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Cash flow management software

The ability to optimize working capital is critical for any business. See how Sage cash management software provides real-time financial data and accurate forecasts, which allows users to model multiple scenarios and build financial plans accordingly. No matter what the future holds, our cash management software will help you stay on top of your cash requirements and build reserves, and it will indicate when you can deploy excess cash to good use.


What is cash management software?

Cash management software tracks, forecasts, and reports cash flows across branches and bank accounts, simplifying operations in various countries and currencies. It automates tasks and provides real-time, reliable cash flow visibility.

The benefits of our cash management software

Every business can be subject to unpredictable customer payments, variable expenses, and changing market conditions, but also needs to strike a balance in having cash on hand without too much lying idle. Cash management systems give accountants real-time visibility across multiple bank and credit accounts, allowing more accurate reporting, instant forecasting, and better financial planning.


Effortless cash management and visibility

The varying cash flows of a company’s multiple subsidiaries and locations soon lead to blind spots at the corporate level. Cash flow management software instantly renders liquidity models to accurately forecast cash needs based on accounts receivable, accounts payable, and bank balances. Effectively control your day-to-day currency flows with tools designed for proactive planning.

Streamline processes, eliminate errors

Traditional methods often rely on time-consuming manual processes that are prone to errors and lack real-time visibility. With cash management automation you can optimize operations to boost accuracy, reduce errors, and cut costs, freeing up time and resources for your core business.


Easy bank account management

When headquarters and subsidiaries each run their own checking, savings, and credit card accounts, discrepancies can arise. A business cash management system can automatically import bank accounts and reconcile records for accurate management of funds and rapid error detection.

Confident, data-driven decisions

Complex systems can leave valuable datasets hidden and in differing formats, which complicates manipulation of the data and the ability to present it clearly to stakeholders. Real-time cash flow management tools offer customizable dashboards and can generate insights that facilitate data-driven decisions.

Powerful integration and customization

The different business management systems within your organization rely on accurate sharing of their data and flexible routing of that information. Seamlessly integrate cash management software with your other business systems, customizing your cash control operations for informed liquidity planning.

The key features of cash management software

Cash flow forecasting

Optimize cash flow by tracking trends from invoices, due dates, and vendor payments.

Automated bank reconciliations

Integrate cash management tools with bank accounts to automatically spot discrepancies.

Customizable reporting dashboards and analytics

Tailor our user-friendly dashboards to pick and choose the dimensions of most interest.

Software, apps, and platform integration

Embedded in your Sage accounting and ERP solution for seamless workflows.

Cloud accessibility

Access your cash management tools from anywhere, anytime for enhanced collaboration.

Explore our cash management software solutions

Monitor operational liquidity, take control of your cash flow, and make informed decisions in real-time to streamline your business with our trusted cash flow management software.
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Sage Intacct

The smart cloud accounting and ERP solution to unleash the potential of your business. Learn why industry leaders choose Sage Intacct.


Discover Sage Intacct


Across all industries, Sage Intacct customers achieve an average of :

  • 250 % ROI
  • 6 months payback
  • 79 % close time reduction
  • 65 % productivity improvement

Rated #1 in customer satisfaction by G2.

Sage 50cloud

Sage 50

Spend less time on admin to gain greater clarity on business performance with the #1 rated accounting software for small business.*


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  • Cash flow and invoicing
  • Payments and banking
  • Expense management and job costing
  • Advanced inventory management
  • Advanced reporting and audit trails
  • Payroll-ready

* Rated the best accounting software for small and medium businesses (SMBs) by The Blueprint, a Motley Fool service.

Larry Chank

Hopi Tribe Economic Development Corporation

Our general managers and department heads now hold greater accountability because management can quickly pinpoint areas of financial concern and have accurate information with which to make better business decisions. As a result, three of our struggling entities moved into the black, our overall gross margins improved by 20 %, cash flow increased by nearly a half a million dollars, and our real estate asset values grew by over $5 million.
Hopi Tribe Economic Development Cord

Cash management software FAQs

Good cash management is important for several reasons :

  • Financial stability - Cash management helps ensure that a business has enough cash available to cover expenses and pay debts when they are due. 
  • Business growth - Good cash management can also help a business grow by ensuring that there is enough cash to invest in new opportunities, such as expanding operations or launching new products.
  • Profitability - By managing cash effectively, a business can reduce unnecessary expenses, such as interest on loans, bank fees, or overdraft charges. This can help improve profitability and cash flow.
  • Planning and budgeting - Cash management software can help businesses create and manage budgets, track expenses, and plan for future expenses and income. This can help improve financial decision-making and avoid unexpected shortfalls.
  • Healthy credit rating - Good cash management can also help improve a business' credit rating, making it easier to obtain financing or credit in the future.

Connecting your cash management platform to your bank (or banks) makes it much easier to monitor your cash position. It means you can automatically import transactions from your bank and automatically reconcile your checking, savings, and credit card accounts in just minutes. This helps you spot exceptions, manage bank errors, monitor for fraud, and maintain accurate cash balances without hours of manual work.

Automating tasks related to cash management can help a company control its resources more efficiently. For example, linking your cash management software to your bank accounts eliminates the time-consuming process of updating cash flow spreadsheets manually - now your internal documents are updated automatically. Cash management automation can apply to a number of tasks, such as information reporting, data collection, capital and currency management, and financial risk management.

Cash management software helps companies manage their past, present, and future cash flows by automating time-consuming tasks and providing reliable real-time information, thereby reducing administrative costs and errors. This is especially helpful when your company has operations in various countries and uses multiple currencies. More accurate reporting and forecasting also allow your teams to identify discrepancies, closely manage cash flow, and make more informed business decisions.

Cash management tools apply to several stages of the cash lifecycle, such as 

Cash flow from operating activities - With good visibility of the different sources and uses of cash resulting from regular business activities, managers can consider how changes in working capital affect the company's financial health.

Free cash flow to equity - Depending on the income the business generates, management will decide how much can be distributed to shareholders - or what actions to take if the result is negative.

Free cash flow to the firm - This is the cash a company has on hand after paying all its expenses, reinvestments, taxes, etc. It is one of the many financial indicators used to measure a corporation’s overall health.

Net change in cash - This is the company’s cash position at the end of an accounting period.

From initial investment to next year’s budget plan, cash management software gives you the clarity needed to make the right decisions.

Get practical advice about cash flow management, forecasting, and more

Sage advice

Read our blog and get cash management articles, insights, and tips for your business.
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