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Get one free app to manage income, payments, and taxes. Sage Sole Trader is free tax and accounting software built for sole traders like you.

With 40+ years of experience, Sage is trusted by 1000's of sole traders

Automate the tasks that you’d rather skip

Easy customer payments

Create invoices using just your voice. Ask for exactly what you want and send in seconds.

No missed invoices

Never chase invoices again. Keep on top of who owes what. 

No chasing required

Send reminders at the right time. Get advice on when to nudge and approve every message. 

Sage software for sole traders

Cut the admin. Focus on work that pays

Set up quickly

Get started in minutes on your phone or laptop without disrupting your day to day work. 

  • Connect your bank feeds and sync to the app for up-to-date records.
  • Quickly import existing transaction straight from bank statements.
  • Auto categorise transactions to ensure everything is always in the right place.
 

Get paid easily

Make it easy for customers to pay you on time with simple professional invoicing and low-cost payment options.

  • Create invoices with voice or text via laptop or mobile, so you can send on the go. 
  • See who's paid and who hasn't, and automatically approve and send reminders at the right times.
  • Stay updated on your earnings with easy-to-use dashboards. 

Sort tax on time

Self Assessment and MTD for Income Tax are simpler with free sole trader software. 

  • Record and sort transactions with all financial data in the right place - ready for your next submission.
  • Review and submit quarterly updates for MTD and Self Assessment tax submissions on time, every time.
  • Get up-to-date MTD tax estimates and avoid unexpected tax bills.

Work with your accountant

Sole trader doesn’t have to mean working solo. Get extra support from your accountant throughout the year to work with you and your new software. 

  • Digital records save time, creating less friction for you and your accountant. 
  • Less interruptions, faster responses, seamless collaboration. 
  • Get the most from your accountants’ expertise. 

Get everything you need without breaking the bank

Plans for self-employed accounting

Get a free self-employed accounting software plan or level up for extra features. Cancel anytime. No long-term contracts, commitments, or hidden fees.

Most popular

Sole Trader Free

Ideal for <strong>non-VAT</strong> registered sole traders wanting to simplify manual record keeping and taxes.
Free
No hidden charges
Completely free, no billing.

Sole Trader

Ideal for <strong>non-VAT</strong> registered sole traders wanting to manage self assessment and cashflow.
per month / excl. 20% VAT*

Start

For <strong>VAT</strong>-registered sole traders or small businesses just getting started. Now including payroll and Sage Copilot. Productivity assistant included
per month / excl. 20% VAT**

*Get 3 months free on Sage Sole Trader, then £7 per month (excluding VAT).
**Get 3 months free on Start, then £18 per month (excluding VAT). Terms and conditions apply.

How accounting software helps sole traders

“As a new sole trader it was a lot of work. Sage has made things so much easier for me!” 

Knittingmama

“I’m saving 72 hours a year since moving to digital tax returns with Sage!”

Charlotte Thomas
CreatedbyLottie

“Sage Sole Trader is less complicated than what I was using before. It's much more suited to a micro business like mine.”

Jacqueline Talbot
Jacqueline Talbot Designs

“I’ve only just started using Sage Individual with the introduction of MTD and intend to subscribe to the full version so I can add my bank accounts etc but from what I’ve seen so far it looks great, and is very competitively priced which, as a Solo Trader makes a big difference to operating costs.”

Colin Slack
Colin the Designer

“I switched to Sage Individual in November 2025, I’ve found their cloud based solution perfect for me as a sole trader. The transition to Sage from my previous solution was simple, the user interface very intuitive and now makes my accounts so simple to do daily, allowing me to focus on my business.”

Gary Adams
MLA Services

“Doing my taxes digitally moving forward is going to halve the amount of time I spend on my financial admin.”

Heather Moor
Princess one Snow Princess Parties

Frequently asked questions about sole trader accounting software

Sage Individual is now Sage Sole Trader, our free HMRC-recognised, MTD-ready accounting software designed for freelancers and self-employed individuals who are not yet VAT registered. Get all the accounting features you need today as a sole trader at no cost. There's also the the option to pay just £0.70 per month for added features, AI capabilities, and expert customer service.

Both plans are backed by over 40 years of accounting expertise and the features you need to meet tax requirements and run your business while minimising admin.

Yes. Sage Sole Trader is our dedicated accounting software created for self-employed small businesses, freelancers, and sole traders. Our free plan has everything you need to get started whether you're prepping for MTD, looking for a new accounting solution, or are self-employed and need something to help you do your tax admin. It's quick, simple, and easy to set up. You can add extra features in a paid plan if you need more. 

The Sage Sole Trader free plan is designed to give you all the features you need to get essential admin done as a sole trader or freelancer. While competitors may offer similar software, ours is completely free with no hidden costs.

The Sage Sole Trader free plan is designed to give you all the features you need to get essential admin done as a sole trader or freelancer.

While competitors may offer similar software, ours is completely free with no hidden costs.

The free plan helps you:

  • Get set up in minutes to run your small business without spreadsheets, boxes of receipts, messy paperwork, and time-consuming admin.
  • Get ready for Making Tax Digital (MTD) with secure, accurate digital records in one place.
  • Manage all income and expenses securely.
  • Manage and submit Income tax Self-Assessment, both quarterly and at year-end.
  • Enter and record all receipts and invoices to keep track of income.
  • Access the software on the go via mobile app.
  • Send up to 5 sales invoices each month.

The paid plan introduces even more features for just £7 per month (excl. 20% VAT and dependent on promotional offers) to cater to sole traders with greater needs. You can upgrade or cancel at any time:

  • Snap and scan receipt records using your mobile phone and automatically upload.
  • Connect multiple bank accounts.
  • Get 10GB of document storage.
  • Receive additional customer support such as our human-operated webchat, advice content, and community forum support.
  • Create and send unlimited sales invoices. 

Yes. You can manually import financial data, bank statements or transactions when you start using Sage Sole Trader. You can upload records from spreadsheets directly into the software for a quick switchover. For bank statements, simply download direct from your bank and upload to Sage Accounting Individual.

Once you're set up with your new self employed business accounting software, you can automate pulling your data into Sage Accounting Individual with automated bank feeds.

Preparing everything to make a Self Assessment submission really simple with Sage Sole Trader. 

Record all of your transactions by connecting your bank account and snapping photos of your receipts, and Sage will help you put them into the right categories.

Sage will then provide you with all of your information in the right format so you feel supported to complete your Self Assessment with ease, or work with your accountant to complete your return.

Learn more about Self Assessment.

Yes, Sage Sole Trader makes it really easy to work with your accountant. You can collaborate securely with your accountant online from anywhere on a return. The Sage software and accounting app for sole traders is trusted by thousands of accountants around the UK. We work directly with accountants to ensure our software is always up to date.

Get expert support as a sole trader

Explore expert advice and resources for sole traders
Explainer video

How to get started with MTD

Watch our short video where we explain how to get started simply and easily.
E-book

How to get started with MTD for simplifying accounting as a sole trader

Actionable tips to make your accounting faster and easier, so you can feel confident that you’ve got it all under control.

Sage Advice article

Self Assessment and Making Tax Digital: What MTD for Income Tax means for sole traders

Find out more detail on how MTD changes Self Assessment for sole traders.

Sage Advice article

MTD for Income tax: What Making Tax Digital means for sole traders

How does MTD affect sole traders when it comes to Income Tax.

Sage Advice article

Why Making Tax Digital for Income Tax will make life easier for your business

Discover how MTD could become an opportunity for your business.