{"id":6713,"date":"2021-07-19T10:47:41","date_gmt":"2021-07-19T09:47:41","guid":{"rendered":"https:\/\/www.sage.com\/pt-pt\/blog\/?p=6713"},"modified":"2025-12-03T14:59:05","modified_gmt":"2025-12-03T14:59:05","slug":"o-que-e-o-google-pay-e-os-beneficios-de-usa-lo-na-sua-pequena-empresa","status":"publish","type":"post","link":"https:\/\/www.sage.com\/pt-pt\/blog\/o-que-e-o-google-pay-e-os-beneficios-de-usa-lo-na-sua-pequena-empresa\/","title":{"rendered":"O que \u00e9 o Google Pay e os benef\u00edcios de us\u00e1-lo na sua pequena empresa"},"content":{"rendered":"<header class=\"entry-header has-dark-background-color entry-header--has-illustration entry-header--has-illustration--generic\">\n\t<div class=\"container\">\n\t\t<div class=\"entry-header__row row align-center\">\n\t\t\t<div class=\"col col-lg-7 col-xlg-6 entry-header__content\">\n\t\t\t\t\t\t\t<div class=\"component component-single-header\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"entry-header__misc text--subtitle text--uppercase text--small\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.sage.com\/pt-pt\/blog\/category\/tecnologia-e-inovacao\/\" class=\"entry-header__link\">Tecnologia e Inova\u00e7\u00e3o<\/a>\t\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t<div class=\"entry-title-wrapper\">\n\t\t\t\t\t<h1 class=\"entry-title\">\n\t\t\t\t\t\tO que \u00e9 o Google Pay e os benef\u00edcios de us\u00e1-lo na sua pequena empresa\t\t\t\t\t<\/h1>\n\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t<p class=\"entry-header__description\">\n\t\t\t\t\t\t\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n\t\t<div class=\"single-post-details container\">\n\t\t<div class=\"col\">\n\t\t\t<span class=\"posted-on \"><time class=\"entry-date published\" datetime=\"2021-07-19T10:47:41+01:00\">Julho 19, 2021<\/time><\/span><span class=\"reading-time\"> minutos de leitura<\/span>\n\t\t<button\n\t\t\ttype=\"button\"\n\t\t\tclass=\"social-share-button button button--icon button--secondary js-social-share-button\"\n\t\t\tdata-share-title=\"O que \u00e9 o Google Pay e os benef\u00edcios de us\u00e1-lo na sua pequena empresa\"\n\t\t\tdata-share-url=\"https:\/\/www.sage.com\/pt-pt\/blog\/o-que-e-o-google-pay-e-os-beneficios-de-usa-lo-na-sua-pequena-empresa\/\"\n\t\t\tdata-share-text=\"Por favor, leia este artigo interessante\"\n\t\t>\n\t\t\t<span class=\"social-share-button__share-label\">Partilhar<\/span>\n\t\t\t<span class=\"social-share-button__copy-label\" hidden>Copiar link<\/span>\n\t\t\t<span class=\"social-share-button__copy-tooltip\" aria-hidden=\"true\" hidden>Copiada<\/span>\n\t\t<\/button>\n\n\t\t\t\t<\/div>\n\t<\/div>\n\t<\/header>\n\n\n\n<div class=\"wp-block-post-author has-dark-background-color alignfull\">\n\t<div class=\"container\">\n\t\t<div class=\"col\">\n\t\t\t\t\t\t\t<div class=\"co-authors\">\n\t\t\t\t\t\n\t\t<div class=\"entry-author-wrapper\">\n\t\t\t<a class=\"entry-author\" href=\"https:\/\/www.sage.com\/pt-pt\/blog\/author\/asavinwattanajantra\/\">\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"40\" height=\"40\" src=\"https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2026\/03\/Asavin-350x350.jpg\" class=\"entry-author__image\" alt=\"\" srcset=\"https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2026\/03\/Asavin-350x350.jpg 350w, https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2026\/03\/Asavin-768x768.jpg 768w, https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2026\/03\/Asavin-810x810.jpg 810w, https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2026\/03\/Asavin.jpg 1000w\" sizes=\"auto, (max-width: 40px) 100vw, 40px\" \/>\t\t\t\t<span class=\"entry-author__name\">Asavin Wattanajantra<\/span>\n\t\t\t<\/a>\n\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n\n\n\n<p>O pagamento com o telem\u00f3vel amea\u00e7a relegar o peda\u00e7o de pl\u00e1stico do cart\u00e3o de cr\u00e9dito para uma gaveta qualquer, juntamente com alguma cassete para ouvir m\u00fasica, daquelas que quando encravavam era preciso rebobinar com uma caneta bic.