{"id":9747,"date":"2023-11-07T12:36:13","date_gmt":"2023-11-07T12:36:13","guid":{"rendered":"https:\/\/www.sage.com\/pt-pt\/blog\/?p=9747"},"modified":"2023-11-07T12:36:14","modified_gmt":"2023-11-07T12:36:14","slug":"uma-ferramenta-saas-para-revolucionar-a-gestao-de-tesouraria","status":"publish","type":"post","link":"https:\/\/www.sage.com\/pt-pt\/blog\/uma-ferramenta-saas-para-revolucionar-a-gestao-de-tesouraria\/","title":{"rendered":"Uma ferramenta SaaS para revolucionar a gest\u00e3o de tesouraria"},"content":{"rendered":"<header class=\"entry-header has-dark-background-color entry-header--has-illustration entry-header--has-illustration--generic\">\n\t<div class=\"container\">\n\t\t<div class=\"entry-header__row row align-center\">\n\t\t\t<div class=\"col col-lg-7 col-xlg-6 entry-header__content\">\n\t\t\t\t\t\t\t<div class=\"component component-single-header\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"entry-header__misc text--subtitle text--uppercase text--small\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.sage.com\/pt-pt\/blog\/category\/estrategia-legal-e-processos\/\" class=\"entry-header__link\">Estrat\u00e9gia, Legal e Processos<\/a>\t\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t<div class=\"entry-title-wrapper\">\n\t\t\t\t\t<h1 class=\"entry-title\">\n\t\t\t\t\t\tUma ferramenta SaaS para revolucionar a gest\u00e3o de tesouraria\t\t\t\t\t<\/h1>\n\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t<p class=\"entry-header__description\">\n\t\t\t\t\t\t\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n\t\t<div class=\"single-post-details container\">\n\t\t<div class=\"col\">\n\t\t\t<span class=\"posted-on \">Publicado em <time class=\"entry-date published\" datetime=\"2023-11-07T12:36:13+00:00\">Novembro 7, 2023<\/time><\/span><span class=\"reading-time\"> minutos de leitura<\/span>\n\t\t<button\n\t\t\ttype=\"button\"\n\t\t\tclass=\"social-share-button button button--icon button--secondary js-social-share-button\"\n\t\t\tdata-share-title=\"Uma ferramenta SaaS para revolucionar a gest\u00e3o de tesouraria\"\n\t\t\tdata-share-url=\"https:\/\/www.sage.com\/pt-pt\/blog\/uma-ferramenta-saas-para-revolucionar-a-gestao-de-tesouraria\/\"\n\t\t\tdata-share-text=\"Por favor, leia este artigo interessante\"\n\t\t>\n\t\t\t<span class=\"social-share-button__share-label\">Partilhar<\/span>\n\t\t\t<span class=\"social-share-button__copy-label\" hidden>Copiar link<\/span>\n\t\t\t<span class=\"social-share-button__copy-tooltip\" aria-hidden=\"true\" hidden>Copiada<\/span>\n\t\t<\/button>\n\n\t\t\t\t<\/div>\n\t<\/div>\n\t<\/header>\n\n\n<div class=\"wp-block-post-author has-dark-background-color alignfull\">\n\t<div class=\"container\">\n\t\t<div class=\"col\">\n\t\t\t\t\t\t\t<div class=\"co-authors\">\n\t\t\t\t\t\n\t\t<div class=\"entry-author-wrapper\">\n\t\t\t<a class=\"entry-author\" href=\"https:\/\/www.sage.com\/pt-pt\/blog\/author\/asavinwattanajantra\/\">\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"40\" height=\"40\" src=\"https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2026\/03\/Asavin-350x350.jpg\" class=\"entry-author__image\" alt=\"\" srcset=\"https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2026\/03\/Asavin-350x350.jpg 350w, https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2026\/03\/Asavin-768x768.jpg 768w, https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2026\/03\/Asavin-810x810.jpg 810w, https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2026\/03\/Asavin.jpg 1000w\" sizes=\"auto, (max-width: 40px) 100vw, 40px\" \/>\t\t\t\t<span class=\"entry-author__name\">Asavin Wattanajantra<\/span>\n\t\t\t<\/a>\n\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Manter a gest\u00e3o de tesouraria atualizada ser\u00e1 r\u00e1pido e f\u00e1cil com as ferramentas tecnol\u00f3gicas SaaS.