\/a><\/strong>, en contr\u00f4lant a posteriori les diff\u00e9rentes lignes pass\u00e9es dans le livre de banques.<\/p>\n\n\n\n<h2 id=\"h-la-reduction-des-erreurs-et-productivite\" class=\"wp-block-heading\">La r\u00e9duction des erreurs et productivit\u00e9<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Il permettra ainsi de&nbsp;<strong>d\u00e9tecter toutes les anomalies<\/strong>&nbsp;: frais surfactur\u00e9s \u00e9ventuellement par votre organisme bancaire, \u00e9carts de change, mouvements bancaires anormaux, \u00e9ventuelles op\u00e9rations frauduleuses, etc. Avec la possibilit\u00e9 d\u2019<strong>\u00eatre alert\u00e9 d\u00e8s qu\u2019une anomalie est d\u00e9tect\u00e9e<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">R\u00e9alis\u00e9 en automatique, le rapprochement bancaire&nbsp;<strong>optimise significativement le rapprochement des \u00e9critures comptables et des mouvements bancaires<\/strong>&nbsp;en s\u2019appuyant sur le param\u00e9trage de crit\u00e8res et de modes de rapprochement de plus en plus fin.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Les meilleures solutions du march\u00e9 offrent en effet aujourd\u2019hui des&nbsp;<strong>taux de rapprochement en automatique qui peuvent aller jusqu\u2019\u00e0 90 %<\/strong>, l\u00e0 o\u00f9 la norme se situe plut\u00f4t aux environs de 80 %. Le reste demeurant, bien s\u00fbr, \u00e0 effectuer manuellement.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Avec un impact imm\u00e9diat sur la&nbsp;<a href=\"https:\/\/www.sage.com\/fr-ma\/logiciels-tresorerie\/\">tr\u00e9sorerie<\/a>. Le cas par exemple, quand toute l\u2019activit\u00e9 repose sur des encaissements, comme dans le secteur de la t\u00e9l\u00e9phonie mobile. Augmenter le taux de r\u00e9conciliation permet en effet de rapidement contr\u00f4ler voire m\u00eame d\u2019anticiper tout \u00e9cart sur les op\u00e9rations bancaires.<\/p>\n\n\n\n<h2 id=\"h-un-nombre-de-criteres-quasi-illimites-et-enchainement-des-regles\" class=\"wp-block-heading\">Un nombre de crit\u00e8res quasi illimit\u00e9s et encha\u00eenement des r\u00e8gles<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Pour parvenir \u00e0 de tels taux de rapprochement, un travail sur les algorithmes a d\u00fb \u00eatre r\u00e9alis\u00e9 afin de s\u2019adapter \u00e0 toutes les configurations, tous les types d\u2019entreprises, tous les secteurs d\u2019activit\u00e9s\u2026&nbsp;<strong>Avec un nombre de crit\u00e8res illimit\u00e9s<\/strong>, puisque vous pouvez :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>cr\u00e9er un groupe de r\u00e8gles et des priorit\u00e9s d\u2019ex\u00e9cution<\/strong><\/li>\n\n\n\n<li><strong>ex\u00e9cuter plusieurs rapprochements en m\u00eame temps<\/strong><\/li>\n\n\n\n<li><strong>avoir recours \u00e0 un nombre de crit\u00e8res de rapprochement illimit\u00e9<\/strong><\/li>\n\n\n\n<li><strong>utiliser des op\u00e9rateurs de comparaison : \u00bb = , &gt;, = , =<\/strong><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Plus il y a de crit\u00e8res en effet, et plus le taux de rapprochement va augmenter, avec la possibilit\u00e9 d\u2019encha\u00eener les r\u00e8gles. On peut ainsi aller chercher des infos compl\u00e9mentaires pour trouver des \u00e9critures, le nom d\u2019un d\u00e9biteur\u2026 Avec un niveau de d\u00e9tail tr\u00e8s important :&nbsp;<strong>rapprochement ligne \u00e0 ligne, rapprochement 1 ligne vers plusieurs lignes, rapprochement de plusieurs ligne vers plusieurs lignes<\/strong>.