<\/p>\n\n\n\n<p>O cart\u00e3o de cr\u00e9dito j\u00e1 fez hist\u00f3ria, mas parece que n\u00e3o ter\u00e1 acomoda\u00e7\u00e3o no futuro. O <strong>pagamento com dispositivos m\u00f3veis<\/strong> substituir\u00e1 os cart\u00f5es de pl\u00e1stico, mais cedo do que tarde.<\/p>\n\n\n\n<p>Ao acelerado crescimento do MB Way, o fornecedor de <a href=\"https:\/\/www.sage.com\/pt-pt\/blog\/como-escolher-um-gateway-e-aceitar-pagamentos-online-parte-1\/\">servi\u00e7os de pagamentos<\/a> instant\u00e2neos entre particulares, que tamb\u00e9m facilita as compras em lojas, acompanham-no nesta transforma\u00e7\u00e3o empresas como a Google com a sua aplica\u00e7\u00e3o Google Pay.<\/p>\n\n\n\n<p>A principal diferen\u00e7a entre o MB Way e o Google Pay \u00e9 que o MB Way requer o n\u00famero de telefone do destinat\u00e1rio da transfer\u00eancia, enquanto o Google Pay \u00e9 como pagar com um cart\u00e3o de cr\u00e9dito no telem\u00f3vel. Embora tamb\u00e9m pode optar por aceitar pagamentos atrav\u00e9s de c\u00f3digo QR e n\u00famero de telefone.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-o-que-e-o-google-pay\">O que \u00e9 o Google Pay?<\/h2>\n\n\n\n<p>O lan\u00e7amento da aplica\u00e7\u00e3o do Google ocorreu a 11 de setembro de 2011 e antes era conhecida como Pay with Google ou Android Pay. O Google Pay \u00e9 uma forma f\u00e1cil e r\u00e1pida de <a href=\"https:\/\/www.sage.com\/pt-pt\/blog\/solucoes-de-pagamento-rumo-ao-digital\/\">pagar em milh\u00f5es de sites<\/a>, a partir de dispositivos m\u00f3veis (Android, tablets ou smartwatches).<\/p>\n\n\n\n<p>Esta app utiliza a tecnologia NFC para transmitir informa\u00e7\u00f5es do telem\u00f3vel at\u00e9 ao <a href=\"https:\/\/www.sage.com\/pt-pt\/blog\/7-boas-praticas-para-proteger-se-das-fraudes-em-lojas\/\">terminal de pagamento da loja<\/a>. Os TPV disp\u00f5em da mesma tecnologia, o que facilita a transfer\u00eancia de fundos do comprador para o vendedor.<\/p>\n\n\n\n<p>A utiliza\u00e7\u00e3o da aplica\u00e7\u00e3o do Google permite substituir o cart\u00e3o f\u00edsico de cr\u00e9dito ou de d\u00e9bito. Como? Permitindo ao utilizador transferir fundos da sua carteira do Google Pay.<\/p>\n\n\n\n<p>Em Portugal, o Google Pay ficou dispon\u00edvel em novembro de 2020 apenas para os bancos digitais, ou seja, para os clientes das aplica\u00e7\u00f5es de finan\u00e7as pessoais Bunq, Curve, Monese, N26, Revolut, Transferwise e Viva Wallet. Tal significa que a app n\u00e3o foi lan\u00e7ada na sua totalidade no Pa\u00eds.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-o-que-e-a-tecnologia-nfc\">O que \u00e9 a tecnologia NFC?<\/h2>\n\n\n\n<p>O Google Pay utiliza a tecnologia NFC, a sigla Near-field communication ou comunica\u00e7\u00e3o de campo pr\u00f3ximo. \u00c9 uma tecnologia de <strong>comunica\u00e7\u00e3o sem fios, de curto alcance e alta frequ\u00eancia<\/strong> que permite o interc\u00e2mbio de dados entre dispositivos. Todos os iPhone a partir do iPhone 6 (2014) e todos os Apple Watch incluem a tecnologia NFC.