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Analisamos as prioridades de gest\u00e3o de tesouraria das m\u00e9dias e grandes empresas e a forma como as ferramentas SaaS podem ajudar.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>As ferramentas SaaS facilitam a atualiza\u00e7\u00e3o da gest\u00e3o de&nbsp;tesouraria.<\/li>\n\n\n\n<li>Equil\u00edbrio e modernidade s\u00e3o pr\u00e9-requisitos para a gest\u00e3o atual.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">As&nbsp;<strong>ferramentas SaaS<\/strong>&nbsp;(siglas em ingl\u00eas de&nbsp;<em>Software<\/em>&nbsp;como um Servi\u00e7o) s\u00e3o muito populares em diversas \u00e1reas. Uma delas \u00e9 a&nbsp;<strong>gest\u00e3o de tesouraria<\/strong>, onde facilitam a vida a todo o tipo de empresas.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A raz\u00e3o \u00e9 simples: tornam mais f\u00e1cil&nbsp;<strong>manter tudo em ordem enquanto a tesouraria est\u00e1 em ordem<\/strong>. Para ter um neg\u00f3cio que evolua na dire\u00e7\u00e3o certa, as solu\u00e7\u00f5es tecnol\u00f3gicas t\u00eam de estar \u00e0 altura e&nbsp;<strong>as ferramentas SaaS correspondem \u00e0s expectativas<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><em>FA\u00c7A UM TWEET!<\/em><\/strong><em>&nbsp;Quer melhorar a gest\u00e3o de tesouraria? Tome nota de um grande aliado: as ferramentas SaaS!<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Investimento necess\u00e1rio e moderniza\u00e7\u00e3o<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Uma&nbsp;<a href=\"https:\/\/www.sage.com\/pt-pt\/software-tesouraria\/\"><strong>gest\u00e3o de tesouraria moderna<\/strong><\/a>&nbsp;deve responder a v\u00e1rios objetivos:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Responder aos&nbsp;<strong>desafios<\/strong>&nbsp;e ao mesmo tempo controlar os&nbsp;<strong>custos<\/strong>.<\/li>\n\n\n\n<li>Proteger a&nbsp;<strong>imagem<\/strong>&nbsp;mas sem cair na tenta\u00e7\u00e3o de um certo conservadorismo financeiro que pode ser contraproducente.<\/li>\n\n\n\n<li><strong>Cuidar dos parceiros<\/strong>&nbsp;e cultivar a confian\u00e7a adquirida junto dos credores.<\/li>\n\n\n\n<li><strong>Manter-se din\u00e2mico<\/strong>&nbsp;e, ao mesmo tempo,&nbsp;<strong>gerir habilmente a tesouraria<\/strong>.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Assim, \u00e9 preciso gerir a tesouraria, reagindo com flexibilidade e sem perder de vista uma&nbsp;<strong>vis\u00e3o a longo prazo<\/strong>&nbsp;para aperfei\u00e7oar a estrat\u00e9gia. E, evidentemente, deve estar sempre&nbsp;<strong>um passo \u00e0 frente da concorr\u00eancia<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Uma boa ferramenta de tesouraria deve apoiar a estrat\u00e9gia e a capacidade de antecipa\u00e7\u00e3o da sua empresa.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Chegados at\u00e9 aqui,&nbsp;<strong>tradicionalmente, tem duas op\u00e7\u00f5es<\/strong>:<\/p>\n\n\n\n<ol class=\"wp-block-list\" type=\"1\" start=\"1\">\n<li>Gerir este&nbsp;<a href=\"https:\/\/www.sage.com\/pt-pt\/blog\/como-fazer-um-plano-de-fluxo-de-caixa-e-alguns-exemplos-praticos\/\">fluxo de caixa (ou&nbsp;cash flow)<\/a>&nbsp;em&nbsp;<strong>circuito fechado<\/strong>. Poder\u00e1 ter um n\u00famero de efetivos um pouco excessivo devido \u00e0 complexidade da tarefa e a custos muito elevados.<\/li>\n\n\n\n<li>Externalizar estas tarefas com ferramentas cl\u00e1ssicas, como folhas de c\u00e1lculo ou programas de contabilidade. Pode correr o risco do seu fornecedor ter problemas de disponibilidade ou da oferta de talentos n\u00e3o corresponder \u00e0s suas necessidades.