<\/p>\n\n\n\n<h2 id=\"h-faciliter-l-experience-utilisateur\" class=\"wp-block-heading\">Faciliter l\u2019exp\u00e9rience utilisateur<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">C\u00f4t\u00e9 comptable, ces solutions cherchent \u00e0&nbsp;<strong>se rapprocher au plus pr\u00e8s de l\u2019exp\u00e9rience utilisateur, avec des tableaux de bord de plus en plus intuitifs, simples \u00e0 utiliser<\/strong>. R\u00e9sultat, l\u00e0 o\u00f9 avant le rapprochement \u00e9tait r\u00e9alis\u00e9 une fois par mois,&nbsp;<strong>on peut tr\u00e8s bien imaginer le r\u00e9aliser tous les jours<\/strong>. Petit plus, ces solutions sont capables, pour les plus avanc\u00e9es, de&nbsp;<strong>s\u2019interfacer avec les&nbsp;<a href=\"https:\/\/www.sage.com\/fr-ma\/logiciels-erp\/\">ERP<\/a>&nbsp;du march\u00e9<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En somme, ces outils de rapprochement ont un r\u00f4le crucial \u00e0 jouer : analyser la&nbsp;<a href=\"https:\/\/www.sage.com\/fr-ma\/logiciels-tresorerie\/\">tr\u00e9sorerie<\/a>, r\u00e9aliser un reporting complet, afin de comprendre, d\u2019am\u00e9liorer et d\u2019optimiser, le cas \u00e9ch\u00e9ant, les process comptables.<\/p>\n\n\n\n<div class=\"single-cta\">\n\t<div class=\"single-cta__positioner on-scroll-highlight__target\">\n\t\t<div class=\"single-cta__wrapper has-dark-background-color\">\n\t\t\t<div class=\"single-cta__content\">\n\t\t\t\t\t\t\t\t<h2 class=\"single-cta__title h3\">Abonnez-vous \u00e0 la newsletter Sage Advice et recevez, directement dans votre bo\u00eete email, nos tous derniers conseils.<\/h2>\n\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a\n\t\t\t\t\t\thref=\"#gate-d40c4109-9f94-4698-b25d-78127a854343\"\n\t\t\t\t\t\tclass=\"single-cta__button button button--primary\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t>S&#039;abonner<\/a>\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<img decoding=\"async\" width=\"1064\" height=\"810\" src=\"https:\/\/www.sage.com\/fr-ma\/blog\/wp-content\/uploads\/sites\/23\/2019\/05\/GettyImages-683807936_super-1064x810.jpg\" class=\"single-cta__image\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/fr-ma\/blog\/wp-content\/uploads\/sites\/23\/2019\/05\/GettyImages-683807936_super-1064x810.jpg 1064w\" sizes=\"auto, (min-width: 48em) 33vw, 100vw\" \/>\t\t\t<\/div>\n<\/div>\n\n\n<section class=\"more-topics alignfull has-grey-light-background-color wp-block-sage-post-topics\">\n\t<div class=\"container\">\n\t\t<div class=\"row\">\n\t\t\t<div class=\"col col-12 col-lg-4\">\n\t\t\t\t<h3 class=\"more-topics__title h2\">Parcourir plus de sujets depuis cet article<\/h3>\n\t\t\t<\/div>\n\t\t\t<div class=\"col col-12 col-lg-8\">\n\t\t\t\t<ul class=\"post-tags__list\">\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"post-tags__item\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.sage.com\/fr-ma\/blog\/tag\/anomalies\/\" class=\"post-tags__link button button--secondary\">\n\t\t\t\t\t\t\t\tanomalies\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"post-tags__item\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.sage.com\/fr-ma\/blog\/tag\/comptabilite\/\" class=\"post-tags__link button button--secondary\">\n\t\t\t\t\t\t\t\tcomptabilit\u00e9\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"post-tags__item\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.sage.com\/fr-ma\/blog\/tag\/erreurs\/\" class=\"post-tags__link button button--secondary\">\n\t\t\t\t\t\t\t\terreurs\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"post-tags__item\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.sage.com\/fr-ma\/blog\/tag\/fichier-fec\/\" class=\"post-tags__link button button--secondary\">\n\t\t\t\t\t\t\t\tfichier FEC\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"post-tags__item\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.sage.com\/fr-ma\/blog\/tag\/rapprochement-bancaire\/\" class=\"post-tags__link button button--secondary\">\n\t\t\t\t\t\t\t\trapprochement