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-vantagens-para-o-comprador-ao-pagar-com-o-google-pay\">Vantagens para o comprador ao pagar com o Google Pay<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Rapidez e agilidade<\/strong>. \u00c9 uma forma f\u00e1cil e r\u00e1pida de pagar em milh\u00f5es de sites, quer online quer em lojas f\u00edsicas. \u00c9 mais r\u00e1pido pagar com o telem\u00f3vel, do que procurar o cart\u00e3o de pagamento na carteira.<\/li>\n\n\n\n<li><strong>Seguran\u00e7a<\/strong>. Garante a seguran\u00e7a e privacidade dos dados de pagamento, j\u00e1 que as informa\u00e7\u00f5es de pagamento n\u00e3o s\u00e3o partilhadas, como no caso do pagamento com um cart\u00e3o de cr\u00e9dito. Com o Google Pay, os dados do comprador est\u00e3o sempre protegidos. Al\u00e9m disso, possui toda a prote\u00e7\u00e3o e seguran\u00e7a do Google: fortes medidas de seguran\u00e7a que protegem a conta e as informa\u00e7\u00f5es pessoais do utilizador de qualquer amea\u00e7a.<\/li>\n\n\n\n<li><strong>Facilita o e-commerce<\/strong> ao permitir pagar rapidamente em aplica\u00e7\u00f5es e sites. Basta clicar num bot\u00e3o e poder\u00e1 pagar bilhetes de transporte p\u00fablico, comprar bilhetes, fazer compras e muito mais.<\/li>\n\n\n\n<li><strong>Programas de fideliza\u00e7\u00e3o<\/strong>. Podem ser adicionados programas de fideliza\u00e7\u00e3o para ganhar pontos.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-beneficios-do-google-pay-para-as-lojas\">Benef\u00edcios do Google Pay para as lojas<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Aumenta a taxa de convers\u00e3o<\/strong>. Milh\u00f5es de pessoas usam o Google para que, com a sua plataforma de pagamento, seja mais f\u00e1cil do que nunca pagar em sites, aplica\u00e7\u00f5es e lojas f\u00edsicas. Isto facilita o aumento da taxa de convers\u00e3o, ou seja, a percentagem de utilizadores que visitam o seu site e materializam uma compra. Al\u00e9m disso, quanto mais formas de pagamento uma empresa aceitar, mais oportunidades ter\u00e3o de aumentar as suas receitas.<\/li>\n\n\n\n<li><strong>Facilite o pagamento dos seus clientes<\/strong>. O Google Pay oferece aos clientes uma experi\u00eancia de compra mais r\u00e1pida e confort\u00e1vel em qualquer um dos dispositivos que j\u00e1 utilizam.<\/li>\n\n\n\n<li><strong>Cumpre com os requisitos do SCA<\/strong>. A aplica\u00e7\u00e3o do Google tem um servi\u00e7o de autentica\u00e7\u00e3o adicional integrado e atende aos novos requisitos do sistema de autentica\u00e7\u00e3o refor\u00e7ada (ou seja, o Strong Customer Authentication ou SCA) da PSD2. As carteiras virtuais e a tecnologia NFC est\u00e3o a demonstrar ser mais seguras do que outras formas de pagamento.<\/li>\n\n\n\n<li><strong>Melhore o engagement<\/strong> da sua marca. As ferramentas associadas ao Google Pay ajudam as empresas a interagir melhor com os seus clientes. Por exemplo, as empresas podem conectar-se com os seus clientes criando e partilhando ofertas utilizando o canal comercial personalizado do Google Pay.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-outros-beneficios-para-as-pequenas-empresas\">Outros benef\u00edcios para as pequenas empresas<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>F\u00e1cil de integrar<\/strong>. A integra\u00e7\u00e3o do Google Pay \u00e9 muito simples e pode ser conclu\u00edda em poucos dias.<\/li>\n\n\n\n<li><strong>Sem comiss\u00f5es<\/strong>. Os comerciantes recebem pagamentos gratuitos instantaneamente. Isto significa que os seus clientes podem enviar dinheiro diretamente para a sua conta banc\u00e1ria, sem pagar as comiss\u00f5es pela utiliza\u00e7\u00e3o dos TPV das institui\u00e7\u00f5es financeiras.