{"id":9046,"date":"2023-06-15T09:30:00","date_gmt":"2023-06-15T08:30:00","guid":{"rendered":"https:\/\/www.sage.com\/pt-pt\/blog\/?p=9046"},"modified":"2023-06-07T11:50:20","modified_gmt":"2023-06-07T10:50:20","slug":"automatizacao-de-pagamentos-muitas-vantagens-para-as-empresas","status":"publish","type":"post","link":"https:\/\/www.sage.com\/pt-pt\/blog\/automatizacao-de-pagamentos-muitas-vantagens-para-as-empresas\/","title":{"rendered":"Automatiza\u00e7\u00e3o de pagamentos: muitas vantagens para as empresas"},"content":{"rendered":"<header class=\"entry-header has-dark-background-color entry-header--has-illustration entry-header--has-illustration--generic\">\n\t<div class=\"container\">\n\t\t<div class=\"entry-header__row row align-center\">\n\t\t\t<div class=\"col col-lg-7 col-xlg-6 entry-header__content\">\n\t\t\t\t\t\t\t<div class=\"component component-single-header\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"entry-header__misc text--subtitle text--uppercase text--small\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.sage.com\/pt-pt\/blog\/category\/tecnologia-e-inovacao\/\" class=\"entry-header__link\">Tecnologia e Inova\u00e7\u00e3o<\/a>\t\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t<div class=\"entry-title-wrapper\">\n\t\t\t\t\t<h1 class=\"entry-title\">\n\t\t\t\t\t\tAutomatiza\u00e7\u00e3o de pagamentos: muitas vantagens para as empresas\t\t\t\t\t<\/h1>\n\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t<p class=\"entry-header__description\">\n\t\t\t\t\t\t\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n\t\t<div class=\"single-post-details container\">\n\t\t<div class=\"col\">\n\t\t\t<span class=\"posted-on \">Publicado em <time class=\"entry-date published\" datetime=\"2023-06-15T09:30:00+01:00\">Junho 15, 2023<\/time><\/span><span class=\"reading-time\"> minutos de leitura<\/span>\n\t\t<button\n\t\t\ttype=\"button\"\n\t\t\tclass=\"social-share-button button button--icon button--secondary js-social-share-button\"\n\t\t\tdata-share-title=\"Automatiza\u00e7\u00e3o de pagamentos: muitas vantagens para as empresas\"\n\t\t\tdata-share-url=\"https:\/\/www.sage.com\/pt-pt\/blog\/automatizacao-de-pagamentos-muitas-vantagens-para-as-empresas\/\"\n\t\t\tdata-share-text=\"Por favor, leia este artigo interessante\"\n\t\t>\n\t\t\t<span class=\"social-share-button__share-label\">Partilhar<\/span>\n\t\t\t<span class=\"social-share-button__copy-label\" hidden>Copiar link<\/span>\n\t\t\t<span class=\"social-share-button__copy-tooltip\" aria-hidden=\"true\" hidden>Copiada<\/span>\n\t\t<\/button>\n\n\t\t\t\t<\/div>\n\t<\/div>\n\t<\/header>\n\n\n<div class=\"wp-block-post-author has-dark-background-color alignfull\">\n\t<div class=\"container\">\n\t\t<div class=\"col\">\n\t\t\t\t\t\t\t<div class=\"co-authors\">\n\t\t\t\t\t\n\t\t<div class=\"entry-author-wrapper\">\n\t\t\t<a class=\"entry-author\" href=\"https:\/\/www.sage.com\/pt-pt\/blog\/author\/mariaanabarroso\/\">\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"40\" height=\"40\" src=\"https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2022\/01\/IMG_2971-2-350x350.jpg\" class=\"entry-author__image\" alt=\"\" \/>\t\t\t\t<span class=\"entry-author__name\">Maria Caldeira<\/span>\n\t\t\t<\/a>\n\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Muitos s\u00e3o os desafios que as empresas enfrentam na&nbsp;<strong>gest\u00e3o de pagamentos a receber e a pagar<\/strong>. Uma PME pode, por exemplo,&nbsp;<strong>levar semanas<\/strong>&nbsp;a tratar do&nbsp;<strong>processamento de uma \u00fanica fatura<\/strong>. N\u00e3o \u00e9 por acaso que, sobretudo com a pandemia e a necessidade de responder a um contexto