bancaire\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"post-tags__item\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.sage.com\/fr-ma\/blog\/tag\/reconciliation\/\" class=\"post-tags__link button button--secondary\">\n\t\t\t\t\t\t\t\tr\u00e9conciliation\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"post-tags__item\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.sage.com\/fr-ma\/blog\/tag\/tresorerie\/\" class=\"post-tags__link button button--secondary\">\n\t\t\t\t\t\t\t\ttr\u00e9sorerie\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\n\n<div class=\"alignfull wp-block-sage-related-posts\">\n\t<section class=\"related-posts card-grid has-dark-background-color\">\n\t<div class=\"container\">\n\t\t\t\t\t<div class=\"row\">\n\t\t\t\t<div class=\"col\">\n\t\t\t\t\t<h2 class=\"related-posts__heading related-posts__heading--featured h1\">Explorez plus d&#039;articles<\/h2>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"row related-posts__featured\">\n\t\t\t\t<div class=\"col card-grid__item\">\n\t\t\t\t\t<article\n\t\tclass=\"card-post related-post related-post-0 post-3176 post type-post status-publish format-standard has-post-thumbnail hentry category-digitalisation-tendances category-digitalisation-ou-transformation-digitale category-legal-reglementation category-moyennes-et-grandes-entreprises tag-comptabilite tag-daf tag-digitalisation tag-digitalisation-ou-transformation-digitale tag-facturation-electronique business_type-artisan-et-petite-entreprise business_type-petite-et-moyenne-entreprise business_type-expertise-comptable card-post--is-clickable\"\n>\n\t<div class=\"card-post__media-wrapper\">\n\t\t<figure class=\"card-post__media\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1440\" height=\"810\" src=\"https:\/\/www.sage.com\/fr-ma\/blog\/wp-content\/uploads\/sites\/23\/2022\/04\/GettyImages-1307905824-1440x810.jpg\" class=\"card-post__image\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/fr-ma\/blog\/wp-content\/uploads\/sites\/23\/2022\/04\/GettyImages-1307905824-684x384.jpg 684w, https:\/\/www.sage.com\/fr-ma\/blog\/wp-content\/uploads\/sites\/23\/2022\/04\/GettyImages-1307905824-768x432.jpg 768w, https:\/\/www.sage.com\/fr-ma\/blog\/wp-content\/uploads\/sites\/23\/2022\/04\/GettyImages-1307905824-1440x810.jpg 1440w\" sizes=\"auto, (min-width: 48em) 250px, (min-width: 30em) 100vw, 100vw\" \/>\t\t\t\n\t\t\t\n\t\t\t\t\t<\/figure>\n\t<\/div>\n\n\t<div class=\"card-post__content\">\n\t\t\t\t\t<div class=\"card-post__label\">Recommand\u00e9<\/div>\n\t\t\n\t\t\t\t\t<div class=\"card-post__meta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"posted-on \"><time class=\"entry-date published\" datetime=\"2025-04-24T12:58:00+01:00\">avril 24, 2025<\/time><\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"reading-time\">6 min de lecture<\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<p class=\"card-post__title h3\">\n\t\t\t\t\t\t\t<a\n\t\t\t\t\tclass=\"card-post__title-link\"\n\t\t\t\t\thref=\"https:\/\/www.sage.com\/fr-ma\/blog\/quels-defis-pour-la-facture-electronique-au-maroc\/\"\n\t\t\t\t>\n\t\t\t\n\t\t\tQuels d\u00e9fis pour la facture \u00e9lectronique\u00a0au Maroc ?\n\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/p>\n\n\t\t\n\t\t\t\t\t<p class=\"card-post__description\">\n\t\t\t\tLe projet de facturation \u00e9lectronique repr\u00e9sente une r\u00e9elle rupture dans les pratiques des entreprises au Maroc. Appr\u00e9ci\u00e9 \u00e0 l\u2019\u00e9chelle humaine et au niveau organisationnel, c\u2019est toute une transformation culturelle qui attend le tissu \u00e9conomique national.