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Gest\u00e3o de tesouraria na nuvem: a caminho da flexibilidade de resposta<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Nesta altura, \u00e9 evidente que, para as empresas de uma determinada dimens\u00e3o, o melhor \u00e9&nbsp;<strong>encontrar um equil\u00edbrio<\/strong>. \u00c9 preciso ser capaz de gerir por si pr\u00f3prio, mas tamb\u00e9m \u00e9 preciso poder contar com aconselhamento e auditorias externas fi\u00e1veis quando necess\u00e1rio.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Para encontrar esse meio-termo,&nbsp;<strong>as solu\u00e7\u00f5es de gest\u00e3o de tesouraria baseadas na cloud s\u00e3o inteligentes<\/strong>. Por um lado:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>O seu&nbsp;<strong>funcionamento \u00e9 virtual<\/strong>, est\u00e1 tudo online e na nuvem.<\/li>\n\n\n\n<li>Permite que os funcion\u00e1rios internos que as utilizam ou os auditores&nbsp;<strong>acedam aos dados sempre que desejarem<\/strong>.<\/li>\n\n\n\n<li>Pode aceder-lhes&nbsp;<strong>24 horas por dia, todos os dias da semana<\/strong>.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">As empresas que trabalham \u00e0 escala internacional t\u00eam uma vantagem ineg\u00e1vel.&nbsp;<strong>Esta solu\u00e7\u00e3o ajud\u00e1-las-\u00e1 a evitar os problemas causados pelas diferen\u00e7as de fuso hor\u00e1rio<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Al\u00e9m disso, estas solu\u00e7\u00f5es&nbsp;<strong>SaaS (Software as a Service)<\/strong>&nbsp;evitam os problemas de atualiza\u00e7\u00e3o do software e de manuten\u00e7\u00e3o de um grande n\u00famero de ficheiros Excel. \u00c9 esta a&nbsp;<strong>filosofia de flexibilidade e de efic\u00e1cia<\/strong>&nbsp;que as solu\u00e7\u00f5es como o&nbsp;<a href=\"https:\/\/www.sage.com\/pt-pt\/produtos\/sage-xrt-treasury\/\"><strong>Sage XRT<\/strong><\/a>&nbsp;apresentam:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>a gest\u00e3o de tesouraria \u00e9 centralizada,<\/li>\n\n\n\n<li>a seguran\u00e7a dos dados \u00e9 garantida<\/li>\n\n\n\n<li>e a informa\u00e7\u00e3o \u00e9 encontrada muito mais rapidamente quando h\u00e1 necessidades urgentes.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Trocas financeiras mais seguras<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Um aspeto not\u00e1vel das rela\u00e7\u00f5es comerciais \u00e9 o facto das&nbsp;<strong>ferramentas SaaS normalizarem as transfer\u00eancias de dinheiro<\/strong>. Suportam muitos sistemas de pagamento, incluindo a SEPA, e facilitam a gest\u00e3o dos lan\u00e7amentos contabil\u00edsticos. Isto permite&nbsp;<strong>aos contabilistas e auditores trabalharem com toda a tranquilidade<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Clientes, fornecedores, aquisi\u00e7\u00f5es efetuadas para crescer. Todas estas transa\u00e7\u00f5es s\u00e3o seguidas, memorizadas e compiladas para&nbsp;<strong>manter uma vis\u00e3o perif\u00e9rica da sua atividade<\/strong>. Isto pode fazer-lhe ganhar dinheiro, porque ao partilhar esta informa\u00e7\u00e3o com o seu banco, as suas taxas e comiss\u00f5es banc\u00e1rias podem ser revistas em baixa.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Internamente,&nbsp;<strong>esta compila\u00e7\u00e3o de dados \u00e9 uma mina de ouro<\/strong>&nbsp;para analisar com exatid\u00e3o as tend\u00eancias de consumo dos clientes, especialmente os estrangeiros. E isso \u00e9 algo que far\u00e1 a sua equipa de marketing feliz e,&nbsp;<strong>com o tempo, aumentar\u00e1 o seu volume de neg\u00f3cios e as suas margens<\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>A atualiza\u00e7\u00e3o constante das ferramentas SaaS<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Os movimentos de dinheiro est\u00e3o a passar por&nbsp;<strong>uma revolu\u00e7\u00e3o tecnol\u00f3gica<\/strong>. Os&nbsp;<a href=\"https:\/\/www.sage.com\/pt-pt\/blog\/gerir-pagamentos-de-forma-integrada-tem-beneficios-para-clientes-e-empresas\/\">m\u00e9todos e procedimentos de pagamento<\/a>&nbsp;est\u00e3o a mudar.