muito competitivo e de grande press\u00e3o sobre as receitas, \u00e9 cada vez maior o n\u00famero de empresas que recorre \u00e0&nbsp;<strong>automatiza\u00e7\u00e3o dos pagamentos para registo de faturas<\/strong>,&nbsp;<strong>codifica\u00e7\u00e3o, revis\u00e3o, aprova\u00e7\u00e3o e execu\u00e7\u00e3o de pagamentos<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A automatiza\u00e7\u00e3o \u00e9 o recurso \u00e0 tecnologia para realizar pagamentos B2B de vendedores e fornecedores, com o m\u00ednimo envolvimento humano poss\u00edvel. Consiste na utiliza\u00e7\u00e3o de&nbsp;<a href=\"https:\/\/www.sage.com\/pt-pt\/solucoes-de-pagamento-integradas\/\">solu\u00e7\u00f5es integradas atrav\u00e9s das quais as empresas gerem os pagamentos a fornecedores<\/a>, e a forma como as faturas s\u00e3o recebidas e processadas, com muito menores riscos de incoer\u00eancias e uma&nbsp;<strong>melhor gest\u00e3o dos fluxos de caixa<\/strong>, por compara\u00e7\u00e3o com os m\u00e9todos manuais.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Permite ainda poupar custos, reduz o risco de fraude e promove uma gest\u00e3o mais fluida e eficiente de todo o processo, desde a chegada do pedido de um cliente \u00e0 concretiza\u00e7\u00e3o do pagamento.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">O recurso a\u00a0<strong>pagamentos manuais<\/strong>\u00a0traz v\u00e1rias inefici\u00eancias, muito relacionados com a maior probabilidade de\u00a0<strong>erro humano<\/strong>,\u00a0<strong>lentid\u00e3o dos processos<\/strong>\u00a0e\u00a0<strong>menor controlo das opera\u00e7\u00f5es<\/strong>. O resultado podem ser problemas como a\u00a0<strong>duplica\u00e7\u00e3o de pagamentos, as fraudes, os atrasos nos pagamentos<\/strong>, um maior consumo de tempo e recursos e a deteriora\u00e7\u00e3o n\u00e3o s\u00f3 da reputa\u00e7\u00e3o da marca como das rela\u00e7\u00f5es com fornecedores e outros\u00a0<em>stakeholders<\/em>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Benef\u00edcios do recurso \u00e0 automatiza\u00e7\u00e3o dos pagamentos<\/strong><\/h3>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Transpar\u00eancia<\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">O benef\u00edcio \u00e9 um processo simplificado de&nbsp;<a href=\"https:\/\/www.sage.com\/pt-pt\/blog\/8702-2\/\">gest\u00e3o de tesouraria<\/a>&nbsp;no qual os fluxos de caixa podem ser estimados com precis\u00e3o, nomeadamente o valor das d\u00edvidas pendentes. A solu\u00e7\u00e3o de automa\u00e7\u00e3o de pagamentos tamb\u00e9m facilita a&nbsp;<strong>preven\u00e7\u00e3o e identifica\u00e7\u00e3o de pagamentos duplicados<\/strong>, por exemplo. Para as equipas, nomeadamente de gest\u00e3o, permite um controlo mais eficaz de todas as opera\u00e7\u00f5es.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Esta maior transpar\u00eancia tamb\u00e9m \u00e9 vis\u00edvel para os fornecedores, que conseguem assim perceber mais facilmente, e em tempo real, o ponto de situa\u00e7\u00e3o das suas transa\u00e7\u00f5es com a empresa e sentir-se, durante cada transa\u00e7\u00e3o comercial, mais informados e esclarecidos.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Vis\u00e3o panor\u00e2mica dos fluxos financeiros<\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">O recurso a pagamentos automatizados facilita a obten\u00e7\u00e3o de informa\u00e7\u00e3o sobre os dados financeiros da empresa que se ir\u00e3o revelar preciosos para fundamentar an\u00e1lises mais avan\u00e7adas e trabalhar na melhoria de processos. Permite \u00e0 empresa prever de forma mais precisa o\u00a0<a href=\"https:\/\/www.sage.com\/pt-pt\/blog\/como-fazer-um-plano-de-fluxo-de-caixa-e-alguns-exemplos-praticos\/\">comportamento dos seus fluxos de caixa<\/a>\u00a0e ter ferramentas que promovam a otimiza\u00e7\u00e3o da sua posi\u00e7\u00e3o de caixa.