21 October, 2025 11 min read Margin calculator (how to calculate profit margin) Use our profit margin calculator and explore the formula itself. Read our guide to learn more about the importance of ma...
17 October, 2025 12 min read Cash flow statement template (download for Excel) Download our cash flow statement template for Excel, then learn how to prepare your statement and the differences betwee...
16 October, 2025 11 min read Starting a food truck business: Here’s what to consider How much does it cost to start a food truck? From one-off expenses to recurring bills, use Sage's food truck startup cos...
16 October, 2025 12 min read How much does it cost to open a salon? Wondering how much it'll cost to open a beauty, hair or nail salon? Use Sage's barbershop and salon startup cost workshe...
16 October, 2025 10 min read How much does it cost to open a restaurant? Want to open a restaurant but unsure of what to expect? Explore our guide and download our free restaurant startup costs...
16 October, 2025 17 min read How to open a bar: A comprehensive guide Wondering how to start a bar business? From initial costs to marketing, this Sage guide on how to open a bar covers ever...
19 November, 2024 6 min read What are business credit lines and how to apply for one Short-term financing can have long-term business benefits. It pays to know the difference between business credit lines ...
1 October, 2024 6 min read What is capital employed and how is it calculated? Understanding capital employed can improve profitability, efficiency, and longevity—a trio of benefits your small busine...
1 October, 2024 6 min read What is financial reporting? Want to find out more about financial reporting? Get all the information you need in our handy guide, including best pra...
1 October, 2024 7 min read A guide to understanding depreciation Want to lower your tax bill? Boost your bottom line? Or increase the value of your business? Consider depreciation.
23 September, 2024 7 min read Basis points (BPS) explained: A quick guide for small businesses Find out everything you need to know about basis points, and how they can help you make informed financial decisions for...
23 September, 2024 6 min read What is comparative advantage and how does it help small business owners? Comparative advantage can help your small business get ahead — not by being the best, but by knowing what it does best.
6 September, 2024 6 min read What are fixed costs? Learn what fixed costs are and how they impact your small business. Discover practical tips to improve budgeting, and en...
6 September, 2024 6 min read Allocation of Tips Act—What UK businesses need to know Find out everything your business is affected by the Allocation of Tips Act and how to follow the Code of Practice guida...
5 September, 2024 5 min read What is the margin of safety and how do you calculate it? Knowing the formula for margin of safety helps you measure how much sales can fall before your business becomes unprofit...
29 August, 2024 6 min read What is a credit default swap and why is it used? Like an insurance policy, a credit default swap can guard against life's uncertainties—with minimal cash needed upfront.
28 August, 2024 7 min read The formula for operating profit Learn how to understand, calculate, and improve your business's financial health with this simple formula for operating ...
25 August, 2023 10 min read What is inventory? Explore the essentials of inventory - its definition, valuation methods, types, tracking systems, and effective manageme...
24 August, 2023 7 min read What is inventory turnover? Discover the power of the inventory turnover ratio—a crucial KPI for businesses. Learn its calculation, implications, an...
23 August, 2023 13 min read A comprehensive guide to assets and asset management Unlock the potential of assets and master the art of asset management with this comprehensive guide. Explore the definit...
17 August, 2023 7 min read What is procurement in business? Everything you need to know Procurement is an essential part of doing business. Here's how good procurement can help you build profitability, avoid ...
25 June, 2021 6 min read What are retained earnings in accounting? Read our detailed guide on retained earnings and how they are calculated. Learn more about how they impact forecasting a...
17 June, 2021 8 min read What is the difference between job costing and process costing? Learn more about the differences between job costing and process costing. Discover which is suitable for your business.
25 March, 2021 3 min read Are you ready to be your own boss? Starting a business is a big decision. Find out if you're ready to be your own boss with our business readiness quiz. Ta...