&nbsp;<strong>Os dados est\u00e3o a redefinir a experi\u00eancia de pagamento<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ao mesmo tempo, est\u00e3o a surgir novos ambientes regulamentares em \u00e1reas sens\u00edveis como servi\u00e7os de pagamento, prote\u00e7\u00e3o de dados e conhecimento do cliente banc\u00e1rio.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Neste contexto, a&nbsp;<strong>otimiza\u00e7\u00e3o das pr\u00e1ticas de cobran\u00e7a e de pagamento<\/strong>&nbsp;deve responder a determinadas exig\u00eancias:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Rapidez<\/strong>. Os novos procedimentos devem ser implementados logo que o ambiente o exija. \u00c9 mesmo aconselh\u00e1vel poder antecipar-se.<\/li>\n\n\n\n<li><strong>Simplicidade<\/strong>. O custo da mudan\u00e7a deve ser reduzido ao m\u00ednimo para os empregados. Tecnologias mais intuitivas tornam os pagamentos e as cobran\u00e7as mais adapt\u00e1veis.<\/li>\n\n\n\n<li><strong>Rigor<\/strong>. Cada altera\u00e7\u00e3o regulamentar aumenta a fasquia da conformidade. N\u00e3o se pode dar ao luxo de cometer erros que conduzam a san\u00e7\u00f5es e \u00e0 perda de credibilidade.<\/li>\n\n\n\n<li><strong>Inova\u00e7\u00e3o<\/strong>. A sua tesouraria n\u00e3o deve ser um entrave para que os clientes e fornecedores desfrutem das mais recentes experi\u00eancias de pagamento.<\/li>\n\n\n\n<li><strong>Intelig\u00eancia<\/strong>. As solu\u00e7\u00f5es tecnol\u00f3gicas devem permitir ambientes de aprendizagem com melhorias progressivas nas decis\u00f5es de gest\u00e3o de tesouraria.&nbsp;<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Uma&nbsp;<strong>ferramenta SaaS<\/strong>&nbsp;oferece a resposta combinada para todas as exig\u00eancias. Afinal,&nbsp;<strong>os fornecedores destas solu\u00e7\u00f5es est\u00e3o a trabalhar nesse sentido<\/strong>. Acumulam um know-how que proporciona uma tecnologia adapt\u00e1vel, intuitiva, tecnologicamente avan\u00e7ada e que est\u00e1 posicionada para melhorar a tomada de decis\u00f5es.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Investir em ferramentas SaaS, como o Sage XRT, \u00e9 como&nbsp;<strong>apostar nos tempos<\/strong>. A sua tesouraria ter\u00e1 mais op\u00e7\u00f5es para responder \u00e0s exig\u00eancias do ambiente em que vivemos.<\/p>\n\n\n<div class=\"single-cta\">\n\t<div class=\"single-cta__positioner on-scroll-highlight__target\">\n\t\t<div class=\"single-cta__wrapper has-dark-background-color\">\n\t\t\t<div class=\"single-cta__content\">\n\t\t\t\t\t\t\t\t<h2 class=\"single-cta__title h3\">Receba a newsletter Sage Advice<\/h2>\n\n\t\t\t\t\t\t\t\t\t<div class=\"single-cta__description\">\n\t\t\t\t\t\t<p>Inscreva-se para receber o boletim do Sage\u00a0Advice e receba os conselhos mais recentes diretamente no seu e-mail.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a\n\t\t\t\t\t\thref=\"#gate-56228f27-e58f-435b-9b72-a561d684e263\"\n\t\t\t\t\t\tclass=\"single-cta__button button button--primary\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t>Subscrever<\/a>\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<img decoding=\"async\" width=\"1215\" height=\"810\" 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button--secondary\">\n\t\t\t\t\t\t\t\tEstrat\u00e9gia\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\n<div class=\"alignfull