<\/li>\n\n\n\n<li><strong>Apoio para comerciantes<\/strong>. O Centro de ajuda do Google est\u00e1 dispon\u00edvel para apoio a qualquer momento, quer por telefone quer atrav\u00e9s do chat.<\/li>\n\n\n\n<li><strong>M\u00e9todo de pagamento gratuito<\/strong>. O Google Pay \u00e9 gratuito, quer quando pago online quer numa loja f\u00edsica. Al\u00e9m disso, n\u00e3o tem comiss\u00e3o de manuten\u00e7\u00e3o como acontece com muitos cart\u00f5es de cr\u00e9dito.<\/li>\n<\/ul>\n\n\n\n<p>Os cart\u00f5es de cr\u00e9dito, tal como os conhecemos, t\u00eam os dias contados. No futuro, os pagamentos com dispositivos m\u00f3veis, acabar\u00e3o por se impor.<\/p>\n\n\n<div class=\"single-cta\">\n\t<div class=\"single-cta__positioner\">\n\t\t<div class=\"single-cta__wrapper has-dark-background-color\">\n\t\t\t<div class=\"single-cta__content\">\n\t\t\t\t\t\t\t\t<h2 class=\"single-cta__title h3\">Receba a newsletter Sage Advice<\/h2>\n\n\t\t\t\t\t\t\t\t\t<div class=\"single-cta__description\">\n\t\t\t\t\t\t<p>Inscreva-se para receber o boletim do Sage\u00a0Advice e receba os conselhos mais recentes diretamente no seu e-mail.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a\n\t\t\t\t\t\thref=\"#gate-56228f27-e58f-435b-9b72-a561d684e263\"\n\t\t\t\t\t\tclass=\"single-cta__button button button--primary\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t>Subscrever<\/a>\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<img decoding=\"async\" width=\"1215\" height=\"810\" src=\"https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2023\/10\/GettyImages-1073868226-1215x810.jpg\" class=\"single-cta__image\" alt=\"Rapaz ao telefone no seu escrit\u00f3rio\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2023\/10\/GettyImages-1073868226-1215x810.jpg 1215w\" sizes=\"auto, (min-width: 48em) 33vw, 100vw\" \/>\t\t\t<\/div>\n<\/div>\n\n<section class=\"more-topics alignfull has-grey-light-background-color wp-block-sage-post-topics\">\n\t<div class=\"container\">\n\t\t<div class=\"row\">\n\t\t\t<div class=\"col col-12 col-lg-4\">\n\t\t\t\t<h3 class=\"more-topics__title h2\">Saiba mais sobre os t\u00f3picos mencionados neste artigo<\/h3>\n\t\t\t<\/div>\n\t\t\t<div class=\"col col-12 col-lg-8\">\n\t\t\t\t<ul class=\"post-tags__list\">\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"post-tags__item\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.sage.com\/pt-pt\/blog\/tag\/e-commerce\/\" class=\"post-tags__link button button--secondary\">\n\t\t\t\t\t\t\t\te-commerce\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"post-tags__item\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.sage.com\/pt-pt\/blog\/tag\/faturas\/\" class=\"post-tags__link button button--secondary\">\n\t\t\t\t\t\t\t\tFaturas\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"post-tags__item\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.sage.com\/pt-pt\/blog\/tag\/gestao-empresas\/\" class=\"post-tags__link button button--secondary\">\n\t\t\t\t\t\t\t\tGest\u00e3o Empresas\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"post-tags__item\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.sage.com\/pt-pt\/blog\/tag\/tecnologia\/\" class=\"post-tags__link button button--secondary\">\n\t\t\t\t\t\t\t\tTecnologia\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\n<div class=\"alignfull wp-block-sage-related-posts\">\n\t<section class=\"related-posts card-grid has-dark-background-color\">\n\t<div class=\"container\">\n\t\t\t\t\t<div class=\"row\">\n\t\t\t\t<div