<\/p>\n\n\n\n<div class=\"single-cta\">\n\t<div class=\"single-cta__positioner on-scroll-highlight__target\">\n\t\t<div class=\"single-cta__wrapper has-dark-background-color\">\n\t\t\t<div class=\"single-cta__content\">\n\t\t\t\t\t\t\t\t<h2 class=\"single-cta__title h3\">Meios de pagamento integrados com as solu\u00e7\u00f5es Sage <\/h2>\n\n\t\t\t\t\t\t\t\t\t<div class=\"single-cta__description\">\n\t\t\t\t\t\t<p><!-- wp:paragraph --><\/p>\n<p class=\"\">Assuma o controlo das finan\u00e7as da sua empresa<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a\n\t\t\t\t\t\thref=\"https:\/\/www.sage.com\/pt-pt\/solucoes-de-pagamento-integradas\/\"\n\t\t\t\t\t\tclass=\"single-cta__button button button--primary\"\n\t\t\t\t\t\t\t\t\t\t\t\t\tid=\"cta-id-9043\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tdata-button-location=\"cta_box\"\n\t\t\t\t\t\t\t\t\t\t\t>Saiba mais<\/a>\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<img decoding=\"async\" width=\"1440\" height=\"810\" src=\"https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2023\/06\/cash-flow-get-paid-original-1440x810.png\" class=\"single-cta__image\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2023\/06\/cash-flow-get-paid-original-1440x810.png 1440w\" sizes=\"auto, (min-width: 48em) 33vw, 100vw\" \/>\t\t\t<\/div>\n<\/div>\n\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Redu\u00e7\u00e3o do risco de fraude<\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Um sistema de pagamento automatizado ajuda a prevenir a possibilidade de ocorr\u00eancia de fraudes de pagamento, ao permitir, por exemplo,\u00a0<strong>detetar e sinalizar anomalias e identificar transa\u00e7\u00f5es suspeitas<\/strong>. Muitas vezes no momento exato em que as mesmas ocorrem.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Maior efici\u00eancia<\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">A automatiza\u00e7\u00e3o \u00e9 sin\u00f3nimo de maior\u00a0<strong>rapidez e seguran\u00e7a no processamento dos pagamentos<\/strong>. Com isso, a empresa previne a probabilidade de ter de pagar multas aos fornecedores por atrasos nos pagamentos e aproveita eventuais descontos por\u00a0<a href=\"https:\/\/www.sage.com\/pt-pt\/blog\/como-antecipar-pagamentos-em-atraso\/\">pagamentos antecipados<\/a>, reduz a eventualidade de ocorrerem interrup\u00e7\u00f5es na cadeia de suprimentos e contribui para uma maior previsibilidade e estabilidade dos fluxos de caixa.\u00a0<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Boa resposta a ganhos de escala<\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Os sistemas de pagamento automatizados s\u00e3o\u00a0<strong>escal\u00e1veis<\/strong>. Ou seja, independentemente do tamanho da empresa, do n\u00famero de colaboradores ou do volume de transa\u00e7\u00f5es comerciais realizadas, os\u00a0<a href=\"https:\/\/www.sage.com\/pt-pt\/solucoes-de-pagamento-integradas\/\">programas de\u00a0<em>software<\/em>\u00a0de pagamentos adaptam-se e respondem<\/a>, sem ser necess\u00e1rio, por exemplo, estar a contratar mais pessoas para fazer face ao que seria, caso o sistema fosse manual, um aumento da carga de trabalho.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Liberta\u00e7\u00e3o de recursos&nbsp;<\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Tal como se vai constatando em v\u00e1rias outras componentes de um neg\u00f3cio, tamb\u00e9m aqui a&nbsp;<strong>automatiza\u00e7\u00e3o permite libertar tempo e recursos<\/strong>&nbsp;para tarefas suscet\u00edveis de maior cria\u00e7\u00e3o de valor e nas quais a interven\u00e7\u00e3o humana seja mais diferenciadora.