wp-block-sage-related-posts\">\n\t<section class=\"related-posts card-grid has-dark-background-color\">\n\t<div class=\"container\">\n\t\t\t\t\t<div class=\"row\">\n\t\t\t\t<div class=\"col\">\n\t\t\t\t\t<h2 class=\"related-posts__heading related-posts__heading--featured h1\">Aprofunde o seu conhecimento<\/h2>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"row related-posts__featured\">\n\t\t\t\t<div class=\"col card-grid__item\">\n\t\t\t\t\t<article\n\t\tclass=\"card-post related-post related-post-0 post-5903 post type-post status-publish format-standard has-post-thumbnail hentry category-dinheiro-e-poupanca category-tecnologia-e-inovacao tag-empresas tag-estrategia tag-tecnologia tag-tomar-decisoes-financeiras business_type-medias-empresas industry-alimentar industry-automovel industry-construcao industry-distribuicao industry-e-commerce industry-retalho industry-entretenimento industry-producao industry-quimica industry-sem-fins-lucrativos industry-servicos industry-servicos-financeiros industry-tecnologia industry-viagens-e-hotelaria card-post--is-clickable\"\n>\n\t<div class=\"card-post__media-wrapper\">\n\t\t<figure class=\"card-post__media\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1440\" height=\"810\" src=\"https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2022\/04\/GettyImages-521696036-1440x810.jpg\" class=\"card-post__image\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2022\/04\/GettyImages-521696036-684x384.jpg 684w, https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2022\/04\/GettyImages-521696036-768x432.jpg 768w, https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2022\/04\/GettyImages-521696036-1440x810.jpg 1440w\" sizes=\"auto, (min-width: 48em) 250px, (min-width: 30em) 100vw, 100vw\" \/>\t\t\t\n\t\t\t\n\t\t\t\t\t<\/figure>\n\t<\/div>\n\n\t<div class=\"card-post__content\">\n\t\t\t\t\t<div class=\"card-post__label\">Recomendado<\/div>\n\t\t\n\t\t\t\t\t<div class=\"card-post__meta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"posted-on \"><time class=\"entry-date published\" datetime=\"2026-09-24T08:39:01+01:00\">Setembro 24, 2026<\/time><\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"reading-time\">7 minutos de leitura<\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<p class=\"card-post__title h3\">\n\t\t\t\t\t\t\t<a\n\t\t\t\t\tclass=\"card-post__title-link\"\n\t\t\t\t\thref=\"https:\/\/www.sage.com\/pt-pt\/blog\/tesouraria-corporativa-centralizar-liquidez\/\"\n\t\t\t\t>\n\t\t\t\n\t\t\tTesouraria corporativa: como centralizar liquidez, bancos, pagamentos e risco financeiro\n\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/p>\n\n\t\t\n\t\t\t\t\t<p class=\"card-post__description\">\n\t\t\t\tSaiba como centralizar liquidez, bancos e pagamentos, controlar riscos e avaliar quando um Treasury Management System faz sentido.\t\t\t<\/p>\n\t\t\n\t\t\t<\/div>\n\n\t<\/article>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\n\t\t\t\t\t<div class=\"row related-posts__non-featured\">\n\t\t\t\t<div class=\"col col-12\">\n\t\t\t\t\t<h2 class=\"related-posts__heading related-posts__heading--more h4\">Artigos mais recentes<\/h2>\n\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t\t<div class=\"col col-6 col-lg-3 card-grid__item\">\n\t\t\t\t\t\t<article\n\t\tclass=\"card-post related-post related-post-1 post-14194 post type-post status-publish format-standard has-post-thumbnail hentry category-tecnologia-e-inovacao tag-analise-de-dados tag-estrategia tag-tecnologia tag-tomar-decisoes-financeiras business_type-medias-empresas\"\n>\n\t\t\t<a\n\t\t\tclass=\"card-post__link\"\n\t\t\thref=\"https:\/\/www.sage.com\/pt-pt\/blog\/o-novo-cfo-estrategico-na-era-da-inteligencia-artificial\/\"\n\t\t\t\t\t>\n\t\t\t<figure class=\"card-post__media\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"684\" height=\"384\" src=\"https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2024\/10\/BrandShoot-LND_June2024_Financial-Services_0678-684x384.jpg\" class=\"card-post__image\" alt=\"Uma rapariga de p\u00e9 na oficina a explicar algo aos seus colegas.