search icon

Self-employed accounting software for sole traders

Simple accounting software for self-employed sole traders. Snap and scan receipts to save hours of admin so you can focus on building your business with confidence.

Making Tax Digital Compatible
TrustRadius awarded

Features of self-employed accounting software for sole traders

Easy to get started, easy to use

Digital record-keeping software that simplifies the finances of sole traders and self-employed professionals.

Pick from our free plan or our more comprehensive paid version. We're here to support your needs, whatever your budget.

Experience the difference with Sage

Choose the Sage Accounting Individual plan today and enjoy the time-saving features of automation and human support.

Affordable plan with 3 months free and then only £7 per month (+VAT).

Automate data capture

Scan receipts with our mobile app, or upload via your desktop.

Multiple bank accounts?

Connect multiple bank feeds. Transaction management? Easy.

Auto-categorise transactions

Your transactions are recognised, and categorised for you.

Online support, instantly

Get instant webchat direct from a Sage expert any time.

Self-employed software plans to support you and your business

-Get 3 months free

Accounting for self-employed professionals should be both easy and flexible. That's why there are no long-term contracts, commitments or hidden fees with our software. You can cancel any time, if you find it's not the right match for you.

Accounting Individual Free

Ideal for non-VAT registered sole traders wanting to simplify manual record keeping and taxes.
Free
No hidden charges
Completely free, no billing.

Take control of your finances

VAT registered sole trader? Our accounting software has extra features like VAT management and advanced reporting with cash flow forecasting. Managing employees? It's easy to add Payroll with HR features to your Accounting plan. 
*Get 3 months free on Individual, then £7 + VAT/mo. Terms and conditions apply.

Sage Accounting Individual and self-employed software FAQs

You don't have to be a finance expert to use Sage's bookkeeping and accounting software for self-employed professionals in the UK. Our easy-to-use cloud solution makes managing your finances simple. Get visibility of money going in and out of your business, review cash flow and reduce admin. Use Sage Accounting Individual to:

  1. Quickly and easily record your transactions by connecting your bank feed, or snapping a photo of your receipts.
  2. Categorise your transactions so they are in the right place, giving you peace of mind at tax time as well as valuable information on how your business is doing.
  3. Feel rest assured that all of your information is stored safely and securely in the cloud.

Sage Accounting Individual helps you prepare everything to make a Self Assessment submission really simple.

Record all of your transactions by connecting your bank account and snapping photos of your receipts, and Sage will help you put them into the right categories.

Sage will then provide you with all of your information in the right format so you feel supported to complete your Self Assessment with ease, or work with your accountant to complete your return.

Learn more about Self Assessment

Yes, Sage Accounting Individual makes it really easy to work with your accountant. You can collaborate securely with your accountant online from anywhere on a return. Sage's software and accounting app for self employed individuals is trusted by thousands of accountants around the UK. We work directly with accountants to ensure our software is always up to date.

You can manually import bank statements or transactions when you start using Sage Accounting Individual. Simply download direct from your bank and upload to Sage Accounting Individual.

Once you're set up with your new self employed business accounting software, you can automate pulling your data into Sage Accounting Individual with automated bank feeds.

You can upgrade and downgrade between the Accounting Individual Free and Accounting Individual plans.

You can also upgrade from Accounting Start to Accounting Standard and Accounting Standard to Accounting Plus. However, you cannot upgrade from Accounting Individual to Accounting Start, so you would have to buy a new licence for Accounting Start and cancel your subscription for Accounting Individual .

No, the software is built for non-VAT-registered sole traders and self-employed professionals filling out the SA103 supplementary page to record self-employment income on your SA100 tax return. If you are a VAT-registered sole traders or director-only limited company, consider Sage Accounting plans instead. 

Your free eBook: 10 tips for simplifying accounting as a sole trader

Actionable tips to make your accounting faster and easier, so you can feel confident that you’ve got it all under control.

Get more than just great software

We're proud to deliver world-class online accounting software for self-employed business owners. But that's not all we offer. As a member of the Sage community, you'll learn from business experts and industry peers.

Award-winning support

Experts on hand helping you get the most out of your software so you can be more productive.*

Member Masterclass

Gain insights from the world's leading experts to help with business challenges, like unlocking productivity and building resilience.

Community forums

Hear from industry experts and connect with businesses like yours to gain useful advice and insights.

Business advice

Access a wealth of practical advice on a range of business topics.

Learning

Master the full power of your software with comprehensive learning resources.

Software certification

Take courses, earn certifications and stand out from the crowd.
*Sage Individual Free includes self serve support only, Sage Individual includes expert support via webchat.

Wisdom for smarter business

Sage Advice

Read our blog and get articles, insights, and tips for your company.

6 time-intensive tasks accountants should automate now

6 time-intensive tasks accountants should automate now

The accounting profession is undergoing rapid transformation, yet many accountants are falling behind. Here are 6 ways to get ahead.

Read more
Read more
What is payment on account and how do I pay it?

What is payment on account and how do I pay it?

Payment on account for Self Assessment can be confusing. In this article, we break it down so you can make tax payments with confidence and ease.

Read more
Read more
Ground Control speeds its close 55%, frees up over £900k in cash flow

Ground Control speeds its close 55%, frees up over £900k in cash flow

Discover how Ground Control use Sage Intacct for multi-entity financial consolidation and recurring revenue management

Read more
Read more
You don’t need to be a “techie” to use AI for your business

You don’t need to be a “techie” to use AI for your business

Heather Murray is here to demystify AI for all you non-techies and empower you to harness its potential in your businesses and daily life.

Read more
Read more
What small businesses can learn from the Small business, big opportunity 2024 report 

What small businesses can learn from the Small business, big opportunity 2024 report 

Planning for 2025? Here's some of what you can learn from 12,000 other small businesses in the latest Small business, big opportunity report.

Read more
Read more
Accountants: How new company size thresholds could impact you

Accountants: How new company size thresholds could impact you

New company size thresholds could bring challenges and opportunties for accountants. How can your firm respond?

Read more
Read more
Cash flow forecasting: How to get it right for your business in 2025

Cash flow forecasting: How to get it right for your business in 2025

Accurate cash flow forecasting is the life blood of every business. Read our guide and download your free cash flow forecast template today.

Read more
Read more
Earning before tax explained: How much can you earn tax-free?

Earning before tax explained: How much can you earn tax-free?

How much can you earn before having to pay tax? Find out when you start owing income tax as a sole trader or small business owner here.

Read more
Read more

Give Feedback