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ao contr\u00e1rio do que acontece com processos manuais, os colaboradores n\u00e3o perder\u00e3o tanto tempo e esfor\u00e7o na resolu\u00e7\u00e3o de problemas nos pagamentos, na realiza\u00e7\u00e3o de tarefas rotineiras e repetitivas ou na resposta a solicita\u00e7\u00f5es e pedidos de esclarecimento dos fornecedores e outros&nbsp;<em>stakeholders<\/em>, gra\u00e7as \u00e0 maior transpar\u00eancia e acompanhamento em tempo real dos pagamentos.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Para al\u00e9m das in\u00fameras vantagens da automatiza\u00e7\u00e3o dos pagamentos, esta ir\u00e1 tamb\u00e9m trazer fortes altera\u00e7\u00f5es \u00e0quilo que foram, at\u00e9 agora, os departamentos financeiros e de contabilidade das empresas. Por n\u00e3o terem de estar focados no processamento de pagamentos, abre-se espa\u00e7o para um trabalho de cariz mais estrat\u00e9gico e de an\u00e1lise aprofundada.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Muitos s\u00e3o os que defendem que os departamentos de contabilidade poder\u00e3o ter um papel mais preponderante nas empresas. Nomeadamente pela possibilidade que t\u00eam de se tornarem parceiros estrat\u00e9gicos na gest\u00e3o da liquidez empresarial e apoio ao neg\u00f3cio.<\/p>\n\n\n<div class=\"single-cta\">\n\t<div class=\"single-cta__positioner on-scroll-highlight__target\">\n\t\t<div class=\"single-cta__wrapper has-dark-background-color\">\n\t\t\t<div class=\"single-cta__content\">\n\t\t\t\t\t\t\t\t<h2 class=\"single-cta__title h3\">Receba a newsletter Sage Advice<\/h2>\n\n\t\t\t\t\t\t\t\t\t<div class=\"single-cta__description\">\n\t\t\t\t\t\t<p>Inscreva-se para receber o boletim do Sage\u00a0Advice e receba os conselhos mais recentes diretamente no seu e-mail.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a\n\t\t\t\t\t\thref=\"#gate-56228f27-e58f-435b-9b72-a561d684e263\"\n\t\t\t\t\t\tclass=\"single-cta__button button button--primary\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t>Subscrever<\/a>\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<img decoding=\"async\" width=\"1215\" height=\"810\" src=\"https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2023\/10\/GettyImages-1073868226-1215x810.jpg\" class=\"single-cta__image\" alt=\"Rapaz ao telefone no seu escrit\u00f3rio\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2023\/10\/GettyImages-1073868226-1215x810.jpg 1215w\" sizes=\"auto, (min-width: 48em) 33vw, 100vw\" \/>\t\t\t<\/div>\n<\/div>\n\n<section class=\"more-topics alignfull has-grey-light-background-color wp-block-sage-post-topics\">\n\t<div class=\"container\">\n\t\t<div class=\"row\">\n\t\t\t<div class=\"col col-12 col-lg-4\">\n\t\t\t\t<h3 class=\"more-topics__title h2\">Saiba mais sobre os t\u00f3picos mencionados neste artigo<\/h3>\n\t\t\t<\/div>\n\t\t\t<div class=\"col col-12 col-lg-8\">\n\t\t\t\t<ul class=\"post-tags__list\">\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"post-tags__item\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.sage.com\/pt-pt\/blog\/tag\/contabilidade\/\" class=\"post-tags__link button button--secondary\">\n\t\t\t\t\t\t\t\tContabilidade\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"post-tags__item\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.sage.com\/pt-pt\/blog\/tag\/gestao-empresas\/\" class=\"post-tags__link button button--secondary\">\n\t\t\t\t\t\t\t\tGest\u00e3o