search icon

Free accounting software with easy bookkeeping functionality

Simplify your finances with free accounting software that makes bookkeeping, transaction tracking, and Self Assessment easy.

Key benefits of free bookkeeping and accounting software

A free accounting system needs to be efficient, user-friendly, and secure, but you also need to manage financial admin and keep your business data safe and accurate.

Discover how our free bookkeeping software and accounting tools can save you time and boost your business capabilities.

Snap and scan receipts

Automate data capture to save yourself hours of admin. Use your mobile phone to snap and scan receipts, or you can upload them via desktop.

Connect multiple bank feeds

Our free business accounting software can connect one of more bank feeds, so you can securely auto-categorise and track all transactions, with a real time view of your records.

Get instant, actionable performance data

Use smart performance analytics to make better informed business decisions. Get monthly, quarterly, and annual views of expenses, net income, net profit, and more.

Make Self Assessment a breeze

Our free bookkeeping software and accounting solutions for sole traders easily generate reports with the information you need, making tax returns and Self Assessment simple.

Free accounting and bookkeeping software designed for sole operators

Sole traders often have to manage their finances and stay compliant on their own, which can be daunting—especially if maths isn’t your strong suit. However, anyone can become a good bookkeeper with the right digital tools. Easy-to-use, free accounting programs can help you keep track of your income, expenses, and tax responsibilities without extra costs.

Our Sage Sole Trader plans are great for sole traders who want a straightforward way to manage their finances.

Automate your financial admin to save time, reduce errors, and get paid faster

We know that self-employed life can be full on, and you don't need extra financial admin. We’ve designed our free online accounting software to reduce manual tasks and human error, so you can focus on growing your business. Going digital means you can say goodbye to piles of paperwork and costly errors.

HMRC recognised

Keep your tax returns easy to manage and compliant with our HMRC recognised software solutions.

Making Tax Digital (MTD) compatible

You now need to use MTD compatible software to keep digital records of your income and expenses.

Easy and intuitive to use

Online self-serve support and product tours make our solutions easy to set up and use.

Auto-categorises transactions

Your income and expenses transactions are recognised and automatically categorised for you.

Offers instant online support

Need a hand? With Sage you can get instant webchat direct from one of our experts at any time.

 Receipts icon

Tracks and manages invoices

Our Individual plan makes it easy to keep track of invoices and manage your records on the go.

Explore our free accounting software

Have a look at our plans for individuals, including our free accounting software option and our low cost plan with invoice management.

Sole Trader Free

Ideal for non-VAT registered sole traders wanting to simplify manual record keeping and taxes.
Free
No hidden charges
Completely free, no billing.

Sole Trader

Ideal for non-VAT registered sole traders wanting to manage self assessment and cashflow.
per month / excl. 20% VAT*

AI-powered accounting with you in control

Are you a VAT registered sole trader? Get small business accounting - now with AI. Our accounting software has extra features like VAT management, payroll features, and Sage Copilot - a built-in productivity assistant that gets you paid 7 days faster. 

*Get 90% off for 6 months on Sage Sole Trader, then £7 per month (excluding VAT). Terms and conditions apply.

Business tips and wisdom for freelancers

Visit our blog for articles, insights, and tips crafted to support freelancers and small business owners.

Building trust and resilience through secure software practices

Building trust and resilience through secure software practices

How Sage used the Software Security Code of Practice to strengthen assurance, collaboration and continuous improvement in the wider digital ecosystem.

Read more
Read more
Beyond the brief: Where do accountants’ hidden hours go?

Beyond the brief: Where do accountants’ hidden hours go?

Providing business-critical advice, reassurance and answering unexpected client questions all take time. Discover what the first Hidden Hours conversation reveals about accountants’ changing workload, and how practices can make that work more visible.

Read more
Read more
Plastic Packaging Tax: What businesses need to know, including 2027 updates

Plastic Packaging Tax: What businesses need to know, including 2027 updates

Are you affected by the Plastic Packaging Tax? Discover who's affected, and how, plus what's required. Changes are coming in 2027, and we detail those, too.

Read more
Read more
How to get ready for Making Tax Digital for VAT

How to get ready for Making Tax Digital for VAT

HMRC now signs up new VAT-registered businesses for MTD automatically. Learn how MTD for VAT applies, choosing software, and filing VAT Returns.

Read more
Read more
MTD for Income Tax: What accountants and clients need to do

MTD for Income Tax: What accountants and clients need to do

MTD for Income Tax started in April 2026. See the income thresholds, quarterly update deadlines, software rules, and what it means for your practice.

Read more
Read more
Is Making Tax Digital delayed?

Is Making Tax Digital delayed?

Making Tax Digital for both Income Tax and VAT has had a troubled history. Here are the official dates, who's affected, and the details most people miss.

Read more
Read more
Making Tax Digital for VAT deadlines

Making Tax Digital for VAT deadlines

MTD for VAT Returns are due one calendar month and seven days after your VAT period ends. See the key dates and a deadline checklist.

Read more
Read more
MTD for Income Tax: How to switch your practice from Self Assessment

MTD for Income Tax: How to switch your practice from Self Assessment

MTD for Income Tax is now in effect. Here’s what accountants should be doing now for themselves and their clients to get ready for the changes.

Read more
Read more