class=\"col\">\n\t\t\t\t\t<h2 class=\"related-posts__heading related-posts__heading--featured h1\">Aprofunde o seu conhecimento<\/h2>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"row related-posts__featured\">\n\t\t\t\t<div class=\"col card-grid__item\">\n\t\t\t\t\t<article\n\t\tclass=\"card-post related-post related-post-0 post-5441 post type-post status-publish format-standard has-post-thumbnail hentry category-crescimento-de-negocio-e-clientes category-gestao-diaria-do-dinheiro category-planeamento-a-longo-prazo tag-e-commerce tag-erp tag-gestao-de-stocks business_type-medias-empresas industry-e-commerce card-post--is-clickable\"\n>\n\t<div class=\"card-post__media-wrapper\">\n\t\t<figure class=\"card-post__media\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1440\" height=\"810\" src=\"https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2022\/04\/GettyImages-1011227656-1440x810.jpg\" class=\"card-post__image\" alt=\"Menina revendo suas finan\u00e7as\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2022\/04\/GettyImages-1011227656-684x384.jpg 684w, https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2022\/04\/GettyImages-1011227656-768x432.jpg 768w, https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2022\/04\/GettyImages-1011227656-1440x810.jpg 1440w\" sizes=\"auto, (min-width: 48em) 250px, (min-width: 30em) 100vw, 100vw\" \/>\t\t\t\n\t\t\t\n\t\t\t\t\t<\/figure>\n\t<\/div>\n\n\t<div class=\"card-post__content\">\n\t\t\t\t\t<div class=\"card-post__label\">Recomendado<\/div>\n\t\t\n\t\t\t\t\t<div class=\"card-post__meta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"posted-on \"><time class=\"entry-date published\" datetime=\"2026-06-12T10:06:27+01:00\">Junho 12, 2026<\/time><\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"reading-time\">6 minutos de leitura<\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<p class=\"card-post__title h3\">\n\t\t\t\t\t\t\t<a\n\t\t\t\t\tclass=\"card-post__title-link\"\n\t\t\t\t\thref=\"https:\/\/www.sage.com\/pt-pt\/blog\/a-importancia-de-um-erp-para-o-comercio-digital\/\"\n\t\t\t\t>\n\t\t\t\n\t\t\tA import\u00e2ncia de um ERP para o com\u00e9rcio digital\n\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/p>\n\n\t\t\n\t\t\t\t\t<p class=\"card-post__description\">\n\t\t\t\tDescubra como um ERP para e-commerce melhora a gest\u00e3o de e-commerce, reduz erros e aumenta o controlo operacional.\t\t\t<\/p>\n\t\t\n\t\t\t<\/div>\n\n\t<\/article>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\n\t\t\t\t\t<div class=\"row related-posts__non-featured\">\n\t\t\t\t<div class=\"col col-12\">\n\t\t\t\t\t<h2 class=\"related-posts__heading related-posts__heading--more h4\">Artigos mais recentes<\/h2>\n\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t\t<div class=\"col col-6 col-lg-3 card-grid__item\">\n\t\t\t\t\t\t<article\n\t\tclass=\"card-post related-post related-post-1 post-6109 post type-post status-publish format-standard has-post-thumbnail hentry category-lideres-globais-em-inovacao category-tecnologia-de-amanha category-tecnologia-de-hoje category-tecnologia-e-inovacao tag-competitividade tag-empresas tag-estrategia tag-gestao-empresas tag-tecnologia business_type-medias-empresas industry-distribuicao industry-e-commerce industry-retalho industry-entretenimento industry-producao industry-servicos industry-servicos-financeiros industry-tecnologia\"\n>\n\t\t\t<a\n\t\t\tclass=\"card-post__link\"\n\t\t\thref=\"https:\/\/www.sage.com\/pt-pt\/blog\/que-erp-escolher-para-a-sua-empresa\/\"\n\t\t\t\t\t>\n\t\t\t<figure