\t\t\t<\/p>\n\t\t\n\t\t\t<\/div>\n\n\t<\/article>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\n\t\t\t\t\t<div class=\"row related-posts__non-featured\">\n\t\t\t\t<div class=\"col col-12\">\n\t\t\t\t\t<h2 class=\"related-posts__heading related-posts__heading--more h4\">En savoir plus sur ce sujet<\/h2>\n\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t\t<div class=\"col col-6 col-lg-3 card-grid__item\">\n\t\t\t\t\t\t<article\n\t\tclass=\"card-post related-post related-post-1 post-3024 post type-post status-publish format-standard has-post-thumbnail hentry category-delais-de-paiement category-digitalisation-tendances category-digitalisation-ou-transformation-digitale tag-digitalisation tag-digitalisation-ou-transformation-digitale tag-tresorerie tag-tva business_type-artisan-et-petite-entreprise business_type-petite-et-moyenne-entreprise business_type-expertise-comptable\"\n>\n\t\t\t<a\n\t\t\tclass=\"card-post__link\"\n\t\t\thref=\"https:\/\/www.sage.com\/fr-ma\/blog\/delais-de-paiement-quel-bilan-de-la-loi-a-ce-jour\/\"\n\t\t\t\t\t>\n\t\t\t<figure class=\"card-post__media\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"684\" height=\"384\" src=\"https:\/\/www.sage.com\/fr-ma\/blog\/wp-content\/uploads\/sites\/23\/2023\/10\/GettyImages-1481370237-684x384.jpg\" class=\"card-post__image\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/fr-ma\/blog\/wp-content\/uploads\/sites\/23\/2023\/10\/GettyImages-1481370237-684x384.jpg 684w, https:\/\/www.sage.com\/fr-ma\/blog\/wp-content\/uploads\/sites\/23\/2023\/10\/GettyImages-1481370237-768x432.jpg 768w, https:\/\/www.sage.com\/fr-ma\/blog\/wp-content\/uploads\/sites\/23\/2023\/10\/GettyImages-1481370237.jpg 1440w\" sizes=\"auto, (min-width: 48em) 250px, (min-width: 30em) 100vw, 100vw\" \/>\t\t\t\n\t\t\t\n\t\t\t\t\t<\/figure>\n\n\t\t\n\t\t\t\t\t<div class=\"card-post__meta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"posted-on \"><time class=\"entry-date published\" datetime=\"2024-10-08T12:25:33+01:00\">octobre 8, 2024<\/time><\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"reading-time\">6 min de lecture<\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<p class=\"card-post__title h5\">\n\t\t\tD\u00e9lais de paiement\u00a0: quel bilan de la Loi, \u00e0 ce jour\u00a0?\t\t<\/p>\n\n\t\t\t<\/a>\n\t\n\t\n\t\t\n\t\n\t<\/article>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t<div class=\"col col-6 col-lg-3 card-grid__item\">\n\t\t\t\t\t\t<article\n\t\tclass=\"card-post related-post related-post-2 post-3005 post type-post status-publish format-standard has-post-thumbnail hentry category-digitalisation-tendances category-legal-reglementation tag-reglementation tag-tresorerie tag-tva business_type-artisan-et-petite-entreprise business_type-petite-et-moyenne-entreprise business_type-expertise-comptable\"\n>\n\t\t\t<a\n\t\t\tclass=\"card-post__link\"\n\t\t\thref=\"https:\/\/www.sage.com\/fr-ma\/blog\/tva-et-retenues-a-la-source-comment-faire-face-aux-nouvelles-regles-fiscales\/\"\n\t\t\t\t\t>\n\t\t\t<figure class=\"card-post__media\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"684\" height=\"384\" src=\"https:\/\/www.sage.com\/fr-ma\/blog\/wp-content\/uploads\/sites\/23\/2023\/10\/GettyImages-1483132604-684x384.jpg\" class=\"card-post__image\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/fr-ma\/blog\/wp-content\/uploads\/sites\/23\/2023\/10\/GettyImages-1483132604-684x384.jpg 684w, https:\/\/www.sage.com\/fr-ma\/blog\/wp-content\/uploads\/sites\/23\/2023\/10\/GettyImages-1483132604-768x512.jpg 768w, https:\/\/www.sage.com\/fr-ma\/blog\/wp-content\/uploads\/sites\/23\/2023\/10\/GettyImages-1483132604-1215x810.jpg 1215w\" sizes=\"auto, (min-width: 48em) 250px, (min-width: 30em) 100vw, 100vw\" \/>\t\t\t\n\t\t\t\n\t\t\t\t\t<\/figure>\n\n\t\t\n\t\t\t\t\t<div class=\"card-post__meta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"posted-on \"><time class=\"entry-date published\" datetime=\"2024-06-14T09:16:33+01:00\">juin 14, 2024<\/time><\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"reading-time\">3 min de lecture<\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<p class=\"card-post__title h5\">\n\t\t\tTVA et Retenues \u00e0 la source. Comment faire face aux nouvelles r\u00e8gles fiscales\u00a0?