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2020: O ano da Automação Robótica de Processos

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Robotic Process Automation (RPA) is the process of automating the simplest and most repetitive tasks, such as the collection of data from a file and its subsequent introduction in a business application, for example.

“When we talk about RPA, we don’t mean a physical robot. We talk about an approach to work on various applications and software and enter, maintain, migrate, integrate and extract data in spreadsheets. It is the equivalent of an employee who never sleeps, eats or makes mistakes in tasks that need to be repeated frequently. ” Aaron Harris, Cage of Sage

Currently, only large companies use Robotic Process Automation on a considerable scale. In 2020, we will start to see its use also in small and medium-sized companies . Software revenue dedicated to RPA grew to $ 846 million in 2018 and to $ 1.3 billion in 2019. According to data obtained by Gartner , this significant increase makes this the fastest growing segment in the labor market of enterprise software.

RPA improves efficiency in the development of repetitive and automated tasks. “Two thirds of financial processes are now automated, in one way or another. The remaining third is occupied by ad hoc or human requests for information , says Aaron Harris . “RPA’s next step is to automate these processes. Thus, the result will be a more useful and effective time management for each of the actors involved in the tasks ” .

Over the next few years, more forward thinking companies will start sharing their financial results in real time, thus unlocking the potential to provide immediate access to a company’s financial health. This is a prediction based on the desire that some of the big companies have made clear: financial transparency. RPA is one of several trends that foster a more automated future. The other key factors are Artificial Intelligence and digital transformation , which help professionals to redesign processes to take advantage of digital capabilities, relieving the administrative burden and reporting.

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Will Blockchain technology grow again?
Blockchain technology is a smart invention, but it has gone through what Gartner calls, in its hyper cycles, “the channel of disillusionment”. It promised a lot at the beginning, but so far has not fulfilled the expectations created. From the moment it emerged as “the next big innovation”, there were very few significant applications presented for Blockchain in the real world.

So what is holding back the widespread adoption of Blockchain? We present some key elements: costs, scalability and reliability.

With industry leaders, such as Amazon or Microsoft, committed to building services around Blockchain, we will begin to see greater widespread adoption as we tackle the previously mentioned issues. From 2020, solutions applicable to the real world will come into play.

The prosperity of virtual
currency Facebook’s new virtual currency, Libra , has the potential to change the future of payments. It is defined as a solution to real problems and could be hugely successful. In the past, virtual currencies were only used as a form of monetary reserve; Libra, on the other hand, is the first cryptocurrency that has the potential to be a medium of exchange.

Facebook’s main strength lies in its vast user base. It currently has a network of 2 billion people, one third of the world population. If, for example, a worker wants to send money to his country, he has to face a commercial margin on currency conversion and bank transfer from 6 to 20%. In addition, the process is risky and time-consuming. If your family uses Facebook, you can convert the local currency to Pound and send the money via Facebook Messenger. It’s fast, simple and very safe.

It is also a way of solving the problem of money laundering in the long term. Currently, there is little or no record of the sender or destination of the money in the current financial transaction system that is based largely on paper. The United Nations recently estimated that criminals have laundered an annual total of between 2 and 5% of global GDP, that is, between $ 1.6 and $ 4 billion a year.

On the other hand, cryptocurrency produces an immutable record of all transactions carried out, where the money comes from and where it goes. It is similar to a cryptographically protected fiscal book for currencies that indicates where the money comes from and where the money is going to. Thanks to him, the money laundering process becomes much more complicated.

A vast number of regulatory and legislative issues remain to be overcome, but this is a disruptive technological solution that questions the very concept of a centralized monetary system. The G7 nations have also formed a specific team to analyze the subject of cryptocurrencies, with special attention to Libra. 2020 will be the year in which these new virtual currencies will take a big step in their consolidation as a real option for companies.

2020 will be a key year for medium and small businesses to grow in the implementation of disruptive technologies. With the digital transformation already started, the scope of the implementation of these technologies will mark the real benefits that will later be realized in your business