class=\"card-post__media\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"684\" height=\"384\" src=\"https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2022\/04\/GettyImages-1307905824-684x384.jpg\" class=\"card-post__image\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2022\/04\/GettyImages-1307905824-684x384.jpg 684w, https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2022\/04\/GettyImages-1307905824-768x432.jpg 768w, https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2022\/04\/GettyImages-1307905824-1440x810.jpg 1440w\" sizes=\"auto, (min-width: 48em) 250px, (min-width: 30em) 100vw, 100vw\" \/>\t\t\t\n\t\t\t\n\t\t\t\t\t<\/figure>\n\n\t\t\n\t\t\t\t\t<div class=\"card-post__meta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"posted-on \"><time class=\"entry-date published\" datetime=\"2026-06-10T10:32:34+01:00\">Junho 10, 2026<\/time><\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"reading-time\">7 minutos de leitura<\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<p class=\"card-post__title h5\">\n\t\t\tQue ERP escolher para a sua empresa?\t\t<\/p>\n\n\t\t\t<\/a>\n\t\n\t\n\t\t\n\t\n\t<\/article>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t<div class=\"col col-6 col-lg-3 card-grid__item\">\n\t\t\t\t\t\t<article\n\t\tclass=\"card-post related-post related-post-2 post-13969 post type-post status-publish format-standard has-post-thumbnail hentry category-dinheiro-e-poupanca tag-faturacao tag-gestao-empresas tag-processamento-de-pagamentos business_type-pequenas-empresas\"\n>\n\t\t\t<a\n\t\t\tclass=\"card-post__link\"\n\t\t\thref=\"https:\/\/www.sage.com\/pt-pt\/blog\/pagamentos-online-integracao\/\"\n\t\t\t\t\t>\n\t\t\t<figure class=\"card-post__media\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"684\" height=\"384\" src=\"https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2023\/10\/GettyImages-1086590348-684x384.jpg\" class=\"card-post__image\" alt=\"Uma jovem empres\u00e1ria a atender clientes no seu neg\u00f3cio, demonstrando dedica\u00e7\u00e3o e profissionalismo.\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2023\/10\/GettyImages-1086590348-684x384.jpg 684w, https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2023\/10\/GettyImages-1086590348-768x512.jpg 768w, https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2023\/10\/GettyImages-1086590348-1215x810.jpg 1215w\" sizes=\"auto, (min-width: 48em) 250px, (min-width: 30em) 100vw, 100vw\" \/>\t\t\t\n\t\t\t\n\t\t\t\t\t<\/figure>\n\n\t\t\n\t\t\t\t\t<div class=\"card-post__meta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"posted-on \"><time class=\"entry-date published\" datetime=\"2026-06-05T15:18:32+01:00\">Junho 5, 2026<\/time><\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"reading-time\">6 minutos de leitura<\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<p class=\"card-post__title h5\">\n\t\t\tPagamentos online: O problema n\u00e3o \u00e9 o m\u00e9todo, \u00e9 a falta de integra\u00e7\u00e3o\t\t<\/p>\n\n\t\t\t<\/a>\n\t\n\t\n\t\t\n\t\n\t<\/article>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t<div class=\"col col-6 col-lg-3 card-grid__item\">\n\t\t\t\t\t\t<article\n\t\tclass=\"card-post related-post related-post-3 post-13964 post type-post status-publish format-standard has-post-thumbnail hentry category-tecnologia-e-inovacao tag-financas tag-gestao-empresas tag-inteligencia-artificial tag-tecnologia business_type-medias-empresas\"\n>\n\t\t\t<a\n\t\t\tclass=\"card-post__link\"\n\t\t\thref=\"https:\/\/www.sage.com\/pt-pt\/blog\/ia-na-tesouraria-impacto-real\/\"\n\t\t\t\t\t>\n\t\t\t<figure