\t\t<\/p>\n\n\t\t\t<\/a>\n\t\n\t\n\t\t\n\t\n\t<\/article>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t<div class=\"col col-6 col-lg-3 card-grid__item\">\n\t\t\t\t\t\t<article\n\t\tclass=\"card-post related-post related-post-3 post-3001 post type-post status-publish format-standard has-post-thumbnail hentry category-gestion-financiere category-legal-reglementation tag-daf tag-reglementation tag-tresorerie tag-tva business_type-artisan-et-petite-entreprise business_type-petite-et-moyenne-entreprise business_type-expertise-comptable\"\n>\n\t\t\t<a\n\t\t\tclass=\"card-post__link\"\n\t\t\thref=\"https:\/\/www.sage.com\/fr-ma\/blog\/loi-de-finances-2024-ce-qui-change-avec-la-tva\/\"\n\t\t\t\t\t>\n\t\t\t<figure class=\"card-post__media\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"684\" height=\"384\" src=\"https:\/\/www.sage.com\/fr-ma\/blog\/wp-content\/uploads\/sites\/23\/2023\/10\/GettyImages-1408517180-684x384.jpg\" class=\"card-post__image\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/fr-ma\/blog\/wp-content\/uploads\/sites\/23\/2023\/10\/GettyImages-1408517180-684x384.jpg 684w, https:\/\/www.sage.com\/fr-ma\/blog\/wp-content\/uploads\/sites\/23\/2023\/10\/GettyImages-1408517180-768x512.jpg 768w, https:\/\/www.sage.com\/fr-ma\/blog\/wp-content\/uploads\/sites\/23\/2023\/10\/GettyImages-1408517180-1215x810.jpg 1215w\" sizes=\"auto, (min-width: 48em) 250px, (min-width: 30em) 100vw, 100vw\" \/>\t\t\t\n\t\t\t\n\t\t\t\t\t<\/figure>\n\n\t\t\n\t\t\t\t\t<div class=\"card-post__meta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"posted-on \"><time class=\"entry-date published\" datetime=\"2024-06-14T09:13:31+01:00\">juin 14, 2024<\/time><\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"reading-time\">9 min de lecture<\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<p class=\"card-post__title h5\">\n\t\t\tLoi de Finances 2024. Ce qui change avec la TVA\t\t<\/p>\n\n\t\t\t<\/a>\n\t\n\t\n\t\t\n\t\n\t<\/article>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t<div class=\"col col-6 col-lg-3 card-grid__item\">\n\t\t\t\t\t\t<article\n\t\tclass=\"card-post related-post related-post-4 post-2797 post type-post status-publish format-standard has-post-thumbnail hentry category-digitalisation-tendances tag-bi-business-intelligence tag-business-intelligence tag-finances tag-tresorerie business_type-petite-et-moyenne-entreprise business_type-expertise-comptable\"\n>\n\t\t\t<a\n\t\t\tclass=\"card-post__link\"\n\t\t\thref=\"https:\/\/www.sage.com\/fr-ma\/blog\/performance-financiere-quels-indicateurs-regarder-pour-battre-la-concurrence\/\"\n\t\t\t\t\t>\n\t\t\t<figure class=\"card-post__media\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"684\" height=\"384\" src=\"https:\/\/www.sage.com\/fr-ma\/blog\/wp-content\/uploads\/sites\/23\/2023\/10\/GettyImages-1446850915-684x384.jpg\" class=\"card-post__image\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/fr-ma\/blog\/wp-content\/uploads\/sites\/23\/2023\/10\/GettyImages-1446850915-684x384.jpg 684w, https:\/\/www.sage.com\/fr-ma\/blog\/wp-content\/uploads\/sites\/23\/2023\/10\/GettyImages-1446850915-768x432.jpg 768w, https:\/\/www.sage.com\/fr-ma\/blog\/wp-content\/uploads\/sites\/23\/2023\/10\/GettyImages-1446850915.jpg 1440w\" sizes=\"auto, (min-width: 48em) 250px, (min-width: 30em) 100vw, 100vw\" \/>\t\t\t\n\t\t\t\n\t\t\t\t\t<\/figure>\n\n\t\t\n\t\t\t\t\t<div class=\"card-post__meta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"posted-on \"><time class=\"entry-date published\" datetime=\"2023-11-30T09:58:45+01:00\">novembre 30, 2023<\/time><\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"reading-time\">5 min de lecture<\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<p class=\"card-post__title h5\">\n\t\t\tPerformance financi\u00e8re : quels indicateurs regarder pour battre la concurrence\u00a0?