{"id":6418,"date":"2021-03-16T16:43:29","date_gmt":"2021-03-16T16:43:29","guid":{"rendered":"https:\/\/www.sage.com\/pt-pt\/blog\/?post_type=sage_glossary&#038;p=6418"},"modified":"2025-12-03T15:43:48","modified_gmt":"2025-12-03T15:43:48","slug":"o-que-e-a-sepa-single-euro-payments-area","status":"publish","type":"sage_glossary","link":"https:\/\/www.sage.com\/pt-pt\/blog\/dicion\u00e1rio-termos-empresariais\/o-que-e-a-sepa-single-euro-payments-area\/","title":{"rendered":"O que \u00e9 a SEPA (Single Euro Payments Area)?"},"content":{"rendered":"<header class=\"entry-header has-dark-background-color entry-header--has-illustration entry-header--has-illustration--generic\">\n\t<div class=\"container\">\n\t\t<div class=\"entry-header__row row align-center\">\n\t\t\t<div class=\"col col-lg-7 col-xlg-6 entry-header__content\">\n\t\t\t\t\t\t\t<div class=\"component component-single-header\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"entry-header__misc text--subtitle text--uppercase text--small\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.sage.com\/pt-pt\/blog\/dicion\u00e1rio-termos-empresariais\/\" class=\"entry-header__link\">Defini\u00e7\u00e3o de dicion\u00e1rio<\/a>\t\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t<div class=\"entry-title-wrapper\">\n\t\t\t\t\t<h1 class=\"entry-title\">\n\t\t\t\t\t\tO que \u00e9 a SEPA (Single Euro Payments Area)?\t\t\t\t\t<\/h1>\n\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n\t\t<div class=\"single-post-details container\">\n\t\t<div class=\"col\">\n\t\t\t<span class=\"reading-time\"> minutos de leitura<\/span>\n\t\t<button\n\t\t\ttype=\"button\"\n\t\t\tclass=\"social-share-button button button--icon button--secondary js-social-share-button\"\n\t\t\tdata-share-title=\"O que \u00e9 a SEPA (Single Euro Payments Area)?\"\n\t\t\tdata-share-url=\"https:\/\/www.sage.com\/pt-pt\/blog\/dicion\u00e1rio-termos-empresariais\/o-que-e-a-sepa-single-euro-payments-area\/\"\n\t\t\tdata-share-text=\"Por favor, leia este artigo interessante\"\n\t\t>\n\t\t\t<span class=\"social-share-button__share-label\">Partilhar<\/span>\n\t\t\t<span class=\"social-share-button__copy-label\" hidden>Copiar link<\/span>\n\t\t\t<span class=\"social-share-button__copy-tooltip\" aria-hidden=\"true\" hidden>Copiada<\/span>\n\t\t<\/button>\n\n\t\t\t\t<\/div>\n\t<\/div>\n\t<\/header>\n\n\n\n\n\n<p>SEPA \u00e9 o acr\u00f3nimo de <em>Single Euro Payments Area<\/em>, ou seja, \u00c1rea \u00fanica de Pagamentos em Euro, que permite a todas as pessoas (singulares e coletivas) efetuar <a href=\"https:\/\/www.sage.com\/pt-pt\/software-faturacao\/contas-a-receber-e-a-pagar\/\">pagamentos e cobran\u00e7as<\/a> em euros na Europa, independentemente da sua localiza\u00e7\u00e3o.<\/p>\n\n\n\n<p>A <strong>\u00e1rea geogr\u00e1fica da SEPA abrange 36 pa\u00edses<\/strong>: \u00c1ustria, B\u00e9lgica, Gr\u00e3-Bretanha, Bulg\u00e1ria, Chipre, Cro\u00e1cia, Rep\u00fablica Checa, Dinamarca, Est\u00f3nia, Finl\u00e2ndia, Fran\u00e7a, Alemanha, Gr\u00e9cia, Hungria, Rep\u00fablica da Irlanda, It\u00e1lia, Let\u00f3nia, Litu\u00e2nia , Luxemburgo, Malta, Holanda, Pol\u00f4nia, Portugal, Rom\u00eania, Eslov\u00eania, Eslov\u00e1quia, Espanha e Su\u00e9cia, os 3 pa\u00edses do EEE da Noruega, Liechtenstein, Isl\u00e2ndia e tamb\u00e9m Su\u00ed\u00e7a e M\u00f3naco.