Empresas\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"post-tags__item\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.sage.com\/pt-pt\/blog\/tag\/processamento-de-pagamentos\/\" class=\"post-tags__link button button--secondary\">\n\t\t\t\t\t\t\t\tProcessamento de Pagamentos\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"post-tags__item\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.sage.com\/pt-pt\/blog\/tag\/tecnologia\/\" class=\"post-tags__link button button--secondary\">\n\t\t\t\t\t\t\t\tTecnologia\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\n<div class=\"alignfull wp-block-sage-related-posts\">\n\t<section class=\"related-posts card-grid has-dark-background-color\">\n\t<div class=\"container\">\n\t\t\t\t\t<div class=\"row\">\n\t\t\t\t<div class=\"col\">\n\t\t\t\t\t<h2 class=\"related-posts__heading related-posts__heading--featured h1\">Aprofunde o seu conhecimento<\/h2>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"row related-posts__featured\">\n\t\t\t\t<div class=\"col card-grid__item\">\n\t\t\t\t\t<article\n\t\tclass=\"card-post related-post related-post-0 post-14019 post type-post status-publish format-standard has-post-thumbnail hentry category-tecnologia-e-inovacao tag-gestao-empresas tag-software tag-vendas business_type-pequenas-empresas card-post--is-clickable\"\n>\n\t<div class=\"card-post__media-wrapper\">\n\t\t<figure class=\"card-post__media\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1215\" height=\"810\" src=\"https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2023\/10\/GettyImages-1329013231-1215x810.jpg\" class=\"card-post__image\" alt=\"Um grupo de colegas de trabalho reunidos numa sala de reuni\u00f5es, discutindo e colaborando em torno de uma mesa.\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2023\/10\/GettyImages-1329013231-684x384.jpg 684w, https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2023\/10\/GettyImages-1329013231-768x512.jpg 768w, https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2023\/10\/GettyImages-1329013231-1215x810.jpg 1215w\" sizes=\"auto, (min-width: 48em) 250px, (min-width: 30em) 100vw, 100vw\" \/>\t\t\t\n\t\t\t\n\t\t\t\t\t<\/figure>\n\t<\/div>\n\n\t<div class=\"card-post__content\">\n\t\t\t\t\t<div class=\"card-post__label\">Recomendado<\/div>\n\t\t\n\t\t\t\t\t<div class=\"card-post__meta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"posted-on \"><time class=\"entry-date published\" datetime=\"2026-07-10T10:42:58+01:00\">Julho 10, 2026<\/time><\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"reading-time\">6 minutos de leitura<\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<p class=\"card-post__title h3\">\n\t\t\t\t\t\t\t<a\n\t\t\t\t\tclass=\"card-post__title-link\"\n\t\t\t\t\thref=\"https:\/\/www.sage.com\/pt-pt\/blog\/ponto-venda-software-pos-lojas\/\"\n\t\t\t\t>\n\t\t\t\n\t\t\tPonto de venda: O que deve incluir um software POS para lojas\n\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/p>\n\n\t\t\n\t\t\t\t\t<p class=\"card-post__description\">\n\t\t\t\tDescubra o que deve incluir um software POS para lojas: vendas, stock, fatura\u00e7\u00e3o, pagamentos, clientes e relat\u00f3rios.