Spotcap’s mission is to provide business owners with a fast and easy way to fund their projects so that they can focus their time on growing their business.
Credit lines range from 500€ to 150 000€ and are approved in minutes. Spotcap proposes a non-binding offer for a credit line, with the amount and cost based on the company’s scoring. Upon confirmation of the credit terms, the business owners can request a payout whenever and wherever they need.
It’s fast: the whole application process takes few minutes.
It’s flexible: Spotcap allows customers to withdraw money when they need it, as often as they like.
There are no hidden charges and no fees for paying back early.
It’s easy: no tedious paperwork and no long meetings, which are some of the hurdles and barriers imposed by traditional banks.
It’s accessible: Spotcap’s credit lines are tailored to the needs of small dynamic businesses. Our credit assessment focuses on real-time business data, not just past credit history.