\t\t<\/p>\n\n\t\t\t<\/a>\n\t\n\t\n\t\t\n\t\n\t<\/article>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n<\/section>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\t\t\t\tLimiter le risque d\u2019erreurs, analyser les donn\u00e9es\u2026 c\u2019est tout l\u2019int\u00e9r\u00eat du rapprochement bancaire, un incontournable de la tr\u00e9sorerie.\t\t<\/p>\n","protected":false},"author":835,"featured_media":3051,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_sage_video":false,"post_featured_image_hide":false,"sage_hide_published_date":false,"sage_hide_read_time":false,"sage_hide_share_buttons":false,"_pwl_sage_podcast_buzzsprout_src":"","footnotes":""},"categories":[160],"tags":[253,254,255,256,257,258,134],"business_type":[14],"context":[],"industry":[],"persona":[21],"imagine_tag":[177],"coauthors":[372],"class_list":["post-501","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-management-rh","tag-anomalies","tag-comptabilite","tag-erreurs","tag-fichier-fec","tag-rapprochement-bancaire","tag-reconciliation","tag-tresorerie","business_type-petite-et-moyenne-entreprise"],"sage_meta":{"region":"fr-ma","author_name":"Jose Teixeira","featured_image":"https:\/\/www.sage.com\/fr-ma\/blog\/wp-content\/uploads\/sites\/23\/2024\/10\/BrandShoot-LND_June2024_Financial-Services_0465.jpg","imagine_tags":{"177":"Tr\u00e9sorerie"}},"distributor_meta":false,"distributor_terms":false,"distributor_media":false,"distributor_original_site_name":"Sage Advice Maroc","distributor_original_site_url":"https:\/\/www.sage.com\/fr-ma\/blog","push-errors":false,"_links":{"self":[{"href":"https:\/\/www.sage.com\/fr-ma\/blog\/api\/wp\/v2\/posts\/501","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.sage.com\/fr-ma\/blog\/api\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.sage.com\/fr-ma\/blog\/api\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.sage.com\/fr-ma\/blog\/api\/wp\/v2\/users\/835"}],"replies":[{"embeddable":true,"href":"https:\/\/www.sage.com\/fr-ma\/blog\/api\/wp\/v2\/comments?post=501"}],"version-history":[{"count":2,"href":"https:\/\/www.sage.com\/fr-ma\/blog\/api\/wp\/v2\/posts\/501\/revisions"}],"predecessor-version":[{"id":3927,"href":"https:\/\/www.sage.com\/fr-ma\/blog\/api\/wp\/v2\/posts\/501\/revisions\/3927"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.sage.com\/fr-ma\/blog\/api\/wp\/v2\/media\/3051"}],"wp:attachment":[{"href":"https:\/\/www.sage.com\/fr-ma\/blog\/api\/wp\/v2\/media?parent=501"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.sage.com\/fr-ma\/blog\/api\/wp\/v2\/categories?post=501"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.sage.com\/fr-ma\/blog\/api\/wp\/v2\/tags?post=501"},{"taxonomy":"business_type","embeddable":true,"href":"https:\/\/www.sage.com\/fr-ma\/blog\/api\/wp\/v2\/business_type?post=501"},{"taxonomy":"context","embeddable":true,"href":"https:\/\/www.sage.com\/fr-ma\/blog\/api\/wp\/v2\/context?post=501"},{"taxonomy":"industry","embeddable":true,"href":"https:\/\/www.sage.com\/fr-ma\/blog\/api\/wp\/v2\/industry?post=501"},{"taxonomy":"persona","embeddable":true,"href":"https:\/\/www.sage.com\/fr-ma\/blog\/api\/wp\/v2\/persona?post=501"},{"taxonomy":"imagine_tag","embeddable":true,"href":"https:\/\/www.sage.com\/fr-ma\/blog\/api\/wp\/v2\/imagine_tag?post=501"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/www.sage.com\/fr-ma\/blog\/api\/wp\/v2\/coauthors?post=501"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}