\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2024\/10\/BrandShoot-LND_June2024_Financial-Services_0678-684x384.jpg 684w, https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2024\/10\/BrandShoot-LND_June2024_Financial-Services_0678-768x512.jpg 768w, https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2024\/10\/BrandShoot-LND_June2024_Financial-Services_0678-1214x810.jpg 1214w\" sizes=\"auto, (min-width: 48em) 250px, (min-width: 30em) 100vw, 100vw\" \/>\t\t\t\n\t\t\t\n\t\t\t\t\t<\/figure>\n\n\t\t\n\t\t\t\t\t<div class=\"card-post__meta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"posted-on \"><time class=\"entry-date published\" datetime=\"2026-09-01T11:54:28+01:00\">Setembro 1, 2026<\/time><\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"reading-time\">9 minutos de leitura<\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<p class=\"card-post__title h5\">\n\t\t\tO novo CFO estrat\u00e9gico na era da Intelig\u00eancia Artificial\t\t<\/p>\n\n\t\t\t<\/a>\n\t\n\t\n\t\t\n\t\n\t<\/article>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t<div class=\"col col-6 col-lg-3 card-grid__item\">\n\t\t\t\t\t\t<article\n\t\tclass=\"card-post related-post related-post-2 post-14135 post type-post status-publish format-standard has-post-thumbnail hentry category-dinheiro-e-poupanca tag-analise-de-dados tag-empresas tag-estrategia business_type-medias-empresas\"\n>\n\t\t\t<a\n\t\t\tclass=\"card-post__link\"\n\t\t\thref=\"https:\/\/www.sage.com\/pt-pt\/blog\/contabilidade-estrategica-relatorios-financeiros\/\"\n\t\t\t\t\t>\n\t\t\t<figure class=\"card-post__media\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"684\" height=\"384\" src=\"https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2023\/10\/GettyImages-1357880802-684x384.jpg\" class=\"card-post__image\" alt=\"Pessoa a trabalhar num escrit\u00f3rio moderno, em frente a um computador, junto a uma secret\u00e1ria com documentos e notas afixadas na parede.\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2023\/10\/GettyImages-1357880802-684x384.jpg 684w, https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2023\/10\/GettyImages-1357880802-768x465.jpg 768w, https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2023\/10\/GettyImages-1357880802-1338x810.jpg 1338w\" sizes=\"auto, (min-width: 48em) 250px, (min-width: 30em) 100vw, 100vw\" \/>\t\t\t\n\t\t\t\n\t\t\t\t\t<\/figure>\n\n\t\t\n\t\t\t\t\t<div class=\"card-post__meta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"posted-on \"><time class=\"entry-date published\" datetime=\"2026-08-27T08:36:34+01:00\">Agosto 27, 2026<\/time><\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"reading-time\">7 minutos de leitura<\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<p class=\"card-post__title h5\">\n\t\t\tComo transformar a contabilidade num motor de crescimento do neg\u00f3cio\t\t<\/p>\n\n\t\t\t<\/a>\n\t\n\t\n\t\t\n\t\n\t<\/article>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t<div class=\"col col-6 col-lg-3 card-grid__item\">\n\t\t\t\t\t\t<article\n\t\tclass=\"card-post related-post related-post-3 post-6109 post type-post status-publish format-standard has-post-thumbnail hentry category-lideres-globais-em-inovacao category-tecnologia-de-amanha category-tecnologia-de-hoje category-tecnologia-e-inovacao tag-competitividade tag-empresas tag-estrategia tag-gestao-empresas tag-tecnologia