\t\t\t<\/p>\n\t\t\n\t\t\t<\/div>\n\n\t<\/article>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\n\t\t\t\t\t<div class=\"row related-posts__non-featured\">\n\t\t\t\t<div class=\"col col-12\">\n\t\t\t\t\t<h2 class=\"related-posts__heading related-posts__heading--more h4\">Artigos mais recentes<\/h2>\n\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t\t<div class=\"col col-6 col-lg-3 card-grid__item\">\n\t\t\t\t\t\t<article\n\t\tclass=\"card-post related-post related-post-1 post-6237 post type-post status-publish format-standard has-post-thumbnail hentry category-estrategia-legal-e-processos tag-faturacao tag-faturacao-certificada tag-faturas tag-software tag-tecnologia business_type-pequenas-empresas business_type-medias-empresas industry-servicos-financeiros industry-tecnologia\"\n>\n\t\t\t<a\n\t\t\tclass=\"card-post__link\"\n\t\t\thref=\"https:\/\/www.sage.com\/pt-pt\/blog\/qr-code-o-que-e-quando-entra-em-vigor-coimas-aplicadas-por-falta-de-cumprimento\/\"\n\t\t\t\t\t>\n\t\t\t<figure class=\"card-post__media\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"684\" height=\"384\" src=\"https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2022\/04\/GettyImages-1129489551-684x384.jpg\" class=\"card-post__image\" alt=\"V\u00e1rios colegas de trabalho est\u00e3o reunidos numa oficina moderna. Est\u00e3o sentados e de p\u00e9 \u00e0 volta de mesas com computadores port\u00e1teis, a conversar e a colaborar em tarefas.\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2022\/04\/GettyImages-1129489551-684x384.jpg 684w, https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2022\/04\/GettyImages-1129489551-768x432.jpg 768w, https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2022\/04\/GettyImages-1129489551-1440x810.jpg 1440w\" sizes=\"auto, (min-width: 48em) 250px, (min-width: 30em) 100vw, 100vw\" \/>\t\t\t\n\t\t\t\n\t\t\t\t\t<\/figure>\n\n\t\t\n\t\t\t\t\t<div class=\"card-post__meta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"posted-on \"><time class=\"entry-date published\" datetime=\"2026-06-25T08:09:58+01:00\">Junho 25, 2026<\/time><\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"reading-time\">6 minutos de leitura<\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<p class=\"card-post__title h5\">\n\t\t\tQR Code e ATCUD nas faturas: O que a sua empresa deve rever para cumprir corretamente\t\t<\/p>\n\n\t\t\t<\/a>\n\t\n\t\n\t\t\n\t\n\t<\/article>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t<div class=\"col col-6 col-lg-3 card-grid__item\">\n\t\t\t\t\t\t<article\n\t\tclass=\"card-post related-post related-post-2 post-13969 post type-post status-publish format-standard has-post-thumbnail hentry category-dinheiro-e-poupanca tag-faturacao tag-gestao-empresas tag-processamento-de-pagamentos business_type-pequenas-empresas\"\n>\n\t\t\t<a\n\t\t\tclass=\"card-post__link\"\n\t\t\thref=\"https:\/\/www.sage.com\/pt-pt\/blog\/pagamentos-online-integracao\/\"\n\t\t\t\t\t>\n\t\t\t<figure class=\"card-post__media\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"684\" height=\"384\" src=\"https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2023\/10\/GettyImages-1086590348-684x384.jpg\" class=\"card-post__image\" alt=\"Uma jovem empres\u00e1ria a atender clientes no seu neg\u00f3cio, demonstrando dedica\u00e7\u00e3o e profissionalismo.\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2023\/10\/GettyImages-1086590348-684x384.jpg 684w, https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2023\/10\/GettyImages-1086590348-768x512.jpg 768w, https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2023\/10\/GettyImages-1086590348-1215x810.jpg 1215w\" sizes=\"auto, (min-width: 48em) 250px, (min-width: 30em) 100vw, 100vw\" \/>\t\t\t\n\t\t\t\n\t\t\t\t\t<\/figure>\n\n\t\t\n\t\t\t\t\t<div class=\"card-post__meta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"posted-on \"><time class=\"entry-date published\" datetime=\"2026-06-05T15:18:32+01:00\">Junho 5, 2026<\/time><\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"reading-time\">6 minutos de leitura<\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<p class=\"card-post__title h5\">\n\t\t\tPagamentos online: O problema n\u00e3o \u00e9 o m\u00e9todo, \u00e9 a falta de integra\u00e7\u00e3o\t\t<\/p>\n\n\t\t\t<\/a>\n\t\n\t\n\t\t\n\t\n\t<\/article>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t<div class=\"col col-6 col-lg-3 card-grid__item\">\n\t\t\t\t\t\t<article\n\t\tclass=\"card-post related-post related-post-3 post-13958 post type-post status-publish format-standard has-post-thumbnail hentry category-dinheiro-e-poupanca tag-gestao-empresas tag-impostos business_type-pequenas-empresas\"\n>\n\t\t\t<a\n\t\t\tclass=\"card-post__link\"\n\t\t\thref=\"https:\/\/www.sage.com\/pt-pt\/blog\/gerir-impostos-pme\/\"\n\t\t\t\t\t>\n\t\t\t<figure class=\"card-post__media\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"684\" height=\"384\" src=\"https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2023\/10\/GettyImages-1058881454-684x384.jpg\" class=\"card-post__image\" alt=\"Uma jovem empres\u00e1ria a trabalhar no seu neg\u00f3cio, rodeada de produtos e equipamentos de escrit\u00f3rio\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2023\/10\/GettyImages-1058881454-684x384.jpg 684w, https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2023\/10\/GettyImages-1058881454-768x512.jpg 768w, https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2023\/10\/GettyImages-1058881454-1215x810.jpg 1215w\" sizes=\"auto, (min-width: 48em) 250px, (min-width: 30em) 100vw, 100vw\" \/>\t\t\t\n\t\t\t\n\t\t\t\t\t<\/figure>\n\n\t\t\n\t\t\t\t\t<div class=\"card-post__meta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"posted-on \"><time class=\"entry-date published\" datetime=\"2026-05-26T07:36:03+01:00\">Maio 26, 2026<\/time><\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"reading-time\">5 minutos de leitura<\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<p class=\"card-post__title h5\">\n\t\t\tComo gerenciar impostos na sua PME de forma eficiente\t\t<\/p>\n\n\t\t\t<\/a>\n\t\n\t\n\t\t\n\t\n\t<\/article>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t<div class=\"col col-6 col-lg-3 card-grid__item\">\n\t\t\t\t\t\t<article\n\t\tclass=\"card-post related-post related-post-4 post-13938 post type-post status-publish format-standard has-post-thumbnail hentry category-estrategia-legal-e-processos tag-contabilidade tag-estrategia tag-tecnologia business_type-pequenas-empresas\"\n>\n\t\t\t<a\n\t\t\tclass=\"card-post__link\"\n\t\t\thref=\"https:\/\/www.sage.com\/pt-pt\/blog\/novo-sistema-deposito-reembolso\/\"\n\t\t\t\t\t>\n\t\t\t<figure class=\"card-post__media\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"684\" height=\"384\" src=\"https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2023\/10\/GettyImages-1441453430-684x384.jpg\" class=\"card-post__image\" alt=\"Um rapaz de cor com um grupo de colegas numa empresa, a assistir a uma apresenta\u00e7\u00e3o.\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2023\/10\/GettyImages-1441453430-684x384.jpg 684w, https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2023\/10\/GettyImages-1441453430-768x512.jpg 768w, https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2023\/10\/GettyImages-1441453430-1215x810.jpg 1215w\" sizes=\"auto, (min-width: 48em) 250px, (min-width: 30em) 100vw, 100vw\" \/>\t\t\t\n\t\t\t\n\t\t\t\t\t<\/figure>\n\n\t\t\n\t\t\t\t\t<div class=\"card-post__meta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"posted-on \"><time class=\"entry-date published\" datetime=\"2026-05-19T10:21:08+01:00\">Maio 19, 2026<\/time><\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"reading-time\">5 minutos de leitura<\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<p class=\"card-post__title h5\">\n\t\t\tNovo Sistema de Dep\u00f3sito e Reembolso: O que muda para o seu neg\u00f3cio?