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Electronic checks and ACH payment processing

E-payments like electronic checks and ACH processing get you paid faster, are more convenient, and offer improved security.

Protect your business and save time and money

According to the Federal Reserve, checks and automated clearing house processing (ACH) still make up a good portion of non-cash payments. ACH processing, especially online ACH processing, is even gaining in popularity because it's easier to get paid. With Sage, you can accept these payments while protecting your business from check fraud. We make accepting checks in-person, online or by mail easier—so you can save time, money, and skip those trips to the bank to make deposits.

Gain peace of mind with our check guarantee.

The check guarantee option reduces risks associated with accepting bad checks. Funding is guaranteed for approved checks, and the money is deposited electronically into the merchant's bank account.

Sage Electronic Check and ACH Check Processing products

Sage Virtual Check

Make debits a one-time charge or set up authorized ACH debit as recurring payments. Enter check information electronically, eliminating a trip to the bank.

  • Funds deposited promptly, lower processing costs than credit cards
  • Convenient 24-hour access to online reporting
  • Automated recurring billing at no extra charge
  • Easy to implement—no installation or upgrade required

Sage Point-of-Sale Check Conversion

Using a check reader or imager connected to a credit card terminal, merchants can process and deposit business and consumer checks at the point of sale.

  • Increase sales with this additional payment option
  • Eliminate bad checks for security and peace of mind
  • Faster availability of funds
  • Eliminate NSF, check handling labor and other banking fees

Sage Check 21

Accept all types of checks drawn on U.S. banks—personal, business, government, travelers, cashiers, and certified checks, as well as equity lines of credit and money orders.

  • Fast electronic deposits of funds in 2-3 business days 
  • Payment made directly to your bank account
  • Avoid ACH restrictions
  • Eliminate bad checks

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