business_type-medias-empresas industry-distribuicao industry-e-commerce industry-retalho industry-entretenimento industry-producao industry-servicos industry-servicos-financeiros industry-tecnologia\"\n>\n\t\t\t<a\n\t\t\tclass=\"card-post__link\"\n\t\t\thref=\"https:\/\/www.sage.com\/pt-pt\/blog\/que-erp-escolher-para-a-sua-empresa\/\"\n\t\t\t\t\t>\n\t\t\t<figure class=\"card-post__media\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"684\" height=\"384\" src=\"https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2022\/04\/GettyImages-1307905824-684x384.jpg\" class=\"card-post__image\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2022\/04\/GettyImages-1307905824-684x384.jpg 684w, https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2022\/04\/GettyImages-1307905824-768x432.jpg 768w, https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2022\/04\/GettyImages-1307905824-1440x810.jpg 1440w\" sizes=\"auto, (min-width: 48em) 250px, (min-width: 30em) 100vw, 100vw\" \/>\t\t\t\n\t\t\t\n\t\t\t\t\t<\/figure>\n\n\t\t\n\t\t\t\t\t<div class=\"card-post__meta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"posted-on \"><time class=\"entry-date published\" datetime=\"2026-06-10T10:32:34+01:00\">Junho 10, 2026<\/time><\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"reading-time\">7 minutos de leitura<\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<p class=\"card-post__title h5\">\n\t\t\tQue ERP escolher para a sua empresa?\t\t<\/p>\n\n\t\t\t<\/a>\n\t\n\t\n\t\t\n\t\n\t<\/article>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t<div class=\"col col-6 col-lg-3 card-grid__item\">\n\t\t\t\t\t\t<article\n\t\tclass=\"card-post related-post related-post-4 post-6116 post type-post status-publish format-standard has-post-thumbnail hentry category-rh-e-lideranca tag-competitividade tag-empresas tag-estrategia tag-pessoas business_type-medias-empresas industry-servicos industry-tecnologia\"\n>\n\t\t\t<a\n\t\t\tclass=\"card-post__link\"\n\t\t\thref=\"https:\/\/www.sage.com\/pt-pt\/blog\/cinco-areas-de-formacao-a-ter-em-conta-para-a-sua-empresa\/\"\n\t\t\t\t\t>\n\t\t\t<figure class=\"card-post__media\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"684\" height=\"384\" src=\"https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2022\/04\/GettyImages-1352002639-684x384.jpg\" class=\"card-post__image\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2022\/04\/GettyImages-1352002639-684x384.jpg 684w, https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2022\/04\/GettyImages-1352002639-768x432.jpg 768w, https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2022\/04\/GettyImages-1352002639-1440x810.jpg 1440w\" sizes=\"auto, (min-width: 48em) 250px, (min-width: 30em) 100vw, 100vw\" \/>\t\t\t\n\t\t\t\n\t\t\t\t\t<\/figure>\n\n\t\t\n\t\t\t\t\t<div class=\"card-post__meta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"posted-on \"><time class=\"entry-date published\" datetime=\"2026-03-04T10:35:38+00:00\">Mar\u00e7o 4, 2026<\/time><\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"card-post__meta-text\"><span class=\"reading-time\">6 minutos de leitura<\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n\t\t<p class=\"card-post__title h5\">\n\t\t\tCinco \u00e1reas de forma\u00e7\u00e3o a ter em conta para a sua empresa\t\t<\/p>\n\n\t\t\t<\/a>\n\t\n\t\n\t\t\n\t\n\t<\/article>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n<\/section>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Manter a gest\u00e3o de tesouraria atualizada ser\u00e1 r\u00e1pido e f\u00e1cil com as ferramentas tecnol\u00f3gicas SaaS. Analisamos as prioridades de gest\u00e3o de tesouraria das m\u00e9dias e grandes empresas e a forma como as