\t\t<\/p>\n\n\t\t\t<\/a>\n\t\n\t\n\t\t\n\t\n\t<\/article>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n<\/section>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Muitos s\u00e3o os desafios que as empresas enfrentam na&nbsp;gest\u00e3o de pagamentos a receber e a pagar. Uma PME pode, por exemplo,&nbsp;levar semanas&nbsp;a tratar do&nbsp;processamento de uma \u00fanica fatura. N\u00e3o \u00e9 por acaso que, sobretudo com a pandemia e a necessidade de responder a um contexto muito competitivo e de grande press\u00e3o sobre as receitas, \u00e9 [&hellip;]<\/p>\n","protected":false},"author":1336,"featured_media":7463,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_sage_video":false,"post_featured_image_hide":false,"sage_hide_published_date":false,"sage_hide_read_time":false,"sage_hide_share_buttons":false,"_pwl_sage_podcast_buzzsprout_src":"","footnotes":""},"categories":[18],"tags":[52,79,59,223],"business_type":[2],"context":[],"industry":[130,126,132],"persona":[41,51,42],"imagine_tag":[138,169,165],"coauthors":[548],"class_list":["post-9046","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tecnologia-e-inovacao","tag-contabilidade","tag-gestao-empresas","tag-processamento-de-pagamentos","tag-tecnologia","business_type-pequenas-empresas","industry-servicos","industry-servicos-financeiros","industry-tecnologia"],"sage_meta":{"region":"pt-pt","author_name":"Maria Caldeira","featured_image":"https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2022\/04\/GettyImages-1145612339.jpg","imagine_tags":{"138":"Gest\u00e3o","169":"Pequenas Empresas","165":"Tecnologia e Inova\u00e7\u00e3o"}},"distributor_meta":false,"distributor_terms":false,"distributor_media":false,"distributor_original_site_name":"Sage Advice Portugal","distributor_original_site_url":"https:\/\/www.sage.com\/pt-pt\/blog","push-errors":false,"_links":{"self":[{"href":"https:\/\/www.sage.com\/pt-pt\/blog\/api\/wp\/v2\/posts\/9046","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.sage.com\/pt-pt\/blog\/api\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.sage.com\/pt-pt\/blog\/api\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.sage.com\/pt-pt\/blog\/api\/wp\/v2\/users\/1336"}],"replies":[{"embeddable":true,"href":"https:\/\/www.sage.com\/pt-pt\/blog\/api\/wp\/v2\/comments?post=9046"}],"version-history":[{"count":0,"href":"https:\/\/www.sage.com\/pt-pt\/blog\/api\/wp\/v2\/posts\/9046\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.sage.com\/pt-pt\/blog\/api\/wp\/v2\/media\/7463"}],"wp:attachment":[{"href":"https:\/\/www.sage.com\/pt-pt\/blog\/api\/wp\/v2\/media?parent=9046"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.sage.com\/pt-pt\/blog\/api\/wp\/v2\/categories?post=9046"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.sage.com\/pt-pt\/blog\/api\/wp\/v2\/tags?post=9046"},{"taxonomy":"business_type","embeddable":true,"href":"https:\/\/www.sage.com\/pt-pt\/blog\/api\/wp\/v2\/business_type?post=9046"},{"taxonomy":"context","embeddable":true,"href":"https:\/\/www.sage.com\/pt-pt\/blog\/api\/wp\/v2\/context?post=9046"},{"taxonomy":"industry","embeddable":true,"href":"https:\/\/www.sage.com\/pt-pt\/blog\/api\/wp\/v2\/industry?post=9046"},{"taxonomy":"persona","embeddable":true,"href":"https:\/\/www.sage.com\/pt-pt\/blog\/api\/wp\/v2\/persona?post=9046"},{"taxonomy":"imagine_tag","embeddable":true,"href":"https:\/\/www.sage.com\/pt-pt\/blog\/api\/wp\/v2\/imagine_tag?post=9046"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/www.sage.com\/pt-pt\/blog\/api\/wp\/v2\/coauthors?post=9046"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}