class=\"card-post__media\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"684\" height=\"384\" src=\"https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2024\/10\/BrandShoot-LND_June2024_Financial-Services_0405-684x384.jpg\" class=\"card-post__image\" alt=\"Pessoa sentada num sof\u00e1 e outra pessoa sentada numa cadeira, de frente uma para a outra, junto a uma mesa pequena com duas ch\u00e1venas. O cen\u00e1rio \u00e9 um espa\u00e7o interior luminoso, com uma janela ao fundo a deixar entrar luz natural. As duas pessoas parecem estar numa conversa, num ambiente calmo e profissional.\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2024\/10\/BrandShoot-LND_June2024_Financial-Services_0405-684x384.jpg 684w, https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2024\/10\/BrandShoot-LND_June2024_Financial-Services_0405-768x512.jpg 768w, https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2024\/10\/BrandShoot-LND_June2024_Financial-Services_0405-1214x810.jpg 1214w\" sizes=\"auto, (min-width: 48em) 250px, (min-width: 30em) 100vw, 100vw\" \/>\t\t\t\n\t\t\t\n\t\t\t\t\t<\/figure>\n\n\t\t\n\t\t\t\t\t<div class=\"card-post__meta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"posted-on \"><time class=\"entry-date published\" datetime=\"2026-06-01T07:36:19+01:00\">Junho 1, 2026<\/time><\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"reading-time\">5 minutos de leitura<\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<p class=\"card-post__title h5\">\n\t\t\tO que diferencia as empresas que j\u00e1 est\u00e3o a usar IA na tesouraria com impacto real\t\t<\/p>\n\n\t\t\t<\/a>\n\t\n\t\n\t\t\n\t\n\t<\/article>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t<div class=\"col col-6 col-lg-3 card-grid__item\">\n\t\t\t\t\t\t<article\n\t\tclass=\"card-post related-post related-post-4 post-13958 post type-post status-publish format-standard has-post-thumbnail hentry category-dinheiro-e-poupanca tag-gestao-empresas tag-impostos business_type-pequenas-empresas\"\n>\n\t\t\t<a\n\t\t\tclass=\"card-post__link\"\n\t\t\thref=\"https:\/\/www.sage.com\/pt-pt\/blog\/gerir-impostos-pme\/\"\n\t\t\t\t\t>\n\t\t\t<figure class=\"card-post__media\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"684\" height=\"384\" src=\"https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2023\/10\/GettyImages-1058881454-684x384.jpg\" class=\"card-post__image\" alt=\"Uma jovem empres\u00e1ria a trabalhar no seu neg\u00f3cio, rodeada de produtos e equipamentos de escrit\u00f3rio\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2023\/10\/GettyImages-1058881454-684x384.jpg 684w, https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2023\/10\/GettyImages-1058881454-768x512.jpg 768w, https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2023\/10\/GettyImages-1058881454-1215x810.jpg 1215w\" sizes=\"auto, (min-width: 48em) 250px, (min-width: 30em) 100vw, 100vw\" \/>\t\t\t\n\t\t\t\n\t\t\t\t\t<\/figure>\n\n\t\t\n\t\t\t\t\t<div class=\"card-post__meta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"posted-on \"><time class=\"entry-date published\" datetime=\"2026-05-26T07:36:03+01:00\">Maio 26, 2026<\/time><\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"reading-time\">5 minutos de leitura<\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<p class=\"card-post__title h5\">\n\t\t\tComo gerenciar impostos na sua PME de forma eficiente\t\t<\/p>\n\n\t\t\t<\/a>\n\t\n\t\n\t\t\n\t\n\t<\/article>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n<\/section>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>O