<\/p>\n\n\n\n<p>Embora tenha ocorrido um per\u00edodo de transi\u00e7\u00e3o desde a sua aprova\u00e7\u00e3o at\u00e9 a sua implementa\u00e7\u00e3o final, desde 1 de fevereiro de 2014 todas as transfer\u00eancias e d\u00e9bitos nacionais est\u00e3o sujeitos a instrumentos SEPA.<\/p>\n\n\n<div class=\"single-cta\">\n\t<div class=\"single-cta__positioner\">\n\t\t<div class=\"single-cta__wrapper has-dark-background-color\">\n\t\t\t<div class=\"single-cta__content\">\n\t\t\t\t\t\t\t\t<h2 class=\"single-cta__title h3\">Receba a newsletter Sage Advice<\/h2>\n\n\t\t\t\t\t\t\t\t\t<div class=\"single-cta__description\">\n\t\t\t\t\t\t<p>Inscreva-se para receber o boletim do Sage\u00a0Advice e receba os conselhos mais recentes diretamente no seu e-mail.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a\n\t\t\t\t\t\thref=\"#gate-56228f27-e58f-435b-9b72-a561d684e263\"\n\t\t\t\t\t\tclass=\"single-cta__button button button--primary\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t>Subscrever<\/a>\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<img decoding=\"async\" width=\"1215\" height=\"810\" src=\"https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2023\/10\/GettyImages-1073868226-1215x810.jpg\" class=\"single-cta__image\" alt=\"Rapaz ao telefone no seu escrit\u00f3rio\" loading=\"lazy\" srcset=\"https:\/\/www.sage.com\/pt-pt\/blog\/wp-content\/uploads\/sites\/15\/2023\/10\/GettyImages-1073868226-1215x810.jpg 1215w\" sizes=\"auto, (min-width: 48em) 33vw, 100vw\" \/>\t\t\t<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>SEPA \u00e9 o acr\u00f3nimo de Single Euro Payments Area, ou seja, \u00c1rea \u00fanica de Pagamentos em Euro, que permite a todas as pessoas (singulares e coletivas) efetuar pagamentos e cobran\u00e7as em euros na Europa, independentemente da sua localiza\u00e7\u00e3o. A \u00e1rea geogr\u00e1fica da SEPA abrange 36 pa\u00edses: \u00c1ustria, B\u00e9lgica, Gr\u00e3-Bretanha, Bulg\u00e1ria, Chipre, Cro\u00e1cia, Rep\u00fablica Checa, Dinamarca, [&hellip;]<\/p>\n","protected":false},"author":763,"featured_media":0,"template":"","meta":{"_sage_video":false,"footnotes":""},"tags":[],"class_list":["post-6418","sage_glossary","type-sage_glossary","status-publish","hentry"],"distributor_meta":false,"distributor_terms":false,"distributor_media":false,"distributor_original_site_name":"Sage Advice Portugal","distributor_original_site_url":"https:\/\/www.sage.com\/pt-pt\/blog","push-errors":false,"_links":{"self":[{"href":"https:\/\/www.sage.com\/pt-pt\/blog\/api\/wp\/v2\/sage_glossary\/6418","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.sage.com\/pt-pt\/blog\/api\/wp\/v2\/sage_glossary"}],"about":[{"href":"https:\/\/www.sage.com\/pt-pt\/blog\/api\/wp\/v2\/types\/sage_glossary"}],"author":[{"embeddable":true,"href":"https:\/\/www.sage.com\/pt-pt\/blog\/api\/wp\/v2\/users\/763"}],"version-history":[{"count":0,"href":"https:\/\/www.sage.com\/pt-pt\/blog\/api\/wp\/v2\/sage_glossary\/6418\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.sage.com\/pt-pt\/blog\/api\/wp\/v2\/media?parent=6418"}],"wp:term":[{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.sage.com\/pt-pt\/blog\/api\/wp\/v2\/tags?post=6418"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}