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Cash flow forecasting and management software

The ability to maintain an adequate amount of working capital is critical for the function of any business. Sage cash management software allows users to carry out cash flow forecasts, model multiple scenarios, and plan accordingly for them. No matter what the future holds, our cash management software will help you avoid late payments, build reserves, and indicate when you can put excess cash to good use.

The benefits of our cash management solution

Complete cash visibility

Get a complete overview of cash flow and the ability to control all of your day-to-day cash activities easily, in real-time. Forecast your future cash flow based on your accounts receivable, accounts payable, and bank account balances. This feature helps you see how much cash you can expect to have in the future.

Streamline with automated processes

Eliminate hours of manual work and speed up complex processes by automating them, improving accuracy, minimising human error, and cutting costs. This helps you focus on higher-value activities, like sales and marketing.

Manage your bank accounts with ease

Ensure your financial records consistently match those of your bank. Import all your transactions automatically, and reconcile your checking, savings and credit card accounts, in just a few minutes. Identify discrepancies or errors and spot any potentially fraudulent activity while maintaining precise and accurate cash balances.

Access real-time data and reports

Empower data-driven decision-making across your team. Our cash flow management tools include customisable dashboards and reporting, so you get quick insights and deep visibility into cash flow performance.

Manage your cash flow on the go

Cloud cash management software, together with smart apps, enables you and your team to access financial data and collaborate in real-time, from any location. Streamline your decision-making to win in today's fast-paced business environment.

Powerful integration and customisation

Seamlessly integrate your cash management software with your existing platforms, software and apps for a cash management system that works for your individual business needs. 

Explore our cash flow management software solutions

Take control of your cash flow with Sage cash management software.
Sage BOB Expert Icon

Sage 50 Accounts

Desktop accounting software with cloud connectivity, giving you a complete view of your business finances and inventory.

Desktop accounting with cloud connectivity for small businesses with advanced needs:

  • Manage cashflow to stay in control and grow your business
  • Accept payments easily and get paid faster
  • Full visibility and control of your payments from anywhere
  • Automate the admin and save yourself hours of work
  • Make complex accounting simple with advanced stock management

Sage Intacct

The leader in cloud accounting and financial management software. Perfect for scale-ups to global enterprises. Bespoke pricing, tailored to your business.
  • Track multiple accounts in real-time
  • Consolidate multiple entities and more in minutes
  • Collaborate from a single source of truth
  • Make strategic decisions with dimensional reporting and analytics
  • Open APIs allow multiple, stable, secure integrations

Pippa Langdon

Finance Manager, Osprey Shipping Ltd.

Because of Sage Intacct, we now have visibility early and can plan for that cost well ahead of when payment is due.

Cash management software FAQs

Your cash flow shows the financial health of your organisation, as cash flow refers to the movement of money in and out of your business. It's crucial for businesses to have a clear picture of their cash flow to ensure they have enough funds to cover expenses and make strategic decisions.  

Cash management software helps businesses track and manage their cash flow by automating processes such as cash forecasting, expense tracking, and cash flow analysis. It allows businesses to gain real-time insights into their finances, make informed decisions, and optimise their cash flow management. 
Good cash flow management is essential for the financial health and stability of a business. It helps businesses avoid cash shortages, better manage debt, take advantage of investment opportunities, and improve overall profitability.  

By effectively managing cash flow, businesses can plan for future expenses, meet financial obligations, and position themselves for growth. Additionally, strong cash management enables businesses to respond to unexpected events or economic downturns more effectively. 
Automated bank reconciliations are incredibly useful for businesses to ensure accuracy and efficiency in their financial records. Instead of manually comparing transactions from bank statements with accounting records, automated bank reconciliations can match and reconcile transactions automatically, saving time and reducing the risk of errors or discrepancies. This helps businesses find any discrepancies promptly, maintain accurate financial records, and have a clear understanding of their cash position. 
Yes, cash management can be automated using cash management software. This software automates various cash management tasks such as cash forecasting, tracking payables and receivables, managing payment schedules, and supplying real-time visibility into financial data.  

By automating these processes, businesses can save time, reduce manual errors, and gain better control over their cash flow. Automation also enables businesses to make more informed and prompt decisions based on accurate financial information. 
Cash management software can help businesses save money in several ways. By optimising cash flow, businesses can avoid late payment fees and take advantage of early payment discounts from suppliers.  

By gaining visibility into cash flow trends and forecasting, businesses can make smarter financial decisions and distribute funds more efficiently, ultimately improving their bottom line. The software can also streamline financial processes, reducing the need for manual data entry and paperwork, which saves time and minimises the risk of errors. 

The different types of cash management are as follows:

Cash Flow from Operating Activities: This represents the sources and uses of cash from regular business activities. It shows how changes in working capital affect your business's financial health.

Free Cash Flow to Equity: The is the amount a business generates. It can be distributed to shareholders if the business performs well. If this number is positive, your business is making money. If it's negative, you're losing money.

Free Cash Flow to the Firm: This is a measurement of how much cash a company can generate after paying for all its expenses, reinvestments, taxes, etc. It it is one of many financial indicators that can be used to measure a corporation’s overall health.

Net Change in Cash: The net change in cash is the amount of money a company has at the end of an accounting period.

Get practical advice about cash flow management, forecasting, and more

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