ferramentas SaaS podem ajudar. As&nbsp;ferramentas SaaS&nbsp;(siglas em ingl\u00eas de&nbsp;Software&nbsp;como um Servi\u00e7o) s\u00e3o muito populares em diversas \u00e1reas. Uma delas \u00e9 a&nbsp;gest\u00e3o de tesouraria, [&hellip;]<\/p>\n","protected":false},"author":356,"featured_media":9649,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_is_cornerstone":"","_yoast_wpseo_meta-robots-noindex":"","_yoast_wpseo_meta-robots-nofollow":"","_yoast_wpseo_opengraph-title":"","_yoast_wpseo_opengraph-description":"","_yoast_wpseo_opengraph-image":"","_yoast_wpseo_opengraph-image-id":"","_yoast_wpseo_twitter-title":"","_yoast_wpseo_twitter-description":"","_yoast_wpseo_twitter-image":"","_yoast_wpseo_twitter-image-id":"","_yoast_wpseo_schema_page_type":"","_yoast_wpseo_schema_article_type":"","_sage_video":false,"_yoast_wpseo_focuskeywords":"","_yoast_wpseo_keywordsynonyms":"","_yoast_wpseo_primary_category":"16","post_featured_image_hide":false,"sage_hide_published_date":false,"sage_hide_read_time":false,"sage_hide_share_buttons":false,"_pwl_sage_podcast_buzzsprout_src":"","footnotes":""},"categories":[16,18],"tags":[83],"business_type":[3],"context":[],"industry":[130,126],"persona":[46,43,47,44],"imagine_tag":[155,165],"coauthors":[489],"class_list":["post-9747","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-estrategia-legal-e-processos","category-tecnologia-e-inovacao","tag-estrategia","business_type-medias-empresas","industry-servicos","industry-servicos-financeiros"],"sage_meta":{"region":"pt-pt","author_name":"Asavin Wattanajantra","featured_image":"https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2023\/10\/GettyImages-1369567969.jpg","imagine_tags":{"155":"Legal","165":"Tecnologia e Inova\u00e7\u00e3o"}},"distributor_meta":false,"distributor_terms":false,"distributor_media":false,"distributor_original_site_name":"Sage Advice Portugal","distributor_original_site_url":"https:\/\/www.sage.com\/pt-pt\/blog","push-errors":false,"_links":{"self":[{"href":"https:\/\/www.sage.com\/pt-pt\/blog\/api\/wp\/v2\/posts\/9747","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.sage.com\/pt-pt\/blog\/api\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.sage.com\/pt-pt\/blog\/api\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.sage.com\/pt-pt\/blog\/api\/wp\/v2\/users\/356"}],"replies":[{"embeddable":true,"href":"https:\/\/www.sage.com\/pt-pt\/blog\/api\/wp\/v2\/comments?post=9747"}],"version-history":[{"count":0,"href":"https:\/\/www.sage.com\/pt-pt\/blog\/api\/wp\/v2\/posts\/9747\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.sage.com\/pt-pt\/blog\/api\/wp\/v2\/media\/9649"}],"wp:attachment":[{"href":"https:\/\/www.sage.com\/pt-pt\/blog\/api\/wp\/v2\/media?parent=9747"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.sage.com\/pt-pt\/blog\/api\/wp\/v2\/categories?post=9747"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.sage.com\/pt-pt\/blog\/api\/wp\/v2\/tags?post=9747"},{"taxonomy":"business_type","embeddable":true,"href":"https:\/\/www.sage.com\/pt-pt\/blog\/api\/wp\/v2\/business_type?post=9747"},{"taxonomy":"context","embeddable":true,"href":"https:\/\/www.sage.com\/pt-pt\/blog\/api\/wp\/v2\/context?post=9747"},{"taxonomy":"industry","embeddable":true,"href":"https:\/\/www.sage.com\/pt-pt\/blog\/api\/wp\/v2\/industry?post=9747"},{"taxonomy":"persona","embeddable":true,"href":"https:\/\/www.sage.com\/pt-pt\/blog\/api\/wp\/v2\/persona?post=9747"},{"taxonomy":"imagine_tag","embeddable":true,"href":"https:\/\/www.sage.com\/pt-pt\/blog\/api\/wp\/v2\/imagine_tag?post=9747"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/www.sage.com\/pt-pt\/blog\/api\/wp\/v2\/coauthors?post=9747"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}