pagamento com o telem\u00f3vel amea\u00e7a relegar o peda\u00e7o de pl\u00e1stico do cart\u00e3o de cr\u00e9dito para uma gaveta qualquer, juntamente com alguma cassete para ouvir m\u00fasica, daquelas que quando encravavam era preciso rebobinar com uma caneta bic. O cart\u00e3o de cr\u00e9dito j\u00e1 fez hist\u00f3ria, mas parece que n\u00e3o ter\u00e1 acomoda\u00e7\u00e3o no futuro. O pagamento com [&hellip;]<\/p>\n","protected":false},"author":356,"featured_media":7355,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_sage_video":false,"post_featured_image_hide":false,"sage_hide_published_date":false,"sage_hide_read_time":false,"sage_hide_share_buttons":false,"footnotes":""},"categories":[14,36,35,34,18],"tags":[289,240,79,223],"business_type":[2,3],"context":[],"industry":[124,131],"persona":[],"imagine_tag":[180,137,165],"coauthors":[489],"class_list":["post-6713","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-dinheiro-e-poupanca","category-lideres-globais-em-inovacao","category-tecnologia-de-amanha","category-tecnologia-de-hoje","category-tecnologia-e-inovacao","tag-e-commerce","tag-faturas","tag-gestao-empresas","tag-tecnologia","business_type-pequenas-empresas","business_type-medias-empresas","industry-e-commerce","industry-retalho"],"sage_meta":{"region":"pt-pt","author_name":"Asavin Wattanajantra","featured_image":"https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2022\/04\/GettyImages-1296862822.jpg","imagine_tags":{"180":"Retalho","137":"Software Fatura\u00e7\u00e3o","165":"Tecnologia e Inova\u00e7\u00e3o"}},"distributor_meta":false,"distributor_terms":false,"distributor_media":false,"distributor_original_site_name":"Sage Advice Portugal","distributor_original_site_url":"https:\/\/www.sage.com\/pt-pt\/blog","push-errors":false,"_links":{"self":[{"href":"https:\/\/www.sage.com\/pt-pt\/blog\/api\/wp\/v2\/posts\/6713","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.sage.com\/pt-pt\/blog\/api\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.sage.com\/pt-pt\/blog\/api\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.sage.com\/pt-pt\/blog\/api\/wp\/v2\/users\/356"}],"replies":[{"embeddable":true,"href":"https:\/\/www.sage.com\/pt-pt\/blog\/api\/wp\/v2\/comments?post=6713"}],"version-history":[{"count":0,"href":"https:\/\/www.sage.com\/pt-pt\/blog\/api\/wp\/v2\/posts\/6713\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.sage.com\/pt-pt\/blog\/api\/wp\/v2\/media\/7355"}],"wp:attachment":[{"href":"https:\/\/www.sage.com\/pt-pt\/blog\/api\/wp\/v2\/media?parent=6713"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.sage.com\/pt-pt\/blog\/api\/wp\/v2\/categories?post=6713"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.sage.com\/pt-pt\/blog\/api\/wp\/v2\/tags?post=6713"},{"taxonomy":"business_type","embeddable":true,"href":"https:\/\/www.sage.com\/pt-pt\/blog\/api\/wp\/v2\/business_type?post=6713"},{"taxonomy":"context","embeddable":true,"href":"https:\/\/www.sage.com\/pt-pt\/blog\/api\/wp\/v2\/context?post=6713"},{"taxonomy":"industry","embeddable":true,"href":"https:\/\/www.sage.com\/pt-pt\/blog\/api\/wp\/v2\/industry?post=6713"},{"taxonomy":"persona","embeddable":true,"href":"https:\/\/www.sage.com\/pt-pt\/blog\/api\/wp\/v2\/persona?post=6713"},{"taxonomy":"imagine_tag","embeddable":true,"href":"https:\/\/www.sage.com\/pt-pt\/blog\/api\/wp\/v2\/imagine_tag?post=6713"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/www.sage.com\/pt-pt\/blog\/api\/wp\/v2\/coauthors?post=6713"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}